41 Loans Outstanding for Production and Household Consumption1/
 
 
Thrift Banking System 
as of periods indicated
in billion pesos
 
 
  Jun-14 Jul-14 Aug-14 Sep-14 Oct-14 Nov-14 Dec-14r/  
                 
Levels  
  I. Residents  
  A. For Production by Economic Activity2/ 380.461 382.902 381.596 393.378 392.656 395.491 399.617  
  Agriculture, Forestry and Fishing 40.114 41.465 42.650 47.387 41.413 39.514 36.223  
  Mining and Quarrying 0.717 0.722 0.703 0.648 0.669 0.647 0.740  
  Manufacturing 19.559 19.661 18.414 19.511 20.642 20.763 21.694  
  Electricity, Gas, Steam and Air-Conditioning Supply 1.481 1.423 0.928 1.530 1.202 1.339 0.890  
  Water supply, Sewerage, Waste management and Remediation Activities 1.351 0.493 0.352 0.355 0.351 0.339 0.344  
  Construction 7.582 7.452 7.600 7.331 7.747 8.029 8.692  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 44.012 44.670 45.285 46.808 47.314 48.125 49.629  
  Accommodation and Food Service Activities 5.111 5.164 5.351 5.543 5.499 5.477 5.531  
  Transportation and Storage 7.087 7.133 7.163 7.129 7.234 7.273 7.458  
  Information and Communication 3.067 3.180 3.094 2.937 3.087 3.112 3.160  
  Financial and Insurance Activities 15.033 15.274 13.917 13.136 13.357 13.155 13.883  
  Real Estate Activities 194.951 192.539 192.560 196.345 198.480 201.005 202.081  
  Professional, Scientific and Technical Activities 5.151 4.298 4.597 4.418 4.725 4.697 4.967  
  Administrative and Support Service Activities 1.064 1.227 1.333 1.236 1.230 1.427 1.573  
  Public Administration and Defense; Compulsory Social Security 0.568 0.526 0.536 0.541 0.544 0.543 0.545  
  Education 3.951 3.806 3.991 4.051 4.055 4.124 4.300  
  Human Health and Social Work Activities 2.513 2.792 2.916 2.997 3.027 3.029 3.077  
  Arts, Entertainment and Recreation 0.293 0.283 0.278 0.380 0.325 0.377 0.405  
  Other Service Activities 25.811 29.834 28.807 29.726 30.108 30.522 32.210  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 1.044 0.959 1.120 1.369 1.646 1.992 2.215  
  Activities of Extra-Territorial Organizations and Bodies 0.000 0.000 0.000 0.000 0.000 0.000 0.000  
   
  B. For Household Consumption 144.776 146.775 148.414 146.589 156.607 161.264 166.560  
  Credit Cards 0.472 0.493 0.506 0.521 0.538 0.568 0.610  
  Auto Loans 105.001 106.411 107.526 109.191 111.512 113.371 115.048  
  Salary Loans 20.653 20.909 21.547 18.704 26.195 29.200 32.365  
  Others 18.650 18.961 18.835 18.174 18.362 18.124 18.538  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 28.670 35.785 46.905 28.695 28.934 32.646 6.123  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 553.908 565.461 576.914 568.662 578.197 589.400 572.301  
  Net of BSP RRP Agreements 525.238 529.676 530.009 539.967 549.263 556.754 566.178  
   
  II. Non-Residents 0.014 0.014 0.014 0.013 0.013 0.014 0.014  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 553.922 565.475 576.928 568.676 578.210 589.414 572.314  
  Net of BSP RRP Agreements 525.252 529.690 530.023 539.981 549.276 556.768 566.191  
   
  Memo Items:  
  a. Loans of domestic banks' foreign offices  
  b. Interbank Loans (inclusive of Loans to BSP) 8.903 10.502 8.164 7.103 2.248 7.710 3.743  
  c. Loans and Receivables Arising from Repurchase Agreements, Certificate of Assignment/Participation with Recourse, Securities Lending and Borrowing Transactions3/ 0.025 0.025 0.025 0.000 0.000 0.000 0.000  
   
  Total Loans Outstanding (inclusive of memo items)4/ 562.850 576.002 585.117 575.778 580.458 597.124 576.057  
   
Percentage Distribution5/  
  I. Residents  
  A. For Production by Economic Activity2/ 68.68% 67.71% 66.14% 69.17% 67.91% 67.10% 69.82%  
  Agriculture, Forestry and Fishing 7.24% 7.33% 7.39% 8.33% 7.16% 6.70% 6.33%  
  Mining and Quarrying 0.13% 0.13% 0.12% 0.11% 0.12% 0.11% 0.13%  
  Manufacturing 3.53% 3.48% 3.19% 3.43% 3.57% 3.52% 3.79%  
  Electricity, Gas, Steam and Air-Conditioning Supply 0.27% 0.25% 0.16% 0.27% 0.21% 0.23% 0.16%  
  Water supply, Sewerage, Waste management and Remediation Activities 0.24% 0.09% 0.06% 0.06% 0.06% 0.06% 0.06%  
  Construction 1.37% 1.32% 1.32% 1.29% 1.34% 1.36% 1.52%  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 7.95% 7.90% 7.85% 8.23% 8.18% 8.16% 8.67%  
  Accommodation and Food Service Activities 0.92% 0.91% 0.93% 0.97% 0.95% 0.93% 0.97%  
  Transportation and Storage 1.28% 1.26% 1.24% 1.25% 1.25% 1.23% 1.30%  
  Information and Communication 0.55% 0.56% 0.54% 0.52% 0.53% 0.53% 0.55%  
  Financial and Insurance Activities 2.71% 2.70% 2.41% 2.31% 2.31% 2.23% 2.43%  
  Real Estate Activities 35.19% 34.05% 33.38% 34.53% 34.33% 34.10% 35.31%  
  Professional, Scientific and Technical Activities 0.93% 0.76% 0.80% 0.78% 0.82% 0.80% 0.87%  
  Administrative and Support Service Activities 0.19% 0.22% 0.23% 0.22% 0.21% 0.24% 0.27%  
  Public Administration and Defense; Compulsory Social Security 0.10% 0.09% 0.09% 0.10% 0.09% 0.09% 0.10%  
  Education 0.71% 0.67% 0.69% 0.71% 0.70% 0.70% 0.75%  
  Human Health and Social Work Activities 0.45% 0.49% 0.51% 0.53% 0.52% 0.51% 0.54%  
  Arts, Entertainment and Recreation 0.05% 0.05% 0.05% 0.07% 0.06% 0.06% 0.07%  
  Other Service Activities 4.66% 5.28% 4.99% 5.23% 5.21% 5.18% 5.63%  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 0.19% 0.17% 0.19% 0.24% 0.28% 0.34% 0.39%  
  Activities of Extra-Territorial Organizations and Bodies 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%  
   
  B. For Household Consumption 26.14% 25.96% 25.72% 25.78% 27.08% 27.36% 29.10%  
  Credit Cards 0.09% 0.09% 0.09% 0.09% 0.09% 0.10% 0.11%  
  Auto Loans 18.96% 18.82% 18.64% 19.20% 19.29% 19.23% 20.10%  
  Salary Loans 3.73% 3.70% 3.73% 3.29% 4.53% 4.95% 5.66%  
  Others 3.37% 3.35% 3.26% 3.20% 3.18% 3.07% 3.24%  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 5.18% 6.33% 8.13% 5.05% 5.00% 5.54% 1.07%  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%  
  Net of BSP RRP Agreements 94.82% 93.67% 91.87% 94.95% 94.99% 94.46% 98.93%  
   
  II. Non-Residents 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%  
                           
                           
1/ Net of Amortization
2/ per 2009 Philippine Standard Industrial Classification (PSIC) (effective Jun 2014)
3/ Excludes BSP RRP Agreements
4/ Sum of Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreement) and all memo items
5/ as to Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreements)
r/Revised
Note: Details may not add up to totals due to rounding-off
Source : Supervisory Data Center, Supervision and Examination Sector
Updated as of 15 May 2015