53 Balance Sheet          
             
             
  Rural Bank Group          
  as of end of periods indicated          
  amounts in thousand Pesos          
             
   
  Selected Accounts Mar-16 Jun-16 Sep-16 Dec-16  
   
  TOTAL ASSETS  185,772,009.59 189,211,895.64 189,225,315.36 194,368,683.37  
  CASH AND DUE FROM BANKS 48,246,972.26 49,791,200.18 48,126,953.08 48,561,233.58  
  TLP (INCLUSIVE OF IBL AND RRPs) , NET  102,430,103.17 105,246,479.68 106,560,118.06 106,107,119.37  
  Total Loan Portfolio (TLP), gross  110,955,269.46 114,163,030.30 115,695,371.66 115,161,237.40  
  (a) Interbank Loans Receivable (IBL) 0.00 0.00 0.00 0.00  
  (b) Total Reverse Repurchase (RRPs) 31,040.00 28,040.00 79,540.00 73,540.00  
  of which:  
  Reverse Repurchase (RRPs) with BSP 0.00 0.00 0.00 0.00  
  Reverse Repurchase (RRPs) with Other Banks 31,040.00 28,040.00 15,040.00 73,540.00  
  (c) Loans and Receivable - Others, net of amortization 110,924,229.46 114,134,990.30 115,615,831.66 115,087,697.40  
  Allowance for Credit Losses  8,525,166.28 8,916,550.61 9,135,253.60 9,054,118.03  
  TLP, gross (exclusive of IBL) 110,955,269.46 114,163,030.30 115,695,371.66 115,161,237.40  
  TLP, gross (exclusive of IBL and RRP with BSP and Other Banks) 110,924,229.46 114,134,990.30 115,680,331.66 115,087,697.40  
  TOTAL INVESTMENTS, NET 13,096,109.13 11,546,445.76 11,790,932.50 16,361,645.45  
  (A) Financial Assets, net (Portfolio Investments) 12,901,900.38 11,364,972.83 11,616,808.25 16,182,820.45  
  Financial Assets, gross (net of amortization) 13,069,985.98 11,512,634.70 11,751,982.62 16,337,349.57  
  (1) Financial Assets Held for Trading (HFT) 0.00 0.00 0.00 0.00  
  (2) Financial Assets DFVPL 3,185,004.56 1,102,999.40 780,339.21 5,295,743.76  
  (3) Available-for-Sale (AFS) Financial Assets 1,265,992.39 1,135,013.77 885,262.57 966,788.39  
  (4) Held-to-Maturity (HTM) Financial Assets 7,738,712.74 8,339,436.18 9,131,278.48 9,136,176.88  
  (5) Unquoted Debt Securities Classified as Loans 773,945.57 828,545.41 846,288.26 830,892.69  
  (6) Investments in Non-Marketable Equity Securities 106,330.72 106,639.93 108,814.10 107,747.85  
  Accumulated Market Gains/Losses  11,113.62 30,420.71 31,807.99 13,731.60  
  Allowance for Credit Losses  179,199.22 178,082.58 166,982.36 168,260.72  
  (B) Equity Investment in Subsidiaries/Associates/Joint Ventures, net (Direct Investments) 194,208.75 181,472.93 174,124.25 178,825.00  
  ROPA, NET 9,179,604.18 9,174,820.03 9,040,768.17 9,403,929.89  
  Real and Other Properties Acquired (ROPA), gross 10,339,104.43 10,377,200.47 10,246,671.98 10,660,168.63  
  of which:  
  (1) Sales Contract Receivables, Gross 2,041,501.76 2,079,955.97 1,995,885.02 2,055,401.24  
  (a) Performing 1,262,424.38 1,342,894.65 1,246,083.45 1,242,854.99  
  (b) Non-Performing 779,077.37 737,061.32 749,801.57 812,546.25  
  Sales Contract Receivables, Net 1,750,087.69 1,769,267.66 1,680,248.73 1,739,893.26  
  (2) Non-Current Assets Held for Sale, Gross 42,848.05 64,863.78 69,926.18 77,087.59  
  Non-Current Assets Held for Sale, net 42,848.05 64,863.78 67,368.29 72,346.87  
  Unamortized Discount and Other Deferred Credits 190,122.55 205,549.67 205,633.75 193,621.67  
  Accummulated Depreciation 436,368.23 453,141.14 452,819.95 468,598.06  
  Allowance for Losses 533,009.47 543,689.62 544,892.22 589,278.29  
  OTHER ASSETS 12,819,220.84 13,452,949.98 13,706,543.56 13,934,755.07  
  LIABILITIES AND CAPITAL  
  LIABILITIES 150,910,056.04 153,708,461.58 153,004,137.07 157,728,148.66  
  FINANCIAL LIABILITIES HFT 0.00 0.00 0.00 0.00  
  FINANCIAL LIABILITIES DFVPL 0.00 0.00 0.00 0.00  
  DEPOSIT LIABILITIES 133,017,793.40 137,825,530.14 137,330,714.11 140,046,901.35  
  Peso Liabilities 132,917,673.10 137,720,833.86 137,215,411.98 139,926,924.93  
  Demand and NOW 4,785,659.13 4,701,616.21 3,947,269.89 3,964,983.80  
  Savings 92,621,427.29 96,984,914.35 97,497,224.67 100,607,224.54  
  Time 35,510,086.67 36,033,803.30 35,770,417.42 35,354,216.58  
  LTNCD 500.00 500.00 500.00 500.00  
  Foreign Currency 100,120.43 104,696.74 115,302.13 119,976.42  
  Demand and NOW 0.00 0.00 0.00 0.00  
  Savings 77,353.67 80,567.33 92,132.86 99,892.08  
  Time 22,766.76 24,129.41 23,169.27 20,084.34  
  LTNCD 0.00 0.00 0.00 0.00  
  DUE TO BANKS/OTHERS 148,427.59 150,091.10 145,015.11 149,974.99  
  BILLS PAYABLE 10,234,475.29 9,231,547.88 9,430,662.26 11,132,969.28  
  BONDS PAYABLE 187.35 187.35 0.00 0.00  
  UNSECURED SUBORDINATED DEBT, NET 158,600.00 154,200.00 154,200.00 154,200.00  
  REDEEMABLE PREFERRED SHARES 82,456.36 82,116.89 82,189.06 76,309.96  
  DERIVATIVES WITH NEGATIVE FAIR VALUE HELD FOR HEDGING 0.00 0.00 0.00 0.00  
  OTHER LIABILITIES 7,268,116.04 6,264,787.21 5,861,356.53 6,167,793.08  
  TOTAL CAPITAL ACCOUNTS  34,861,953.55 35,503,434.05 36,221,178.29 36,640,534.71  
  Capital Stock 23,254,218.39 23,654,391.77 23,886,819.20 24,506,842.84  
  Retained Earnings & Undivided Profits 10,609,478.82 10,654,197.50 11,144,427.25 11,140,396.17  
  Other Comprehensive Income 12,056.72 53,314.36 66,023.40 (312,790.16)  
  Appraisal Increment Reserves 118,312.60 111,170.39 98,383.83 73,284.83  
  Other Capital 867,887.02 1,030,360.03 1,025,524.60 1,232,801.02  
             
Source : Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas
Updated as of 31 March 2016