5 Loans Outstanding for Production and Household Consumption1/
 
 
Philippine Banking System 
as of periods indicated
in billion pesos
 
 
  Jun-14 Sep-14 Dec-14r/  
         
Levels  
  I. Residents  
  A. For Production by Economic Activity2/ 4,083.710 4,254.349 4,574.968  
  Agriculture, Forestry and Fishing 221.733 213.160 215.138  
  Mining and Quarrying 24.639 21.159 24.306  
  Manufacturing 674.825 738.489 802.754  
  Electricity, Gas, Steam and Air-Conditioning Supply 371.916 403.598 435.568  
  Water supply, Sewerage, Waste management and Remediation Activities 49.757 53.905 55.921  
  Construction 107.122 109.237 124.809  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 636.870 655.203 724.917  
  Accommodation and Food Service Activities 79.277 88.183 98.994  
  Transportation and Storage 157.497 155.677 160.014  
  Information and Communication 120.857 130.804 128.556  
  Financial and Insurance Activities 362.116 385.867 408.318  
  Real Estate Activities 885.375 899.787 960.611  
  Professional, Scientific and Technical Activities 42.272 38.346 46.188  
  Administrative and Support Service Activities 21.430 22.718 34.448  
  Public Administration and Defense; Compulsory Social Security 105.708 103.886 104.813  
  Education 26.528 29.194 32.481  
  Human Health and Social Work Activities 29.935 28.295 32.358  
  Arts, Entertainment and Recreation 28.135 27.943 27.927  
  Other Service Activities 78.775 88.436 93.340  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 58.944 60.462 63.508  
  Activities of Extra-Territorial Organizations and Bodies 0.000 0.000 0.000  
   
  B. For Household Consumption 469.881 482.991 519.958  
  Credit Cards 157.222 156.541 164.315  
  Auto Loans 208.371 218.658 231.449  
  Salary Loans 53.195 57.605 73.408  
  Others 51.094 50.186 50.787  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 294.584 298.810 301.168  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 4,848.175 5,036.150 5,396.094  
  Net of BSP RRP Agreements 4,553.591 4,737.340 5,094.926  
   
  II. Non-Residents 119.630 142.852 136.931  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 4,967.805 5,179.002 5,533.025  
  Net of BSP RRP Agreements 4,673.221 4,880.192 5,231.857  
   
  Memo Items:  
  a. Loans of domestic banks' foreign offices 17.366 21.855 18.762  
  b. Interbank Loans (inclusive of Loans to BSP) 197.232 186.333 246.370  
  c. Loans and Receivables Arising from Repurchase Agreements, Certificate of Assignment/Participation with Recourse, Securities Lending and Borrowing Transactions3/ 26.622 27.856 34.221  
   
  Total Loans Outstanding (inclusive of memo items)4/ 5,209.025 5,415.045 5,832.377  
   
Percentage Distribution5/  
  I. Residents  
  A. For Production by Economic Activity2/ 82.20% 82.15% 82.68%  
  Agriculture, Forestry and Fishing 4.46% 4.12% 3.89%  
  Mining and Quarrying 0.50% 0.41% 0.44%  
  Manufacturing 13.58% 14.26% 14.51%  
  Electricity, Gas, Steam and Air-Conditioning Supply 7.49% 7.79% 7.87%  
  Water supply, Sewerage, Waste management and Remediation Activities 1.00% 1.04% 1.01%  
  Construction 2.16% 2.11% 2.26%  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 12.82% 12.65% 13.10%  
  Accommodation and Food Service Activities 1.60% 1.70% 1.79%  
  Transportation and Storage 3.17% 3.01% 2.89%  
  Information and Communication 2.43% 2.53% 2.32%  
  Financial and Insurance Activities 7.29% 7.45% 7.38%  
  Real Estate Activities 17.82% 17.37% 17.36%  
  Professional, Scientific and Technical Activities 0.85% 0.74% 0.83%  
  Administrative and Support Service Activities 0.43% 0.44% 0.62%  
  Public Administration and Defense; Compulsory Social Security 2.13% 2.01% 1.89%  
  Education 0.53% 0.56% 0.59%  
  Human Health and Social Work Activities 0.60% 0.55% 0.58%  
  Arts, Entertainment and Recreation 0.57% 0.54% 0.50%  
  Other Service Activities 1.59% 1.71% 1.69%  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 1.19% 1.17% 1.15%  
  Activities of Extra-Territorial Organizations and Bodies 0.00% 0.00% 0.00%  
   
  B. For Household Consumption 9.46% 9.33% 9.40%  
  Credit Cards 3.16% 3.02% 2.97%  
  Auto Loans 4.19% 4.22% 4.18%  
  Salary Loans 1.07% 1.11% 1.33%  
  Others 1.03% 0.97% 0.92%  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 5.93% 5.77% 5.44%  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 97.59% 97.24% 97.53%  
  Net of BSP RRP Agreements 91.66% 91.47% 92.08%  
   
  II. Non-Residents 2.41% 2.76% 2.47%  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 100.00% 100.00% 100.00%  
                   
                   
1/ Net of Amortization
2/ per 2009 Philippine Standard Industrial Classification (PSIC) (effective Jun 2014)
3/ Excludes BSP RRP Agreements
4/ Sum of Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreement) and all memo items
5/ as to Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreements)
Note: Details may not add up to totals due to rounding-off
r/Revised
Source : Supervisory Data Center, Supervision and Examination Sector
Updated as of 15 June 2016