30 Balance Sheet                          
                             
                             
  Commercial Bank Group                          
  as of end of periods indicated                          
  amounts in thousand Pesos                          
                             
   
  Selected Accounts Jan-16 Feb-16 Mar-16 Apr-16 May-16 Jun-16 Jul-16 Aug-16 Sep-16 Oct-16 Nov-16 Dec-16  
   
  TOTAL ASSETS  957,102,858.88 953,483,256.90 1,017,153,667.46 955,500,828.66 972,951,496.56 997,184,750.34 976,531,879.14 972,114,565.50 994,081,984.34 1,006,902,345.02 1,031,720,223.71 1,054,282,782.58  
  CASH AND DUE FROM BANKS 270,382,549.99 263,572,574.75 310,459,576.79 258,903,252.45 266,355,409.97 274,666,242.38 270,223,135.13 267,863,702.41 270,048,238.59 264,677,657.08 276,834,189.08 275,701,090.34  
  TLP (INCLUSIVE OF IBL AND RRPs) , NET  436,375,465.95 431,572,686.99 436,576,416.49 438,711,842.74 452,032,395.75 449,461,859.30 441,695,480.42 463,444,075.19 491,878,890.75 538,039,113.08 535,977,993.95 580,340,088.02  
  Total Loan Portfolio (TLP), gross  451,138,856.53 446,662,432.71 451,631,589.38 453,863,268.57 467,343,905.67 464,801,424.09 457,166,715.67 479,124,035.82 508,475,861.36 552,922,537.44 551,009,786.18 594,925,559.19  
  (a) Interbank Loans Receivable (IBL) 27,398,654.43 22,650,840.97 27,878,804.25 25,445,255.58 23,797,215.41 24,460,007.15 17,396,884.25 27,585,208.97 39,316,920.26 35,762,220.29 36,784,148.45 37,332,585.99  
  (b) Total Reverse Repurchase (RRPs) 89,794,021.11 90,647,156.30 86,632,550.77 80,856,765.21 89,537,909.25 89,698,829.56 91,623,099.25 94,555,648.06 104,614,244.50 153,741,674.46 140,765,987.33 174,248,011.09  
  of which:  
  Reverse Repurchase (RRPs) with BSP 59,817,000.00 65,938,000.00 59,898,000.00 60,020,000.00 60,406,000.00 56,606,577.87 61,952,426.59 63,071,806.39 66,055,953.88 73,204,330.71 65,254,246.03 83,430,687.85  
  Reverse Repurchase (RRPs) with Other Banks 19,886,657.11 16,902,552.56 17,529,626.56 12,138,154.42 19,458,767.30 22,774,111.39 21,817,906.76 20,056,975.81 22,543,833.12 64,487,939.91 59,143,758.30 75,004,324.71  
  (c) Loans and Receivable - Others, net of amortization 333,946,180.99 333,364,435.45 337,120,234.36 347,561,247.77 354,008,781.01 350,642,587.38 348,146,732.17 356,983,178.79 364,544,696.60 363,418,642.69 373,459,650.40 383,344,962.12  
  Allowance for Credit Losses  14,763,390.58 15,089,745.73 15,055,172.89 15,151,425.82 15,311,509.92 15,339,564.79 15,471,235.25 15,679,960.64 16,596,970.61 14,883,424.36 15,031,792.23 14,585,471.17  
  TLP, gross (exclusive of IBL) 423,740,202.10 424,011,591.75 423,752,785.13 428,418,012.98 443,546,690.26 440,341,416.94 439,769,831.41 451,538,826.85 469,158,941.10 517,160,317.15 514,225,637.73 557,592,973.21  
  TLP, gross (exclusive of IBL and RRP with BSP and Other Banks) 344,036,544.98 341,171,039.18 346,325,158.57 356,259,858.56 363,681,922.96 360,960,727.68 355,999,498.06 368,410,044.65 380,559,154.10 379,468,046.52 389,827,633.41 399,157,960.65  
  TOTAL INVESTMENTS, NET 197,033,418.70 211,594,842.17 222,790,978.73 204,616,163.87 204,256,102.18 223,549,621.67 210,701,385.57 195,660,707.20 186,545,841.93 157,563,439.68 169,714,923.80 150,145,925.82  
  (A) Financial Assets, net (Portfolio Investments) 194,931,186.92 209,491,529.90 220,683,271.06 202,110,884.44 201,747,587.25 221,008,393.62 208,154,778.16 193,117,066.37 184,000,692.15 155,010,858.02 167,114,682.36 147,548,688.27  
  Financial Assets, gross (net of amortization) 197,560,348.56 211,375,287.59 222,056,182.87 203,546,004.29 202,772,183.76 221,312,973.20 207,969,977.40 193,256,322.52 184,650,626.72 156,489,125.94 170,322,108.96 150,947,973.70  
  (1) Financial Assets Held for Trading (HFT) 82,814,824.21 95,628,957.83 110,179,086.19 91,570,051.80 81,817,016.33 102,607,004.57 91,688,541.94 81,548,061.71 73,332,906.00 40,514,773.05 46,465,738.31 23,262,301.89  
  (2) Financial Assets DFVPL 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00  
  (3) Available-for-Sale (AFS) Financial Assets 79,713,889.51 79,682,285.05 76,852,411.10 76,792,771.35 84,842,580.52 81,168,889.54 79,130,210.93 74,696,628.04 73,929,979.20 82,870,794.74 90,214,156.30 93,836,807.33  
  (4) Held-to-Maturity (HTM) Financial Assets 27,454,738.95 28,520,845.33 28,140,107.32 28,281,704.10 29,233,963.25 30,079,091.03 29,750,025.62 29,665,251.66 29,945,817.80 25,654,005.01 26,144,072.04 26,389,445.13  
  (5) Unquoted Debt Securities Classified as Loans 7,190,040.86 7,156,393.30 6,485,925.18 6,502,393.86 6,480,038.23 7,059,130.44 7,002,421.59 6,947,857.31 7,042,348.44 7,008,805.19 7,056,667.15 7,018,334.36  
  (6) Investments in Non-Marketable Equity Securities 386,855.03 386,806.08 398,653.09 399,083.17 398,585.43 398,857.61 398,777.32 398,523.80 399,575.28 440,747.94 441,475.16 441,084.99  
  Accumulated Market Gains/Losses  (1,629,113.57) (883,652.84) (373,398.69) (296,369.64) 113,592.81 834,193.80 1,323,550.61 999,350.20 488,946.98 (339,520.75) (2,068,277.66) (2,260,266.08)  
  Allowance for Credit Losses  1,000,048.08 1,000,104.86 999,513.12 1,138,750.21 1,138,189.32 1,138,773.39 1,138,749.85 1,138,606.34 1,138,881.55 1,138,747.17 1,139,148.94 1,139,019.35  
  (B) Equity Investment in Subsidiaries/Associates/Joint Ventures, net (Direct Investments) 2,102,231.78 2,103,312.27 2,107,707.67 2,505,279.43 2,508,514.93 2,541,228.05 2,546,607.41 2,543,640.83 2,545,149.79 2,552,581.66 2,600,241.44 2,597,237.55  
  ROPA, NET 7,337,855.30 7,293,533.22 7,267,714.29 7,217,459.59 7,386,514.96 7,321,589.66 7,346,780.96 7,430,377.14 7,391,434.26 7,475,495.20 7,360,212.72 7,431,107.63  
  Real and Other Properties Acquired (ROPA), gross 9,089,702.18 9,064,694.81 9,056,514.36 9,015,049.70 9,484,157.69 9,458,738.22 9,495,866.80 9,588,474.53 9,560,312.14 9,669,014.48 9,556,046.31 9,629,329.24  
  of which:  
  (1) Sales Contract Receivables, Gross 1,441,704.65 1,410,689.64 1,403,486.25 1,410,870.26 1,358,574.72 1,330,331.52 1,290,792.95 1,274,719.95 1,249,572.46 1,265,708.05 1,040,651.01 1,013,628.23  
  (a) Performing 1,003,628.81 978,520.93 967,112.75 994,274.36 1,036,947.91 994,632.62 984,585.62 966,598.26 945,042.55 972,234.89 746,418.97 761,536.97  
  (b) Non-Performing 438,075.84 432,168.71 436,373.50 416,595.90 321,626.81 335,698.90 306,207.34 308,121.69 304,529.91 293,473.16 294,232.04 252,091.26  
  Sales Contract Receivables, Net 1,420,074.33 1,378,421.87 1,370,288.84 1,377,672.84 1,325,377.31 1,297,134.11 1,257,595.54 1,242,455.14 1,217,307.65 1,233,443.24 1,008,386.20 929,437.48  
  (2) Non-Current Assets Held for Sale, Gross 79,327.90 79,327.90 72,182.13 72,182.13 71,428.82 65,981.74 65,981.74 65,981.74 65,981.74 65,981.74 61,063.14 61,063.14  
  Non-Current Assets Held for Sale, net 79,327.90 79,327.90 72,182.13 72,182.13 71,428.82 65,981.74 65,981.74 65,981.74 65,981.74 65,981.74 61,063.14 61,063.14  
  Unamortized Discount and Other Deferred Credits 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00  
  Accummulated Depreciation 984,728.56 998,469.01 1,007,002.72 1,018,424.19 1,316,488.68 1,349,190.36 1,370,825.20 1,383,509.75 1,394,694.98 1,417,997.82 1,421,590.32 1,428,986.87  
  Allowance for Losses 767,118.32 772,692.58 781,797.35 779,165.91 781,154.05 787,958.19 778,260.65 774,587.64 774,182.90 775,521.47 774,243.27 769,234.75  
  OTHER ASSETS 45,973,568.94 39,449,619.78 40,058,981.16 46,052,110.00 42,921,073.71 42,185,437.33 46,565,097.08 37,715,703.57 38,217,578.80 39,146,639.99 41,832,904.15 40,664,570.77  
  LIABILITIES AND CAPITAL  
  LIABILITIES 823,072,255.58 818,339,820.42 880,457,102.46 818,400,405.58 834,584,521.57 856,276,809.72 835,481,549.21 831,097,529.49 853,860,306.40 868,082,794.32 894,004,277.14 914,692,773.01  
  FINANCIAL LIABILITIES HFT 7,880,626.53 7,955,229.71 8,388,071.81 7,501,200.80 7,521,110.67 9,220,357.80 7,360,110.15 7,805,843.20 11,125,832.00 11,041,297.16 13,538,319.39 13,237,141.73  
  FINANCIAL LIABILITIES DFVPL 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00  
  DEPOSIT LIABILITIES 667,067,752.88 669,097,201.80 695,115,221.69 678,673,324.11 701,495,881.44 698,947,383.10 698,986,320.00 697,607,099.77 707,528,118.75 718,192,526.56 736,351,012.81 754,768,198.63  
  Peso Liabilities 485,452,242.59 485,426,360.77 500,775,678.85 483,742,066.89 504,320,276.97 495,378,195.33 499,247,582.02 493,301,872.29 495,706,375.52 499,114,437.82 514,082,200.09 532,180,148.98  
  Demand and NOW 209,123,776.14 215,310,992.22 218,746,769.40 217,072,318.56 221,548,721.28 213,921,909.69 210,588,071.03 212,192,821.61 214,541,351.09 216,863,257.83 224,063,881.91 226,025,788.97  
  Savings 162,090,378.86 158,789,511.08 168,781,784.52 157,115,013.20 172,718,000.78 168,066,478.63 163,821,930.86 162,348,807.23 164,050,678.27 162,752,252.34 171,398,899.57 184,908,500.79  
  Time 114,238,087.59 111,325,857.47 113,247,124.93 109,554,735.13 110,053,554.91 113,389,807.02 124,837,580.13 118,760,243.44 117,114,346.16 119,498,927.65 118,619,418.60 121,245,859.21  
  LTNCD 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00  
