53 Balance Sheet          
             
             
  Rural Bank Group          
  as of end of periods indicated          
  amounts in thousand Pesos          
             
   
  Selected Accounts Mar-13 Jun-13 Sep-13 Dec-13  
   
  TOTAL ASSETS  178,229,050.76 182,807,605.05 179,925,998.57 188,411,272.88  
  CASH AND DUE FROM BANKS 37,029,728.90 40,445,210.37 38,560,625.10 42,013,576.61  
  TLP (INCLUSIVE OF IBL AND RRPs) , NET  109,259,538.27 110,537,689.47 108,465,427.32 112,629,161.46  
  Total Loan Portfolio (TLP), gross  117,836,962.46 119,334,129.82 117,235,822.64 121,922,694.37  
  (a) Interbank Loans Receivable (IBL) 0.00 0.00 0.00 0.00  
  (b) Total Reverse Repurchase (RRPs) 2,469.33 0.00 0.00 0.00  
  of which:  
  Reverse Repurchase (RRPs) with BSP 0.00 0.00 0.00 0.00  
  Reverse Repurchase (RRPs) with Other Banks 2,469.33 0.00 0.00 0.00  
  (c) Loans and Receivable - Others, net of amortization 117,834,493.13 119,334,129.82 117,235,822.64 121,922,694.37  
  Allowance for Credit Losses  8,577,424.19 8,796,440.35 8,770,395.32 9,293,532.91  
  TLP, gross (exclusive of IBL) 117,836,962.46 119,334,129.82 117,235,822.64 121,922,694.37  
  TLP, gross (exclusive of IBL and RRP with BSP and Other Banks) 117,834,493.13 119,334,129.82 117,235,822.64 121,922,694.37  
  TOTAL INVESTMENTS, NET 9,630,145.35 9,609,613.84 10,794,702.10 10,566,367.78  
  (A) Financial Assets, net (Portfolio Investments) 9,531,584.65 9,511,058.14 10,696,146.40 10,456,824.60  
  Financial Assets, gross (net of amortization) 9,545,910.97 9,535,050.55 10,719,117.32 10,477,001.80  
  (1) Financial Assets Held for Trading (HFT) 50,000.00 65,000.00 90,500.00 90,500.00  
  (2) Financial Assets DFVPL 12,422.56 10,537.48 17,176.45 17,176.45  
  (3) Available-for-Sale (AFS) Financial Assets 1,974,510.72 1,635,986.80 2,081,339.83 2,179,209.32  
  (4) Held-to-Maturity (HTM) Financial Assets 6,242,412.84 6,544,248.16 6,884,872.87 6,493,595.86  
  (5) Unquoted Debt Securities Classified as Loans 1,157,405.58 1,169,966.15 1,531,679.38 1,576,290.72  
  (6) Investments in Non-Marketable Equity Securities 109,159.27 109,311.95 113,548.79 120,229.45  
  Accumulated Market Gains/Losses  395,623.87 395,030.48 394,146.08 393,320.05  
  Allowance for Credit Losses  409,950.19 419,022.89 417,117.01 413,497.25  
  (B) Equity Investment in Subsidiaries/Associates/Joint Ventures, net (Direct Investments) 98,560.70 98,555.70 98,555.70 109,543.18  
  ROPA, NET 9,207,863.04 9,629,759.00 9,735,969.09 10,414,116.22  
  Real and Other Properties Acquired (ROPA), gross 9,928,316.58 10,434,628.07 10,602,252.55 11,309,374.96  
  of which:  
  (1) Sales Contract Receivables, Gross 1,535,752.13 1,672,366.78 1,637,850.47 1,884,337.38  
  (a) Performing 1,308,551.64 1,348,086.76 1,329,387.60 1,533,089.55  
  (b) Non-Performing 227,200.49 324,280.02 308,462.87 351,247.83  
  Sales Contract Receivables, Net 1,378,282.50 1,492,452.96 1,448,330.85 1,675,537.85  
  (2) Non-Current Assets Held for Sale, Gross 506,790.94 557,868.72 629,625.15 799,879.22  
  Non-Current Assets Held for Sale, net 506,790.94 557,868.72 629,625.15 799,879.22  
  Unamortized Discount and Other Deferred Credits 123,978.23 138,613.16 147,316.12 165,661.50  
  Accummulated Depreciation 278,925.84 292,677.41 322,313.75 327,533.81  
  Allowance for Losses 317,549.47 373,578.50 396,653.59 402,063.42  
  OTHER ASSETS 13,101,775.19 12,585,332.36 12,369,274.96 12,788,050.80  
  LIABILITIES AND CAPITAL  
  LIABILITIES 144,997,594.81 149,474,117.86 145,756,241.04 154,029,750.97  
  FINANCIAL LIABILITIES HFT 0.00 0.00 0.00 0.00  
  FINANCIAL LIABILITIES DFVPL 0.00 0.00 0.00 0.00  
  DEPOSIT LIABILITIES 121,317,006.98 126,171,975.04 124,525,596.76 129,890,988.70  
  Peso Liabilities 121,251,577.06 126,103,962.90 124,457,836.86 129,809,476.37  
  Demand and NOW 4,041,127.49 4,228,474.85 4,137,632.48 4,106,467.73  
  Savings 76,289,403.80 79,321,770.17 76,438,888.49 80,381,228.01  
  Time 40,763,238.50 42,392,365.92 43,727,460.13 45,288,029.66  
  LTNCD 157,807.27 161,351.96 153,855.77 33,750.97  
  Foreign Currency 65,429.92 68,012.14 67,759.90 81,512.33  
  Demand and NOW 0.00 0.00 0.00 0.00  
  Savings 47,625.53 49,906.49 48,438.55 61,805.17  
  Time 17,804.39 18,105.65 19,321.35 19,707.15  
  LTNCD 0.00 0.00 0.00 0.00  
  DUE TO BANKS/OTHERS 20,042.49 31,492.14 20,035.15 26,266.12  
  BILLS PAYABLE 13,219,066.22 12,726,731.25 11,986,797.70 14,390,720.05  
  BONDS PAYABLE 0.00 0.00 0.00 0.00  
  UNSECURED SUBORDINATED DEBT, NET 408,543.54 408,518.25 308,558.25 308,598.25  
  REDEEMABLE PREFERRED SHARES 108,902.71 108,920.13 107,679.98 118,117.41  
  DERIVATIVES WITH NEGATIVE FAIR VALUE HELD FOR HEDGING 0.00 0.00 0.00 0.00  
  OTHER LIABILITIES 9,924,032.87 10,026,481.05 8,807,573.20 9,295,060.44  
  TOTAL CAPITAL ACCOUNTS  33,231,455.95 33,333,487.19 34,169,757.53 34,381,521.91  
  Capital Stock 22,406,012.86 22,686,350.06 22,887,815.00 23,502,444.77  
  Retained Earnings & Undivided Profits 10,236,170.11 9,706,763.75 10,314,939.04 9,856,760.43  
  Other Comprehensive Income 429,104.63 388,547.16 383,932.13 390,624.96  
  Appraisal Increment Reserves 113,542.82 113,507.07 113,507.07 113,507.07  
  Other Capital 46,625.54 438,319.16 469,564.30 518,184.68  
             
Source : Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas