8 REAL ESTATE LOANS
 
 
Philippine Banking System
as of end of periods indicated
in billion pesos
 
           
  Mar-12 Jun-12 Sep-12 Dec-12
         
  Levels
  A. Real Estate Loans (RELs) 524.128 546.455 560.776 676.928
  Residential REL 232.570 244.428 249.443 264.525
  Commercial REL 291.558 302.027 311.333 412.403
  Current 494.928 519.814 534.294 650.761
  Residential REL 221.545 233.361 237.835 252.560
  Commercial REL 273.382 286.453 296.459 398.201
  Past Due (PDRELs) 29.201 26.641 26.482 26.167
  Residential REL 11.025 11.067 11.608 11.966
  Commercial REL 18.176 15.574 14.874 14.202
  Non-Performing (NPRELs) 26.763 24.202 25.126 24.789
  Residential REL 9.781 9.744 10.681 10.899
  Commercial REL 16.982 14.458 14.445 13.890
   
   
  Ratios (%)  
  RELs / TLP (exclusive of IBL) 15.19 14.97 15.20 17.19
  Residential REL / RELs 44.37 44.73 44.48 39.08
  Commercial REL/ RELs 55.63 55.27 55.52 60.92
  PDRELs / RELs 5.57 4.88 4.72 3.87
  PD Residential REL / Residential REL 4.74 4.53 4.65 4.52
  PD Commercial REL / Commercial REL 6.23 5.16 4.78 3.44
  NPRELs / RELs 5.11 4.43 4.48 3.66
  NP Residential REL / Residential REL 4.21 3.99 4.28 4.12
  NP Commercial REL/ Commercial REL 5.82 4.79 4.64 3.37
  PDRELs / TLP (exclusive of IBL) 0.85 0.73 0.72 0.66
  NPRELs / TLP (exclusive of IBL) 0.78 0.66 0.68 0.63
                   
                   
Note: Details may not add up to totals due to rounding-off
Source: Supervisory Data Center, Supervision and Examination Sector
Updated as of 19 February 2013