48 Balance Sheet          
             
             
  Rural and Cooperative Bank Group          
  as of end of periods indicated          
  amounts in thousand Pesos          
             
   
  Selected Accounts Mar-13 Jun-13 Sep-13 Dec-13  
   
  TOTAL ASSETS  192,551,049.62 195,958,733.93 193,099,755.02 202,326,811.85  
  CASH AND DUE FROM BANKS 39,569,018.71 43,348,204.66 41,363,435.33 45,223,002.92  
  TLP (INCLUSIVE OF IBL AND RRPs) , NET  119,052,896.85 118,997,447.81 117,043,216.28 121,461,126.08  
  Total Loan Portfolio (TLP), gross  129,472,541.85 128,740,203.74 126,781,883.21 131,788,296.54  
  (a) Interbank Loans Receivable (IBL) 0.00 0.00 0.00 0.00  
  (b) Total Reverse Repurchase (RRPs) 2,469.33 0.00 0.00 0.00  
  of which:  
  Reverse Repurchase (RRPs) with BSP 0.00 0.00 0.00 0.00  
  Reverse Repurchase (RRPs) with Other Banks 2,469.33 0.00 0.00 0.00  
  (c) Loans and Receivable - Others, net of amortization 129,470,072.52 128,740,203.74 126,781,883.21 131,788,296.54  
  Allowance for Credit Losses  10,419,645.00 9,742,755.93 9,738,666.93 10,327,170.45  
  TLP, gross (exclusive of IBL) 129,472,541.85 128,740,203.74 126,781,883.21 131,788,296.54  
  TLP, gross (exclusive of IBL and RRP with BSP and Other Banks) 129,470,072.52 128,740,203.74 126,781,883.21 131,788,296.54  
  TOTAL INVESTMENTS, NET 9,954,928.94 9,951,777.15 11,121,805.85 10,880,759.75  
  (A) Financial Assets, net (Portfolio Investments) 9,853,602.26 9,850,523.37 11,020,240.09 10,768,206.52  
  Financial Assets, gross (net of amortization) 9,905,166.47 9,903,560.93 11,072,420.70 10,810,731.78  
  (1) Financial Assets Held for Trading (HFT) 50,000.00 65,000.00 90,500.00 90,500.00  
  (2) Financial Assets DFVPL 12,422.56 10,537.48 17,176.45 17,176.45  
  (3) Available-for-Sale (AFS) Financial Assets 1,984,599.83 1,662,198.73 2,106,148.59 2,203,223.90  
  (4) Held-to-Maturity (HTM) Financial Assets 6,512,550.10 6,810,060.93 7,137,947.38 6,743,664.70  
  (5) Unquoted Debt Securities Classified as Loans 1,212,788.32 1,219,776.98 1,579,184.07 1,621,419.71  
  (6) Investments in Non-Marketable Equity Securities 132,805.66 135,986.82 141,464.21 134,747.01  
  Accumulated Market Gains/Losses  396,086.73 395,924.22 394,701.95 393,719.85  
  Allowance for Credit Losses  447,650.94 448,961.78 446,882.56 436,245.11  
  (B) Equity Investment in Subsidiaries/Associates/Joint Ventures, net (Direct Investments) 101,326.68 101,253.78 101,565.75 112,553.23  
  ROPA, NET 9,765,855.19 10,158,594.80 10,283,104.81 11,070,808.57  
  Real and Other Properties Acquired (ROPA), gross 10,540,728.55 11,020,462.76 11,207,169.83 12,028,537.47  
  of which:  
  (1) Sales Contract Receivables, Gross 1,652,048.85 1,763,466.82 1,726,870.18 1,960,867.42  
  (a) Performing 1,409,667.78 1,424,351.14 1,404,091.43 1,593,047.54  
  (b) Non-Performing 242,381.07 339,115.68 322,778.76 367,819.88  
  Sales Contract Receivables, Net 1,485,108.06 1,572,079.48 1,526,514.64 1,740,524.84  
  (2) Non-Current Assets Held for Sale, Gross 507,805.38 558,832.72 631,716.79 801,183.39  
  Non-Current Assets Held for Sale, net 507,805.38 558,832.72 631,716.79 801,183.39  
  Unamortized Discount and Other Deferred Credits 129,996.60 146,564.16 154,211.33 174,258.73  
  Accummulated Depreciation 291,816.97 307,362.28 337,798.14 344,798.16  
  Allowance for Losses 353,059.79 407,941.52 432,055.55 438,672.01  
  OTHER ASSETS 14,208,349.93 13,502,709.52 13,288,192.75 13,691,114.54  
  LIABILITIES AND CAPITAL  
  LIABILITIES 158,464,027.53 160,399,762.87 156,644,088.64 165,658,364.51  
  FINANCIAL LIABILITIES HFT 0.00 0.00 0.00 0.00  
  FINANCIAL LIABILITIES DFVPL 0.00 0.00 0.00 0.00  
  DEPOSIT LIABILITIES 131,051,479.73 135,144,468.70 133,507,559.39 138,910,696.08  
  Peso Liabilities 130,984,842.78 135,076,456.55 133,439,799.49 138,829,183.75  
  Demand and NOW 4,158,627.11 4,313,336.23 4,225,906.58 4,185,105.38  
  Savings 81,377,656.33 84,888,525.28 81,954,584.73 85,984,993.89  
  Time 45,290,752.06 45,713,243.09 47,105,452.42 48,625,333.51  
  LTNCD 157,807.27 161,351.96 153,855.77 33,750.97  
  Foreign Currency 66,636.96 68,012.14 67,759.90 81,512.33  
  Demand and NOW 0.00 0.00 0.00 0.00  
  Savings 47,743.28 49,906.49 48,438.55 61,805.17  
  Time 18,893.68 18,105.65 19,321.35 19,707.15  
  LTNCD 0.00 0.00 0.00 0.00  
  DUE TO BANKS/OTHERS 20,914.15 32,566.64 20,798.02 26,871.81  
  BILLS PAYABLE 15,868,471.42 13,902,326.58 13,136,595.64 16,302,054.57  
  BONDS PAYABLE 0.00 0.00 0.00 0.00  
  UNSECURED SUBORDINATED DEBT, NET 583,010.21 508,009.92 408,074.92 358,598.25  
  REDEEMABLE PREFERRED SHARES 186,485.27 184,555.96 186,766.81 188,353.94  
  DERIVATIVES WITH NEGATIVE FAIR VALUE HELD FOR HEDGING 0.00 0.00 0.00 0.00  
  OTHER LIABILITIES 10,753,666.75 10,627,835.08 9,384,293.85 9,871,789.86  
  TOTAL CAPITAL ACCOUNTS  34,087,022.09 35,558,971.06 36,455,666.38 36,668,447.34  
  Capital Stock 23,559,874.46 23,993,113.99 24,218,625.08 24,940,599.24  
  Retained Earnings & Undivided Profits 9,901,381.08 10,599,895.89 11,193,831.60 10,696,466.90  
  Other Comprehensive Income 430,217.01 390,090.42 385,137.52 391,674.28  
  Appraisal Increment Reserves 113,542.82 113,507.07 113,507.07 113,507.07  
  Other Capital 82,006.73 462,363.70 544,565.12 526,199.85  
             
Source : Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas