70 Compliance with Magna Carta for Micro, Small and Medium Enterprises1/
 
 
Philippine Banking System
as of end of periods indicated
in billion pesos
 
 
ALL BANKS UNIVERSAL AND COMMERCIAL BANKS THRIFT BANKS RURAL AND COOPERATIVE BANKS  
 
Mar-12 Jun-12 Sep-12 Dec-12 Mar-12 Jun-12 Sep-12 Dec-12 Mar-12 Jun-12 Sep-12 Dec-12 Mar-12 Jun-12 Sep-12 Dec-12  
                                 
   I. Total Loan Portfolio Net of Exclusions                    2,619.124                   2,654.808                   2,843.036                   2,912.347                   2,293.512                   2,283.328                   2,436.151                   2,492.795                    294.568                    316.797                    344.364                    354.972                    31.043                    54.683                    62.522                    64.580  
   
   II. Minimum Amount Required to be Allocated for:   
   A. Micro and Small Enterprises (MSEs) Credit (P (Item 1) x 8%)                         209.530                        212.385                        227.443                        232.988                        183.481                        182.666                        194.892                        199.424                       23.565                       25.344                       27.549                       28.398                       2.483                       4.375                       5.002                       5.166  
   B. Medium Enterprises (MEs) Credit (P (Item 1) x 2%)                            52.382                           53.096                           56.861                           58.247                           45.870                           45.667                           48.723                           49.856                          5.891                          6.336                          6.887                          7.099                       0.621                       1.094                       1.250                       1.292  
   
   III. Compliance with Prescribed Allocation of Loan Portfolio to:   
   A. Micro and Small Enterprises   
   1. Total eligible investment for MSEs                         162.793                        182.286                        181.029                        186.189                        110.896                        118.832                        118.508                        122.492                       42.849                       49.963                       47.520                       49.318                       9.049                    13.491                    15.001                    14.379  
   a. Direct compliance for MSEs                         160.349                        180.194                        178.970                        184.340                        108.529                        116.830                        116.547                        120.847                       42.784                       49.891                       47.440                       49.131                       9.037                    13.474                    14.984                    14.362  
   b. Alternative compliance for MSEs                               2.444                              2.091                              2.059                              1.849                              2.367                              2.002                              1.962                              1.645                          0.065                          0.072                          0.080                          0.186                       0.012                       0.018                       0.017                       0.017  
   2. Excess/(Deficiency) (III.A.1 - II.A)                          (46.736)                         (30.099)                         (46.414)                         (46.799)                         (72.585)                         (63.834)                         (76.384)                         (76.932)                       19.284                       24.619                       19.971                       20.920                       6.565                       9.117                       9.999                       9.213  
   3. Excess compliance of a bank/s used by another bank/s                            10.312                                        -                              (0.000)                              0.000                           10.312                              8.013                           11.269                              9.339                                    -                          (7.950)                     (11.269)                        (9.339)                                 -                       (0.063)                                 -                                   -    
   4. Total compliance for MSEs (III.A.1 + III.A.3)                         173.106                        182.286                        181.029                        186.189                        121.208                        126.845                        129.777                        131.831                       42.849                       42.013                       36.251                       39.979                       9.049                    13.428                    15.001                    14.379  
   5. Percentage of compliance for MSEs ([III.A.4/I] x 100)                                  6.61                                 6.87                                 6.37                                 6.39                                 5.28                                 5.56                                 5.33                                 5.29                          14.55                          13.26                          10.53                          11.26                       29.15                       24.56                       23.99                       22.27  
   
   B. Medium Enterprises   
   1. Total eligible investment for MEs                         170.354                        189.053                        186.950                        201.493                        146.912                        150.803                        152.829                        167.798                       18.997                       32.576                       27.297                       27.559                       4.446                       5.674                       6.824                       6.136  
   a. Direct compliance for MEs                         170.204                        188.875                        186.767                        201.304                        146.814                        150.688                        152.717                        167.687                       18.974                       32.549                       27.264                       27.524                       4.416                       5.637                       6.786                       6.094  
   b. Alternative compliance for MEs                               0.150                              0.178                              0.183                              0.188                              0.098                              0.115                              0.112                              0.111                          0.022                          0.027                          0.033                          0.035                       0.029                       0.037                       0.038                       0.042  
   2. Excess/(Deficiency) (III.B.1 - II.B)                         117.972                        135.956                        130.089                        143.246                        101.042                        105.137                        104.106                        117.942                       13.105                       26.240                       20.409                       20.459                       3.825                       4.580                       5.574                       4.844  
   3. Excess compliance of a bank/s used by another bank/s                             (0.021)                                        -                                          -                                          -                              (0.021)                            (0.000)                                        -                                          -                                      -                            0.000                                    -                                      -                                   -                                   -                                   -                                   -    
   4. Total compliance for MEs (III.B.1 + III.B.3)                         170.334                        189.053                        186.950                        201.493                        146.892                        150.803                        152.829                        167.798                       18.997                       32.576                       27.297                       27.559                       4.446                       5.674                       6.824                       6.136  
   5. Percentage of compliance for MEs ([III.B.4/I] x 100)                                  6.50                                 7.12                                 6.58                                 6.92                                 6.40                                 6.60                                 6.27                                 6.73                             6.45                          10.28                             7.93                             7.76                       14.32                       10.38                       10.92                          9.50  
                                                   
                                                   
 1/ Republic Act No 6977 (as amended by RA Nos. 8289 and 9501) 
   
 Note: Details may not add up to totals due to rounding-off 
 Source : Supervisory Data Center, Supervision and Examination Sector 
 Updated as of 26 November 2013