3 Balance Sheet                          
                             
                             
  Philippine Banking System                          
  as of end of periods indicated                          
  amounts in thousand Pesos                          
                             
   
  Selected Accounts Jan-14 Feb-14 Mar-14 Apr-14 May-14 Jun-14 Jul-14 Aug-14 Sep-14 Oct-14 Nov-14 Dec-14  
   
  TOTAL ASSETS  9,940,432,918.34 9,954,245,397.16 10,105,267,103.77 10,020,772,746.61 10,080,111,169.46 10,277,166,151.03 10,259,298,054.21 10,333,905,499.64 10,419,962,837.96 10,452,611,899.43 10,689,741,170.36 11,168,982,198.92  
  CASH AND DUE FROM BANKS 2,497,655,471.97 2,462,015,213.76 2,438,533,055.96 2,329,738,883.79 2,323,968,792.22 2,413,700,788.17 2,400,822,052.11 2,353,411,937.72 2,326,520,641.92 2,283,422,742.52 2,290,330,067.66 2,478,899,351.17  
  TLP (INCLUSIVE OF IBL AND RRPs) , NET  4,707,964,901.53 4,761,532,519.11 4,854,241,829.48 4,898,229,257.59 4,965,718,414.53 5,046,380,546.35 5,059,260,653.17 5,141,763,490.96 5,252,475,931.71 5,264,266,666.01 5,398,197,642.32 5,670,803,762.22  
  Total Loan Portfolio (TLP), gross  4,869,399,752.59 4,922,817,876.90 5,015,413,804.59 5,059,586,742.71 5,128,375,822.92 5,209,025,351.56 5,222,506,522.35 5,306,795,576.34 5,415,045,384.52 5,427,099,571.29 5,561,689,888.91 5,832,376,888.95  
  (a) Interbank Loans Receivable (IBL) 179,200,609.32 165,868,599.26 178,822,999.93 165,999,206.55 186,348,704.65 197,232,229.68 171,330,700.50 208,262,698.10 186,332,666.98 152,574,535.03 190,323,702.62 246,369,510.34  
  (b) Total Reverse Repurchase (RRPs) 312,343,806.05 315,825,099.67 315,216,030.11 317,774,191.17 320,615,468.18 321,206,083.75 320,663,081.79 326,505,572.69 326,665,730.42 330,693,830.45 337,263,434.33 335,389,200.87  
  of which:  
  Reverse Repurchase (RRPs) with BSP 291,856,000.00 296,268,000.00 295,088,000.00 294,372,000.00 296,101,000.00 294,584,000.00 295,134,000.00 297,924,000.00 298,810,000.00 298,576,000.00 300,651,000.00 301,168,000.00  
  Reverse Repurchase (RRPs) with Other Banks 2,266,000.01 2,732,398.92 2,768,657.42 2,670,776.05 2,985,804.23 3,688,508.70 3,655,059.48 4,719,224.10 4,853,455.82 4,814,324.21 7,121,002.21 8,344,567.70  
  (c) Loans and Receivable - Others, net of amortization 4,377,855,337.23 4,441,124,177.98 4,521,374,774.55 4,575,813,345.00 4,621,411,650.09 4,690,587,038.14 4,730,512,740.06 4,772,027,305.55 4,902,046,987.12 4,943,831,205.81 5,034,102,751.95 5,250,618,177.73  
  Allowance for Credit Losses  161,434,851.07 161,285,357.79 161,171,975.11 161,357,485.12 162,657,408.39 162,644,805.21 163,245,869.17 165,032,085.38 162,569,452.81 162,832,905.27 163,492,246.58 161,573,126.73  
  TLP, gross (exclusive of IBL) 4,690,199,143.28 4,756,949,277.64 4,836,590,804.66 4,893,587,536.16 4,942,027,118.27 5,011,793,121.88 5,051,175,821.85 5,098,532,878.24 5,228,712,717.54 5,274,525,036.26 5,371,366,186.29 5,586,007,378.60  
  TLP, gross (exclusive of IBL and RRP with BSP and Other Banks) 4,396,077,143.26 4,457,948,878.72 4,538,734,147.25 4,596,544,760.12 4,642,940,314.04 4,713,520,613.18 4,752,386,762.38 4,795,889,654.14 4,925,049,261.72 4,971,134,712.05 5,063,594,184.08 5,276,494,810.91  
  TOTAL INVESTMENTS, NET 2,209,944,479.52 2,209,303,724.89 2,272,694,290.57 2,256,499,479.78 2,271,110,336.90 2,274,954,309.14 2,273,486,907.70 2,302,913,459.17 2,309,467,447.43 2,350,326,453.08 2,445,834,900.44 2,468,125,249.76  
  (A) Financial Assets, net (Portfolio Investments) 2,026,964,921.23 2,026,059,605.34 2,091,654,735.07 2,074,312,091.91 2,088,640,229.39 2,091,795,906.38 2,090,154,306.40 2,118,202,795.37 2,122,189,328.22 2,160,899,394.46 2,244,986,990.92 2,266,684,790.15  
  Financial Assets, gross (net of amortization) 2,069,761,125.11 2,058,596,962.17 2,118,956,690.17 2,103,127,591.84 2,099,437,518.38 2,110,094,206.93 2,108,130,426.72 2,135,265,929.73 2,147,063,549.72 2,174,369,475.96 2,251,091,754.18 2,272,685,815.96  
  (1) Financial Assets Held for Trading (HFT) 219,833,520.98 207,799,626.29 236,205,627.04 207,648,988.64 206,959,660.14 193,978,587.12 224,788,019.06 253,118,168.13 234,553,436.42 262,844,526.16 301,598,963.52 322,329,881.34  
  (2) Financial Assets DFVPL 6,210,471.38 6,210,868.13 6,007,994.34 5,515,910.58 5,491,665.03 5,425,426.03 5,374,411.72 5,335,527.70 5,425,845.04 5,474,846.45 5,457,656.94 5,458,740.01  
  (3) Available-for-Sale (AFS) Financial Assets 1,202,348,722.99 1,148,542,617.29 1,106,768,166.97 1,082,202,017.07 1,033,182,039.36 1,065,447,691.60 1,086,636,480.32 1,101,145,544.95 1,115,756,661.70 1,100,981,267.66 1,114,429,978.80 991,588,443.45  
  (4) Held-to-Maturity (HTM) Financial Assets 495,511,991.45 555,126,908.01 629,023,551.07 670,740,717.45 718,906,135.95 705,170,145.04 651,061,832.64 638,337,557.10 652,422,220.99 670,173,847.63 695,219,651.54 828,718,462.81  
  (5) Unquoted Debt Securities Classified as Loans 124,953,360.92 120,156,539.06 120,174,839.05 116,274,408.48 114,282,319.07 119,459,782.35 119,679,371.43 116,721,209.61 118,142,494.72 114,293,053.29 113,822,938.87 105,433,887.36  
  (6) Investments in Non-Marketable Equity Securities 20,903,057.38 20,760,403.39 20,776,511.71 20,745,549.61 20,615,698.83 20,612,574.80 20,590,311.55 20,607,922.24 20,762,890.86 20,601,934.78 20,562,564.50 19,156,401.00  
  Accumulated Market Gains/Losses  (17,053,538.35) (7,477,619.00) (2,370,809.14) (4,066,480.98) 13,782,725.06 6,195,759.96 6,515,576.73 7,421,683.45 (371,691.78) 10,879,253.57 18,309,045.73 18,476,104.21  
  Allowance for Credit Losses  25,742,665.53 25,059,737.83 24,931,145.96 24,749,018.94 24,580,014.05 24,494,060.52 24,491,697.05 24,484,817.81 24,502,529.73 24,349,335.07 24,413,808.98 24,477,130.02  
  (B) Equity Investment in Subsidiaries/Associates/Joint Ventures, net (Direct Investments) 182,979,558.29 183,244,119.55 181,039,555.50 182,187,387.87 182,470,107.51 183,158,402.76 183,332,601.31 184,710,663.80 187,278,119.21 189,427,058.62 200,847,909.51 201,440,459.61  
  ROPA, NET 108,003,399.70 106,623,774.90 106,144,849.44 105,726,238.95 105,434,765.76 105,191,643.42 104,435,229.10 103,407,221.31 102,280,625.71 100,281,631.72 99,747,829.05 96,959,841.23  
  Real and Other Properties Acquired (ROPA), gross 140,844,448.77 139,908,031.34 139,609,705.45 139,257,651.17 139,012,316.05 138,913,320.69 138,061,096.78 137,020,151.64 135,267,873.11 133,230,131.69 132,723,621.98 132,945,499.26  
  of which:  
  (1) Sales Contract Receivables, Gross 18,911,823.87 18,966,672.18 18,830,872.29 18,438,100.28 18,076,038.76 17,832,880.24 17,621,157.49 17,515,066.55 18,070,165.47 17,827,796.11 17,647,222.70 18,032,060.19  
  (a) Performing 12,566,769.30 12,543,880.85 12,418,815.45 12,307,924.44 11,949,959.98 11,598,026.11 10,895,879.14 11,150,690.59 11,860,131.42 11,826,543.61 11,863,388.30 11,922,742.29  
  (b) Non-Performing 6,345,054.58 6,422,791.33 6,412,056.85 6,130,175.84 6,126,078.78 6,234,854.14 6,725,278.35 6,364,375.97 6,210,034.05 6,001,252.50 5,783,834.40 6,109,317.91  
  Sales Contract Receivables, Net 18,250,698.82 18,300,910.22 18,155,231.14 17,761,462.45 17,305,543.01 17,028,883.47 16,803,621.66 16,705,992.77 17,266,511.29 17,025,962.84 16,834,759.98 17,190,894.98  
  (2) Non-Current Assets Held for Sale, Gross 4,661,670.12 4,656,626.59 4,727,806.60 4,883,449.40 4,881,420.05 4,785,760.32 4,678,239.96 4,901,840.09 4,250,626.21 4,275,697.10 4,200,718.77 3,886,918.67  
  Non-Current Assets Held for Sale, net 3,929,808.27 3,915,193.78 4,000,711.54 4,127,795.82 4,109,599.90 4,009,550.08 3,871,145.27 4,130,044.12 3,541,994.57 3,559,500.01 3,463,459.38 3,194,850.52  
  Unamortized Discount and Other Deferred Credits 269,346.43 271,522.32 282,807.96 286,562.99 286,129.90 305,097.31 304,724.40 307,818.06 290,635.31 290,243.77 290,283.22 318,365.81  
  Accummulated Depreciation 14,445,206.40 14,119,810.09 14,099,089.59 14,258,631.91 14,234,102.54 14,245,943.09 14,344,017.55 14,387,360.76 13,960,602.72 13,987,567.10 14,051,820.03 14,080,583.02  
  Allowance for Losses 18,126,496.24 18,892,924.04 19,082,958.46 18,986,217.31 19,057,317.85 19,170,636.88 18,977,125.73 18,917,751.50 18,736,009.37 18,670,689.11 18,633,689.68 21,586,709.20  
  OTHER ASSETS 416,864,665.61 414,770,164.50 433,653,078.32 430,578,886.50 413,878,860.06 436,938,863.95 421,293,212.12 432,409,390.48 429,218,191.19 454,314,406.10 455,630,730.88 454,193,994.55  
  LIABILITIES AND CAPITAL  
  LIABILITIES 8,826,787,407.36 8,799,466,805.67 8,933,921,910.55 8,845,779,554.68 8,871,409,748.51 9,071,158,712.78 9,033,996,558.55 9,099,535,155.86 9,178,553,658.49 9,160,182,673.68 9,348,451,794.41 9,802,692,996.22  
  FINANCIAL LIABILITIES HFT 44,939,102.48 40,077,671.04 41,966,775.53 40,866,150.68 45,754,506.17 42,249,390.53 52,238,753.61 68,099,024.47 61,129,341.13 55,897,650.43 54,527,275.88 56,193,561.25  
  FINANCIAL LIABILITIES DFVPL 0.00 794.18 0.00 107.60 0.00 346.81 0.00 0.00 0.00 10.07 0.00 0.00  
  DEPOSIT LIABILITIES 7,668,017,683.00 7,649,912,949.96 7,732,753,154.72 7,682,117,711.52 7,709,524,860.72 7,897,392,309.57 7,911,837,262.79 7,933,585,772.78 8,016,765,853.28 8,030,426,798.44 8,171,815,769.60 8,524,552,664.92  
  Peso Liabilities 6,434,711,939.20 6,414,975,417.01 6,493,052,656.40 6,404,591,839.03 6,424,061,635.91 6,584,208,252.63 6,571,752,068.10 6,574,762,637.07 6,631,463,765.67 6,629,892,837.85 6,778,338,924.81 7,090,348,133.28  
  Demand and NOW 1,550,383,880.93 1,508,881,613.47 1,548,957,360.74 1,569,491,729.43 1,564,640,635.33 1,624,032,759.77 1,623,719,530.10 1,624,334,292.83 1,627,491,181.17 1,634,335,771.54 1,681,781,320.90 1,707,488,739.23  
  Savings 3,077,738,460.10 3,110,416,371.53 3,183,182,588.09 3,167,258,857.22 3,050,338,669.61 3,099,853,241.72 3,122,498,488.86 3,130,832,063.29 3,167,879,040.17 3,176,974,058.54 3,223,522,339.73 3,351,844,062.80  
  Time 1,719,790,224.83 1,708,062,512.56 1,676,523,177.51 1,582,565,757.43 1,723,795,395.81 1,775,005,122.68 1,740,192,965.87 1,734,231,299.61 1,750,722,934.50 1,727,763,142.47 1,775,942,467.03 1,924,859,077.50  
  LTNCD 86,799,373.34 87,614,919.45 84,389,530.05 85,275,494.94 85,286,935.16 85,317,128.47 85,341,083.27 85,364,981.35 85,370,609.83 90,819,865.31 97,092,797.15 106,156,253.74  
