70 Compliance with Magna Carta for Micro, Small and Medium Enterprises1/
 
 
Philippine Banking System
as of end of periods indicated
in billion pesos
 
 
ALL BANKS UNIVERSAL AND COMMERCIAL BANKS THRIFT BANKS RURAL AND COOPERATIVE BANKS  
 
Mar-14 Jun-14 Sep-14 Dec-14 Mar-14 Jun-14 Sep-14 Dec-14 Mar-14 Jun-14 Sep-14 Dec-14 Mar-14 Jun-14 Sep-14 Dec-14  
                                 
  I. Total Loan Portfolio Net of Exclusions 3,588.899 3,663.571 3,837.922 4,003.526 3,060.006 3,109.338 3,253.557 3,410.648 446.500 458.697 483.180 491.014 82.393                    95.537                 101.185                 101.864  
   
  II. Minimum Amount Required to be Allocated for:  
  A. Micro and Small Enterprises (MSEs) Credit (P (Item 1) x 8%) 287.112 293.086 307.034 320.282 244.800 248.747 260.285 272.852 35.720 36.696 38.654 39.281 6.591                       7.643                       8.095                       8.149  
  B. Medium Enterprises (MEs) Credit (P (Item 1) x 2%) 71.778 73.271 76.758 80.071 61.200 62.187 65.071 68.213 8.930 9.174 9.664 9.820 1.648                       1.911                       2.024                       2.037  
   
  III. Compliance with Prescribed Allocation of Loan Portfolio to:  
  A. Micro and Small Enterprises  
  1. Total eligible investment for MSEs 184.680 171.023 178.184 196.091 110.735 106.173 111.402 124.844 52.879 43.434 44.037 45.976 21.066                    21.416                    22.745                    25.271  
  a. Direct compliance for MSEs 183.278 169.548 176.506 194.833 109.613 105.052 110.124 123.983 52.617 43.100 43.707 45.647 21.048                    21.396                    22.676                    25.203  
  b. Alternative compliance for MSEs 1.402 1.475 1.678 1.258 1.122 1.121 1.278 0.861 0.263 0.334 0.330 0.329 0.018                       0.021                       0.069                       0.068  
  2. Excess/(Deficiency) (III.A.1 - II.A) (102.432) (122.062) (128.850) (124.191) (134.065) (142.574) (148.882) (148.008) 17.159 6.738 5.383 6.695 14.474                    13.773                    14.650                    17.122  
  3. Excess compliance of a bank/s used by another bank/s 0.000 0.000 0.000 0.000 10.449 11.422 9.445 9.859 (10.449) (11.422) (9.445) (9.859) 0.000 0.000                                 -                                   -    
  4. Total compliance for MSEs (III.A.1 + III.A.3) 184.680 171.023 178.184 196.091 121.184 117.595 120.847 134.703 42.430 32.012 34.592 36.117 21.066                    21.416                    22.745                    25.271  
  5. Percentage of compliance for MSEs ([III.A.4/I] x 100)                                 5.15                                 4.67                                 4.64                                 4.90                                 3.96                                 3.78                                 3.71                                 3.95                             9.50                             6.98                             7.16                             7.36                       25.57                       22.42                       22.48                       24.81  
   
  B. Medium Enterprises  
  1. Total eligible investment for MEs 200.877 213.760 218.035 244.082 163.619 172.049 174.171 197.627 29.769 34.112 34.761 37.158 7.488                       7.599                       9.103                       9.297  
  a. Direct compliance for MEs 200.507 213.386 217.654 243.776 163.473 171.909 174.031 197.576 29.673 34.006 34.656 37.052 7.362                       7.471                       8.967                       9.148  
  b. Alternative compliance for MEs 0.370 0.374 0.381 0.306 0.147 0.140 0.140 0.052 0.097 0.106 0.105 0.106 0.126                       0.128                       0.136                       0.149  
  2. Excess/(Deficiency) (III.B.1 - II.B) 129.099 140.488 141.277 164.011 102.419 109.862 109.100 129.414 20.839 24.938 25.097 27.338 5.840                       5.689                       7.080                       7.259  
  3. Excess compliance of a bank/s used by another bank/s 0.000 0.000 0.000 0.000 (0.111) (0.000) 0.000 0.000 0.111 0.000 0.000 0.000 0.000 0.000                                 -                                   -    
  4. Total compliance for MEs (III.B.1 + III.B.3) 200.877 213.760 218.035 244.082 163.509 172.049 174.171 197.627 29.880 34.112 34.761 37.158 7.488                       7.599                       9.103                       9.297  
  5. Percentage of compliance for MEs ([III.B.4/I] x 100)                                 5.60                                 5.83                                 5.68                                 6.10                                 5.34                                 5.53                                 5.35                                 5.79                             6.69                             7.44                             7.19                             7.57                          9.09                          7.95                          9.00                          9.13  
                                                   
                                                   
1/ Republic Act No 6977 (as amended by RA Nos. 8289 and 9501)
Note: Details may not add up to totals due to rounding-off
Source : Supervisory Data Center, Supervision and Examination Sector
Updated as of 06 April 2015