53 Balance Sheet          
             
             
  Rural Bank Group          
  as of end of periods indicated          
  amounts in thousand Pesos          
             
   
  Selected Accounts Mar-14 Jun-14 Sep-14 Dec-14  
   
  TOTAL ASSETS  195,673,794.46 192,923,973.54 196,614,077.27 203,773,951.92  
  CASH AND DUE FROM BANKS 42,938,259.23 43,701,293.74 43,710,782.42 47,341,498.30  
  TLP (INCLUSIVE OF IBL AND RRPs) , NET  118,478,204.16 113,749,576.82 116,153,726.26 119,558,395.21  
  Total Loan Portfolio (TLP), gross  127,940,607.17 122,845,794.40 124,517,092.97 128,310,705.38  
  (a) Interbank Loans Receivable (IBL) 0.00 0.00 0.00 0.00  
  (b) Total Reverse Repurchase (RRPs) 0.00 5,040.00 5,040.00 15,040.00  
  of which:  
  Reverse Repurchase (RRPs) with BSP 0.00 0.00 0.00 0.00  
  Reverse Repurchase (RRPs) with Other Banks 0.00 5,040.00 5,040.00 15,040.00  
  (c) Loans and Receivable - Others, net of amortization 127,940,607.17 122,840,754.40 124,512,052.97 128,295,665.38  
  Allowance for Credit Losses  9,462,403.01 9,096,217.58 8,363,366.71 8,752,310.17  
  TLP, gross (exclusive of IBL) 127,940,607.17 122,845,794.40 124,517,092.97 128,310,705.38  
  TLP, gross (exclusive of IBL and RRP with BSP and Other Banks) 127,940,607.17 122,840,754.40 124,512,052.97 128,295,665.38  
  TOTAL INVESTMENTS, NET 10,252,397.38 10,978,338.93 12,275,301.11 12,200,465.44  
  (A) Financial Assets, net (Portfolio Investments) 10,154,325.84 10,874,247.39 12,123,844.42 12,049,008.75  
  Financial Assets, gross (net of amortization) 10,428,466.93 11,032,804.75 12,237,126.94 12,091,778.57  
  (1) Financial Assets Held for Trading (HFT) 0.00 0.00 0.00 0.00  
  (2) Financial Assets DFVPL 16,572.32 17,038.31 16,964.58 17,374.70  
  (3) Available-for-Sale (AFS) Financial Assets 2,524,267.56 2,745,424.81 3,848,746.67 3,687,416.01  
  (4) Held-to-Maturity (HTM) Financial Assets 6,814,661.17 7,180,092.73 7,325,209.57 7,370,519.60  
  (5) Unquoted Debt Securities Classified as Loans 964,020.29 972,965.39 917,871.93 889,795.47  
  (6) Investments in Non-Marketable Equity Securities 108,945.61 117,283.51 128,334.20 126,672.79  
  Accumulated Market Gains/Losses  138,767.32 216,644.57 195,766.46 254,756.82  
  Allowance for Credit Losses  412,908.42 375,201.93 309,048.98 297,526.64  
  (B) Equity Investment in Subsidiaries/Associates/Joint Ventures, net (Direct Investments) 98,071.55 104,091.55 151,456.69 151,456.69  
  ROPA, NET 10,472,773.85 10,442,114.69 10,262,944.06 10,230,176.40  
  Real and Other Properties Acquired (ROPA), gross 11,338,336.47 11,398,762.34 11,171,949.85 11,208,355.02  
  of which:  
  (1) Sales Contract Receivables, Gross 2,003,851.04 1,965,887.13 1,980,820.35 2,049,022.84  
  (a) Performing 1,581,646.86 1,283,885.41 1,307,105.24 1,357,027.58  
  (b) Non-Performing 422,204.18 682,001.72 673,715.11 691,995.27  
  Sales Contract Receivables, Net 1,782,149.40 1,720,478.32 1,754,270.48 1,799,948.57  
  (2) Non-Current Assets Held for Sale, Gross 843,868.59 917,159.65 956,576.34 855,453.53  
  Non-Current Assets Held for Sale, net 843,868.59 917,159.65 956,576.34 855,453.53  
  Unamortized Discount and Other Deferred Credits 174,087.48 192,193.85 167,992.60 189,630.69  
  Accummulated Depreciation 332,639.53 346,950.35 358,383.68 384,677.91  
  Allowance for Losses 358,835.61 417,503.46 382,629.52 403,870.01  
  OTHER ASSETS 13,532,159.84 14,052,649.37 14,211,323.41 14,443,416.57  
  LIABILITIES AND CAPITAL  
  LIABILITIES 160,475,818.16 156,729,778.29 159,180,450.93 165,866,301.51  
  FINANCIAL LIABILITIES HFT 0.00 0.00 0.00 0.00  
  FINANCIAL LIABILITIES DFVPL 0.00 0.00 0.00 0.00  
  DEPOSIT LIABILITIES 136,186,257.54 131,947,980.39 133,410,944.16 134,978,761.07  
  Peso Liabilities 136,097,394.72 131,862,933.61 133,323,001.68 134,890,685.27  
  Demand and NOW 4,426,926.82 4,484,882.09 4,076,841.20 4,642,696.39  
  Savings 85,487,205.61 80,783,893.91 80,630,856.96 82,021,519.78  
  Time 46,150,011.32 46,560,506.64 48,600,060.55 48,225,969.10  
  LTNCD 33,250.97 33,650.97 15,242.97 500.00  
  Foreign Currency 88,862.82 85,046.77 87,942.48 88,075.80  
  Demand and NOW 0.00 0.00 0.00 0.00  
  Savings 68,928.28 65,193.86 65,282.51 65,610.21  
  Time 19,934.54 19,852.92 22,659.96 22,465.59  
  LTNCD 0.00 0.00 0.00 0.00  
  DUE TO BANKS/OTHERS 18,543.62 28,711.96 18,587.34 33,352.15  
  BILLS PAYABLE 13,929,796.98 14,745,773.03 15,392,398.54 20,230,812.65  
  BONDS PAYABLE 0.00 0.00 0.00 0.00  
  UNSECURED SUBORDINATED DEBT, NET 308,638.25 308,646.67 196,200.00 158,800.00  
  REDEEMABLE PREFERRED SHARES 114,005.89 101,337.88 103,282.46 99,991.82  
  DERIVATIVES WITH NEGATIVE FAIR VALUE HELD FOR HEDGING 0.00 0.00 0.00 0.00  
  OTHER LIABILITIES 9,918,575.88 9,597,328.36 10,059,038.43 10,364,583.84  
  TOTAL CAPITAL ACCOUNTS  35,197,976.30 36,194,195.26 37,433,626.34 37,907,650.41  
  Capital Stock 23,683,797.30 24,300,767.68 23,795,705.86 24,062,388.31  
  Retained Earnings & Undivided Profits 11,320,047.07 11,633,437.44 13,072,817.39 12,739,595.95  
  Other Comprehensive Income (90,967.87) (62,495.79) (89,050.74) (27,502.96)  
  Appraisal Increment Reserves 129,501.07 95,029.99 106,240.99 106,240.99  
  Other Capital 155,598.74 227,455.93 547,912.85 1,026,928.13  
             
Source : Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas