| 61 CONSOLIDATED STATEMENT OF CONDITION | ||||||||||||||||||
| B. MICROFINANCE-ORIENTED BANKS | ||||||||||||||||||
| as of end of periods indicated | ||||||||||||||||||
| in billion pesos | ||||||||||||||||||
| Selected Accounts | TOTAL | THRIFT BANKS | RURAL AND COOPERATIVE BANKS | |||||||||||||||
| Mar-07 | Jun-07 | Sep-07 | Dec-07 | Mar-07 | Jun-07 | Sep-07 | Dec-07 | Mar-07 | Jun-07 | Sep-07 | Dec-07 | |||||||
| ASSETS | 1.195 | 1.303 | 1.381 | 1.742 | 0.572 | 0.589 | 0.612 | 0.639 | 0.623 | 0.715 | 0.769 | 1.102 | ||||||
| CASH AND DUE FROM BANKS | 0.247 | 0.280 | 0.219 | 0.269 | 0.151 | 0.147 | 0.125 | 0.146 | 0.095 | 0.133 | 0.094 | 0.123 | ||||||
| TOTAL LOAN PORTFOLIO, GROSS | 0.710 | 0.779 | 0.894 | 1.166 | 0.275 | 0.299 | 0.338 | 0.331 | 0.435 | 0.479 | 0.556 | 0.835 | ||||||
| Interbank Loans Receivable | 0.000 | 0.000 | 0.000 | 1.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 1.000 | ||||||
| Loans and Discounts | 0.097 | 0.094 | 0.107 | 0.259 | 0.062 | 0.058 | 0.057 | 0.052 | 0.035 | 0.036 | 0.051 | 0.207 | ||||||
| Agra/Agri Credit Loans | 0.133 | 0.159 | 0.157 | 0.301 | 0.027 | 0.044 | 0.045 | 0.043 | 0.106 | 0.115 | 0.113 | 0.258 | ||||||
| Development Incentive Loans | 0.026 | 0.026 | 0.025 | 0.021 | 0.026 | 0.026 | 0.025 | 0.021 | 0.000 | 0.000 | 0.000 | 0.000 | ||||||
| Bills Purchased | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | ||||||
| Customers' Liabilities - LC/TR | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | ||||||
| Customers' Liabilities - Accept O/S | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | ||||||
| Trading Account Securities - Loans | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | ||||||
| Underwriting Accounts | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | ||||||
| Restructured Loans | 0.005 | 0.004 | 0.002 | 0.006 | 0.002 | 0.002 | 0.000 | 0.001 | 0.002 | 0.002 | 0.002 | 0.005 | ||||||
| Credit Card Receivables | 0.000 | 0.000 | 0.000 | 1.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 1.000 | ||||||
| Microfinance Loans | 0.449 | 0.495 | 0.602 | 0.579 | 0.158 | 0.169 | 0.211 | 0.215 | 0.291 | 0.326 | 0.391 | 0.364 | ||||||
| ACCUMULATED MARKET GAIN/LOSS - LOANS | 0.000 | 0.000 | 0.000 | 1.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 1.000 | ||||||
| ALLOWANCE FOR PROBABLE LOSSES - LOANS | 0.038 | 0.043 | 0.047 | 0.039 | 0.014 | 0.016 | 0.016 | 0.008 | 0.024 | 0.027 | 0.031 | 0.031 | ||||||
| TOTAL LOAN PORTFOLIO, NET | 0.672 | 0.736 | 0.847 | 1.127 | 0.261 | 0.283 | 0.322 | 0.323 | 0.411 | 0.453 | 0.525 | 0.804 | ||||||
| TOTAL INVESTMENTS, GROSS | 0.071 | 0.085 | 0.104 | 0.089 | 0.025 | 0.031 | 0.037 | 0.036 | 0.046 | 0.054 | 0.066 | 0.053 | ||||||
| Underwriting Accounts - Equity Securities | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | ||||||
| Trading Account Securities - Investments | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | ||||||
| Trading Account Securities - Equity | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | ||||||
| Avaiable for Sale Securities (ASS) | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | ||||||
| Investment in Bonds and Other Debt Instruments | 0.071 | 0.085 | 0.104 | 0.089 | 0.025 | 0.031 | 0.037 | 0.036 | 0.046 | 0.054 | 0.066 | 0.053 | ||||||
| Equity Investments - Allied/Non-Allied Undertakings | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | ||||||
| ACCUMULATED MARKET GAIN/LOSS - INVESTMENTS | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | ||||||
| ALLOWANCE FOR PROBABLE LOSSES - INVESTMENTS | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | 0.001 | 0.000 | 0.000 | 0.000 | 0.000 | ||||||
| TOTAL INVESTMENTS, NET | 0.070 | 0.085 | 0.103 | 0.089 | 0.025 | 0.031 | 0.037 | 0.036 | 0.046 | 0.054 | 0.066 | 0.053 | ||||||
| FIXED ASSETS | 0.085 | 0.087 | 0.093 | 0.102 | 0.063 | 0.063 | 0.061 | 0.058 | 0.021 | 0.025 | 0.033 | 0.044 | ||||||
| ROPA, GROSS | 0.015 | 0.023 | 0.024 | 0.030 | 0.015 | 0.023 | 0.024 | 0.030 | 0.000 | 0.000 | 0.000 | 0.000 | ||||||
| ALLOWANCE FOR PROBABLE LOSSES - ROPA | 0.000 | 0.000 | 0.000 | 0.009 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.009 | ||||||
| ROPA, NET | 0.015 | 0.023 | 0.024 | 0.038 | 0.015 | 0.023 | 0.024 | 0.030 | 0.000 | 0.000 | 0.000 | 0.009 | ||||||
| OTHER ASSETS | 0.106 | 0.092 | 0.095 | 0.118 | 0.056 | 0.042 | 0.044 | 0.047 | 0.050 | 0.050 | 0.051 | 0.070 | ||||||
| LIABILITIES AND CAPITAL | 1.195 | 1.303 | 1.381 | 1.742 | 0.572 | 0.589 | 0.612 | 0.639 | 0.623 | 0.715 | 0.769 | 1.102 | ||||||
| Liabilities | 0.731 | 0.829 | 0.901 | 1.223 | 0.271 | 0.286 | 0.306 | 0.326 | 0.460 | 0.543 | 0.595 | 0.897 | ||||||
| DEPOSIT LIABILITIES | 0.598 | 0.675 | 0.731 | 0.967 | 0.184 | 0.191 | 0.208 | 0.236 | 0.414 | 0.484 | 0.523 | 0.731 | ||||||
| Domestic | 0.598 | 0.675 | 0.731 | 0.967 | 0.184 | 0.191 | 0.208 | 0.236 | 0.414 | 0.484 | 0.523 | 0.731 | ||||||
| Demand and Now | 0.000 | 0.000 | 0.000 | 0.015 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.015 | ||||||
| Savings | 0.585 | 0.647 | 0.697 | 0.901 | 0.180 | 0.185 | 0.204 | 0.231 | 0.404 | 0.462 | 0.493 | 0.669 | ||||||
| Time | 0.013 | 0.027 | 0.034 | 0.051 | 0.004 | 0.005 | 0.004 | 0.004 | 0.009 | 0.022 | 0.029 | 0.047 | ||||||
| Foreign Currency | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | ||||||
| BILLS PAYABLE | 0.067 | 0.056 | 0.062 | 0.173 | 0.043 | 0.033 | 0.030 | 0.034 | 0.024 | 0.022 | 0.033 | 0.139 | ||||||
| Deposit Substitutes | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | ||||||
| Others | 0.067 | 0.056 | 0.062 | 0.173 | 0.043 | 0.033 | 0.030 | 0.034 | 0.024 | 0.022 | 0.033 | 0.139 | ||||||
| SPECIAL FINANCING | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | ||||||
| Time Certificates of Deposits - SF | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | ||||||
| Special Time Deposits | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | ||||||
| UNSECURED SUBORDINATED DEBT | 0.000 | 0.000 | 1.000 | 2.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | ||||||
| OTHER LIABILITIES | 0.067 | 0.099 | 0.108 | 0.083 | 0.045 | 0.062 | 0.069 | 0.056 | 0.022 | 0.037 | 0.039 | 0.027 | ||||||
| Capital Accounts | 0.463 | 0.474 | 0.480 | 0.519 | 0.300 | 0.303 | 0.306 | 0.313 | 0.163 | 0.171 | 0.174 | 0.205 | ||||||
| CAPITAL STOCK | 0.485 | 0.496 | 0.497 | 0.525 | 0.362 | 0.363 | 0.363 | 0.368 | 0.123 | 0.132 | 0.134 | 0.157 | ||||||
| ASSIGNED CAPITAL | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | ||||||
| NET DUE TO H.O. BRANCHES/AGENCIES | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | ||||||
| SURPLUS, SURPLUS RESERVES & UNDIVIDED PROFITS | (0.021) | (0.021) | (0.017) | (0.007) | (0.061) | (0.061) | (0.057) | (0.055) | 0.040 | 0.039 | 0.040 | 0.048 | ||||||
| r/ Revised | ||||||||||||||||||
| p/ Preliminary | ||||||||||||||||||
| Note:Details may not add up to totals due to rounding-off | ||||||||||||||||||
| Source : Supervisory Data Center, Supervision and Examination Sector | ||||||||||||||||||