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| 5
BALANCE SHEET STRUCTURE |
| Philippine
Banking System |
| as of end of
periods indicated |
| in percent |
| |
|
|
|
|
|
|
|
|
| |
Major Accounts |
2007 |
|
| |
Mar |
June |
Sept |
Dec |
|
|
| |
|
|
|
|
|
|
|
| |
Philippine Banks |
|
|
|
|
|
|
| |
Total Assets |
100.0 |
100.0 |
100.0 |
100.0 |
|
|
| |
|
Cash and due from banks |
14.8 |
15.0 |
14.9 |
14.6 |
|
|
| |
|
Loans (net) 1/ |
46.7 |
45.6 |
46.2 |
48.4 |
|
|
| |
|
Investments (net) |
26.0 |
27.4 |
26.8 |
24.7 |
|
|
| |
|
ROPA (net) |
3.9 |
3.8 |
3.8 |
3.5 |
|
|
| |
|
Other Assets |
8.7 |
8.3 |
8.4 |
8.8 |
|
|
| |
|
|
|
|
|
|
|
|
| |
Total Liabilities and Capital |
100.0 |
100.0 |
100.0 |
100.0 |
|
|
| |
|
Deposits |
73.0 |
73.8 |
71.3 |
71.4 |
|
|
| |
|
Bills
Payable |
7.3 |
6.9 |
8.9 |
8.1 |
|
|
| |
|
Special Financing |
0.0 |
0.0 |
0.0 |
0.0 |
|
|
| |
|
Unsecured Subordinated Debt |
1.5 |
1.5 |
1.4 |
1.6 |
|
|
| |
|
Other Liabilities |
6.6 |
6.5 |
6.8 |
7.2 |
|
|
| |
|
Capital Accounts |
11.5 |
11.4 |
11.6 |
11.7 |
|
|
| |
|
|
|
|
|
|
|
| |
Universal and Commercial Banks |
|
|
|
|
|
|
| |
Total Assets |
100.0 |
100.0 |
100.0 |
100.0 |
|
|
| |
|
Cash and due from banks |
15.0 |
15.0 |
15.0 |
14.9 |
|
|
| |
|
Loans (net) 1/ |
45.2 |
44.0 |
44.3 |
46.9 |
|
|
| |
|
Investments (net) |
27.8 |
29.4 |
28.9 |
26.3 |
|
|
| |
|
ROPA (net) |
3.4 |
3.4 |
3.3 |
3.1 |
|
|
| |
|
Other Assets |
8.6 |
8.2 |
8.4 |
8.8 |
|
|
| |
|
|
|
|
|
|
|
|
| |
Total Liabilities and Capital |
100.0 |
100.0 |
100.0 |
100.0 |
|
|
| |
|
Deposits |
72.6 |
73.4 |
71.1 |
71.0 |
|
|
| |
|
Bills
Payable |
7.5 |
7.0 |
8.6 |
8.0 |
|
|
| |
|
Special Financing |
0.0 |
0.0 |
0.0 |
0.0 |
|
|
| |
|
Unsecured Subordinated Debt |
1.7 |
1.7 |
1.7 |
1.8 |
|
|
| |
|
Other Liabilities |
6.8 |
6.6 |
7.0 |
7.5 |
|
|
| |
|
Capital Accounts |
11.4 |
11.3 |
11.5 |
11.7 |
|
|
| |
|
|
|
|
|
|
|
| |
Thrift Banks |
|
|
|
|
|
|
| |
Total Assets |
100.0 |
100.0 |
100.0 |
100.0 |
|
|
| |
|
Cash and due from banks |
11.6 |
13.2 |
12.7 |
11.0 |
|
|
| |
|
Loans (net) 1/ |
57.5 |
55.9 |
58.0 |
58.7 |
|
|
| |
|
Investments (net) |
15.4 |
15.7 |
14.8 |
15.9 |
|
|
| |
|
ROPA (net) |
7.0 |
6.9 |
6.7 |
6.3 |
|
|
| |
|
Other assets |
8.6 |
8.4 |
7.8 |
8.2 |
|
|
| |
|
|
|
|
|
|
|
|
| |
Total Liabilities and Capital |
100.0 |
100.0 |
100.0 |
100.0 |
|
|
| |
|
Deposits |
77.5 |
77.3 |
72.4 |
75.1 |
|
|
| |
|
Bills
Payable |
6.0 |
6.1 |
11.5 |
8.6 |
|
|
| |
|
Special Financing |
0.0 |
0.0 |
0.0 |
0.0 |
|
|
| |
|
Unsecured Subordinated Debt |
0.0 |
0.0 |
0.0 |
0.0 |
|
|
| |
|
Other Liabilities |
4.8 |
4.8 |
4.6 |
4.8 |
|
|
| |
|
Capital Accounts |
11.8 |
11.7 |
11.5 |
11.6 |
|
|
| |
|
|
|
|
|
|
|
| |
Rural and
Cooperative Banks |
|
|
|
|
|
|
| |
Total Assets |
100.0 |
100.0 |
100.0 |
100.0 |
|
|
| |
|
Cash and due from banks |
18.9 |
19.3 |
18.1 |
18.3 |
|
|
| |
|
Loans (net) |
58.4 |
59.5 |
60.2 |
60.5 |
|
|
| |
|
Investments (net) |
5.0 |
4.9 |
5.2 |
4.9 |
|
|
| |
|
ROPA (net) |
7.7 |
7.2 |
7.4 |
7.4 |
|
|
| |
|
Other assets |
9.9 |
9.0 |
9.1 |
9.0 |
|
|
| |
|
|
|
|
|
|
|
|
| |
Total Liabilities and Capital |
100.0 |
100.0 |
100.0 |
100.0 |
|
|
| |
|
Deposits |
71.3 |
72.9 |
72.8 |
71.6 |
|
|
| |
|
Bills
Payable |
6.8 |
6.1 |
6.5 |
8.0 |
|
|
| |
|
Special Financing |
0.1 |
0.1 |
0.1 |
0.1 |
|
|
| |
|
Unsecured Subordinated Debt |
0.0 |
0.0 |
0.0 |
0.0 |
|
|
| |
|
Other Liabilities |
7.6 |
6.5 |
6.3 |
6.4 |
|
|
| |
|
Capital Accounts |
14.2 |
14.4 |
14.3 |
14.0 |
|
|
| |
|
|
|
|
|
|
|
| |
r/ Revised |
|
| |
p/ Preliminary |
|
| |
1/ Inclusive of Interbank Loans Receivable |
|
| |
Source: Supervisory Data Center, Supervision
and Examination Sector |
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Updated as of 1 April 2008 |
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