41 Loans Outstanding for Production and Household Consumption1/
 
 
Thrift Banking System 
as of periods indicated
in billion pesos
 
 
  Jan-17 Feb-17 Mar-17 Apr-17 May-17 Jun-17 Jul-17 Aug-17 Sep-17 Oct-17 Nov-17 Dec-17  
                           
Levels  
  I. Residents  
  A. For Production by Economic Activity2/ 478.164 477.796 484.432 484.337 485.706 486.889 491.263 493.747 498.042 503.099 505.447 513.526  
  Agriculture, Forestry and Fishing 21.216 20.949 20.752 20.662 20.560 20.431 20.316 20.137 19.313 19.175 19.051 18.949  
  Mining and Quarrying 0.980 0.995 0.984 0.974 0.818 0.641 0.644 0.635 0.716 0.699 0.714 0.739  
  Manufacturing 24.734 24.349 24.853 24.637 24.538 23.731 23.790 23.578 23.985 24.677 24.680 24.258  
  Electricity, Gas, Steam and Air-Conditioning Supply 6.662 6.428 6.846 6.266 6.319 10.766 10.794 10.964 10.907 11.147 10.615 10.229  
  Water supply, Sewerage, Waste management and Remediation Activities 0.738 0.859 0.870 0.854 0.851 0.810 0.815 0.811 0.830 0.842 0.853 0.827  
  Construction 9.243 9.324 9.494 9.681 10.057 9.474 9.998 9.501 9.437 9.768 10.212 10.577  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 65.221 64.099 65.612 65.930 65.100 67.280 67.350 67.453 68.638 70.174 70.345 71.323  
  Accommodation and Food Service Activities 6.814 6.906 6.979 6.990 6.933 6.524 6.695 6.726 7.463 7.652 7.663 7.788  
  Transportation and Storage 13.843 14.168 14.533 13.383 13.317 13.466 13.577 14.169 14.114 14.478 14.888 15.023  
  Information and Communication 3.349 3.358 3.263 3.462 3.269 2.213 2.306 2.145 2.800 3.152 3.600 3.873  
  Financial and Insurance Activities 14.260 13.688 13.420 12.871 12.171 13.943 14.473 14.936 15.028 15.171 15.058 15.402  
  Real Estate Activities 246.338 247.055 252.374 254.289 255.263 255.258 258.841 259.690 261.952 262.993 263.473 269.782  
  Professional, Scientific and Technical Activities 5.678 5.567 5.677 5.678 5.689 5.339 5.179 5.102 5.108 5.171 5.335 5.251  
  Administrative and Support Service Activities 3.980 4.011 3.807 3.681 3.799 3.491 3.664 3.559 3.537 3.655 3.713 3.815  
  Public Administration and Defense; Compulsory Social Security 0.437 0.437 0.429 0.423 0.416 0.418 0.411 0.371 0.368 0.364 0.360 0.362  
  Education 5.094 5.118 5.200 5.111 5.098 4.002 3.755 3.762 3.925 3.972 3.986 3.994  
  Human Health and Social Work Activities 4.372 4.319 4.319 4.098 4.164 3.860 3.817 3.852 3.926 3.971 4.075 3.952  
  Arts, Entertainment and Recreation 0.440 0.430 0.420 0.425 0.470 0.432 0.391 0.466 0.475 0.569 0.615 0.666  
  Other Service Activities 23.543 24.297 22.642 22.822 24.352 21.725 20.003 21.183 20.856 20.969 21.904 22.545  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 21.222 21.438 21.956 22.102 22.521 23.088 24.445 24.707 24.665 24.500 24.308 24.172  
  Activities of Extra-Territorial Organizations and Bodies 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000  
   
  B. For Household Consumption 275.034 277.837 282.330 285.057 288.011 291.617 297.338 300.938 304.555 308.154 309.695 311.423  
  Credit Cards 1.014 1.021 1.004 1.026 1.061 1.106 1.126 1.125 1.211 1.254 1.289 1.372  
  Motor Vehicle Loans3/ 186.565 188.802 191.461 193.584 196.414 199.748 204.233 207.485 210.508 213.088 215.416 218.208  
  Auto Loans4/ 176.087 178.029 180.448 182.412 184.970 187.898 191.723 194.572 196.922 198.971 200.853 203.107  
  Motorcycle Loans4/ 10.478 10.773 11.013 11.172 11.444 11.850 12.511 12.913 13.586 14.117 14.563 15.101  
  Salary-Based General-Purpose Consumption Loans5/ 75.385 76.148 77.427 78.320 78.836 79.050 80.239 80.878 81.310 81.592 80.812 79.715  
  Others 12.069 11.866 12.437 12.126 11.700 11.713 11.739 11.450 11.526 12.220 12.177 12.128  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 36.964 20.886 24.204 16.220 26.553 21.838 26.717 24.257 13.785 36.899 25.132 33.232  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 790.161 776.519 790.966 785.613 800.271 800.344 815.317 818.942 816.382 848.152 840.274 858.181  
  Net of BSP RRP Agreements 753.197 755.633 766.762 769.393 773.718 778.506 788.600 794.685 802.597 811.253 815.142 824.949  
   
  II. Non-Residents 0.018 0.018 0.020 0.020 0.020 0.020 0.037 0.037 0.037 0.044 0.043 0.043  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 790.179 776.537 790.986 785.634 800.291 800.364 815.354 818.979 816.419 848.196 840.318 858.224  
  Net of BSP RRP Agreements 753.215 755.651 766.782 769.414 773.738 778.526 788.637 794.722 802.634 811.297 815.186 824.992  
   
  Memo Items:  
  a. Loans of domestic banks' foreign offices  
  b. Interbank Loans (inclusive of Loans to BSP) 0.941 1.218 1.161 1.685 1.263 1.754 1.040 0.508 8.681 0.550 0.965 2.080  
  c. Loans and Receivables Arising from Repurchase Agreements, Certificate of Assignment/Participation with Recourse, Securities Lending and Borrowing Transactions6/ 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000  
   
  Total Loans Outstanding (inclusive of memo items)7/ 791.120 777.754 792.147 787.319 801.554 802.118 816.394 819.487 825.100 848.746 841.283 860.304  
   
Percentage Distribution8/  
  I. Residents  
  A. For Production by Economic Activity2/ 60.51% 61.53% 61.24% 61.65% 60.69% 60.83% 60.25% 60.29% 61.00% 59.31% 60.15% 59.84%  
  Agriculture, Forestry and Fishing 2.68% 2.70% 2.62% 2.63% 2.57% 2.55% 2.49% 2.46% 2.37% 2.26% 2.27% 2.21%  
  Mining and Quarrying 0.12% 0.13% 0.12% 0.12% 0.10% 0.08% 0.08% 0.08% 0.09% 0.08% 0.08% 0.09%  
  Manufacturing 3.13% 3.14% 3.14% 3.14% 3.07% 2.96% 2.92% 2.88% 2.94% 2.91% 2.94% 2.83%  
  Electricity, Gas, Steam and Air-Conditioning Supply 0.84% 0.83% 0.87% 0.80% 0.79% 1.35% 1.32% 1.34% 1.34% 1.31% 1.26% 1.19%  
  Water supply, Sewerage, Waste management and Remediation Activities 0.09% 0.11% 0.11% 0.11% 0.11% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10%  
  Construction 1.17% 1.20% 1.20% 1.23% 1.26% 1.18% 1.23% 1.16% 1.16% 1.15% 1.22% 1.23%  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 8.25% 8.25% 8.29% 8.39% 8.13% 8.41% 8.26% 8.24% 8.41% 8.27% 8.37% 8.31%  
  Accommodation and Food Service Activities 0.86% 0.89% 0.88% 0.89% 0.87% 0.82% 0.82% 0.82% 0.91% 0.90% 0.91% 0.91%  
  Transportation and Storage 1.75% 1.82% 1.84% 1.70% 1.66% 1.68% 1.67% 1.73% 1.73% 1.71% 1.77% 1.75%  
  Information and Communication 0.42% 0.43% 0.41% 0.44% 0.41% 0.28% 0.28% 0.26% 0.34% 0.37% 0.43% 0.45%  
  Financial and Insurance Activities 1.80% 1.76% 1.70% 1.64% 1.52% 1.74% 1.78% 1.82% 1.84% 1.79% 1.79% 1.79%  
  Real Estate Activities 31.17% 31.82% 31.91% 32.37% 31.90% 31.89% 31.75% 31.71% 32.09% 31.01% 31.35% 31.43%  
  Professional, Scientific and Technical Activities 0.72% 0.72% 0.72% 0.72% 0.71% 0.67% 0.64% 0.62% 0.63% 0.61% 0.63% 0.61%  
  Administrative and Support Service Activities 0.50% 0.52% 0.48% 0.47% 0.47% 0.44% 0.45% 0.43% 0.43% 0.43% 0.44% 0.44%  
  Public Administration and Defense; Compulsory Social Security 0.06% 0.06% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.04% 0.04% 0.04%  
  Education 0.64% 0.66% 0.66% 0.65% 0.64% 0.50% 0.46% 0.46% 0.48% 0.47% 0.47% 0.47%  
  Human Health and Social Work Activities 0.55% 0.56% 0.55% 0.52% 0.52% 0.48% 0.47% 0.47% 0.48% 0.47% 0.48% 0.46%  
  Arts, Entertainment and Recreation 0.06% 0.06% 0.05% 0.05% 0.06% 0.05% 0.05% 0.06% 0.06% 0.07% 0.07% 0.08%  
  Other Service Activities 2.98% 3.13% 2.86% 2.90% 3.04% 2.71% 2.45% 2.59% 2.55% 2.47% 2.61% 2.63%  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 2.69% 2.76% 2.78% 2.81% 2.81% 2.88% 3.00% 3.02% 3.02% 2.89% 2.89% 2.82%  
  Activities of Extra-Territorial Organizations and Bodies 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%  
   
  B. For Household Consumption 34.81% 35.78% 35.69% 36.28% 35.99% 36.44% 36.47% 36.75% 37.30% 36.33% 36.85% 36.29%  
  Credit Cards 0.13% 0.13% 0.13% 0.13% 0.13% 0.14% 0.14% 0.14% 0.15% 0.15% 0.15% 0.16%  
  Motor Vehicle Loans3/ 23.61% 24.31% 24.21% 24.64% 24.54% 24.96% 25.05% 25.33% 25.78% 25.12% 25.64% 25.43%  
  Auto Loans4/ 22.28% 22.93% 22.81% 23.22% 23.11% 23.48% 23.51% 23.76% 24.12% 23.46% 23.90% 23.67%  
  Motorcycle Loans4/ 1.33% 1.39% 1.39% 1.42% 1.43% 1.48% 1.53% 1.58% 1.66% 1.66% 1.73% 1.76%  
  Salary-Based General-Purpose Consumption Loans5/ 9.54% 9.81% 9.79% 9.97% 9.85% 9.88% 9.84% 9.88% 9.96% 9.62% 9.62% 9.29%  
  Others 1.53% 1.53% 1.57% 1.54% 1.46% 1.46% 1.44% 1.40% 1.41% 1.44% 1.45% 1.41%  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 4.68% 2.69% 3.06% 2.06% 3.32% 2.73% 3.28% 2.96% 1.69% 4.35% 2.99% 3.87%  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 99.99% 99.99% 99.99%  
  Net of BSP RRP Agreements 95.32% 97.31% 96.94% 97.93% 96.68% 97.27% 96.72% 97.03% 98.31% 95.64% 97.00% 96.12%  
   
  II. Non-Residents 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.01% 0.01% 0.01%  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%  
                                     
                                     
1/ net of amortization
2/ per 2009 Philippine Standard Industrial Classification (PSIC) (effective Jun-2014)
3/ renamed effective Sep-2015 (formerly Auto Loans)
4/ effective Sep-2015
5/ renamed effective Sep-2015 (formerly Salary Loans)
6/ excludes BSP RRP Agreements
7/ sum of Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreement) and all Memo Items
8/ as to Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreements)
Note: Details may not add up to totals due to rounding-off
Source : Supervisory Data Center, Supervision and Examination Sector
Updated as of 7 February 2018