61  CONSOLIDATED STATEMENT OF CONDITION
A. MICROFINANCE BANKS 1/
as of end of periods indicated
in billion pesos
	Selected Accounts			TOTAL MICROFINANCE BANKS					MICROFINANCE-ORIENTED BANKS				BANKS ENGAGED IN MF OPERATIONS
				Mar-07	Jun-07	Sep-07	Dec-07		Mar-07	Jun-07	Sep-07	Dec-07	Mar-07	Jun-07	Sep-07	Dec-07
	ASSETS			131.184	139.202	129.989	137.899		1.195	1.303	1.381	1.742	129.989	137.899	155.910	157.525
		CASH AND DUE FROM BANKS		17.091	23.321	16.844	23.041		0.247	0.280	0.219	0.269	16.844	23.041	17.344	18.864
		TOTAL LOAN PORTFOLIO, GROSS		76.454	81.720	75.744	80.941		0.710	0.779	0.894	1.166	75.744	80.941	105.579	103.303
		Interbank Loans Receivable		11.222	6.097	11.222	6.097		0.000	0.000	0.000	1.000	11.222	6.097	32.514	24.788
		Loans and Discounts		42.679	43.668	42.582	43.575		0.097	0.094	0.107	0.259	42.582	43.575	44.180	48.777
		Agra/Agri Credit Loans		15.267	16.526	15.134	16.366		0.133	0.159	0.157	0.301	15.134	16.366	16.153	17.115
		Development Incentive Loans		2.566	2.618	2.540	2.592		0.026	0.026	0.025	0.021	2.540	2.592	3.039	3.421
		Bills Purchased		0.132	0.180	0.132	0.180		0.000	0.000	0.000	0.000	0.132	0.180	0.240	0.205
		Customers' Liabilities - LC/TR		0.100	0.171	0.100	0.171		0.000	0.000	0.000	0.000	0.100	0.171	0.177	0.203
		Customers' Liabilities - Accept O/S		0.000	0.000	0.000	0.000		0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
		Trading Account Securities - Loans		1.825	2.649	1.825	2.649		0.000	0.000	0.000	0.000	1.825	2.649	2.680	2.893
		Underwriting Accounts		0.000	0.000	0.000	0.000		0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
		Restructured Loans		1.963	2.001	1.959	1.997		0.005	0.004	0.002	0.006	1.959	1.997	1.973	1.846
		Credit Card Receivables		0.002	0.001	0.002	0.001		0.000	0.000	0.000	1.000	0.002	0.001	0.001	0.001
		Microfinance Loans		4.267	7.808	3.817	7.313		0.449	0.495	0.602	0.579	3.817	7.313	4.621	5.053
		ACCUMULATED MARKET GAIN/LOSS - LOANS		0.000	0.000	0.000	0.000		0.000	0.000	0.000	1.000	0.000	0.000	0.000	0.000
		ALLOWANCE FOR PROBABLE LOSSES - LOANS		2.879	3.041	2.841	2.998		0.038	0.043	0.047	0.039	2.841	2.998	2.845	2.733
		TOTAL LOAN PORTFOLIO, NET		77.143	78.679	76.472	77.943		0.672	0.736	0.847	1.127	76.472	77.943	102.734	100.570
		TOTAL INVESTMENTS, GROSS		11.976	12.229	11.905	12.144		0.071	0.085	0.104	0.089	11.905	12.144	11.779	12.076
		Underwriting Accounts - Equity Securities		0.000	0.000	0.000	0.000		0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
		Trading Account Securities - Investments		0.635	0.507	0.635	0.507		0.000	0.000	0.000	0.000	0.635	0.507	0.293	0.180
		Trading Account Securities - Equity		0.000	0.000	0.000	0.000		0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
		Avaiable for Sale Securities (ASS)		1.899	1.869	1.899	1.869		0.000	0.000	0.000	0.000	1.899	1.869	1.665	1.409
		Investment in Bonds and Other Debt Instruments		9.116	9.534	9.045	9.448		0.071	0.085	0.104	0.089	9.045	9.448	9.444	10.115
		Equity Investments - Allied/Non-Allied Undertakings		0.327	0.319	0.327	0.319		0.000	0.000	0.000	0.000	0.327	0.319	0.377	0.372
