3 Balance Sheet                          
                             
                             
  Philippine Banking System                          
  as of end of periods indicated                          
  amounts in thousand Pesos                          
                             
   
  Selected Accounts Jan-16 Feb-16 Mar-16 Apr-16 May-16 Jun-16 Jul-16 Aug-16 Sep-16 Oct-16 Nov-16 Dec-16  
   
  TOTAL ASSETS  11,978,148,494.28 12,088,159,447.76 12,205,468,367.81 12,234,376,577.08 12,300,666,945.29 12,545,762,602.14 12,471,262,869.41 12,531,726,139.17 12,799,197,636.06 12,899,896,776.04 13,158,744,630.70 13,591,202,502.39  
  CASH AND DUE FROM BANKS 2,407,851,097.45 2,491,628,495.35 2,560,733,980.45 2,480,420,005.16 2,488,375,724.24 2,586,970,623.90 2,481,799,265.16 2,499,743,253.36 2,557,719,477.01 2,528,060,958.15 2,539,732,776.02 2,765,736,729.02  
  TLP (INCLUSIVE OF IBL AND RRPs) , NET  6,292,437,851.37 6,287,785,868.12 6,346,799,530.00 6,419,312,309.03 6,527,122,711.00 6,631,729,740.66 6,627,051,608.11 6,718,196,353.33 6,847,796,767.52 7,015,275,104.77 7,228,520,906.29 7,439,292,913.58  
  Total Loan Portfolio (TLP), gross  6,455,754,035.97 6,451,513,023.16 6,510,732,145.27 6,583,781,402.45 6,692,864,662.28 6,798,233,449.19 6,794,589,131.06 6,886,507,964.84 7,018,199,572.94 7,185,701,719.50 7,400,496,934.25 7,612,119,106.81  
  (a) Interbank Loans Receivable (IBL) 217,851,959.10 183,968,112.12 197,178,278.34 200,083,441.28 190,685,688.83 206,396,008.16 184,844,579.30 205,925,503.23 216,804,937.41 232,929,433.65 289,018,012.34 266,532,794.84  
  (b) Total Reverse Repurchase (RRPs) 341,460,316.29 336,938,811.56 336,083,644.30 329,706,810.51 337,430,173.66 333,641,299.48 333,605,855.95 330,876,551.11 338,611,682.21 380,386,456.26 375,207,028.60 393,565,005.79  
  of which:  
  Reverse Repurchase (RRPs) with BSP 310,951,000.00 311,677,000.00 308,832,000.00 307,883,000.00 307,806,000.00 300,048,850.84 303,432,630.06 299,364,669.43 299,973,851.60 299,769,572.52 299,615,747.29 302,421,559.12  
  Reverse Repurchase (RRPs) with Other Banks 19,937,697.11 16,953,592.56 17,560,666.56 12,169,194.42 19,489,807.30 22,802,151.39 21,845,946.76 20,085,015.81 22,558,873.12 64,502,979.91 59,158,798.30 75,077,864.71  
  (c) Loans and Receivable - Others, net of amortization 5,896,441,760.57 5,930,606,099.48 5,977,470,222.62 6,053,991,150.65 6,164,748,799.78 6,258,196,141.55 6,276,138,695.81 6,349,705,910.50 6,462,782,953.31 6,572,385,829.58 6,736,271,893.31 6,952,021,306.19  
  Allowance for Credit Losses  163,316,184.59 163,727,155.03 163,932,615.27 164,469,093.42 165,741,951.28 166,503,708.53 167,537,522.96 168,311,611.51 170,402,805.42 170,426,614.73 171,976,027.95 172,826,193.23  
  TLP, gross (exclusive of IBL) 6,237,902,076.87 6,267,544,911.04 6,313,553,866.92 6,383,697,961.16 6,502,178,973.45 6,591,837,441.03 6,609,744,551.76 6,680,582,461.61 6,801,394,635.53 6,952,772,285.84 7,111,478,921.91 7,345,586,311.98  
  TLP, gross (exclusive of IBL and RRP with BSP and Other Banks) 5,907,013,379.75 5,938,914,318.47 5,987,161,200.36 6,063,645,766.74 6,174,883,166.15 6,268,986,438.80 6,284,465,974.94 6,361,132,776.36 6,478,861,910.81 6,588,499,733.41 6,752,704,376.32 6,968,086,888.14  
  TOTAL INVESTMENTS, NET 2,707,660,471.13 2,694,606,208.60 2,739,571,749.53 2,761,556,528.59 2,721,890,625.62 2,766,406,225.67 2,781,237,178.07 2,748,837,953.15 2,828,188,606.99 2,780,946,902.10 2,810,885,076.03 2,804,397,191.60  
