3 Balance Sheet                          
                             
                             
  Philippine Banking System                          
  as of end of periods indicated                          
  amounts in thousand Pesos                          
                             
   
  Selected Accounts Jan-15 Feb-15 Mar-15 Apr-15 May-15 Jun-15 Jul-15 Aug-15 Sep-15 Oct-15 Nov-15 Dec-15  
   
  TOTAL ASSETS  10,830,795,393.49 10,862,934,122.18 11,034,461,261.85 10,939,068,125.73 11,000,465,979.68 11,176,245,994.07 11,259,498,565.13 11,365,191,180.11 11,546,180,969.81 11,548,281,024.35 11,704,411,244.57 12,089,143,639.98  
  CASH AND DUE FROM BANKS 2,333,584,768.65 2,369,132,067.71 2,388,729,272.34 2,257,657,095.90 2,280,470,747.82 2,349,892,084.88 2,335,748,933.77 2,276,550,417.15 2,374,900,479.77 2,297,738,552.36 2,313,789,253.28 2,473,059,389.66  
  TLP (INCLUSIVE OF IBL AND RRPs) , NET  5,472,903,428.40 5,453,593,274.87 5,567,390,269.22 5,584,464,353.35 5,576,756,692.91 5,703,132,179.81 5,708,968,562.98 5,811,257,990.58 5,870,140,010.25 5,981,252,128.46 6,077,582,649.44 6,365,621,207.75  
  Total Loan Portfolio (TLP), gross  5,635,043,799.07 5,617,708,431.85 5,732,039,744.07 5,750,510,358.33 5,744,473,604.00 5,868,422,553.12 5,875,946,850.01 5,979,567,737.73 6,034,462,070.92 6,146,458,762.85 6,243,367,830.51 6,527,267,207.96  
  (a) Interbank Loans Receivable (IBL) 189,372,197.71 182,380,064.38 173,082,733.21 161,544,464.18 138,160,814.00 160,358,348.79 156,007,262.53 169,250,457.84 157,494,711.35 178,173,320.72 173,876,167.33 214,576,959.05  
  (b) Total Reverse Repurchase (RRPs) 336,306,865.73 333,613,098.71 341,443,318.92 336,984,245.79 335,469,110.94 342,668,060.91 342,796,173.74 353,128,825.69 350,307,622.01 342,568,246.02 342,378,243.43 354,550,428.74  
  of which:  
  Reverse Repurchase (RRPs) with BSP 302,999,000.00 301,311,000.00 304,457,000.00 302,413,000.00 305,830,000.00 305,967,000.00 305,238,000.00 308,032,000.00 323,749,000.00 309,603,000.00 309,359,000.00 310,781,000.00  
  Reverse Repurchase (RRPs) with Other Banks 8,472,542.45 7,883,662.84 9,241,867.59 9,601,177.28 8,741,574.93 12,411,735.24 10,781,168.80 9,778,499.40 16,710,272.50 17,859,224.30 19,413,762.17 33,167,008.68  
  (c) Loans and Receivable - Others, net of amortization 5,109,364,735.63 5,101,715,268.77 5,217,513,691.94 5,251,981,648.36 5,270,843,679.05 5,365,396,143.43 5,377,143,413.73 5,457,188,454.20 5,526,659,737.57 5,625,717,196.10 5,727,113,419.76 5,958,139,820.17  
  Allowance for Credit Losses  162,140,370.66 164,115,156.98 164,649,474.85 166,046,004.98 167,716,911.08 165,290,373.31 166,978,287.03 168,309,747.15 164,322,060.67 165,206,634.39 165,785,181.07 161,646,000.21  
  TLP, gross (exclusive of IBL) 5,445,671,601.36 5,435,328,367.48 5,558,957,010.86 5,588,965,894.15 5,606,312,789.99 5,708,064,204.33 5,719,939,587.48 5,810,317,279.89 5,876,967,359.58 5,968,285,442.12 6,069,491,663.18 6,312,690,248.91  
  TLP, gross (exclusive of IBL and RRP with BSP and Other Banks) 5,134,200,058.91 5,126,133,704.64 5,245,258,143.27 5,276,951,716.87 5,291,741,215.06 5,389,685,469.09 5,403,920,418.67 5,492,506,780.49 5,536,508,087.08 5,640,823,217.82 5,740,718,901.02 5,968,742,240.23  
  TOTAL INVESTMENTS, NET 2,473,882,986.10 2,484,444,343.53 2,514,354,557.65 2,543,482,988.15 2,583,955,589.16 2,587,390,033.53 2,658,396,053.74 2,722,552,032.72 2,744,139,472.36 2,716,138,385.53 2,730,348,374.11 2,697,091,361.21  
