48 Balance Sheet          
             
             
  Rural and Cooperative Bank Group          
  as of end of periods indicated          
  amounts in thousand Pesos          
             
   
  Selected Accounts Mar-14 Jun-14 Sep-14 Dec-14  
   
  TOTAL ASSETS  209,404,852.38 206,874,994.77 210,718,169.49 218,382,305.53  
  CASH AND DUE FROM BANKS 45,905,496.11 46,646,288.04 46,754,899.39 50,665,734.95  
  TLP (INCLUSIVE OF IBL AND RRPs) , NET  127,277,174.56 122,647,481.28 125,125,016.12 128,872,736.57  
  Total Loan Portfolio (TLP), gross  137,888,698.67 132,887,580.45 134,611,122.06 138,435,859.23  
  (a) Interbank Loans Receivable (IBL) 0.00 0.00 0.00 0.00  
  (b) Total Reverse Repurchase (RRPs) 0.00 5,040.00 5,040.00 15,040.00  
  of which:  
  Reverse Repurchase (RRPs) with BSP 0.00 0.00 0.00 0.00  
  Reverse Repurchase (RRPs) with Other Banks 0.00 5,040.00 5,040.00 15,040.00  
  (c) Loans and Receivable - Others, net of amortization 137,888,698.67 132,882,540.45 134,606,082.06 138,420,819.23  
  Allowance for Credit Losses  10,611,524.12 10,240,099.17 9,486,105.95 9,563,122.65  
  TLP, gross (exclusive of IBL) 137,888,698.67 132,887,580.45 134,611,122.06 138,435,859.23  
  TLP, gross (exclusive of IBL and RRP with BSP and Other Banks) 137,888,698.67 132,882,540.45 134,606,082.06 138,420,819.23  
  TOTAL INVESTMENTS, NET 10,558,659.05 11,419,995.46 12,694,808.73 12,611,439.78  
  (A) Financial Assets, net (Portfolio Investments) 10,457,575.45 11,312,891.86 12,540,462.80 12,457,957.45  
  Financial Assets, gross (net of amortization) 10,764,550.60 11,504,265.70 12,686,562.80 12,528,560.55  
  (1) Financial Assets Held for Trading (HFT) 0.00 0.00 0.00 0.00  
  (2) Financial Assets DFVPL 16,572.32 17,038.31 16,964.58 17,374.70  
  (3) Available-for-Sale (AFS) Financial Assets 2,539,523.86 2,905,747.02 4,005,406.31 3,836,083.51  
  (4) Held-to-Maturity (HTM) Financial Assets 7,062,788.79 7,416,296.51 7,550,463.34 7,597,654.33  
  (5) Unquoted Debt Securities Classified as Loans 1,018,695.51 1,025,957.64 973,063.23 938,872.52  
  (6) Investments in Non-Marketable Equity Securities 126,970.12 139,226.22 140,665.34 138,575.49  
  Accumulated Market Gains/Losses  138,908.20 216,747.35 195,850.80 254,820.72  
  Allowance for Credit Losses  445,883.35 408,121.19 341,950.80 325,423.82  
  (B) Equity Investment in Subsidiaries/Associates/Joint Ventures, net (Direct Investments) 101,083.60 107,103.60 154,345.93 153,482.33  
  ROPA, NET 11,173,868.24 11,137,764.89 10,962,368.59 10,889,803.67  
  Real and Other Properties Acquired (ROPA), gross 12,099,366.59 12,157,687.52 11,937,807.95 11,929,364.85  
  of which:  
  (1) Sales Contract Receivables, Gross 2,077,081.76 2,070,721.78 2,088,742.27 2,143,225.06  
  (a) Performing 1,638,793.08 1,374,090.81 1,399,503.11 1,433,987.80  
  (b) Non-Performing 438,288.67 696,630.97 689,239.16 709,237.26  
  Sales Contract Receivables, Net 1,843,994.58 1,813,461.21 1,850,468.13 1,884,578.03  
  (2) Non-Current Assets Held for Sale, Gross 844,858.76 918,119.44 957,480.77 856,130.34  
  Non-Current Assets Held for Sale, net 844,858.76 918,119.44 957,480.77 856,130.34  
  Unamortized Discount and Other Deferred Credits 181,943.82 199,889.73 175,770.58 194,868.82  
  Accummulated Depreciation 344,823.44 359,881.75 382,336.23 407,616.20  
  Allowance for Losses 398,731.09 460,151.14 417,332.56 437,076.16  
  OTHER ASSETS 14,489,654.43 15,023,465.10 15,181,076.67 15,342,590.54  
  LIABILITIES AND CAPITAL  
  LIABILITIES 171,976,004.82 168,404,547.94 170,894,729.66 177,698,091.33  
  FINANCIAL LIABILITIES HFT 0.00 0.00 0.00 0.00  
  FINANCIAL LIABILITIES DFVPL 0.00 0.00 0.00 0.00  
  DEPOSIT LIABILITIES 145,002,840.54 141,135,858.86 142,658,562.38 144,051,933.09  
  Peso Liabilities 144,913,977.72 141,050,812.08 142,570,619.90 143,963,857.29  
  Demand and NOW 4,499,530.19 4,570,126.72 4,154,000.05 4,724,281.97  
  Savings 90,866,626.50 86,444,045.29 86,267,558.41 86,775,833.60  
  Time 49,514,570.06 50,002,989.10 52,133,818.47 52,463,241.72  
  LTNCD 33,250.97 33,650.97 15,242.97 500.00  
  Foreign Currency 88,862.82 85,046.77 87,942.48 88,075.80  
  Demand and NOW 0.00 0.00 0.00 0.00  
  Savings 68,928.28 65,193.86 65,282.51 65,610.21  
  Time 19,934.54 19,852.92 22,659.96 22,465.59  
  LTNCD 0.00 0.00 0.00 0.00  
  DUE TO BANKS/OTHERS 18,924.83 29,296.96 18,934.05 33,352.15  
  BILLS PAYABLE 15,684,561.28 16,262,773.95 16,972,746.20 22,324,983.68  
  BONDS PAYABLE 0.00 0.00 0.00 0.00  
  UNSECURED SUBORDINATED DEBT, NET 308,638.25 308,646.67 196,200.00 158,800.00  
  REDEEMABLE PREFERRED SHARES 193,271.31 179,346.61 177,989.79 154,237.25  
  DERIVATIVES WITH NEGATIVE FAIR VALUE HELD FOR HEDGING 0.00 0.00 0.00 0.00  
  OTHER LIABILITIES 10,767,768.60 10,488,624.90 10,870,297.25 10,974,785.16  
  TOTAL CAPITAL ACCOUNTS  37,428,847.56 38,470,446.83 39,823,439.84 40,684,214.19  
  Capital Stock 25,110,268.39 25,749,720.17 25,218,690.67 25,483,327.51  
  Retained Earnings & Undivided Profits 12,112,057.19 12,444,301.92 14,016,422.97 14,076,970.30  
  Other Comprehensive Income (89,962.20) (60,796.59) (87,983.09) (34,451.11)  
  Appraisal Increment Reserves 129,501.07 95,029.99 106,240.99 106,240.99  
  Other Capital 166,983.11 242,191.35 570,068.29 1,052,126.50  
             
Source : Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas