3 Balance Sheet                          
                             
                             
  Philippine Banking System                          
  as of end of periods indicated                          
  amounts in thousand Pesos                          
                             
   
  Selected Accounts Jan-13 Feb-13 Mar-13 Apr-13 May-13 Jun-13 Jul-13 Aug-13 Sep-13 Oct-13 Nov-13 Dec-13  
   
  TOTAL ASSETS  7,918,602,627.01 7,939,153,795.84 8,119,448,023.62 8,142,273,062.15 8,345,552,369.92 8,616,529,916.52 8,932,393,261.37 8,955,947,100.77 9,134,604,557.11 9,117,899,713.44 9,689,635,539.38 9,970,839,104.20  
  CASH AND DUE FROM BANKS 1,423,476,611.32 1,429,589,501.21 1,522,816,076.31 1,492,776,449.95 1,618,210,269.87 1,796,344,738.74 2,061,807,516.38 2,002,261,515.75 2,130,031,346.45 2,104,872,792.56 2,520,489,328.14 2,553,262,139.36  
  TLP (INCLUSIVE OF IBL AND RRPs) , NET  4,009,630,488.45 3,994,365,271.44 4,036,884,800.65 4,092,105,745.69 4,113,364,560.62 4,197,301,898.60 4,208,895,979.73 4,270,534,225.97 4,378,295,658.06 4,389,085,072.64 4,513,981,705.19 4,736,076,191.22  
  Total Loan Portfolio (TLP), gross  4,168,061,678.16 4,150,059,271.04 4,193,756,021.14 4,251,637,947.07 4,274,060,691.38 4,358,462,551.66 4,371,140,914.08 4,432,433,885.48 4,539,571,373.66 4,550,217,313.66 4,671,145,657.15 4,896,950,223.59  
  (a) Interbank Loans Receivable (IBL) 155,473,597.62 140,174,245.08 134,471,225.62 163,013,657.61 144,890,955.92 142,110,191.51 140,685,763.55 144,611,593.45 160,267,798.57 150,325,347.55 158,725,531.37 185,067,386.35  
  (b) Total Reverse Repurchase (RRPs) 280,818,482.59 289,073,051.08 289,707,288.37 293,555,303.24 294,530,364.15 296,687,918.40 304,358,825.14 295,783,425.04 297,932,944.54 304,015,590.42 305,823,741.90 310,827,441.22  
  of which:  
  Reverse Repurchase (RRPs) with BSP 275,512,000.00 282,996,000.00 284,175,000.00 286,455,000.00 287,496,000.00 289,791,000.00 290,122,000.00 289,623,000.00 289,734,000.00 290,820,000.00 291,690,000.00 294,516,000.00  
  Reverse Repurchase (RRPs) with Other Banks 411,118.88 408,491.42 409,916.37 948,861.33 877,348.57 0.00 0.00 0.00 0.00 0.00 0.00 2,219,750.01  
  (c) Loans and Receivable - Others, net of amortization 3,731,769,597.95 3,720,811,974.88 3,769,577,507.14 3,795,068,986.21 3,834,639,371.31 3,919,664,441.75 3,926,096,325.40 3,992,038,866.99 4,081,370,630.55 4,095,876,375.70 4,206,596,383.87 4,401,055,396.02  
  Allowance for Credit Losses  158,431,189.71 155,693,999.60 156,871,220.49 159,532,201.38 160,696,130.76 161,160,653.06 162,244,934.35 161,899,659.51 161,275,715.61 161,132,241.02 157,163,951.96 160,874,032.37  
  TLP, gross (exclusive of IBL) 4,012,588,080.54 4,009,885,025.96 4,059,284,795.52 4,088,624,289.45 4,129,169,735.46 4,216,352,360.15 4,230,455,150.54 4,287,822,292.03 4,379,303,575.09 4,399,891,966.11 4,512,420,125.77 4,711,882,837.25  
  TLP, gross (exclusive of IBL and RRP with BSP and Other Banks) 3,736,664,961.65 3,726,480,534.54 3,774,699,879.14 3,801,220,428.12 3,840,796,386.89 3,926,561,360.15 3,940,333,150.54 3,998,199,292.03 4,089,569,575.09 4,109,071,966.11 4,220,730,125.77 4,415,147,087.23  
  TOTAL INVESTMENTS, NET 1,997,586,258.51 1,977,152,086.35 2,020,594,645.70 2,034,792,831.00 2,074,027,753.04 2,072,744,424.78 2,123,798,160.70 2,152,922,407.91 2,097,432,341.97 2,108,148,105.99 2,131,310,826.81 2,151,984,579.35  
