53 Balance Sheet          
             
             
  Rural Bank Group          
  as of end of periods indicated          
  amounts in thousand Pesos          
             
   
  Selected Accounts Mar-15 Jun-15 Sep-15 Dec-15  
   
  TOTAL ASSETS  203,829,949.75 177,381,424.45 179,857,244.45 181,946,136.73  
  CASH AND DUE FROM BANKS 46,249,600.67 43,488,833.84 44,587,342.00 46,977,658.01  
  TLP (INCLUSIVE OF IBL AND RRPs) , NET  119,981,953.00 101,095,012.22 102,225,172.07 98,856,940.83  
  Total Loan Portfolio (TLP), gross  128,785,715.87 108,983,372.46 110,393,801.47 107,058,771.61  
  (a) Interbank Loans Receivable (IBL) 0.00 0.00 0.00 0.00  
  (b) Total Reverse Repurchase (RRPs) 5,040.00 5,040.00 5,040.00 51,040.00  
  of which:  
  Reverse Repurchase (RRPs) with BSP 0.00 0.00 0.00 0.00  
  Reverse Repurchase (RRPs) with Other Banks 5,040.00 5,040.00 5,040.00 51,040.00  
  (c) Loans and Receivable - Others, net of amortization 128,780,675.87 108,978,332.46 110,388,761.47 107,007,731.61  
  Allowance for Credit Losses  8,803,762.87 7,888,360.24 8,168,629.39 8,201,830.78  
  TLP, gross (exclusive of IBL) 128,785,715.87 108,983,372.46 110,393,801.47 107,058,771.61  
  TLP, gross (exclusive of IBL and RRP with BSP and Other Banks) 128,780,675.87 108,978,332.46 110,388,761.47 107,007,731.61  
  TOTAL INVESTMENTS, NET 13,113,684.58 11,175,299.13 11,260,599.91 14,096,850.75  
  (A) Financial Assets, net (Portfolio Investments) 12,958,786.12 11,025,471.33 11,119,665.10 13,929,420.54  
  Financial Assets, gross (net of amortization) 12,923,703.47 11,058,540.53 11,093,992.99 14,157,482.57  
  (1) Financial Assets Held for Trading (HFT) 0.00 0.00 0.00 0.00  
  (2) Financial Assets DFVPL 17,374.70 17,802.91 17,692.11 4,512,952.31  
  (3) Available-for-Sale (AFS) Financial Assets 4,668,140.88 3,114,275.55 2,770,106.45 1,337,058.39  
  (4) Held-to-Maturity (HTM) Financial Assets 7,261,233.21 6,939,437.74 7,313,476.98 7,382,579.21  
  (5) Unquoted Debt Securities Classified as Loans 867,616.57 882,721.43 873,673.97 807,078.28  
  (6) Investments in Non-Marketable Equity Securities 109,338.12 104,302.90 119,043.49 117,814.38  
  Accumulated Market Gains/Losses  321,060.47 229,392.51 287,205.57 (16,297.92)  
  Allowance for Credit Losses  285,977.82 262,461.71 261,533.47 211,764.12  
  (B) Equity Investment in Subsidiaries/Associates/Joint Ventures, net (Direct Investments) 154,898.46 149,827.80 140,934.82 167,430.22  
  ROPA, NET 10,133,968.23 9,275,973.89 9,330,612.72 9,256,315.45  
  Real and Other Properties Acquired (ROPA), gross 11,160,573.54 10,268,786.44 10,362,505.02 10,382,296.00  
  of which:  
  (1) Sales Contract Receivables, Gross 2,050,244.36 2,045,275.43 1,990,193.11 2,075,239.55  
  (a) Performing 1,370,162.71 1,267,534.88 1,214,669.60 1,295,096.72  
  (b) Non-Performing 680,081.65 777,740.55 775,523.51 780,142.83  
  Sales Contract Receivables, Net 1,792,373.04 1,787,484.89 1,745,369.92 1,787,434.79  
  (2) Non-Current Assets Held for Sale, Gross 800,858.58 61,811.37 36,459.41 43,900.07  
  Non-Current Assets Held for Sale, net 800,858.58 61,811.37 36,459.41 43,900.07  
  Unamortized Discount and Other Deferred Credits 192,935.42 180,383.83 154,612.25 188,118.64  
  Accummulated Depreciation 404,246.53 418,385.65 417,502.57 421,818.11  
  Allowance for Losses 429,423.36 394,043.07 459,777.48 516,043.80  
  OTHER ASSETS 14,350,743.27 12,346,305.36 12,453,517.74 12,758,371.68  
  LIABILITIES AND CAPITAL  
  LIABILITIES 164,687,183.84 144,275,407.73 146,326,224.08 147,658,768.82  
  FINANCIAL LIABILITIES HFT 0.00 0.00 0.00 0.00  
  FINANCIAL LIABILITIES DFVPL 0.00 0.00 0.00 0.00  
  DEPOSIT LIABILITIES 138,492,185.09 125,033,536.69 129,339,877.25 128,458,866.87  
  Peso Liabilities 138,401,231.85 124,937,088.57 129,240,574.64 128,359,298.48  
  Demand and NOW 4,365,903.37 4,288,048.73 4,227,067.14 4,522,250.29  
  Savings 83,971,638.47 85,620,825.30 86,530,773.70 87,566,089.12  
  Time 50,063,190.01 35,027,714.54 38,482,233.79 36,270,459.07  
  LTNCD 500.00 500.00 500.00 500.00  
  Foreign Currency 90,953.25 96,448.12 99,302.61 99,570.58  
  Demand and NOW 0.00 0.00 0.00 0.00  
  Savings 66,248.10 70,362.59 74,570.57 75,744.38  
  Time 24,705.15 26,085.53 24,732.04 23,826.20  
  LTNCD 0.00 0.00 0.00 0.00  
  DUE TO BANKS/OTHERS 164,896.61 155,409.59 150,250.91 153,500.61  
  BILLS PAYABLE 15,337,160.84 13,051,335.79 9,856,649.00 12,066,767.82  
  BONDS PAYABLE 0.00 0.00 0.00 0.00  
  UNSECURED SUBORDINATED DEBT, NET 156,600.00 156,600.00 156,600.00 158,600.00  
  REDEEMABLE PREFERRED SHARES 97,554.26 92,206.21 88,847.61 87,956.08  
  DERIVATIVES WITH NEGATIVE FAIR VALUE HELD FOR HEDGING 0.00 0.00 0.00 0.00  
  OTHER LIABILITIES 10,438,787.04 5,786,319.45 6,733,999.31 6,733,077.44  
  TOTAL CAPITAL ACCOUNTS  39,142,765.91 33,106,016.72 33,531,020.37 34,287,367.91  
  Capital Stock 24,361,170.19 22,289,270.93 22,519,152.30 22,876,056.90  
  Retained Earnings & Undivided Profits 13,661,267.13 9,738,013.65 9,896,626.18 10,370,476.21  
  Other Comprehensive Income 296,858.59 231,251.91 284,334.36 22,633.78  
  Appraisal Increment Reserves 104,720.09 91,944.18 91,944.18 120,811.84  
  Other Capital 718,749.91 755,536.05 738,963.34 897,389.18  
             
Source : Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas