70 Compliance with Magna Carta for Micro, Small and Medium Enterprises1/
 
 
Philippine Banking System
as of end of periods indicated
in billion pesos
 
 
ALL BANKS UNIVERSAL AND COMMERCIAL BANKS THRIFT BANKS RURAL AND COOPERATIVE BANKS  
 
Mar-17 Jun-17 Sep-17 Dec-17 Mar-17 Jun-17 Sep-17 Dec-17 Mar-17 Jun-17 Sep-17 Dec-17 Mar-17 Jun-17 Sep-17 Dec-17  
                                 
  I. Total Loan Portfolio Net of Exclusions 5,890.597 5,896.267 6,137.582 6,438.258 5,065.480 5,065.926 5,285.614 5,558.991 723.286 738.124 746.922 772.779 101.831                    92.217                 105.046                 106.489  
   
  II. Minimum Amount Required to be Allocated for:  
  A. Micro and Small Enterprises (MSEs) Credit (P (Item 1) x 8%) 471.248 471.701 491.007 515.061 405.238 405.274 422.849 444.719 57.863 59.050 59.754 61.822 8.146                       7.377                       8.404                       8.519  
  B. Medium Enterprises (MEs) Credit (P (Item 1) x 2%) 117.812 117.925 122.752 128.765 101.310 101.319 105.712 111.180 14.466 14.762 14.938 15.456 2.037                       1.844                       2.101                       2.130  
   
  III. Compliance with Prescribed Allocation of Loan Portfolio to:  
  A. Micro and Small Enterprises  
  1. Total eligible investment for MSEs 195.145 199.013 200.871 213.813 124.552 129.491 132.303 147.737 48.080 47.119 45.043 42.367 22.514                    22.403                    23.525                    23.709  
  a. Direct compliance for MSEs 194.017 197.813 199.650 212.496 123.789 128.680 131.484 146.907 47.773 46.812 44.737 41.993 22.455                    22.320                    23.428                    23.596  
  b. Alternative compliance for MSEs 1.128 1.200 1.221 1.317 0.762 0.811 0.819 0.830 0.307 0.307 0.306 0.373 0.059                       0.083                       0.097                       0.114  
  2. Excess/(Deficiency) (III.A.1 - II.A) (276.103) (272.688) (290.135) (301.247) (280.687) (275.783) (290.546) (296.982) (9.783) (11.931) (14.711) (19.456) 14.367                    15.025                    15.122                    15.190  
  3. Excess compliance of a bank/s used by another bank/s 0.000 0.000 0.000 0.000 0.677 0.627 0.769 0.998 (0.677) (0.627) (0.769) (0.998) 0.000 0.000 0.000 0.000  
  4. Total compliance for MSEs (III.A.1 + III.A.3) 195.145 199.013 200.871 213.813 125.229 130.118 133.071 148.735 47.403 46.492 44.275 41.368 22.514                    22.403                    23.525                    23.709  
  5. Percentage of compliance for MSEs ([III.A.4/I] x 100)                                       3.31                                 3.38                                 3.27                                 3.32                                 2.47                                 2.57                                 2.52                                 2.68                             6.55                             6.30                             5.93                             5.35                       22.11                       24.29                       22.40                       22.26  
   
  B. Medium Enterprises  
  1. Total eligible investment for MEs 299.740 298.755 305.053 323.825 242.079 245.643 249.742 270.663 47.259 42.974 44.625 42.392 10.402                    10.138                    10.687                    10.769  
  a. Direct compliance for MEs 299.375 298.387 304.675 323.445 242.025 245.589 249.683 270.606 47.153 42.868 44.521 42.292 10.197                       9.931                    10.471                    10.548  
  b. Alternative compliance for MEs 0.365 0.367 0.378 0.380 0.054 0.054 0.058 0.057 0.105 0.106 0.103 0.101 0.205                       0.207                       0.216                       0.222  
  2. Excess/(Deficiency) (III.B.1 - II.B) 181.928 180.829 182.302 195.059 140.769 144.325 144.029 159.483 32.793 28.211 29.686 26.937 8.366                       8.293                       8.586                       8.639  
  3. Excess compliance of a bank/s used by another bank/s 0.000 0.000 0.000 0.000 (0.261) (0.278) (0.330) (0.354) 0.000 0.000 0.000 0.000 0.261 0.278 0.330                       0.354  
  4. Total compliance for MEs (III.B.1 + III.B.3) 299.740 298.755 305.053 323.825 241.817 245.365 249.412 270.309 47.259 42.974 44.625 42.392 10.664                    10.415                    11.016                    11.123  
  5. Percentage of compliance for MEs ([III.B.4/I] x 100)                                       5.09                                 5.07                                 4.97                                 5.03                                 4.77                                 4.84                                 4.72                                 4.86                             6.53                             5.82                             5.97                             5.49                       10.47                       11.29                       10.49                       10.45  
                                                   
                                                   
1/ Republic Act No 6977 (as amended by RA Nos. 8289 and 9501)
Note: Details may not add up to totals due to rounding-off
Source : Supervisory Data Center, Supervision and Examination Sector
Updated as of 28 March 2018