5 Loans Outstanding for Production and Household Consumption1/
 
 
Philippine Banking System 
as of periods indicated
in billion pesos
 
 
  Mar-15 Jun-15 Sep-15 Dec-15  
           
Levels  
  I. Residents  
  A. For Production by Economic Activity2/ 4,524.967 4,628.438 4,756.861 5,148.531  
  Agriculture, Forestry and Fishing 208.441 208.663 194.769 203.538  
  Mining and Quarrying 25.451 29.119 33.300 34.321  
  Manufacturing 747.332 733.347 724.883 817.021  
  Electricity, Gas, Steam and Air-Conditioning Supply 448.300 478.470 514.199 556.409  
  Water supply, Sewerage, Waste management and Remediation Activities 53.735 56.116 57.347 60.875  
  Construction 128.033 134.403 143.024 158.788  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 713.977 732.240 748.304 819.459  
  Accommodation and Food Service Activities 100.819 101.439 103.476 112.360  
  Transportation and Storage 163.171 158.982 159.124 178.188  
  Information and Communication 127.270 137.636 140.603 162.263  
  Financial and Insurance Activities 412.132 408.457 444.018 454.586  
  Real Estate Activities 970.805 1,014.568 1,061.389 1,120.342  
  Professional, Scientific and Technical Activities 46.042 45.299 40.833 49.340  
  Administrative and Support Service Activities 25.829 28.748 28.653 33.731  
  Public Administration and Defense; Compulsory Social Security 103.786 107.869 109.223 111.737  
  Education 32.604 36.257 35.441 38.395  
  Human Health and Social Work Activities 34.232 37.530 40.105 43.405  
  Arts, Entertainment and Recreation 29.432 29.607 29.708 31.730  
  Other Service Activities 91.171 83.273 82.280 89.989  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 62.406 66.413 66.181 72.052  
  Activities of Extra-Territorial Organizations and Bodies 0.000 0.000 0.000 0.000  
   
  B. For Household Consumption 540.279 569.651 599.480 637.507  
  Credit Cards 159.843 166.455 167.572 179.255  
  Motor Vehicle Loans3/ 245.982 260.776 284.745 305.082  
  Auto Loans4/ - - 273.991 294.552  
  Motorcycle Loans4/ - - 10.754 10.446  
  Salary-Based General-Purpose Consumption Loans5/ 88.797 97.750 116.922 121.056  
  Others 45.656 44.671 30.241 32.113  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 304.457 305.967 323.749 310.781  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 5,369.703 5,504.056 5,680.090 6,096.819  
  Net of BSP RRP Agreements 5,065.246 5,198.089 5,356.341 5,786.038  
   
  II. Non-Residents 133.086 136.481 139.140 144.985  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 5,502.789 5,640.537 5,819.230 6,241.804  
  Net of BSP RRP Agreements 5,198.332 5,334.570 5,495.481 5,931.023  
   
  Memo Items:  
  a. Loans of domestic banks' foreign offices 19.182 30.826 31.179 27.117  
  b. Interbank Loans (inclusive of Loans to BSP) 173.083 160.358 157.495 214.577  
  c. Loans and Receivables Arising from Repurchase Agreements, Certificate of Assignment/Participation with Recourse, Securities Lending and Borrowing Transactions6/ 36.986 36.701 26.559 43.769  
   
  Total Loans Outstanding (inclusive of memo items)7/ 5,732.040 5,868.423 6,034.462 6,527.267  
   
Percentage Distribution8/  
  I. Residents  
  A. For Production by Economic Activity2/ 82.23% 82.06% 81.74% 82.48%  
  Agriculture, Forestry and Fishing 3.79% 3.70% 3.35% 3.26%  
  Mining and Quarrying 0.46% 0.52% 0.57% 0.55%  
  Manufacturing 13.58% 13.00% 12.46% 13.09%  
  Electricity, Gas, Steam and Air-Conditioning Supply 8.15% 8.48% 8.84% 8.91%  
  Water supply, Sewerage, Waste management and Remediation Activities 0.98% 0.99% 0.99% 0.98%  
  Construction 2.33% 2.38% 2.46% 2.54%  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 12.97% 12.98% 12.86% 13.13%  
  Accommodation and Food Service Activities 1.83% 1.80% 1.78% 1.80%  
  Transportation and Storage 2.97% 2.82% 2.73% 2.85%  
  Information and Communication 2.31% 2.44% 2.42% 2.60%  
  Financial and Insurance Activities 7.49% 7.24% 7.63% 7.28%  
  Real Estate Activities 17.64% 17.99% 18.24% 17.95%  
  Professional, Scientific and Technical Activities 0.84% 0.80% 0.70% 0.79%  
  Administrative and Support Service Activities 0.47% 0.51% 0.49% 0.54%  
  Public Administration and Defense; Compulsory Social Security 1.89% 1.91% 1.88% 1.79%  
  Education 0.59% 0.64% 0.61% 0.62%  
  Human Health and Social Work Activities 0.62% 0.67% 0.69% 0.70%  
  Arts, Entertainment and Recreation 0.53% 0.52% 0.51% 0.51%  
  Other Service Activities 1.66% 1.48% 1.41% 1.44%  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 1.13% 1.18% 1.14% 1.15%  
  Activities of Extra-Territorial Organizations and Bodies 0.00% 0.00% 0.00% 0.00%  
   
  B. For Household Consumption 9.82% 10.10% 10.30% 10.21%  
  Credit Cards 2.90% 2.95% 2.88% 2.87%  
  Motor Vehicle Loans3/ 4.47% 4.62% 4.89% 4.89%  
  Auto Loans4/ - - 4.71% 4.72%  
  Motorcycle Loans4/ - - 0.18% 0.17%  
  Salary-Based General-Purpose Consumption Loans5/ 1.61% 1.73% 2.01% 1.94%  
  Others 0.83% 0.79% 0.52% 0.51%  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 5.53% 5.42% 5.56% 4.98%  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 97.58% 97.58% 97.61% 97.68%  
  Net of BSP RRP Agreements 92.05% 92.16% 92.05% 92.70%  
   
  II. Non-Residents 2.42% 2.42% 2.39% 2.32%  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 100.00% 100.00% 100.00% 100.00%  
                     
                     
1/ net of amortization
2/ per 2009 Philippine Standard Industrial Classification (PSIC) (effective Jun-2014)
3/ renamed effective Sep-2015 (formerly Auto Loans)
4/ effective Sep-2015
5/ renamed effective Sep-2015 (formerly Salary Loans)
6/ excludes BSP RRP Agreements
7/ sum of Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreement) and all Memo Items
8/ as to Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreements)
p/Preliminary
Note: Details may not add up to totals due to rounding-off
Source : Supervisory Data Center, Supervision and Examination Sector
Updated as of 31 March 2016