		ACCUMULATED MARKET GAIN/LOSS - INVESTMENTS		0.000	0.000	0.000	0.000		0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
		ALLOWANCE FOR PROBABLE LOSSES - INVESTMENTS		0.050	0.055	0.049	0.054		0.001	0.001	0.001	0.001	0.049	0.054	0.047	0.051
		TOTAL INVESTMENTS, NET		11.927	12.174	11.856	12.090		0.070	0.085	0.103	0.089	11.856	12.090	11.732	12.025
		FIXED ASSETS		4.230	4.259	4.146	4.172		0.085	0.087	0.093	0.102	4.146	4.172	4.294	4.477
		ROPA, GROSS		7.704	7.995	7.689	7.972		0.015	0.023	0.024	0.030	7.689	7.972	8.070	6.821
		ALLOWANCE FOR PROBABLE LOSSES - ROPA		5.455	5.855	5.455	5.855		0.000	0.000	0.000	0.009	5.455	5.855	6.221	6.810
		ROPA, NET		12.433	12.979	12.418	12.956		0.015	0.023	0.024	0.038	12.418	12.956	13.428	12.907
		OTHER ASSETS		8.360	7.789	8.254	7.697		0.106	0.092	0.095	0.118	8.254	7.697	6.378	8.682
	LIABILITIES AND CAPITAL			131.184	139.202	129.990	137.899		1.195	1.303	1.381	1.742	129.990	137.899	155.910	157.525
		Liabilities		114.517	121.656	113.785	120.827		0.731	0.829	0.901	1.223	113.785	120.827	138.782	139.679
		DEPOSIT LIABILITIES		81.233	89.175	80.635	88.501		0.598	0.675	0.731	0.967	80.635	88.501	86.419	91.621
		Domestic		78.433	86.466	77.835	85.791		0.598	0.675	0.731	0.967	77.835	85.791	83.738	89.173
		Demand and Now		6.012	5.793	6.012	5.793		0.000	0.000	0.000	0.015	6.012	5.793	7.127	7.563
		Savings		38.239	43.217	37.654	42.569		0.585	0.647	0.697	0.901	37.654	42.569	40.487	43.547
		Time		34.182	37.456	34.169	37.429		0.013	0.027	0.034	0.051	34.169	37.429	36.124	38.063
		Foreign Currency		2.800	2.710	2.800	2.710		0.000	0.000	0.000	0.000	2.800	2.710	2.682	2.449
		BILLS PAYABLE		24.333	24.550	24.266	24.494		0.067	0.056	0.062	0.173	24.266	24.494	45.661	40.770
		Deposit Substitutes		0.000	0.000	0.000	0.000		0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
		Others		24.333	24.550	24.266	24.494		0.067	0.056	0.062	0.173	24.266	24.494	45.661	40.770
		SPECIAL FINANCING		0.074	0.055	0.074	0.055		0.000	0.000	0.000	0.000	0.074	0.055	0.069	0.056
		Time Certificates of Deposits - SF		0.039	0.034	0.039	0.034		0.000	0.000	0.000	0.000	0.039	0.034	0.035	0.037
		Special Time Deposits		0.034	0.021	0.034	0.021		0.000	0.000	0.000	0.000	0.034	0.021	0.034	0.020
		UNSECURED SUBORDINATED DEBT		0.000	0.000	0.000	0.000		0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
		OTHER LIABILITIES		8.877	7.876	8.810	7.777		0.067	0.099	0.108	0.083	8.810	7.777	6.632	7.231
		Capital Accounts		16.667	17.546	16.204	17.072		0.463	0.474	0.480	0.519	16.204	17.072	17.128	17.846
		CAPITAL STOCK		12.159	12.879	11.674	12.383		0.485	0.496	0.497	0.525	11.674	12.383	12.091	12.733
		ASSIGNED CAPITAL		0.000	0.000	0.000	0.000		0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
		NET DUE TO H.O. BRANCHES/AGENCIES		0.000	0.000	0.000	0.000		0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
		SURPLUS, SURPLUS RESERVES & UNDIVIDED PROFITS		4.508	4.667	4.530	4.688		(0.021)	(0.021)	(0.017)	(0.007)	4.530	4.688	5.036	5.113
r/ Revised
p/ Preliminary
1/ Consists of Thrift Banks and Rural & Cooperative Banks
Source: Supervisory Data Center, Supervision and Examination Sector