5 Loans Outstanding for Production and Household Consumption1/
 
 
Philippine Banking System 
as of periods indicated
in billion pesos
 
 
  Jan-17 Feb-17 Mar-17 Apr-17 May-17 Jun-17 Jul-17 Aug-17 Sep-17 Oct-17 Nov-17 Dec-17  
                           
Levels  
  I. Residents  
  A. For Production by Economic Activity2/ 5,915.718 5,958.834 6,060.235 6,098.091 6,179.545 6,280.390 6,320.958 6,430.690 6,604.027 6,619.322 6,763.115 6,994.373  
  Agriculture, Forestry and Fishing 230.886 230.600 222.644 222.220 226.238 228.261 231.565 278.106 229.389 231.251 232.461 206.916  
  Mining and Quarrying 33.343 34.178 49.942 49.173 48.132 48.635 48.304 48.393 48.938 48.780 48.198 47.892  
  Manufacturing 860.247 872.764 889.307 893.703 872.275 891.632 887.030 892.589 896.484 900.455 939.453 970.768  
  Electricity, Gas, Steam and Air-Conditioning Supply 671.421 662.159 688.696 721.747 760.678 784.562 789.567 796.052 820.601 833.268 830.665 840.875  
  Water supply, Sewerage, Waste management and Remediation Activities 62.003 62.974 62.591 64.021 64.342 64.673 64.868 65.854 66.183 66.987 67.134 68.483  
  Construction 176.456 184.184 186.827 183.702 187.062 190.285 192.126 191.825 197.040 205.774 209.863 234.774  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 946.987 911.183 923.852 922.076 925.843 935.782 946.940 963.777 980.843 1,019.121 1,041.055 1,101.792  
  Accommodation and Food Service Activities 134.465 134.299 135.129 135.949 136.165 138.750 139.214 141.747 145.186 145.074 145.505 154.344  
  Transportation and Storage 199.829 199.352 204.580 204.359 213.768 218.423 222.480 215.666 228.138 237.483 241.701 249.723  
  Information and Communication 187.747 223.256 225.460 236.333 248.898 248.724 251.213 259.783 263.056 275.157 279.451 281.146  
  Financial and Insurance Activities 528.639 538.769 529.896 505.501 514.242 522.667 530.618 551.562 578.750 595.612 608.201 619.348  
  Real Estate Activities 1,317.594 1,316.336 1,341.049 1,356.961 1,366.272 1,385.980 1,400.706 1,416.227 1,430.718 1,450.648 1,494.043 1,542.133  
  Professional, Scientific and Technical Activities 48.945 58.366 68.021 60.919 59.485 62.062 56.731 56.599 92.500 57.442 63.574 68.528  
  Administrative and Support Service Activities 55.841 55.653 56.096 60.502 70.045 76.007 75.811 33.567 76.343 34.333 34.963 36.349  
  Public Administration and Defense; Compulsory Social Security 102.995 104.398 102.879 103.107 102.190 106.426 101.800 101.967 101.793 101.625 100.724 134.280  
  Education 40.973 40.728 40.899 40.641 44.258 44.858 44.024 44.443 45.398 46.273 46.864 40.077  
  Human Health and Social Work Activities 56.656 56.996 57.338 56.503 54.344 55.277 55.735 55.632 56.513 57.384 58.558 59.351  
  Arts, Entertainment and Recreation 69.831 75.280 76.769 80.015 83.711 83.176 83.692 83.394 87.880 87.900 94.100 94.442  
  Other Service Activities 104.849 112.338 112.217 114.186 114.299 103.887 106.607 140.908 165.035 128.766 131.870 146.733  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 86.011 85.021 86.041 86.475 87.299 90.325 91.927 92.600 93.236 95.988 94.733 96.419  
  Activities of Extra-Territorial Organizations and Bodies 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000  
   
