70 Compliance with Magna Carta for Micro, Small and Medium Enterprises1/
 
 
Philippine Banking System
as of end of periods indicated
in billion pesos
 
 
ALL BANKS UNIVERSAL AND COMMERCIAL BANKS THRIFT BANKS RURAL AND COOPERATIVE BANKS  
 
Mar-15 Jun-15 Sep-15 Dec-15 Mar-15 Jun-15 Sep-15 Dec-15 Mar-15 Jun-15 Sep-15 Dec-15 Mar-15 Jun-15 Sep-15 Dec-15  
                                 
  I. Total Loan Portfolio Net of Exclusions 4,334.572 4,291.954 4,435.241 4,702.652 3,700.476 3,639.194 3,759.410 3,905.018 527.043 560.606 582.748 702.944 107.054                    92.154                    93.082                    94.691  
   
  II. Minimum Amount Required to be Allocated for:  
  A. Micro and Small Enterprises (MSEs) Credit (P (Item 1) x 8%) 346.766 343.356 354.819 376.212 296.038 291.136 300.753 312.401 42.163 44.849 46.620 56.236 8.564                       7.372                       7.447                       7.575  
  B. Medium Enterprises (MEs) Credit (P (Item 1) x 2%) 86.691 85.839 88.705 94.053 74.010 72.784 75.188 78.100 10.541 11.212 11.655 14.059 2.141                       1.843                       1.862                       1.894  
   
  III. Compliance with Prescribed Allocation of Loan Portfolio to:  
  A. Micro and Small Enterprises  
  1. Total eligible investment for MSEs 187.902 187.523 186.207 204.713 116.131 116.628 117.794 123.761 45.949 49.613 47.776 58.882 25.822                    21.282                    20.636                    22.071  
  a. Direct compliance for MSEs 186.656 186.288 185.068 203.561 115.276 115.814 117.077 123.006 45.622 49.255 47.417 58.541 25.759                    21.219                    20.575                    22.014  
  b. Alternative compliance for MSEs 1.246 1.235 1.139 1.152 0.855 0.813 0.718 0.754 0.328 0.359 0.359 0.340 0.063                       0.063                       0.062                       0.057  
  2. Excess/(Deficiency) (III.A.1 - II.A) (158.863) (155.834) (168.612) (171.499) (179.907) (174.508) (182.959) (188.641) 3.786 4.765 1.156 2.646 17.258                    13.910                    13.190                    14.496  
  3. Excess compliance of a bank/s used by another bank/s 0.000 0.000 0.000 0.000 8.925 9.090 7.689 8.798 (8.885) (9.004) (7.484) (8.699) (0.040) (0.086)                     (0.204)                     (0.099)  
  4. Total compliance for MSEs (III.A.1 + III.A.3) 187.902 187.523 186.207 204.713 125.056 125.718 125.483 132.559 37.064 40.610 40.292 50.182 25.782                    21.195                    20.432                    21.972  
  5. Percentage of compliance for MSEs ([III.A.4/I] x 100)                                       4.33                                 4.37                                 4.20                                 4.35                                 3.38                                 3.45                                 3.34                                 3.39                             7.03                             7.24                             6.91                             7.14                       24.08                       23.00                       21.95                       23.20  
   
  B. Medium Enterprises  
  1. Total eligible investment for MEs 239.145 240.030 249.324 291.066 190.981 191.855 201.487 222.556 38.583 38.930 38.167 58.767 9.581                       9.245                       9.670                       9.743  
  a. Direct compliance for MEs 238.835 239.698 249.014 290.775 190.942 191.797 201.442 222.531 38.473 38.823 38.063 58.663 9.420                       9.078                       9.510                       9.580  
  b. Alternative compliance for MEs 0.310 0.332 0.310 0.291 0.040 0.058 0.045 0.025 0.110 0.107 0.105 0.104 0.160                       0.167                       0.160                       0.162  
  2. Excess/(Deficiency) (III.B.1 - II.B) 152.453 154.191 160.619 196.991 116.972 119.071 126.298 144.456 28.042 27.717 26.513 44.708 7.440                       7.402                       7.808                       7.827  
  3. Excess compliance of a bank/s used by another bank/s 0.000 0.000 0.000 0.000 0.000 0.006 0.000 0.000 0.000 0.000 0.000 0.000 0.000 (0.006)                                 -                                   -    
  4. Total compliance for MEs (III.B.1 + III.B.3) 239.145 240.030 249.324 291.066 190.981 191.862 201.487 222.556 38.583 38.930 38.167 58.767 9.581                       9.239                       9.670                       9.743  
  5. Percentage of compliance for MEs ([III.B.4/I] x 100)                                       5.52                                 5.59                                 5.62                                 6.19                                 5.16                                 5.27                                 5.36                                 5.70                             7.32                             6.94                             6.55                             8.36                          8.95                       10.03                       10.39                       10.29  
                                                   
                                                   
1/ Republic Act No 6977 (as amended by RA Nos. 8289 and 9501)
Note: Details may not add up to totals due to rounding-off
Source : Supervisory Data Center, Supervision and Examination Sector
Updated as of 06 April 2016