10   CREDIT CARD RECEIVABLES        
          Philippine Banking System        
           as of end of periods indicated        
           in billion pesos        
PARTICULARS March-09 June-09 September-09 December-09
   
Philippine Banking system  
     TOTAL CREDIT CARD RECEIVABLES 125.666 129.562 130.168 136.598
           PERFORMING 110.308 113.109 113.527 119.317
           NON-PERFORMING 15.358 16.452 16.641 17.282
     TOTAL LOAN PORTFOLIO (Net of IBL) 2,566.623 2,588.382 2,522.134 2,757.017
     NON-PERFORMING LOANS 137.017 136.453 135.601 130.794
     TOTAL CCRs TO TLP (%)                                                               4.90                                                            5.01                                                         5.16                                                               4.95
     Non-Performing CCRs to total NPLs (%)                                                             11.21                                                          12.06                                                       12.27                                                             13.21
     Non-Performing CCRs to TLP (%)                                                               0.60                                                            0.64                                                         0.66                                                               0.63
     Non-Performing CCRs to total CCRs (%)                                                             12.22                                                          12.70                                                       12.78                                                             12.65
   
Total Universal and Commercial Banks  
     TOTAL CREDIT CARD RECEIVABLES 120.726 124.487 129.731 136.101
           PERFORMING 105.638 108.499 113.138 118.881
           NON-PERFORMING 15.087 15.988 16.593 17.220
     TOTAL LOAN PORTFOLIO (Net of IBL) 2,439.751 2,453.513 2,408.473 2,635.941
     NON-PERFORMING LOANS 120.286 119.968 119.955 115.624
     TOTAL CCRs TO TLP (%)                                                               4.95                                                            5.07                                                         5.39                                                               5.16
     Non-Performing CCRs to total NPLs (%)                                                             12.54                                                          13.33                                                       13.83                                                             14.89
     Non-Performing CCRs to TLP (%)                                                               0.62                                                            0.65                                                         0.69                                                               0.65
     Non-Performing CCRs to total CCRs (%)                                                             12.50                                                          12.84                                                       12.79                                                             12.65
   
Total Thrift Banks 1/  
     TOTAL CREDIT CARD RECEIVABLES                                                             4.940                                                          5.075                                                       0.437                                                             0.497
           PERFORMING                                                             4.670                                                          4.611                                                       0.390                                                             0.435
           NON-PERFORMING                                                             0.271                                                          0.464                                                       0.048                                                             0.062
     TOTAL LOAN PORTFOLIO (Net of IBL)                                                         126.872                                                      134.869                                                   113.661                                                         121.076
     NON-PERFORMING LOANS                                                           16.732                                                        16.485                                                     15.647                                                           15.170
     TOTAL CCRs TO TLP (%)                                                               3.89                                                            3.76                                                         0.38                                                               0.41
     Non-Performing CCRs to total NPLs (%)                                                               1.62                                                            2.82                                                         0.30                                                               0.41
     Non-Performing CCRs to TLP (%)                                                               0.21                                                            0.34                                                         0.04                                                               0.05
     Non-Performing CCRs to total CCRs (%)                                                               5.48                                                            9.15                                                       10.88                                                             12.43
   
         
   
   
1/  Exclusive of thrift bank subsidiaries of commercial banks  
Source : Supervisory Data Center, Supervision and Examination Sector      
Updated as of 09 March 2010