  (A) Financial Assets, net (Portfolio Investments) 2,483,183,999.87 2,468,073,745.96 2,510,360,971.57 2,530,910,733.85 2,488,641,178.53 2,533,349,177.17 2,544,994,367.96 2,511,578,051.40 2,590,063,138.22 2,541,436,933.53 2,572,649,800.21 2,564,934,251.84  
  Financial Assets, gross (net of amortization) 2,499,089,244.16 2,478,306,562.26 2,513,045,930.84 2,529,744,519.44 2,486,427,807.28 2,524,162,476.01 2,531,120,382.55 2,500,609,431.06 2,584,818,974.03 2,545,318,116.96 2,601,654,204.91 2,595,290,817.87  
  (1) Financial Assets Held for Trading (HFT) 211,008,030.91 220,790,932.01 246,725,064.66 233,160,797.87 196,145,601.74 256,907,578.47 242,600,797.15 232,004,100.41 232,836,332.39 188,328,726.79 195,243,027.22 168,253,442.05  
  (2) Financial Assets DFVPL 8,160,834.16 8,122,497.06 9,594,162.54 10,184,440.95 9,918,550.79 7,826,368.04 4,846,099.70 4,784,870.18 4,716,408.52 4,166,536.80 4,100,368.96 8,890,239.50  
  (3) Available-for-Sale (AFS) Financial Assets 910,643,613.54 890,842,837.56 852,018,535.75 861,090,201.08 821,939,351.42 836,043,452.87 833,711,893.69 832,375,200.90 860,921,220.42 1,036,696,385.99 1,036,907,635.77 1,038,082,546.86  
  (4) Held-to-Maturity (HTM) Financial Assets 1,260,563,294.96 1,251,005,785.74 1,300,795,263.71 1,319,886,916.18 1,353,555,295.71 1,316,231,110.43 1,335,824,221.51 1,313,603,383.18 1,363,902,910.36 1,191,757,846.77 1,239,309,844.11 1,254,047,332.69  
  (5) Unquoted Debt Securities Classified as Loans 89,244,537.74 88,089,125.53 84,684,042.29 86,140,614.90 85,612,073.84 87,848,462.33 94,823,706.19 98,607,841.73 102,920,911.16 104,823,472.82 106,367,354.23 106,351,625.39  
  (6) Investments in Non-Marketable Equity Securities 19,468,932.86 19,455,384.37 19,228,861.89 19,281,548.46 19,256,933.78 19,305,503.87 19,313,664.31 19,234,034.66 19,521,191.17 19,545,147.79 19,725,974.63 19,665,631.38  
  Accumulated Market Gains/Losses  9,869,118.16 15,587,674.19 22,158,925.25 26,104,556.37 27,174,918.56 34,185,768.80 38,904,988.71 36,008,241.59 30,352,415.56 21,123,082.97 (4,097,409.51) (5,506,226.01)  
  Allowance for Credit Losses  25,774,362.45 25,820,490.49 24,843,884.52 24,938,341.96 24,961,547.30 24,999,067.65 25,031,003.29 25,039,621.25 25,108,251.37 25,004,266.40 24,906,995.19 24,850,340.02  
  (B) Equity Investment in Subsidiaries/Associates/Joint Ventures, net (Direct Investments) 224,476,471.26 226,532,462.64 229,210,777.96 230,645,794.74 233,249,447.09 233,057,048.50 236,242,810.10 237,259,901.75 238,125,468.77 239,509,968.57 238,235,275.82 239,462,939.76  
  ROPA, NET 93,982,409.50 93,564,406.56 93,223,676.89 92,970,239.86 92,200,591.04 91,761,403.29 91,572,041.90 91,805,739.91 91,709,376.59 91,606,490.44 91,126,770.19 91,492,858.29  
  Real and Other Properties Acquired (ROPA), gross 126,157,153.00 125,985,467.38 125,608,425.85 125,390,711.99 124,836,007.12 124,691,444.11 124,654,665.00 124,969,224.89 124,703,735.85 124,588,109.39 123,963,577.95 124,021,368.65  
  of which:  
  (1) Sales Contract Receivables, Gross 19,422,474.73 19,218,839.37 18,952,004.31 18,864,527.51 18,700,356.26 18,535,201.05 17,935,415.65 17,782,427.78 17,486,367.97 17,630,491.68 17,663,677.51 18,632,142.62  
  (a) Performing 13,134,675.14 12,881,164.12 12,733,220.68 12,772,914.83 12,972,895.06 12,809,060.53 12,508,947.76 12,431,036.61 12,177,871.12 12,451,668.63 12,435,097.42 13,383,772.96  
  (b) Non-Performing 6,287,799.60 6,337,675.24 6,218,783.63 6,091,612.68 5,727,461.20 5,726,140.52 5,426,467.89 5,351,391.17 5,308,496.85 5,178,823.05 5,228,580.10 5,248,369.66  
  Sales Contract Receivables, Net 18,271,189.64 18,056,937.18 17,787,587.61 17,694,837.97 17,531,515.45 17,345,298.09 16,747,140.17 16,596,350.22 16,324,142.05 16,320,057.91 16,324,699.25 17,222,838.49  
  (2) Non-Current Assets Held for Sale, Gross 3,218,204.24 3,091,963.66 3,005,235.73 3,180,340.30 3,208,504.95 3,191,736.49 3,449,506.69 3,427,932.67 3,921,355.66 3,924,022.46 4,034,076.16 3,721,008.85  
  Non-Current Assets Held for Sale, net 2,376,333.30 2,264,330.11 2,208,562.98 2,390,450.77 2,418,950.23 2,431,299.81 2,670,021.49 2,658,402.58 3,021,004.67 3,007,432.75 3,138,435.47 2,837,519.62  
  Unamortized Discount and Other Deferred Credits 326,505.28 327,048.57 328,287.34 329,546.97 329,517.99 349,626.82 353,548.79 351,856.91 351,958.41 349,898.45 351,910.12 343,214.21  
  Accummulated Depreciation 16,144,144.37 16,369,205.40 16,463,668.41 16,511,644.71 16,781,100.42 16,710,251.53 16,818,027.72 16,906,360.59 16,752,465.79 16,776,244.60 16,748,851.08 16,952,263.63  
  Allowance for Losses 15,704,093.85 15,724,806.85 15,592,793.21 15,579,280.46 15,524,797.67 15,870,162.47 15,911,046.60 15,905,267.48 15,887,377.18 15,852,918.00 15,733,488.67 15,228,291.80  
  OTHER ASSETS 476,216,664.83 520,574,469.13 465,139,430.94 480,117,494.46 471,077,293.38 468,894,608.62 489,602,776.18 473,142,839.41 473,783,407.95 484,007,320.58 488,479,102.17 490,282,809.91  
  LIABILITIES AND CAPITAL  
  LIABILITIES 10,556,915,653.31 10,657,749,665.75 10,751,278,579.53 10,737,264,267.02 10,794,709,029.02 11,022,094,137.80 10,931,043,687.25 10,982,186,069.99 11,246,762,624.39 11,346,140,204.16 11,621,170,877.13 12,043,111,618.57  
  FINANCIAL LIABILITIES HFT 34,454,954.94 32,307,478.20 34,811,791.60 32,088,206.96 28,564,294.28 35,943,711.05 28,818,716.18 27,563,970.34 40,385,652.55 32,415,141.09 40,087,973.65 36,102,762.47  
  FINANCIAL LIABILITIES DFVPL 257.14 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00  
  DEPOSIT LIABILITIES 9,207,573,186.57 9,278,107,210.01 9,410,044,991.20 9,447,762,039.97 9,524,276,736.67 9,652,595,105.71 9,672,536,294.54 9,668,383,060.42 9,819,697,632.25 9,851,041,728.90 10,098,651,158.08 10,506,561,705.60  
  Peso Liabilities 7,613,094,635.46 7,659,969,773.84 7,798,052,816.36 7,813,633,790.31 7,895,967,908.28 8,004,892,666.30 8,028,983,080.38 8,011,828,798.29 8,113,071,017.62 8,132,174,765.14 8,293,209,606.09 8,708,715,862.24  
  Demand and NOW 1,984,684,645.78 2,013,964,315.52 2,047,568,233.92 2,099,253,182.73 2,083,749,764.17 2,129,571,959.90 2,126,218,797.54 2,145,151,676.94 2,184,978,017.10 2,182,590,838.67 2,230,381,741.34 2,262,162,320.88  
  Savings 3,722,617,181.61 3,766,803,482.60 3,816,435,997.20 3,821,006,129.88 3,898,430,593.11 3,943,439,394.58 3,984,763,647.05 3,985,176,915.66 4,030,146,109.68 4,024,376,521.73 4,080,388,180.95 4,324,439,510.49  
  Time 1,790,838,388.50 1,768,751,620.20 1,823,582,845.08 1,782,893,261.51 1,803,290,737.97 1,821,369,028.83 1,807,472,131.38 1,770,955,996.11 1,778,735,536.16 1,805,979,668.73 1,856,712,840.09 1,991,076,105.06  
  LTNCD 114,954,419.57 110,450,355.52 110,465,740.17 110,481,216.19 110,496,813.02 110,512,282.98 110,528,504.41 110,544,209.58 119,211,354.68 119,227,736.01 125,726,843.71 131,037,925.81  