  (A) Financial Assets, net (Portfolio Investments) 2,271,079,296.18 2,281,238,069.57 2,309,250,301.47 2,337,672,713.98 2,376,449,768.22 2,377,183,743.61 2,440,854,001.41 2,503,549,004.95 2,524,514,589.49 2,495,131,164.81 2,507,445,317.89 2,473,159,912.22  
  Financial Assets, gross (net of amortization) 2,261,231,094.22 2,280,062,232.72 2,310,689,361.47 2,343,874,187.44 2,380,082,009.65 2,387,323,431.88 2,449,025,151.79 2,514,314,447.56 2,541,155,795.36 2,505,184,811.74 2,529,539,710.95 2,496,501,863.69  
  (1) Financial Assets Held for Trading (HFT) 288,436,630.84 280,977,780.61 287,688,929.22 287,863,732.36 273,520,738.60 230,407,340.05 254,183,441.37 294,691,011.16 291,413,705.90 263,146,684.50 256,743,927.26 193,283,600.54  
  (2) Financial Assets DFVPL 5,547,714.52 5,632,283.12 5,795,081.42 5,497,936.04 5,785,434.02 5,696,104.61 5,919,695.54 7,917,383.22 4,910,325.89 4,579,650.15 3,508,242.30 7,943,171.17  
  (3) Available-for-Sale (AFS) Financial Assets 988,337,521.34 1,004,647,760.73 1,004,557,495.61 993,929,594.77 1,003,184,128.13 1,009,407,190.19 1,010,434,044.70 1,006,808,070.47 1,025,904,494.67 1,016,584,170.43 1,028,778,364.02 1,042,231,476.22  
  (4) Held-to-Maturity (HTM) Financial Assets 855,829,088.02 865,730,658.63 900,409,190.10 944,430,157.66 985,465,368.48 1,033,087,485.80 1,068,792,690.99 1,097,183,010.33 1,110,366,530.78 1,112,354,152.11 1,133,208,619.32 1,144,431,338.53  
  (5) Unquoted Debt Securities Classified as Loans 104,186,391.31 104,214,501.39 93,285,139.95 93,220,439.29 93,181,307.65 89,704,559.43 90,564,509.67 88,442,167.47 89,249,439.40 89,203,625.26 87,938,995.04 89,229,552.33  
  (6) Investments in Non-Marketable Equity Securities 18,893,748.19 18,859,248.25 18,953,525.16 18,932,327.33 18,945,032.76 19,020,751.81 19,130,769.52 19,272,804.91 19,311,298.73 19,316,529.30 19,361,563.01 19,382,724.90  
  Accumulated Market Gains/Losses  34,621,807.50 25,958,526.98 22,986,138.90 18,119,970.56 20,633,367.26 14,194,821.06 16,061,795.12 13,499,673.43 8,617,646.31 15,192,178.31 3,180,273.09 2,507,816.68  
  Allowance for Credit Losses  24,773,605.54 24,782,690.14 24,425,198.90 24,321,444.03 24,265,608.69 24,334,509.33 24,232,945.49 24,265,116.04 25,258,852.18 25,245,825.23 25,274,666.15 25,849,768.15  
  (B) Equity Investment in Subsidiaries/Associates/Joint Ventures, net (Direct Investments) 202,803,689.92 203,206,273.97 205,104,256.18 205,810,274.18 207,505,820.94 210,206,289.93 217,542,052.33 219,003,027.77 219,624,882.87 221,007,220.72 222,903,056.22 223,931,448.99  
  ROPA, NET 97,043,784.34 99,711,789.33 99,250,760.00 99,007,687.60 97,250,671.83 96,917,051.48 96,313,700.68 94,107,646.85 93,432,273.18 93,545,207.73 93,575,668.89 93,094,482.48  
  Real and Other Properties Acquired (ROPA), gross 133,208,662.08 133,017,456.84 132,528,245.75 132,278,477.99 130,587,940.05 129,978,937.06 129,275,335.11 125,802,070.41 125,311,611.91 125,174,294.58 125,790,257.52 125,147,265.35  
  of which:  
  (1) Sales Contract Receivables, Gross 17,821,964.88 18,003,724.51 18,357,091.17 18,814,054.99 18,357,342.18 18,267,108.74 18,141,184.85 17,798,850.48 17,664,328.24 17,551,067.03 17,414,619.68 18,217,595.13  
  (a) Performing 11,419,531.97 11,412,872.32 11,710,943.92 11,985,311.42 11,918,911.62 11,639,297.14 11,477,199.10 11,222,455.69 11,174,475.69 11,163,004.52 11,094,611.28 11,568,381.57  
