53 Balance Sheet          
             
             
  Rural Bank Group          
  as of end of periods indicated          
  amounts in thousand Pesos          
             
   
  Selected Accounts Mar-12 Jun-12 Sep-12 Dec-12  
   
  TOTAL ASSETS  170,249,016.43 170,057,892.85 173,048,202.01 174,215,105.44  
  CASH AND DUE FROM BANKS 34,632,441.45 34,010,303.17 33,722,321.69 35,917,357.52  
  TLP (INCLUSIVE OF IBL AND RRPs) , NET  104,058,152.26 104,560,648.56 107,843,437.15 107,477,023.26  
  Total Loan Portfolio (TLP), gross  110,696,810.72 111,703,603.42 115,534,672.59 115,712,455.24  
  (a) Interbank Loans Receivable (IBL) 3,147.00 1,248.69 0.00 0.00  
  (b) Total Reverse Repurchase (RRPs) 3,084.22 2,430.00 2,440.43 2,460.09  
  of which:  
  Reverse Repurchase (RRPs) with BSP 0.00 0.00 0.00 0.00  
  Reverse Repurchase (RRPs) with Other Banks 2,414.22 2,430.00 2,440.43 2,460.09  
  (c) Loans and Receivable - Others, net of amortization 110,690,579.51 111,699,924.72 115,532,232.15 115,709,995.16  
  Allowance for Credit Losses  6,638,658.46 7,142,954.86 7,691,235.44 8,235,431.99  
  TLP, gross (exclusive of IBL) 110,693,663.72 111,702,354.73 115,534,672.59 115,712,455.24  
  TLP, gross (exclusive of IBL and RRP with BSP and Other Banks) 110,691,249.51 111,699,924.72 115,532,232.15 115,709,995.16  
  TOTAL INVESTMENTS, NET 9,382,690.76 8,950,051.71 8,789,274.61 8,873,581.70  
  (A) Financial Assets, net (Portfolio Investments) 9,315,607.67 8,884,291.17 8,726,989.06 8,792,039.90  
  Financial Assets, gross (net of amortization) 9,601,624.72 9,225,284.02 9,031,909.99 9,055,522.84  
  (1) Financial Assets Held for Trading (HFT) 0.00 0.00 0.00 0.00  
  (2) Financial Assets DFVPL 11,326.53 11,264.86 11,641.72 10,008.00  
  (3) Available-for-Sale (AFS) Financial Assets 1,994,062.42 1,554,308.82 1,525,892.88 1,789,907.11  
  (4) Held-to-Maturity (HTM) Financial Assets 6,437,933.87 6,483,800.44 6,362,144.67 6,070,886.16  
  (5) Unquoted Debt Securities Classified as Loans 1,038,350.22 1,069,858.69 1,039,645.72 1,069,618.73  
  (6) Investments in Non-Marketable Equity Securities 119,951.68 106,051.21 92,585.00 115,102.84  
  Accumulated Market Gains/Losses  138,518.34 76,137.82 110,989.45 161,178.89  
  Allowance for Credit Losses  424,535.40 417,130.68 415,910.39 424,661.83  
  (B) Equity Investment in Subsidiaries/Associates/Joint Ventures, net (Direct Investments) 67,083.10 65,760.54 62,285.55 81,541.80  
  ROPA, NET 9,403,464.30 9,425,611.72 9,273,668.09 8,897,060.02  
  Real and Other Properties Acquired (ROPA), gross 10,193,954.70 10,227,602.34 10,112,418.46 9,576,153.93  
  of which:  
  (1) Sales Contract Receivables, Gross 1,212,479.39 1,272,691.88 1,405,926.08 1,499,079.01  
  (a) Performing 1,070,247.70 1,121,323.73 1,225,769.60 1,290,883.78  
  (b) Non-Performing 142,231.69 151,368.15 180,156.47 208,195.23  
  Sales Contract Receivables, Net 1,127,031.57 1,175,151.64 1,263,672.29 1,352,845.14  
  (2) Non-Current Assets Held for Sale, Gross 43,244.93 29,533.46 23,470.58 539,653.40  
  Non-Current Assets Held for Sale, net 43,244.93 29,533.46 23,470.58 539,653.40  
  Unamortized Discount and Other Deferred Credits 64,753.17 75,959.46 118,004.04 114,729.47  
  Accummulated Depreciation 238,957.41 246,594.51 270,017.48 254,971.18  
  Allowance for Losses 486,779.83 479,436.65 450,728.85 309,393.27  
  OTHER ASSETS 12,772,267.65 13,111,277.69 13,419,500.47 13,050,082.94  
  LIABILITIES AND CAPITAL  
  LIABILITIES 139,414,115.31 138,931,546.38 141,009,310.76 141,953,573.74  
  FINANCIAL LIABILITIES HFT 0.00 0.00 0.00 0.00  
  FINANCIAL LIABILITIES DFVPL 0.00 0.00 0.00 0.00  
  DEPOSIT LIABILITIES 116,934,589.83 116,540,712.63 116,347,205.71 115,828,725.58  
  Peso Liabilities 116,874,650.95 116,476,535.91 116,284,125.59 115,767,448.04  
  Demand and NOW 4,320,428.89 4,326,783.59 3,910,096.22 3,706,090.98  
  Savings 74,694,919.96 73,104,468.25 71,373,156.20 72,416,021.96  
  Time 37,759,914.11 38,937,075.94 40,881,871.30 39,530,052.94  
  LTNCD 99,387.99 108,208.13 119,001.87 115,282.16  
  Foreign Currency 59,938.88 64,176.73 63,080.12 61,277.54  
  Demand and NOW 0.00 0.00 0.00 0.00  
  Savings 44,343.05 47,392.53 46,137.82 46,558.95  
  Time 15,595.83 16,784.20 16,942.31 14,718.59  
  LTNCD 0.00 0.00 0.00 0.00  
  DUE TO BANKS/OTHERS 12,053.14 20,641.00 10,769.42 25,609.64  
  BILLS PAYABLE 13,722,873.29 12,893,088.98 15,013,564.57 15,768,324.96  
  BONDS PAYABLE 0.00 0.00 0.00 0.00  
  UNSECURED SUBORDINATED DEBT, NET 428,326.67 428,366.67 458,463.54 408,503.54  
  REDEEMABLE PREFERRED SHARES 96,269.84 92,994.75 109,700.83 109,902.18  
  DERIVATIVES WITH NEGATIVE FAIR VALUE HELD FOR HEDGING 0.00 0.00 0.00 0.00  
  OTHER LIABILITIES 8,220,002.53 8,955,742.34 9,069,606.68 9,812,507.84  
  TOTAL CAPITAL ACCOUNTS  30,834,901.12 31,126,346.48 32,038,891.25 32,261,531.69  
  Capital Stock 20,513,484.03 21,507,256.16 22,074,186.86 22,167,199.90  
  Retained Earnings & Undivided Profits 10,067,774.45 9,441,834.16 9,755,451.58 9,778,423.13  
  Other Comprehensive Income 139,596.80 77,819.61 112,052.67 160,320.78  
  Appraisal Increment Reserves 111,570.84 97,341.69 96,120.74 91,608.26  
  Other Capital 2,475.00 2,094.86 1,079.40 63,979.63  
             
Source : Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas