41 Loans Outstanding for Production and Household Consumption1/
 
 
Thrift Banking System 
as of periods indicated
in billion pesos
 
 
  Jan-16 Feb-16 Mar-16 Apr-16 May-16 Jun-16 Jul-16 Aug-16 Sep-16 Oct-16 Nov-16 Dec-16  
                           
Levels  
  I. Residents  
  A. For Production by Economic Activity2/ 437.160 438.588 441.712 443.969 445.556 449.152 452.478 458.284 461.125 464.136 467.986 481.689  
  Agriculture, Forestry and Fishing 24.285 23.751 23.144 22.951 22.669 22.502 22.304 22.302 21.974 21.778 21.951 22.046  
  Mining and Quarrying 0.919 0.950 0.930 0.934 0.918 0.922 0.932 0.927 1.033 1.054 1.038 1.026  
  Manufacturing 21.241 20.903 21.042 21.416 21.579 21.968 21.556 21.800 23.129 23.544 23.619 24.653  
  Electricity, Gas, Steam and Air-Conditioning Supply 4.376 4.526 2.493 2.495 2.531 4.787 5.012 5.374 5.506 5.662 6.158 6.187  
  Water supply, Sewerage, Waste management and Remediation Activities 0.454 0.454 0.460 0.489 0.481 0.631 0.626 0.650 0.744 0.713 0.712 0.650  
  Construction 9.177 9.128 9.432 9.270 9.486 9.589 9.323 9.729 9.323 9.777 9.622 10.214  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 59.437 59.260 61.453 61.649 62.084 59.786 58.635 59.638 59.070 60.701 61.288 65.354  
  Accommodation and Food Service Activities 6.310 6.412 6.414 6.439 6.390 6.322 6.210 6.236 6.395 6.470 6.458 6.678  
  Transportation and Storage 12.700 12.634 12.537 12.416 12.300 12.697 13.181 13.401 13.478 13.446 13.332 13.440  
  Information and Communication 2.993 2.914 3.006 3.005 2.817 2.855 2.916 3.004 3.170 3.131 3.255 4.110  
  Financial and Insurance Activities 13.358 12.740 12.896 12.637 12.668 12.715 13.007 12.998 14.520 14.260 14.193 14.578  
  Real Estate Activities 227.149 228.130 230.147 231.660 231.436 233.563 234.951 238.821 238.432 239.845 242.661 247.936  
  Professional, Scientific and Technical Activities 5.290 5.349 5.762 5.726 6.027 6.480 6.356 6.571 5.999 5.668 5.604 5.769  
  Administrative and Support Service Activities 2.634 2.576 2.583 2.503 2.531 2.585 2.572 2.642 3.855 3.924 4.031 4.302  
  Public Administration and Defense; Compulsory Social Security 0.497 0.488 0.484 0.477 0.470 0.464 0.471 0.466 0.470 0.468 0.461 0.454  
  Education 4.133 4.249 4.613 4.632 4.812 4.925 4.905 4.980 5.008 5.055 5.033 5.076  
  Human Health and Social Work Activities 3.552 3.607 3.428 3.497 3.605 3.497 3.593 3.770 4.140 4.024 4.150 4.240  
  Arts, Entertainment and Recreation 0.333 0.516 0.533 0.633 0.481 0.496 0.504 0.501 0.573 0.621 0.548 0.454  
  Other Service Activities 25.820 26.967 26.951 27.142 27.751 27.364 27.048 25.231 24.711 23.965 23.124 23.638  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 12.504 13.036 13.403 13.997 14.521 15.001 18.377 19.242 19.597 20.029 20.746 20.882  
  Activities of Extra-Territorial Organizations and Bodies 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000  
   
  B. For Household Consumption 232.378 234.729 239.032 243.277 246.182 249.407 254.710 258.931 263.697 267.970 269.844 272.181  
  Credit Cards 0.800 0.815 0.801 0.837 0.844 0.865 0.893 0.913 0.936 1.000 1.007 1.006  
  Motor Vehicle Loans3/ 155.141 156.844 159.623 162.241 164.771 167.475 171.179 174.431 177.925 180.183 182.185 184.511  
  Auto Loans4/ 145.917 147.571 150.095 152.980 155.595 158.694 162.378 165.290 168.039 170.340 172.022 174.194  
  Motorcycle Loans4/ 9.225 9.272 9.528 9.261 9.176 8.782 8.801 9.141 9.886 9.843 10.162 10.317  
  Salary-Based General-Purpose Consumption Loans5/ 63.913 64.866 65.769 67.764 68.269 68.694 70.240 71.894 73.156 74.494 74.403 74.502  
  Others 12.524 12.204 12.839 12.435 12.298 12.372 12.398 11.693 11.680 12.293 12.249 12.162  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 8.587 44.477 46.095 22.977 11.470 32.013 37.546 21.736 19.711 30.943 22.568 23.178  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 678.125 717.794 726.839 710.223 703.208 730.571 744.734 738.950 744.533 763.049 760.397 777.048  
  Net of BSP RRP Agreements 669.538 673.317 680.744 687.246 691.738 698.559 707.188 717.214 724.822 732.106 737.830 753.870  
   
  II. Non-Residents 0.023 0.026 0.025 0.025 0.024 0.024 0.024 0.022 0.022 0.018 0.018 0.018  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 678.148 717.819 726.863 710.247 703.233 730.595 744.758 738.972 744.556 763.067 760.415 777.066  
  Net of BSP RRP Agreements 669.561 673.342 680.768 687.270 691.763 698.583 707.212 717.237 724.845 732.124 737.848 753.888  
   
  Memo Items:  
  a. Loans of domestic banks' foreign offices  
  b. Interbank Loans (inclusive of Loans to BSP) 4.363 1.716 1.395 2.506 1.239 1.237 1.368 1.185 1.009 1.385 1.249 1.068  
  c. Loans and Receivables Arising from Repurchase Agreements, Certificate of Assignment/Participation with Recourse, Securities Lending and Borrowing Transactions6/ 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000  
   
  Total Loans Outstanding (inclusive of memo items)7/ 682.511 719.535 728.258 712.753 704.471 731.832 746.127 740.158 745.564 764.452 761.665 778.133  
   
Percentage Distribution8/  
  I. Residents  
  A. For Production by Economic Activity2/ 64.46% 61.10% 60.77% 62.51% 63.36% 61.48% 60.76% 62.02% 61.93% 60.83% 61.54% 61.99%  
  Agriculture, Forestry and Fishing 3.58% 3.31% 3.18% 3.23% 3.22% 3.08% 2.99% 3.02% 2.95% 2.85% 2.89% 2.84%  
  Mining and Quarrying 0.14% 0.13% 0.13% 0.13% 0.13% 0.13% 0.13% 0.13% 0.14% 0.14% 0.14% 0.13%  
  Manufacturing 3.13% 2.91% 2.89% 3.02% 3.07% 3.01% 2.89% 2.95% 3.11% 3.09% 3.11% 3.17%  
  Electricity, Gas, Steam and Air-Conditioning Supply 0.65% 0.63% 0.34% 0.35% 0.36% 0.66% 0.67% 0.73% 0.74% 0.74% 0.81% 0.80%  
  Water supply, Sewerage, Waste management and Remediation Activities 0.07% 0.06% 0.06% 0.07% 0.07% 0.09% 0.08% 0.09% 0.10% 0.09% 0.09% 0.08%  
  Construction 1.35% 1.27% 1.30% 1.31% 1.35% 1.31% 1.25% 1.32% 1.25% 1.28% 1.27% 1.31%  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 8.76% 8.26% 8.45% 8.68% 8.83% 8.18% 7.87% 8.07% 7.93% 7.95% 8.06% 8.41%  
  Accommodation and Food Service Activities 0.93% 0.89% 0.88% 0.91% 0.91% 0.87% 0.83% 0.84% 0.86% 0.85% 0.85% 0.86%  
  Transportation and Storage 1.87% 1.76% 1.72% 1.75% 1.75% 1.74% 1.77% 1.81% 1.81% 1.76% 1.75% 1.73%  
  Information and Communication 0.44% 0.41% 0.41% 0.42% 0.40% 0.39% 0.39% 0.41% 0.43% 0.41% 0.43% 0.53%  
  Financial and Insurance Activities 1.97% 1.77% 1.77% 1.78% 1.80% 1.74% 1.75% 1.76% 1.95% 1.87% 1.87% 1.88%  
  Real Estate Activities 33.50% 31.78% 31.66% 32.62% 32.91% 31.97% 31.55% 32.32% 32.02% 31.43% 31.91% 31.91%  
  Professional, Scientific and Technical Activities 0.78% 0.75% 0.79% 0.81% 0.86% 0.89% 0.85% 0.89% 0.81% 0.74% 0.74% 0.74%  
  Administrative and Support Service Activities 0.39% 0.36% 0.36% 0.35% 0.36% 0.35% 0.35% 0.36% 0.52% 0.51% 0.53% 0.55%  
  Public Administration and Defense; Compulsory Social Security 0.07% 0.07% 0.07% 0.07% 0.07% 0.06% 0.06% 0.06% 0.06% 0.06% 0.06% 0.06%  
  Education 0.61% 0.59% 0.63% 0.65% 0.68% 0.67% 0.66% 0.67% 0.67% 0.66% 0.66% 0.65%  
  Human Health and Social Work Activities 0.52% 0.50% 0.47% 0.49% 0.51% 0.48% 0.48% 0.51% 0.56% 0.53% 0.55% 0.55%  
  Arts, Entertainment and Recreation 0.05% 0.07% 0.07% 0.09% 0.07% 0.07% 0.07% 0.07% 0.08% 0.08% 0.07% 0.06%  
  Other Service Activities 3.81% 3.76% 3.71% 3.82% 3.95% 3.75% 3.63% 3.41% 3.32% 3.14% 3.04% 3.04%  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 1.84% 1.82% 1.84% 1.97% 2.06% 2.05% 2.47% 2.60% 2.63% 2.62% 2.73% 2.69%  
  Activities of Extra-Territorial Organizations and Bodies 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%  
   
  B. For Household Consumption 34.27% 32.70% 32.89% 34.25% 35.01% 34.14% 34.20% 35.04% 35.42% 35.12% 35.49% 35.03%  
  Credit Cards 0.12% 0.11% 0.11% 0.12% 0.12% 0.12% 0.12% 0.12% 0.13% 0.13% 0.13% 0.13%  
  Motor Vehicle Loans3/ 22.88% 21.85% 21.96% 22.84% 23.43% 22.92% 22.98% 23.60% 23.90% 23.61% 23.96% 23.74%  
  Auto Loans4/ 21.52% 20.56% 20.65% 21.54% 22.13% 21.72% 21.80% 22.37% 22.57% 22.32% 22.62% 22.42%  
  Motorcycle Loans4/ 1.36% 1.29% 1.31% 1.30% 1.30% 1.20% 1.18% 1.24% 1.33% 1.29% 1.34% 1.33%  
  Salary-Based General-Purpose Consumption Loans5/ 9.42% 9.04% 9.05% 9.54% 9.71% 9.40% 9.43% 9.73% 9.83% 9.76% 9.78% 9.59%  
  Others 1.85% 1.70% 1.77% 1.75% 1.75% 1.69% 1.66% 1.58% 1.57% 1.61% 1.61% 1.57%  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 1.27% 6.20% 6.34% 3.24% 1.63% 4.38% 5.04% 2.94% 2.65% 4.06% 2.97% 2.98%  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%  
  Net of BSP RRP Agreements 98.73% 93.80% 93.65% 96.76% 98.37% 95.61% 94.96% 97.06% 97.35% 95.94% 97.03% 97.01%  
   
  II. Non-Residents 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%  
                                     
                                     
1/ net of amortization
2/ per 2009 Philippine Standard Industrial Classification (PSIC) (effective Jun-2014)
3/ renamed effective Sep-2015 (formerly Auto Loans)
4/ effective Sep-2015
5/ renamed effective Sep-2015 (formerly Salary Loans)
6/ excludes BSP RRP Agreements
7/ sum of Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreement) and all Memo Items
8/ as to Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreements)
Note: Details may not add up to totals due to rounding-off
Source : Supervisory Data Center, Supervision and Examination Sector
Updated as of 7 February 2017