  B. For Household Consumption 789.056 796.808 806.660 819.244 830.625 842.250 855.286 867.820 869.556 897.158 911.997 936.470  
  Credit Cards 198.509 198.588 197.601 203.262 206.578 209.991 209.571 213.059 216.539 222.890 232.965 238.508  
  Motor Vehicle Loans3/ 397.371 403.616 410.242 416.396 423.655 431.567 441.534 449.535 443.998 463.859 470.328 476.494  
  Auto Loans4/ 384.814 390.748 397.177 403.091 410.025 417.575 426.835 434.379 428.265 447.543 453.515 459.140  
  Motorcycle Loans4/ 12.557 12.868 13.065 13.305 13.630 13.992 14.698 15.157 15.733 16.316 16.813 17.354  
  Salary-Based General-Purpose Consumption Loans5/ 165.457 166.011 169.956 171.080 172.397 172.593 175.776 177.167 180.521 180.313 179.721 190.210  
  Others 27.719 28.593 28.862 28.506 27.995 28.098 28.406 28.059 28.497 30.096 28.984 31.257  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 300.262 304.568 246.202 177.871 301.707 301.486 288.184 214.239 295.046 243.191 303.340 304.545  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 7,005.035 7,060.210 7,113.097 7,095.207 7,311.877 7,424.125 7,464.428 7,512.749 7,768.629 7,759.671 7,978.453 8,235.388  
  Net of BSP RRP Agreements 6,704.774 6,755.642 6,866.895 6,917.336 7,010.170 7,122.639 7,176.244 7,298.510 7,473.583 7,516.480 7,675.113 7,930.843  
   
  II. Non-Residents 164.816 165.495 213.293 199.691 211.887 219.535 222.439 224.467 223.965 243.103 238.240 237.077  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 7,169.851 7,225.705 7,326.390 7,294.898 7,523.764 7,643.660 7,686.867 7,737.216 7,992.594 8,002.773 8,216.693 8,472.465  
  Net of BSP RRP Agreements 6,869.589 6,921.137 7,080.188 7,117.027 7,222.057 7,342.174 7,398.683 7,522.977 7,697.548 7,759.582 7,913.352 8,167.920  
   
  Memo Items:  
  a. Loans of domestic banks' foreign offices 34.920 41.063 35.345 36.442 35.239 35.931 35.093 39.839 42.264 42.329 38.345 40.158  
  b. Interbank Loans (inclusive of Loans to BSP) 246.853 219.748 199.543 226.521 204.170 230.524 205.242 210.680 263.017 212.345 237.555 252.043  
  c. Loans and Receivables Arising from Repurchase Agreements, Certificate of Assignment/Participation with Recourse, Securities Lending and Borrowing Transactions6/ 82.122 97.567 110.323 102.567 113.270 111.690 84.259 92.407 98.137 89.592 80.947 100.934  
   
  Total Loans Outstanding (inclusive of memo items)7/ 7,533.747 7,584.083 7,671.601 7,660.428 7,876.444 8,021.806 8,011.461 8,080.142 8,396.013 8,347.039 8,573.539 8,865.601  
   
Percentage Distribution8/  
  I. Residents  
  A. For Production by Economic Activity2/ 82.51% 82.47% 82.72% 83.59% 82.13% 82.16% 82.23% 83.11% 82.63% 82.71% 82.31% 82.55%  
  Agriculture, Forestry and Fishing 3.22% 3.19% 3.04% 3.05% 3.01% 2.99% 3.01% 3.59% 2.87% 2.89% 2.83% 2.44%  
  Mining and Quarrying 0.47% 0.47% 0.68% 0.67% 0.64% 0.64% 0.63% 0.63% 0.61% 0.61% 0.59% 0.57%  
  Manufacturing 12.00% 12.08% 12.14% 12.25% 11.59% 11.66% 11.54% 11.54% 11.22% 11.25% 11.43% 11.46%  
  Electricity, Gas, Steam and Air-Conditioning Supply 9.36% 9.16% 9.40% 9.89% 10.11% 10.26% 10.27% 10.29% 10.27% 10.41% 10.11% 9.92%  
  Water supply, Sewerage, Waste management and Remediation Activities 0.86% 0.87% 0.85% 0.88% 0.86% 0.85% 0.84% 0.85% 0.83% 0.84% 0.82% 0.81%  
  Construction 2.46% 2.55% 2.55% 2.52% 2.49% 2.49% 2.50% 2.48% 2.47% 2.57% 2.55% 2.77%  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 13.21% 12.61% 12.61% 12.64% 12.31% 12.24% 12.32% 12.46% 12.27% 12.73% 12.67% 13.00%  
  Accommodation and Food Service Activities 1.88% 1.86% 1.84% 1.86% 1.81% 1.82% 1.81% 1.83% 1.82% 1.81% 1.77% 1.82%  
  Transportation and Storage 2.79% 2.76% 2.79% 2.80% 2.84% 2.86% 2.89% 2.79% 2.85% 2.97% 2.94% 2.95%  
  Information and Communication 2.62% 3.09% 3.08% 3.24% 3.31% 3.25% 3.27% 3.36% 3.29% 3.44% 3.40% 3.32%  
  Financial and Insurance Activities 7.37% 7.46% 7.23% 6.93% 6.83% 6.84% 6.90% 7.13% 7.24% 7.44% 7.40% 7.31%  
  Real Estate Activities 18.38% 18.22% 18.30% 18.60% 18.16% 18.13% 18.22% 18.30% 17.90% 18.13% 18.18% 18.20%  
  Professional, Scientific and Technical Activities 0.68% 0.81% 0.93% 0.84% 0.79% 0.81% 0.74% 0.73% 1.16% 0.72% 0.77% 0.81%  
  Administrative and Support Service Activities 0.78% 0.77% 0.77% 0.83% 0.93% 0.99% 0.99% 0.43% 0.96% 0.43% 0.43% 0.43%  
  Public Administration and Defense; Compulsory Social Security 1.44% 1.44% 1.40% 1.41% 1.36% 1.39% 1.32% 1.32% 1.27% 1.27% 1.23% 1.58%  
  Education 0.57% 0.56% 0.56% 0.56% 0.59% 0.59% 0.57% 0.57% 0.57% 0.58% 0.57% 0.47%  
  Human Health and Social Work Activities 0.79% 0.79% 0.78% 0.77% 0.72% 0.72% 0.73% 0.72% 0.71% 0.72% 0.71% 0.70%  
  Arts, Entertainment and Recreation 0.97% 1.04% 1.05% 1.10% 1.11% 1.09% 1.09% 1.08% 1.10% 1.10% 1.15% 1.11%  
  Other Service Activities 1.46% 1.55% 1.53% 1.57% 1.52% 1.36% 1.39% 1.82% 2.06% 1.61% 1.60% 1.73%  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 1.20% 1.18% 1.17% 1.19% 1.16% 1.18% 1.20% 1.20% 1.17% 1.20% 1.15% 1.14%  
  Activities of Extra-Territorial Organizations and Bodies 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%  
   
