70 Compliance with Magna Carta for Micro, Small and Medium Enterprises1/
 
 
Philippine Banking System
as of end of periods indicated
in billion pesos
 
 
ALL BANKS UNIVERSAL AND COMMERCIAL BANKS THRIFT BANKS RURAL AND COOPERATIVE BANKS  
 
Mar-16 Jun-16 Sep-16 Dec-16 Mar-16 Jun-16 Sep-16 Dec-16 Mar-16 Jun-16 Sep-16 Dec-16 Mar-16 Jun-16 Sep-16 Dec-16  
                                 
  I. Total Loan Portfolio Net of Exclusions 4,982.917 5,027.735 5,292.507 5,462.190 4,251.336 4,277.271 4,521.748 4,667.820 638.612 652.962 670.724 693.010 92.969                    97.502                 100.035                 101.359  
   
  II. Minimum Amount Required to be Allocated for:  
  A. Micro and Small Enterprises (MSEs) Credit (P (Item 1) x 8%) 398.633 402.219 423.401 436.975 340.107 342.182 361.740 373.426 51.089 52.237 53.658 55.441 7.438                       7.800                       8.003                       8.109  
  B. Medium Enterprises (MEs) Credit (P (Item 1) x 2%) 99.658 100.555 105.850 109.244 85.027 85.545 90.435 93.356 12.772 13.059 13.414 13.860 1.859                       1.950                       2.001                       2.027  
   
  III. Compliance with Prescribed Allocation of Loan Portfolio to:  
  A. Micro and Small Enterprises  
  1. Total eligible investment for MSEs 192.199 199.205 202.927 207.992 121.157 127.114 134.582 136.917 49.120 49.460 45.451 48.765 21.922                    22.631                    22.894                    22.310  
  a. Direct compliance for MSEs 191.010 197.949 201.662 206.774 120.374 126.256 133.685 136.061 48.779 49.125 45.146 48.462 21.857                    22.568                    22.831                    22.251  
  b. Alternative compliance for MSEs 1.189 1.256 1.265 1.218 0.784 0.858 0.897 0.856 0.341 0.334 0.304 0.303 0.065                       0.063                       0.064                       0.060  
  2. Excess/(Deficiency) (III.A.1 - II.A) (206.434) (203.014) (220.474) (228.983) (218.949) (215.068) (227.158) (236.508) (1.969) (2.777) (8.207) (6.676) 14.484                    14.831                    14.892                    14.201  
  3. Excess compliance of a bank/s used by another bank/s 0.000 0.000 0.000 0.000 7.359 7.106 4.749 3.078 (7.311) (7.098) (4.747) (3.078) (0.047) (0.008)                     (0.002) 0.000  
  4. Total compliance for MSEs (III.A.1 + III.A.3) 192.199 199.205 202.927 207.992 128.516 134.220 139.331 139.995 41.808 42.362 40.703 45.686 21.874                    22.623                    22.893                    22.310  
  5. Percentage of compliance for MSEs ([III.A.4/I] x 100)                                       3.86                                 3.96                                 3.83                                 3.81                                 3.02                                 3.14                                 3.08                                 3.00                             6.55                             6.49                             6.07                             6.59                       23.53                       23.20                       22.88                       22.01  
   
  B. Medium Enterprises  
  1. Total eligible investment for MEs 267.279 267.983 275.945 297.090 217.862 216.385 222.451 243.493 39.847 41.457 43.346 43.686 9.571                    10.141                    10.149                       9.911  
  a. Direct compliance for MEs 266.948 267.626 275.571 296.705 217.807 216.310 222.362 243.403 39.743 41.352 43.242 43.582 9.399                       9.964                       9.967                       9.719  
  b. Alternative compliance for MEs 0.331 0.357 0.374 0.385 0.055 0.075 0.089 0.090 0.104 0.105 0.104 0.103 0.172                       0.177                       0.181                       0.192  
  2. Excess/(Deficiency) (III.B.1 - II.B) 167.621 167.428 170.095 187.846 132.835 130.839 132.016 150.136 27.075 28.398 29.931 29.826 7.711                       8.191                       8.148                       7.884  
  3. Excess compliance of a bank/s used by another bank/s 0.000 0.000 0.000 0.000 0.000 0.000 0.000 (0.256) 0.000 0.000 0.000 (0.000) 0.000 0.000 0.000                       0.256  
  4. Total compliance for MEs (III.B.1 + III.B.3) 267.279 267.983 275.945 297.090 217.862 216.385 222.451 243.237 39.847 41.457 43.346 43.686 9.571                    10.141                    10.149                    10.167  
  5. Percentage of compliance for MEs ([III.B.4/I] x 100)                                       5.36                                 5.33                                 5.21                                 5.44                                 5.12                                 5.06                                 4.92                                 5.21                             6.24                             6.35                             6.46                             6.29                       10.29                       10.40                       10.15                       10.03  
                                                   
                                                   
1/ Republic Act No 6977 (as amended by RA Nos. 8289 and 9501)
Note: Details may not add up to totals due to rounding-off
Source : Supervisory Data Center, Supervision and Examination Sector
Updated as of 31 March 2017