  Foreign Currency 1,233,305,743.80 1,234,937,532.95 1,239,700,498.32 1,277,525,872.49 1,285,463,224.80 1,313,184,056.94 1,340,085,194.69 1,358,823,135.71 1,385,302,087.61 1,400,533,960.59 1,393,476,844.80 1,434,204,531.64  
  Demand and NOW 47,875,564.41 46,350,669.51 49,031,498.96 50,224,325.15 49,186,563.49 52,595,191.61 50,011,449.03 48,636,038.17 52,448,212.15 49,231,913.34 47,549,240.65 49,162,964.28  
  Savings 591,407,963.11 600,688,348.85 596,513,271.09 628,586,962.51 622,600,652.34 625,989,818.67 653,074,110.71 667,214,000.16 661,064,417.70 666,262,821.72 666,014,679.55 665,294,012.57  
  Time 594,022,216.28 587,898,514.60 594,155,728.27 598,714,584.82 613,676,008.97 634,599,046.65 636,999,634.95 642,973,097.39 671,789,457.76 685,039,225.53 679,912,924.59 719,747,554.79  
  LTNCD 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00  
  DUE TO BANKS/OTHERS 164,685,646.53 176,982,499.00 166,847,347.59 122,575,381.74 137,032,079.19 150,465,845.23 144,596,848.90 168,643,596.91 123,810,324.50 146,254,461.29 126,921,720.66 93,114,878.70  
  BILLS PAYABLE 446,627,480.20 437,881,312.50 444,280,894.59 443,850,973.12 452,597,519.59 435,742,455.36 374,078,658.69 386,250,542.01 423,516,943.66 369,645,264.83 413,010,821.70 517,648,805.44  
  BONDS PAYABLE 64,466,254.39 63,487,108.78 63,752,356.58 63,448,672.32 62,255,651.35 62,101,467.98 61,833,869.48 62,021,053.41 63,851,448.64 63,860,831.95 63,877,081.25 63,615,269.85  
  UNSECURED SUBORDINATED DEBT, NET 57,686,781.39 57,689,665.50 70,553,883.15 70,525,505.99 69,000,303.23 69,009,590.34 84,019,292.19 90,474,922.71 93,344,703.40 93,239,027.21 100,445,857.49 109,890,061.59  
  REDEEMABLE PREFERRED SHARES 375,148.44 375,148.44 325,048.01 1,030,065.81 1,030,065.81 961,123.31 961,123.31 961,123.31 959,766.49 959,766.49 959,766.49 936,013.95  
  DERIVATIVES WITH NEGATIVE FAIR VALUE HELD FOR HEDGING 204,404.22 209,803.80 194,317.76 175,931.20 187,935.55 179,175.16 178,796.22 178,858.49 203,865.46 168,533.42 149,431.27 140,112.84  
  OTHER LIABILITIES 379,784,906.72 372,849,852.47 413,248,132.61 421,189,054.69 394,026,826.90 413,057,008.51 404,251,953.36 389,320,261.76 394,971,411.95 399,730,329.54 416,744,070.08 436,601,627.68  
  TOTAL CAPITAL ACCOUNTS  1,113,645,510.98 1,154,778,591.49 1,171,345,193.22 1,174,993,191.93 1,208,701,420.95 1,206,007,438.24 1,225,301,495.66 1,234,370,343.78 1,241,409,179.46 1,292,429,225.76 1,341,289,375.94 1,366,289,202.70  
  Capital Stock 546,268,901.77 573,924,705.51 574,471,547.58 575,031,970.72 583,335,110.05 584,713,802.38 595,855,305.55 594,305,762.97 595,931,674.06 596,931,572.34 611,469,150.04 610,689,356.03  
  Retained Earnings & Undivided Profits 441,742,078.81 448,572,252.43 450,054,751.70 452,551,177.48 461,407,889.96 464,158,424.24 470,303,083.36 481,674,763.09 493,210,537.16 506,547,642.19 511,822,470.12 517,814,442.77  
  Other Comprehensive Income (30,489,536.84) (23,614,719.40) (24,363,584.21) (25,548,739.07) (8,521,903.84) (15,830,569.53) (13,595,806.06) (11,139,710.49) (18,873,271.45) (7,166,984.17) 743,885.06 3,859,180.83  
  Appraisal Increment Reserves 3,385,101.55 3,385,101.55 3,397,306.42 3,398,467.79 3,398,858.10 3,365,548.39 3,366,709.76 3,368,189.64 3,380,562.02 3,381,714.78 3,382,867.55 3,384,063.91  
  Other Capital 152,738,965.69 152,511,251.39 167,785,171.72 169,560,315.00 169,081,466.68 169,600,232.76 169,372,203.04 166,161,338.56 167,759,677.68 192,735,280.61 213,871,003.17 230,542,159.16