48 Balance Sheet          
             
             
  Rural and Cooperative Bank Group          
  as of end of periods indicated          
  amounts in thousand Pesos          
             
   
  Selected Accounts Mar-15 Jun-15 Sep-15 Dec-15  
   
  TOTAL ASSETS  218,298,085.49 192,325,061.83 195,318,725.70 198,786,568.98  
  CASH AND DUE FROM BANKS 49,227,633.81 46,638,116.11 47,990,270.71 51,003,360.05  
  TLP (INCLUSIVE OF IBL AND RRPs) , NET  129,498,158.19 110,869,776.87 112,220,447.66 109,329,717.18  
  Total Loan Portfolio (TLP), gross  139,144,232.70 119,780,073.60 121,416,220.75 118,710,666.54  
  (a) Interbank Loans Receivable (IBL) 0.00 0.00 0.00 0.00  
  (b) Total Reverse Repurchase (RRPs) 5,040.00 5,040.00 5,040.00 51,040.00  
  of which:  
  Reverse Repurchase (RRPs) with BSP 0.00 0.00 0.00 0.00  
  Reverse Repurchase (RRPs) with Other Banks 5,040.00 5,040.00 5,040.00 51,040.00  
  (c) Loans and Receivable - Others, net of amortization 139,139,192.70 119,775,033.60 121,411,180.75 118,659,626.54  
  Allowance for Credit Losses  9,646,074.51 8,910,296.73 9,195,773.09 9,380,949.36  
  TLP, gross (exclusive of IBL) 139,144,232.70 119,780,073.60 121,416,220.75 118,710,666.54  
  TLP, gross (exclusive of IBL and RRP with BSP and Other Banks) 139,139,192.70 119,775,033.60 121,411,180.75 118,659,626.54  
  TOTAL INVESTMENTS, NET 13,514,223.77 11,576,296.88 11,642,077.35 14,498,208.03  
  (A) Financial Assets, net (Portfolio Investments) 13,357,299.67 11,424,261.06 11,499,529.83 14,328,821.37  
  Financial Assets, gross (net of amortization) 13,350,018.20 11,485,086.76 11,506,737.77 14,583,017.31  
  (1) Financial Assets Held for Trading (HFT) 0.00 0.00 0.00 0.00  
  (2) Financial Assets DFVPL 17,374.70 17,802.91 17,692.11 4,512,952.31  
  (3) Available-for-Sale (AFS) Financial Assets 4,819,056.94 3,279,593.97 2,942,503.58 1,349,227.91  
  (4) Held-to-Maturity (HTM) Financial Assets 7,475,496.04 7,132,337.55 7,478,602.38 7,714,207.02  
  (5) Unquoted Debt Securities Classified as Loans 918,992.31 934,831.62 930,786.95 866,720.75  
  (6) Investments in Non-Marketable Equity Securities 119,098.22 120,520.71 137,152.74 139,909.31  
  Accumulated Market Gains/Losses  321,060.47 229,392.51 281,827.03 (16,297.92)  
  Allowance for Credit Losses  313,779.00 290,218.21 289,034.97 237,898.03  
  (B) Equity Investment in Subsidiaries/Associates/Joint Ventures, net (Direct Investments) 156,924.10 152,035.82 142,547.53 169,386.66  
  ROPA, NET 10,801,453.52 9,956,178.98 10,041,801.37 9,998,897.19  
  Real and Other Properties Acquired (ROPA), gross 11,893,333.88 11,012,034.09 11,128,934.27 11,180,582.64  
  of which:  
  (1) Sales Contract Receivables, Gross 2,170,028.40 2,208,187.43 2,112,911.58 2,233,155.01  
  (a) Performing 1,472,562.33 1,382,721.13 1,290,687.25 1,406,435.44  
  (b) Non-Performing 697,466.07 825,466.29 822,224.33 826,719.58  
  Sales Contract Receivables, Net 1,902,160.27 1,939,125.65 1,857,589.51 1,934,086.49  
  (2) Non-Current Assets Held for Sale, Gross 801,359.33 62,351.15 36,867.06 44,204.04  
  Non-Current Assets Held for Sale, net 801,359.33 62,351.15 36,867.06 44,204.04  
  Unamortized Discount and Other Deferred Credits 198,734.29 187,989.21 161,777.21 194,975.85  
  Accummulated Depreciation 428,669.36 441,816.43 436,019.18 441,610.83  
  Allowance for Losses 464,476.71 426,049.47 489,336.51 545,098.77  
  OTHER ASSETS 15,256,616.20 13,284,692.98 13,424,128.60 13,956,386.52  
  LIABILITIES AND CAPITAL  
  LIABILITIES 176,299,288.60 156,392,146.13 158,862,262.76 161,556,266.74  
  FINANCIAL LIABILITIES HFT 0.00 0.00 0.00 0.00  
  FINANCIAL LIABILITIES DFVPL 0.00 0.00 0.00 0.00  
  DEPOSIT LIABILITIES 147,785,864.27 134,763,843.56 139,322,458.00 138,630,882.46  
  Peso Liabilities 147,694,911.03 134,667,395.44 139,223,155.39 138,531,314.07  
  Demand and NOW 4,440,171.26 4,388,733.01 4,324,308.38 4,617,151.68  
  Savings 88,864,469.56 90,641,446.56 91,559,274.89 92,783,300.99  
  Time 54,389,770.21 39,636,715.86 43,339,072.12 41,130,361.40  
  LTNCD 500.00 500.00 500.00 500.00  
  Foreign Currency 90,953.25 96,448.12 99,302.61 99,570.58  
  Demand and NOW 0.00 0.00 0.00 0.00  
  Savings 66,248.10 70,362.59 74,570.57 75,744.38  
  Time 24,705.15 26,085.53 24,732.04 23,826.20  
  LTNCD 0.00 0.00 0.00 0.00  
  DUE TO BANKS/OTHERS 165,219.11 156,009.74 150,648.48 153,509.76  
  BILLS PAYABLE 16,984,126.53 14,790,532.73 11,745,031.75 14,926,615.98  
  BONDS PAYABLE 0.00 0.00 0.00 0.00  
  UNSECURED SUBORDINATED DEBT, NET 156,600.00 156,600.00 156,600.00 158,600.00  
  REDEEMABLE PREFERRED SHARES 152,131.88 154,392.98 157,622.78 154,842.55  
  DERIVATIVES WITH NEGATIVE FAIR VALUE HELD FOR HEDGING 0.00 0.00 0.00 0.00  
  OTHER LIABILITIES 11,055,346.80 6,370,767.12 7,329,901.75 7,531,815.99  
  TOTAL CAPITAL ACCOUNTS  41,998,796.89 35,932,915.69 36,456,462.94 37,230,302.23  
  Capital Stock 25,815,022.36 23,791,318.66 24,041,018.12 24,550,915.73  
  Retained Earnings & Undivided Profits 15,042,745.15 11,061,648.27 11,286,351.89 11,589,738.02  
  Other Comprehensive Income 292,153.97 223,211.54 277,919.54 21,585.78  
  Appraisal Increment Reserves 104,720.09 91,944.18 91,944.18 120,811.84  
  Other Capital 744,155.31 764,793.05 759,229.21 947,250.86  
             
Source : Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas