70 Compliance with Magna Carta for Micro, Small and Medium Enterprises1/
 
 
Philippine Banking System
as of end of periods indicated
in billion pesos
 
 
ALL BANKS UNIVERSAL AND COMMERCIAL BANKS THRIFT BANKS RURAL AND COOPERATIVE BANKS  
 
Mar-13 Jun-13 Sep-13 Dec-13 Mar-13 Jun-13 Sep-13 Dec-13 Mar-13 Jun-13 Sep-13 Dec-13 Mar-13 Jun-13 Sep-13 Dec-13  
                                 
  I. Total Loan Portfolio Net of Exclusions                   3,139.245                   3,070.505                   3,186.308                   3,309.653                   2,683.707                   2,610.983                   2,701.945                   2,832.477                    372.666                    385.648                    408.116                    423.654                    82.872                    73.874                    76.246                    53.522  
   
  II. Minimum Amount Required to be Allocated for:  
  A. Micro and Small Enterprises (MSEs) Credit (P (Item 1) x 8%)                        251.140                        245.640                        254.905                        264.772                        214.697                        208.879                        216.156                        226.598                       29.813                       30.852                       32.649                       33.892                       6.630                       5.910                       6.100                       4.282  
  B. Medium Enterprises (MEs) Credit (P (Item 1) x 2%)                           62.785                           61.410                           63.726                           66.193                           53.674                           52.220                           54.039                           56.650                          7.453                          7.713                          8.162                          8.473                       1.657                       1.477                       1.525                       1.070  
   
  III. Compliance with Prescribed Allocation of Loan Portfolio to:  
  A. Micro and Small Enterprises  
  1. Total eligible investment for MSEs                        183.746                        186.886                        191.307                        185.086                        113.982                        115.137                        119.648                        118.992                       49.263                       52.193                       51.358                       52.155                    20.502                    19.556                    20.301                    13.940  
  a. Direct compliance for MSEs                        181.984                        185.292                        189.738                        183.539                        112.505                        113.863                        118.472                        117.850                       48.995                       51.893                       50.985                       51.761                    20.484                    19.536                    20.281                    13.928  
  b. Alternative compliance for MSEs                              1.762                              1.594                              1.569                              1.547                              1.477                              1.273                              1.176                              1.142                          0.267                          0.301                          0.373                          0.393                       0.018                       0.020                       0.020                       0.012  
  2. Excess/(Deficiency) (III.A.1 - II.A)                         (67.393)                         (58.754)                         (63.597)                         (79.686)                      (100.714)                         (93.742)                         (96.508)                      (107.606)                       19.449                       21.342                       18.709                       18.262                    13.872                    13.646                    14.202                       9.658  
  3. Excess compliance of a bank/s used by another bank/s                              0.000                            (0.000)                                        -                                          -                             11.601                           10.439                           10.635                           10.637                     (11.601)                     (10.439)                     (10.635)                     (10.637)                                 -                                   -                                   -                                   -    
  4. Total compliance for MSEs (III.A.1 + III.A.3)                        183.746                        186.886                        191.307                        185.086                        125.583                        125.576                        130.283                        129.629                       37.662                       41.754                       40.723                       41.517                    20.502                    19.556                    20.301                    13.940  
  5. Percentage of compliance for MSEs ([III.A.4/I] x 100)                                 5.85                                 6.09                                 6.00                                 5.59                                 4.68                                 4.81                                 4.82                                 4.58                          10.11                          10.83                             9.98                             9.80                       24.74                       26.47                       26.63                       26.04  
   
  B. Medium Enterprises  
  1. Total eligible investment for MEs                        196.478                        197.692                        212.198                        201.944                        159.084                        161.527                        174.556                        166.339                       30.408                       29.622                       30.649                       29.596                       6.986                       6.543                       6.994                       6.009  
  a. Direct compliance for MEs                        196.233                        197.383                        211.882                        201.612                        158.931                        161.367                        174.406                        166.207                       30.357                       29.568                       30.582                       29.508                       6.945                       6.448                       6.894                       5.898  
  b. Alternative compliance for MEs                              0.245                              0.310                              0.316                              0.332                              0.153                              0.161                              0.149                              0.132                          0.051                          0.054                          0.067                          0.089                       0.041                       0.095                       0.100                       0.111  
  2. Excess/(Deficiency) (III.B.1 - II.B)                        133.693                        136.282                        148.472                        135.751                        105.410                        109.308                        120.517                        109.689                       22.955                       21.909                       22.486                       21.123                       5.328                       5.065                       5.469                       4.939  
  3. Excess compliance of a bank/s used by another bank/s                                        -                                          -                                          -                                          -                                          -                                          -                                          -                                          -                                      -                                      -                                      -                                      -                                   -                                   -                                   -                                   -    
  4. Total compliance for MEs (III.B.1 + III.B.3)                        196.478                        197.692                        212.198                        201.944                        159.084                        161.527                        174.556                        166.339                       30.408                       29.622                       30.649                       29.596                       6.986                       6.543                       6.994                       6.009  
  5. Percentage of compliance for MEs ([III.B.4/I] x 100)                                 6.26                                 6.44                                 6.66                                 6.10                                 5.93                                 6.19                                 6.46                                 5.87                             8.16                             7.68                             7.51                             6.99                          8.43                          8.86                          9.17                       11.23  
                                                   
                                                   
1/ Republic Act No 6977 (as amended by RA Nos. 8289 and 9501)
Note: Details may not add up to totals due to rounding-off
Source : Supervisory Data Center, Supervision and Examination Sector
Updated as of 7 April 2014