  (A) Financial Assets, net (Portfolio Investments) 1,832,126,962.54 1,809,483,430.95 1,842,519,078.26 1,854,189,221.18 1,888,171,200.50 1,884,802,501.99 1,935,842,030.66 1,963,868,589.24 1,911,149,616.76 1,923,566,514.87 1,941,240,948.04 1,971,439,943.05  
  Financial Assets, gross (net of amortization) 1,785,403,248.41 1,767,590,467.61 1,767,989,106.70 1,783,309,294.84 1,844,214,876.51 1,896,042,888.90 1,928,548,228.17 1,992,479,242.63 1,933,127,977.23 1,922,407,344.21 1,956,626,512.42 2,006,646,800.25  
  (1) Financial Assets Held for Trading (HFT) 233,933,045.97 235,041,935.08 224,170,906.00 257,744,479.16 234,889,047.34 225,195,827.73 207,379,158.53 239,111,603.58 194,431,542.25 193,270,846.43 178,678,447.19 170,686,981.50  
  (2) Financial Assets DFVPL 8,328,221.38 8,313,956.10 7,911,699.58 8,223,536.82 7,029,919.08 5,795,056.69 5,780,366.34 5,665,348.86 5,761,393.03 5,733,443.41 6,553,711.49 6,462,760.64  
  (3) Available-for-Sale (AFS) Financial Assets 1,102,169,960.84 1,089,990,347.88 1,115,099,381.65 1,095,969,969.96 1,164,428,001.99 1,216,878,602.52 1,267,558,497.26 1,308,891,145.82 1,310,715,819.16 1,300,169,640.53 1,315,746,065.49 1,333,277,696.76  
  (4) Held-to-Maturity (HTM) Financial Assets 296,351,290.45 291,113,187.15 275,937,647.44 274,999,300.86 292,315,396.90 303,448,641.58 299,123,644.75 291,944,772.33 276,027,281.45 278,908,597.03 314,220,608.92 354,236,341.17  
  (5) Unquoted Debt Securities Classified as Loans 123,989,478.12 122,496,710.33 124,233,748.25 125,683,227.47 124,704,386.35 123,727,909.67 127,679,236.71 125,908,162.38 125,227,633.74 123,398,683.64 120,568,036.47 121,213,752.86  
  (6) Investments in Non-Marketable Equity Securities 20,631,251.66 20,634,331.07 20,635,723.77 20,688,780.58 20,848,124.85 20,996,850.71 21,027,324.58 20,958,209.67 20,964,307.60 20,926,133.17 20,859,642.86 20,769,267.31  
  Accumulated Market Gains/Losses  72,233,511.45 67,990,692.64 100,012,700.49 96,692,476.56 69,946,251.34 14,891,249.26 33,156,076.09 (2,495,504.68) 3,883,904.70 26,805,087.08 10,266,010.59 (9,405,510.30)  
  Allowance for Credit Losses  25,509,797.32 26,097,729.30 25,482,728.92 25,812,550.22 25,989,927.35 26,131,636.17 25,862,273.60 26,115,148.71 25,862,265.17 25,645,916.42 25,651,574.96 25,801,346.90  
  (B) Equity Investment in Subsidiaries/Associates/Joint Ventures, net (Direct Investments) 165,459,295.97 167,668,655.40 178,075,567.44 180,603,609.82 185,856,552.54 187,941,922.79 187,956,130.05 189,053,818.67 186,282,725.21 184,581,591.12 190,069,878.77 180,544,636.30  
  ROPA, NET 115,164,976.37 115,064,855.52 114,140,730.13 113,255,697.47 112,417,401.62 112,255,174.93 111,280,841.72 111,073,152.76 110,141,909.16 109,333,187.89 109,104,580.97 109,530,659.57  
  Real and Other Properties Acquired (ROPA), gross 145,895,200.22 145,621,597.77 144,991,393.16 144,366,609.57 143,180,086.45 143,063,084.38 142,001,408.92 141,399,554.92 140,757,777.02 141,362,619.69 141,268,087.70 142,292,683.22  
  of which:  
  (1) Sales Contract Receivables, Gross 20,677,105.34 20,394,195.48 19,811,374.44 19,529,888.14 19,196,469.55 19,186,443.80 19,060,437.76 18,825,817.89 18,673,371.41 18,991,608.12 18,686,752.79 19,421,813.43  
  (a) Performing 14,665,595.33 14,279,036.22 13,919,905.70 13,730,339.07 13,392,491.24 13,366,431.20 13,085,633.65 11,916,553.91 12,553,919.21 12,592,576.74 12,571,409.01 13,025,585.70  
  (b) Non-Performing 6,011,510.01 6,115,159.26 5,891,468.74 5,799,549.07 5,803,978.32 5,820,012.60 5,974,804.11 6,909,263.98 6,119,452.20 6,399,031.39 6,115,343.78 6,396,227.72  
  Sales Contract Receivables, Net 20,097,816.61 19,766,923.78 19,212,668.71 18,933,025.79 18,602,916.40 18,562,521.31 18,435,008.33 18,193,084.16 18,034,832.38 18,368,850.81 18,053,505.20 18,765,485.25  
  (2) Non-Current Assets Held for Sale, Gross 11,651,974.66 11,299,261.24 11,145,836.06 11,252,291.36 11,272,811.11 11,435,709.03 11,328,849.63 11,429,932.62 11,025,193.27 5,020,725.61 5,143,768.98 4,496,604.70  
  Non-Current Assets Held for Sale, net 8,847,124.34 8,519,033.26 7,915,103.98 8,020,594.56 7,956,282.43 8,118,648.65 8,001,834.08 8,085,385.91 7,524,507.54 3,867,476.36 4,011,632.02 3,727,672.63  
  Unamortized Discount and Other Deferred Credits 227,808.03 226,688.22 238,415.99 236,663.76 235,150.79 252,510.74 251,502.90 253,819.46 259,024.11 242,902.22 245,031.16 267,956.43  
  Accummulated Depreciation 13,487,851.96 12,974,902.45 13,013,846.78 13,001,727.34 12,949,355.94 12,887,493.10 12,793,757.40 12,794,467.09 12,848,421.22 14,162,389.23 14,209,207.22 14,360,941.61  
  Allowance for Losses 17,014,563.86 17,355,151.58 17,598,400.27 17,872,520.99 17,578,178.09 17,667,905.62 17,675,306.90 17,278,115.61 17,508,422.53 17,624,140.34 17,709,268.35 18,133,125.61  
  OTHER ASSETS 372,744,292.35 422,982,081.33 425,011,770.83 409,342,338.04 427,532,384.77 437,883,679.46 426,610,762.84 419,155,798.39 418,703,301.48 406,460,554.36 414,749,098.26 419,985,534.70  
  LIABILITIES AND CAPITAL  
  LIABILITIES 6,832,078,643.93 6,826,962,457.36 6,950,046,405.39 6,955,722,066.91 7,179,093,327.03 7,499,146,388.06 7,786,820,106.43 7,837,232,917.90 8,000,175,600.13 7,953,551,110.72 8,532,639,270.94 8,845,031,624.81  
  FINANCIAL LIABILITIES HFT 45,407,383.42 40,273,571.61 35,736,944.51 33,021,211.69 47,439,259.88 61,135,182.62 51,969,888.59 57,825,193.94 47,739,204.28 42,212,528.79 41,129,409.13 40,789,459.62  
  FINANCIAL LIABILITIES DFVPL 6,166,664.00 6,131,809.17 6,096,508.36 6,061,111.86 6,017,479.32 0.00 0.00 0.00 0.00 0.00 0.00 0.00  
  DEPOSIT LIABILITIES 5,604,668,134.88 5,625,515,353.76 5,722,893,157.12 5,792,528,666.06 6,012,953,704.65 6,351,705,103.49 6,678,788,347.47 6,699,245,714.00 6,876,218,689.80 6,889,122,147.09 7,391,104,528.66 7,608,868,021.30  
  Peso Liabilities 4,525,019,944.19 4,554,501,995.53 4,673,365,068.17 4,731,672,354.28 4,937,923,444.55 5,235,066,712.95 5,558,233,686.30 5,541,916,083.27 5,728,228,272.21 5,751,071,523.46 6,226,719,185.97 6,448,697,751.15  
  Demand and NOW 1,140,542,439.72 1,148,381,939.10 1,186,525,645.77 1,222,303,272.92 1,266,851,230.07 1,326,364,592.30 1,421,385,134.75 1,368,862,560.55 1,381,751,152.59 1,388,684,229.46 1,455,902,444.28 1,550,771,125.43  
  Savings 2,223,726,387.28 2,269,972,602.95 2,347,445,847.58 2,356,184,149.35 2,430,362,510.03 2,557,266,900.55 2,631,119,621.75 2,668,553,575.15 2,739,227,992.82 2,745,243,466.88 2,916,464,649.52 3,021,866,413.43  
  Time 1,109,894,085.86 1,085,031,414.50 1,082,444,473.52 1,094,150,645.70 1,181,519,520.57 1,292,222,488.46 1,446,497,078.67 1,445,279,205.80 1,543,023,164.28 1,545,922,592.00 1,773,490,173.01 1,789,281,855.18  
  LTNCD 50,857,031.33 51,116,038.99 56,949,101.31 59,034,286.31 59,190,183.88 59,212,731.64 59,231,851.12 59,220,741.77 64,225,962.52 71,221,235.12 80,861,919.16 86,778,357.12  
  Foreign Currency 1,079,648,190.69 1,071,013,358.23 1,049,528,088.95 1,060,856,311.78 1,075,030,260.10 1,116,638,390.54 1,120,554,661.17 1,157,329,630.73 1,147,990,417.58 1,138,050,623.62 1,164,385,342.70 1,160,170,270.15  
  Demand and NOW 39,670,557.96 40,303,784.40 40,268,130.01 41,769,227.87 43,058,061.53 51,432,400.30 52,301,954.30 58,555,954.71 53,056,424.20 47,500,902.52 48,551,467.45 44,710,919.08  
  Savings 499,724,069.43 481,229,964.94 477,498,273.82 499,769,312.22 500,117,641.68 519,147,686.61 525,354,822.55 538,883,057.02 544,067,220.64 541,598,400.15 551,858,110.65 542,238,625.12  
  Time 540,253,563.30 549,479,608.89 531,761,685.13 519,317,771.70 531,854,556.88 546,058,303.63 542,897,884.32 559,890,619.00 550,866,772.74 548,951,320.95 563,975,764.60 573,220,725.94  
  LTNCD 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00  
  DUE TO BANKS/OTHERS 253,461,325.46 217,028,849.11 211,634,436.75 204,726,362.31 182,966,642.00 158,860,798.27 145,368,164.08 165,758,732.86 174,009,970.08 173,003,899.42 176,824,799.74 166,637,730.86  
  BILLS PAYABLE 427,646,099.81 413,397,634.84 439,258,067.19 379,317,542.85 389,423,360.84 402,422,831.63 385,484,216.29 384,803,770.70 384,289,071.46 364,439,012.98 394,519,063.15 502,409,674.72  
  BONDS PAYABLE 57,838,837.21 57,805,934.85 58,007,196.79 58,514,685.47 60,088,513.54 61,428,170.21 61,745,067.57 63,433,329.60 61,921,598.33 61,455,303.19 62,240,329.39 63,146,794.05  
  UNSECURED SUBORDINATED DEBT, NET 113,467,755.59 106,355,861.21 101,882,520.79 101,888,610.25 91,893,903.55 91,824,214.13 91,830,384.05 91,835,811.73 76,741,143.47 64,745,232.37 74,726,284.29 62,803,684.74  
  REDEEMABLE PREFERRED SHARES 351,655.35 351,655.35 318,261.97 318,261.97 318,261.97 316,332.66 316,332.66 316,332.66 318,543.51 318,543.51 318,543.51 320,130.64  
  DERIVATIVES WITH NEGATIVE FAIR VALUE HELD FOR HEDGING 361,006.28 346,993.49 337,396.53 336,523.04 411,637.57 467,959.13 314,343.62 288,955.73 233,348.72 225,326.87 232,180.96 241,611.89  
  OTHER LIABILITIES 322,709,781.93 359,754,793.99 373,881,915.38 379,009,091.41 387,580,563.72 370,985,795.92 371,003,362.10 373,725,076.69 378,704,030.48 358,029,116.51 391,544,132.11 399,814,516.98  
  TOTAL CAPITAL ACCOUNTS  1,086,523,983.08 1,112,191,338.48 1,169,401,618.23 1,186,550,995.24 1,166,459,042.89 1,117,383,528.46 1,145,573,154.94 1,118,714,182.87 1,134,428,956.98 1,164,348,602.72 1,156,996,268.44 1,125,807,479.39  
  Capital Stock 468,577,688.68 509,698,596.89 517,351,958.32 521,813,195.27 529,049,332.78 529,748,781.92 531,052,476.89 531,109,049.66 543,962,492.43 544,030,282.77 545,581,630.97 542,304,811.28  
  Retained Earnings & Undivided Profits 389,392,824.75 378,808,975.07 403,446,837.11 416,120,315.84 413,886,322.10 420,610,302.50 424,755,744.70 432,736,274.99 428,475,253.96 436,693,580.29 445,465,024.83 440,011,295.63  
  Other Comprehensive Income 72,126,750.77 68,227,338.48 97,004,113.48 95,267,378.19 70,080,392.65 12,792,856.30 34,851,016.23 61,756.94 6,039,745.25 28,115,150.04 11,232,421.30 (12,339,468.05)  
  Appraisal Increment Reserves 3,410,202.35 3,410,201.70 3,432,135.61 3,434,559.44 3,432,142.55 3,432,106.15 3,432,105.50 3,416,153.82 3,442,978.89 3,444,187.04 3,445,395.19 3,383,891.74  
  Other Capital 153,016,516.53 152,046,226.33 148,166,573.71 149,915,546.51 150,010,852.81 150,799,481.58 151,481,811.63 151,390,947.45 152,508,486.45 152,065,402.58 151,271,796.15 152,446,948.79