  (b) Non-Performing 6,402,432.92 6,590,852.19 6,646,147.25 6,828,743.57 6,438,430.57 6,627,811.61 6,663,985.76 6,576,394.80 6,489,852.55 6,388,062.51 6,320,008.41 6,649,213.56  
  Sales Contract Receivables, Net 16,786,565.51 16,964,554.96 17,310,656.50 17,769,207.94 17,287,148.13 17,145,582.98 17,025,744.30 16,697,041.99 16,546,492.99 16,489,902.90 16,354,876.00 17,075,335.29  
  (2) Non-Current Assets Held for Sale, Gross 4,022,041.72 3,608,063.60 3,418,648.91 3,353,484.51 3,874,986.40 3,764,846.68 3,619,048.01 3,563,137.92 3,155,727.76 3,154,484.79 3,331,497.74 3,108,582.07  
  Non-Current Assets Held for Sale, net 3,270,447.12 2,983,345.10 2,804,495.89 2,733,159.47 3,257,775.62 3,153,905.70 3,026,904.24 2,966,353.69 2,618,753.66 2,598,530.61 2,469,009.29 2,282,086.91  
  Unamortized Discount and Other Deferred Credits 313,616.81 312,088.76 316,600.46 315,432.31 317,764.62 302,442.27 302,453.34 296,498.12 281,525.84 284,047.54 282,664.84 318,846.51  
  Accummulated Depreciation 14,316,237.47 14,515,265.70 15,879,767.52 15,875,724.88 15,934,198.72 15,973,670.97 15,964,962.80 16,019,196.21 16,043,392.21 16,137,684.06 16,256,294.82 16,113,449.25  
  Allowance for Losses 21,535,023.45 18,478,313.06 17,081,117.78 17,079,633.20 17,085,304.89 16,785,772.35 16,694,218.28 15,378,729.23 15,554,420.68 15,207,355.25 15,675,628.97 15,620,487.11  
  OTHER ASSETS 453,380,425.99 456,052,646.74 464,736,402.64 454,456,000.73 462,032,277.95 438,914,644.36 460,071,313.96 460,723,092.81 463,568,734.25 459,606,750.27 489,115,298.85 460,277,198.87  
  LIABILITIES AND CAPITAL  
  LIABILITIES 9,435,382,274.32 9,480,758,697.36 9,667,283,278.24 9,512,320,451.86 9,565,637,256.87 9,750,748,487.40 9,802,368,264.12 9,899,600,875.60 10,065,872,513.57 10,040,435,342.33 10,213,036,812.05 10,685,575,661.02  
  FINANCIAL LIABILITIES HFT 57,445,655.91 53,330,308.13 58,203,236.98 55,651,048.51 59,857,490.81 27,068,731.92 31,827,272.84 39,461,051.49 36,177,796.55 37,262,914.16 35,750,786.03 28,228,092.83  
  FINANCIAL LIABILITIES DFVPL 2,305.77 0.00 0.00 993.91 0.00 0.00 352.38 0.00 0.00 0.00 0.00 0.00  
  DEPOSIT LIABILITIES 8,321,292,711.65 8,340,378,879.86 8,491,377,673.38 8,409,179,680.53 8,439,881,016.65 8,596,997,405.43 8,602,061,719.38 8,677,186,058.92 8,790,350,352.01 8,800,833,269.91 8,901,496,716.17 9,231,344,132.56  
  Peso Liabilities 6,885,774,965.47 6,898,676,745.86 7,025,915,755.95 6,942,065,195.50 7,001,970,490.60 7,149,673,876.57 7,123,469,380.22 7,150,619,129.37 7,223,752,705.92 7,222,202,578.57 7,340,916,642.85 7,689,473,830.92  
  Demand and NOW 1,700,447,667.99 1,706,368,130.09 1,741,072,552.79 1,748,468,869.18 1,788,380,923.21 1,819,712,225.49 1,826,225,453.55 1,848,632,286.24 1,877,239,207.17 1,870,661,101.22 1,917,251,285.39 1,973,764,141.68  
  Savings 3,305,312,550.43 3,307,504,941.58 3,339,948,527.63 3,297,188,732.81 3,314,306,279.90 3,390,746,734.60 3,441,200,033.40 3,474,463,454.42 3,480,044,336.87 3,511,212,505.96 3,555,865,589.37 3,753,596,498.98  
  Time 1,773,840,166.79 1,778,604,139.00 1,838,669,662.47 1,782,656,657.39 1,785,506,670.44 1,825,412,693.27 1,742,215,706.95 1,713,669,141.95 1,752,588,799.05 1,720,422,144.95 1,752,875,929.88 1,847,174,133.98  
  LTNCD 106,174,580.26 106,199,535.19 106,225,013.06 113,750,936.12 113,776,617.04 113,802,223.22 113,828,186.33 113,854,246.75 113,880,362.83 119,906,826.44 114,923,838.20 114,939,056.29  
  Foreign Currency 1,435,517,746.18 1,441,702,134.00 1,465,461,917.42 1,467,114,485.03 1,437,910,526.05 1,447,323,528.86 1,478,592,339.16 1,526,566,929.56 1,566,597,646.09 1,578,630,689.73 1,560,580,073.32 1,541,870,313.83  
  Demand and NOW 49,679,482.88 47,670,640.28 49,576,502.03 46,709,373.56 47,993,076.43 50,694,187.79 53,462,157.89 51,012,331.91 56,902,479.09 52,186,248.41 58,641,799.83 52,342,824.51  
  Savings 679,280,183.33 706,868,731.79 711,832,657.33 704,914,652.99 684,058,371.44 685,283,626.22 710,183,737.98 740,756,596.60 757,892,708.68 767,241,519.34 758,969,599.52 754,679,158.22  
  Time 706,558,079.96 687,162,761.93 704,052,758.07 715,490,458.48 705,859,078.17 711,345,714.85 714,946,443.29 734,798,001.05 751,802,458.33 759,202,921.98 742,968,673.96 734,848,331.10  
  LTNCD 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00  
  DUE TO BANKS/OTHERS 73,482,730.36 102,027,220.05 78,122,333.82 76,666,244.88 76,739,641.67 85,219,545.03 104,401,816.67 103,154,808.05 119,022,136.54 116,918,072.88 105,331,888.75 175,305,036.30  
  BILLS PAYABLE 394,412,940.80 392,780,179.20 396,547,361.55 357,323,414.66 384,328,312.64 442,825,027.12 458,121,832.06 457,503,853.20 508,988,077.84 495,532,095.27 511,242,268.61 629,427,218.85  
  BONDS PAYABLE 71,506,052.55 75,572,714.37 76,610,722.25 76,306,017.84 76,429,728.70 77,295,877.04 78,414,670.84 80,119,565.53 80,131,984.50 80,269,664.69 95,884,557.77 95,712,157.64  
  UNSECURED SUBORDINATED DEBT, NET 109,421,775.89 109,008,109.43 108,877,602.82 108,739,259.84 108,746,103.61 108,752,617.46 108,759,513.27 108,766,385.19 108,772,995.05 108,780,003.61 113,748,467.86 113,757,369.02  
  REDEEMABLE PREFERRED SHARES 936,013.95 936,013.95 934,008.58 934,008.58 934,008.58 936,269.68 936,269.68 936,269.68 939,499.48 939,499.72 939,499.48 886,719.25  
  DERIVATIVES WITH NEGATIVE FAIR VALUE HELD FOR HEDGING 146,962.01 138,369.34 144,720.80 114,678.53 107,622.36 92,712.51 86,723.60 90,160.15 87,368.66 66,261.87 60,491.69 56,883.26  
  OTHER LIABILITIES 406,735,125.44 406,586,903.03 456,465,618.07 427,405,104.58 418,613,331.85 411,560,301.21 417,758,093.40 432,382,723.39 421,402,302.94 399,833,560.22 448,582,135.69 410,858,051.30  
  TOTAL CAPITAL ACCOUNTS  1,395,413,119.17 1,382,175,424.82 1,367,177,983.60 1,426,747,673.86 1,434,828,722.81 1,425,497,506.67 1,457,130,301.01 1,465,590,304.50 1,480,308,456.24 1,507,845,682.02 1,491,374,432.52 1,403,567,978.96  
  Capital Stock 610,731,927.36 611,083,041.67 611,964,971.98 651,179,532.40 659,044,769.23 659,538,260.62 666,396,656.02 668,131,012.76 667,005,300.95 669,051,793.92 669,097,976.12 670,120,990.27  
  Retained Earnings & Undivided Profits 532,643,428.28 537,174,289.99 531,576,401.33 538,288,230.74 547,835,226.60 553,528,723.51 557,445,226.07 563,268,856.61 573,830,915.35 584,248,603.42 591,958,004.69 601,552,049.91  
  Other Comprehensive Income 18,851,949.43 8,921,533.03 5,148,634.49 457,408.86 2,192,055.35 (4,134,588.05) (2,239,109.22) (4,577,380.31) (9,863,355.32) (2,516,091.25) (15,023,121.51) (18,773,167.42)  
  Appraisal Increment Reserves 3,369,254.66 3,370,407.43 3,370,039.30 3,366,199.58 3,367,352.34 3,341,391.27 3,342,544.03 3,343,696.80 2,998,730.93 2,999,883.69 2,999,115.27 3,028,655.40  
  Other Capital 229,816,559.44 221,626,152.70 215,117,936.51 233,456,302.28 222,389,319.29 213,223,719.32 232,184,984.10 235,424,118.65 246,336,864.33 254,061,492.24 242,342,457.95 147,639,450.81  
                             
Source : Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas
Updated as of 17 February 2017