10			CREDIT CARD RECEIVABLES
Philippine Banking System
as of end of periods indicated
in billion pesos
						Mar-12	Jun-12 r/	Sep-12	Dec-12
	Credit Card Receivables (CCR)					159.104	165.282	169.306	179.561
		Performing				141.225	146.917	150.758	160.008
		Non-Performing				17.879	18.366	18.548	19.554
	Total Loan Portfolio (TLP), net of Interbank Loans (IBL)					3,497.926	3,701.392	3,740.146	3,993.520
	Total Non-Performing Loans (NPL)					137.354	130.960	133.974	131.679
		CCR to TLP (%)				4.55	4.47	4.53	4.50
		Non-Performing CCR to Total NPL (%)				13.02	14.02	13.84	14.85
		Non-Performing CCR to TLP (%)				0.51	0.50	0.50	0.49
		Non-Performing CCR to CCR (%)				11.24	11.11	10.96	10.89
	Universal and Commercial Banks
	Credit Card Receivables (CCR)					158.907	165.103	169.123	179.367
		Performing				141.078	146.778	150.619	159.863
		Non-Performing				17.828	18.325	18.504	19.504
	Total Loan Portfolio (TLP), net of Interbank Loans (IBL)					3,362.867	3,571.328	3,607.465	3,858.891
	Total Non-Performing Loans (NPL)					124.761	120.500	122.662	119.864
		CCR to TLP (%)				4.73	4.62	4.69	4.65
		Non-Performing CCR to Total NPL (%)				14.29	15.21	15.09	16.27
		Non-Performing CCR to TLP (%)				0.53	0.51	0.51	0.51
		Non-Performing CCR to CCR (%)				11.22	11.10	10.94	10.87
	Thrift Banks 1/
	Credit Card Receivables (CCR)					0.197	0.179	0.183	0.194
		Performing				0.147	0.138	0.139	0.145
		Non-Performing				0.050	0.041	0.044	0.049
	Total Loan Portfolio (TLP), net of Interbank Loans (IBL)					135.059	130.064	133.615	134.630
	Total Non-Performing Loans (NPL)					12.593	10.460	11.312	11.816
		CCR to TLP (%)				0.15	0.14	0.14	0.14
		Non-Performing CCR to Total NPL (%)				0.40	0.39	0.39	0.42
		Non-Performing CCR to TLP (%)				0.04	0.03	0.03	0.04
		Non-Performing CCR to CCR (%)				25.43	22.67	24.20	25.43
	1/  Exclusive of thrift bank subsidiaries of commercial banks
	r/ Revised
	Source : Supervisory Data Center, Supervision and Examination Sector
	Updated as of 6 March 2013