  B. For Household Consumption 11.01% 11.03% 11.01% 11.23% 11.04% 11.02% 11.13% 11.22% 10.88% 11.21% 11.10% 11.05%  
  Credit Cards 2.77% 2.75% 2.70% 2.79% 2.75% 2.75% 2.73% 2.75% 2.71% 2.79% 2.84% 2.82%  
  Motor Vehicle Loans3/ 5.54% 5.59% 5.60% 5.71% 5.63% 5.65% 5.74% 5.81% 5.56% 5.80% 5.72% 5.62%  
  Auto Loans4/ 5.37% 5.41% 5.42% 5.53% 5.45% 5.46% 5.55% 5.61% 5.36% 5.59% 5.52% 5.42%  
  Motorcycle Loans4/ 0.18% 0.18% 0.18% 0.18% 0.18% 0.18% 0.19% 0.20% 0.20% 0.20% 0.20% 0.20%  
  Salary-Based General-Purpose Consumption Loans5/ 2.31% 2.30% 2.32% 2.35% 2.29% 2.26% 2.29% 2.29% 2.26% 2.25% 2.19% 2.25%  
  Others 0.39% 0.40% 0.39% 0.39% 0.37% 0.37% 0.37% 0.36% 0.36% 0.38% 0.35% 0.37%  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 4.19% 4.22% 3.36% 2.44% 4.01% 3.94% 3.75% 2.77% 3.69% 3.04% 3.69% 3.59%  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 97.70% 97.71% 97.09% 97.26% 97.18% 97.13% 97.11% 97.10% 97.20% 96.96% 97.10% 97.20%  
  Net of BSP RRP Agreements 93.51% 93.49% 93.73% 94.82% 93.17% 93.18% 93.36% 94.33% 93.51% 93.92% 93.41% 93.61%  
   
  II. Non-Residents 2.30% 2.29% 2.91% 2.74% 2.82% 2.87% 2.89% 2.90% 2.80% 3.04% 2.90% 2.80%  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%  
                                     
                                     
1/ net of amortization
2/ per 2009 Philippine Standard Industrial Classification (PSIC) (effective Jun-2014)
3/ renamed effective Sep-2015 (formerly Auto Loans)
4/ effective Sep-2015
5/ renamed effective Sep-2015 (formerly Salary Loans)
6/ excludes BSP RRP Agreements
7/ sum of Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreement) and all Memo Items
8/ as to Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreements)
Note: Details may not add up to totals due to rounding-off
Source : Supervisory Data Center, Supervision and Examination Sector
Updated as of 28 March 2018