  Foreign Currency 181,615,510.29 183,670,841.51 194,339,542.85 194,931,257.22 197,175,604.47 203,569,187.77 199,738,737.98 204,305,227.49 211,821,743.24 219,078,088.74 222,268,812.73 222,588,049.65  
  Demand and NOW 37,055,556.20 39,450,495.07 42,476,068.04 42,674,315.68 42,439,216.32 39,555,167.03 39,123,672.37 42,116,336.09 40,569,618.85 40,764,350.89 44,782,500.55 39,864,869.61  
  Savings 103,356,903.64 103,058,154.21 110,556,848.28 110,048,340.87 110,429,064.99 118,654,772.68 111,667,912.68 113,293,800.70 121,623,431.55 127,665,956.52 128,367,334.87 126,616,942.79  
  Time 41,203,050.45 41,162,192.23 41,306,626.53 42,208,600.68 44,307,323.16 45,359,248.06 48,947,152.94 48,895,090.69 49,628,692.83 50,647,781.34 49,118,977.31 56,106,237.25  
  LTNCD 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00  
  DUE TO BANKS/OTHERS 87,414,336.79 81,277,867.44 123,287,645.74 71,265,043.32 64,089,715.93 81,860,543.35 69,614,290.50 69,972,974.93 80,193,381.06 82,951,977.79 82,242,828.43 87,199,630.90  
  BILLS PAYABLE 17,071,666.84 20,024,159.99 16,046,134.75 16,721,620.31 19,355,162.95 23,445,178.69 20,250,333.00 17,754,158.53 18,820,117.84 18,000,557.41 20,030,434.23 17,553,901.93  
  BONDS PAYABLE 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00  
  UNSECURED SUBORDINATED DEBT, NET 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00  
  REDEEMABLE PREFERRED SHARES 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00  
  DERIVATIVES WITH NEGATIVE FAIR VALUE HELD FOR HEDGING 118.07 0.00 275.30 0.11 126.76 9,189.00 0.00 0.00 0.00 0.00 0.00 0.00  
  OTHER LIABILITIES 43,637,754.48 39,985,361.48 37,619,753.16 44,239,216.93 42,122,523.83 42,794,157.78 39,270,495.57 37,957,453.07 36,192,856.74 37,896,435.39 41,841,682.27 41,933,899.83  
  TOTAL CAPITAL ACCOUNTS  134,030,603.30 135,143,436.48 136,696,565.01 137,100,423.08 138,366,974.99 140,907,940.62 141,050,329.93 141,017,036.01 140,221,677.93 138,819,550.70 137,715,946.57 139,590,009.57  
  Capital Stock 61,490,654.81 61,474,703.14 61,474,703.14 61,474,703.14 61,474,703.14 62,869,031.02 62,869,031.02 62,869,031.02 62,869,033.47 62,869,033.47 62,869,033.47 62,869,033.47  
  Retained Earnings & Undivided Profits 3,730,326.60 3,651,321.45 3,821,829.84 3,914,513.38 4,012,939.83 4,160,926.57 3,624,313.14 3,582,643.55 2,959,525.76 3,645,276.50 3,939,860.42 3,947,725.80  
  Other Comprehensive Income (2,390,672.67) (1,595,859.25) (1,098,200.88) (1,252,945.77) (576,621.16) 57,805.27 545,713.32 214,176.47 (306,289.95) (1,285,837.13) (2,989,224.90) (3,084,898.35)  
  Appraisal Increment Reserves 1,572,755.48 1,589,379.62 1,590,052.09 1,591,253.29 1,592,114.26 1,593,294.44 1,594,176.43 1,594,006.31 1,593,836.20 1,597,269.69 1,598,300.78 1,599,331.86  
  Other Capital 69,627,539.08 70,023,891.52 70,908,180.82 71,372,899.02 71,863,838.92 72,226,883.32 72,417,096.01 72,757,178.65 73,105,572.45 71,993,808.17 72,297,976.80 74,258,816.78  
                             
Source : Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas
Updated as of 7 February 2017