  Foreign Currency 1,594,478,553.30 1,618,137,439.25 1,611,992,174.55 1,634,128,249.78 1,628,308,828.51 1,647,702,439.86 1,643,553,214.62 1,656,554,262.58 1,706,626,614.63 1,718,866,963.76 1,805,441,551.99 1,797,845,843.43  
  Demand and NOW 51,758,464.41 53,079,651.80 56,999,839.43 57,709,447.81 56,689,622.56 53,964,374.26 52,815,596.09 57,572,631.38 54,322,573.50 55,251,988.45 59,402,223.52 54,221,881.53  
  Savings 792,289,976.73 805,626,337.77 806,708,469.26 806,459,198.82 808,471,367.52 825,718,465.07 821,496,378.53 826,879,268.15 839,978,393.10 857,340,603.93 896,547,685.66 895,816,138.07  
  Time 750,430,112.16 759,431,449.68 748,283,865.86 769,959,603.16 763,147,838.44 768,019,600.54 769,241,240.00 772,102,363.06 812,325,648.03 806,274,371.37 849,491,642.80 847,807,823.83  
  LTNCD 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00  
  DUE TO BANKS/OTHERS 175,333,079.18 175,054,255.30 204,326,078.99 145,814,599.97 132,047,451.95 160,890,161.45 138,073,289.05 140,096,428.85 146,479,596.77 175,774,975.51 161,535,932.28 164,565,638.32  
  BILLS PAYABLE 535,862,335.74 500,841,413.82 497,980,798.56 522,256,416.86 508,538,991.68 592,595,571.94 505,825,800.81 547,547,799.84 652,429,901.45 677,104,247.67 680,634,158.85 703,907,115.83  
  BONDS PAYABLE 96,908,514.92 96,699,855.16 93,705,275.41 81,311,473.74 81,081,350.88 81,614,537.95 81,705,974.84 80,790,557.43 84,124,026.16 98,481,669.18 101,181,526.20 101,166,136.67  
  UNSECURED SUBORDINATED DEBT, NET 101,764,460.98 101,771,272.63 101,778,432.03 101,785,379.25 101,792,724.90 89,646,495.22 89,652,551.22 89,658,489.59 89,664,412.05 89,670,566.26 89,676,508.76 89,682,636.84  
  REDEEMABLE PREFERRED SHARES 886,719.25 886,719.25 883,051.74 883,051.74 883,051.74 872,099.37 872,099.37 872,099.37 871,930.84 871,930.84 872,031.64 864,385.14  
  DERIVATIVES WITH NEGATIVE FAIR VALUE HELD FOR HEDGING 52,124.56 54,380.95 50,146.97 30,369.65 29,159.16 39,143.57 27,740.55 26,393.12 26,646.63 9,378.53 7,709.67 5,919.11  
  OTHER LIABILITIES 404,080,020.02 472,027,080.42 407,698,013.02 405,332,728.89 417,495,267.76 407,897,310.55 413,531,219.70 427,247,270.05 413,082,825.70 420,770,566.18 448,523,878.01 440,255,318.60  
  TOTAL CAPITAL ACCOUNTS  1,421,232,840.97 1,430,409,782.01 1,454,189,788.28 1,497,112,310.06 1,505,957,916.27 1,523,668,464.34 1,540,219,182.16 1,549,540,069.18 1,552,435,011.67 1,553,756,571.88 1,537,573,753.57 1,548,090,883.82  
  Capital Stock 680,007,763.26 680,482,301.91 685,857,344.67 723,183,159.59 717,973,819.40 719,977,158.39 719,880,670.60 720,321,174.86 720,645,494.71 721,178,239.18 721,166,760.27 723,770,557.05  
  Retained Earnings & Undivided Profits 609,716,007.44 618,044,133.04 629,635,460.72 631,237,503.29 644,368,619.84 651,013,921.58 662,156,857.64 674,992,547.11 682,167,759.72 693,406,941.15 704,701,155.26 710,588,539.19  
  Other Comprehensive Income (14,534,724.28) (8,325,120.45) (2,321,824.22) 1,186,570.64 1,746,375.56 10,281,416.23 15,607,478.09 12,759,409.69 6,820,581.59 (2,682,471.64) (30,452,847.90) (34,766,324.88)  
  Appraisal Increment Reserves 2,997,414.19 3,014,038.33 3,012,211.56 3,013,412.76 3,014,273.73 3,008,311.70 3,009,193.69 3,009,023.57 3,001,565.24 3,004,998.74 3,006,029.82 2,981,961.91  
  Other Capital 143,046,380.35 137,194,429.19 138,006,595.55 138,491,663.77 138,854,827.74 139,387,656.44 139,564,982.14 138,457,913.94 139,799,610.41 138,848,864.46 139,152,656.11 145,516,150.56  
                             
Source : Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas
Updated as of 31 March 2017