12 Balance Sheet        
           
           
  Universal and Commercial Bank Group        
  as of end of periods indicated        
  amounts in thousand Pesos        
           
   
  Selected Accounts Jan-20 Feb-20 Mar-20 /p  
   
  TOTAL ASSETS  16,728,825,485.65 16,725,328,559.51 17,104,903,054.14  
  CASH AND DUE FROM BANKS 2,618,019,033.55 2,394,914,050.59 2,527,385,624.99  
  TLP (INCLUSIVE OF IBL AND RRPs) , NET  9,694,519,475.78 9,689,390,769.63 9,946,165,123.31  
  Total Loan Portfolio (TLP), gross  9,872,939,010.71 9,871,542,116.27 10,121,194,403.11  
  (a) Interbank Loans Receivable (IBL) 287,388,235.96 302,913,676.77 252,580,490.47  
  (b) Total Reverse Repurchase (RRPs) 340,597,030.79 313,708,467.91 453,751,436.09  
  of which:  
  Reverse Repurchase (RRPs) with BSP 254,217,612.46 237,905,000.00 328,408,631.94  
  Reverse Repurchase (RRPs) with Other Banks 47,247,376.26 48,122,909.05 89,500,566.56  
  (c) Loans and Receivable - Others, net of amortization 9,244,953,743.96 9,254,919,971.58 9,414,862,476.56  
  Allowance for Credit Losses  178,419,534.93 182,151,346.64 175,029,279.80  
  TLP, gross (exclusive of IBL) 9,585,550,774.75 9,568,628,439.50 9,868,613,912.65  
  TLP, gross (exclusive of IBL and RRP with BSP and Other Banks) 9,284,085,786.03 9,282,600,530.45 9,450,704,714.15  
  TOTAL INVESTMENTS, NET 3,801,677,089.38 4,002,381,249.23 3,978,161,518.62  
  (A) Financial Assets, net (Portfolio Investments) 3,535,985,646.69 3,737,434,075.94 3,688,817,278.77  
  Financial Assets, gross (net of amortization) 3,537,841,147.55 3,732,872,478.55 3,705,176,127.21  
  (1) Financial Assets Held for Trading (HFT) 252,901,182.07 317,237,206.16 300,369,188.19  
  (2) Financial Assets DFVPL 4,439,354.41 4,669,621.85 6,841,647.55  
  (3) Available-for-Sale (AFS) Financial Assets 1,008,595,850.37 1,135,451,411.03 1,142,819,365.86  
  (4) Held-to-Maturity (HTM) Financial Assets 2,271,904,760.70 2,275,514,239.51 2,255,145,925.61  
  (5) Unquoted Debt Securities Classified as Loans 0.00 0.00 0.00  
  (6) Investments in Non-Marketable Equity Securities 0.00 0.00 0.00  
  Accumulated Market Gains/Losses  15,990,202.32 22,523,964.83 2,153,220.30  
  Allowance for Credit Losses  17,845,703.19 17,962,367.44 18,512,068.74  
  (B) Equity Investment in Subsidiaries/Associates/Joint Ventures, net (Direct Investments) 265,691,442.69 264,947,173.29 289,344,239.85  
  ROPA, NET 68,103,739.56 67,884,856.49 69,006,835.52  
  Real and Other Properties Acquired (ROPA), gross 92,943,813.98 93,288,142.23 94,487,187.22  
  of which:  
  (1) Sales Contract Receivables, Gross 12,294,368.89 12,204,841.48 12,185,149.68  
  (a) Performing 9,382,978.60 9,405,593.12 8,525,862.45  
  (b) Non-Performing 2,911,390.29 2,799,248.36 3,659,287.24  
  Sales Contract Receivables, Net 11,731,382.12 11,643,846.63 11,621,080.60  
  (2) Non-Current Assets Held for Sale, Gross 4,993,080.56 4,938,739.22 6,310,211.58  
  Non-Current Assets Held for Sale, net 3,973,746.98 3,837,002.45 5,227,178.20  
  Unamortized Discount and Other Deferred Credits 51,792.29 61,735.72 51,165.76  
  Accummulated Depreciation 13,993,832.99 14,511,031.99 14,391,346.11  
  Allowance for Losses 10,794,449.14 10,830,518.03 11,037,839.82  
  OTHER ASSETS 546,506,147.39 570,757,633.57 584,183,951.70  
  LIABILITIES AND CAPITAL  
  LIABILITIES 14,634,116,982.48 14,614,193,451.36 15,005,435,821.07  
  FINANCIAL LIABILITIES HFT 30,861,580.14 34,385,810.85 35,913,377.93  
  FINANCIAL LIABILITIES DFVPL 0.00 0.00 0.00  
  DEPOSIT LIABILITIES 12,587,825,037.18 12,548,399,599.57 12,893,210,863.78  
  Peso Liabilities 10,449,968,799.35 10,412,843,809.61 10,783,289,600.16  
  Demand and NOW 3,269,095,663.61 3,284,299,482.99 3,443,752,208.19  
  Savings 4,747,268,380.57 4,793,173,538.87 4,803,174,572.99  
  Time 2,213,308,180.48 2,112,993,644.70 2,316,054,246.85  
  LTNCD 220,296,574.69 222,377,143.04 220,308,572.13  
  Foreign Currency 2,137,856,237.84 2,135,555,789.95 2,109,921,263.62  
  Demand and NOW 73,514,464.89 64,915,467.37 71,238,365.16  
  Savings 1,049,037,595.29 1,059,344,492.47 1,050,014,403.74  
  Time 1,015,304,177.66 1,011,295,830.12 988,668,494.71  
  LTNCD 0.00 0.00 0.00  
  DUE TO BANKS/OTHERS 146,881,119.14 142,504,723.52 190,578,089.21  
  BILLS PAYABLE 687,585,494.41 689,087,962.79 702,821,525.87  
  BONDS PAYABLE 557,428,004.76 586,733,119.64 581,420,106.98  
  UNSECURED SUBORDINATED DEBT, NET 41,826,584.62 41,427,827.34 35,239,163.12  
  REDEEMABLE PREFERRED SHARES 100.00 100.00 100.00  
  DERIVATIVES WITH NEGATIVE FAIR VALUE HELD FOR HEDGING 6,546,755.92 8,337,147.44 5,893,018.20  
  OTHER LIABILITIES 575,162,306.29 563,317,160.22 560,359,575.98  
  TOTAL CAPITAL ACCOUNTS  2,094,708,503.18 2,111,135,108.15 2,099,467,233.06  
  Capital Stock 887,488,176.21 887,574,458.76 889,013,932.17  
  Retained Earnings & Undivided Profits 1,014,256,340.89 1,024,827,438.72 1,023,336,921.93  
  Other Comprehensive Income -20,666,133.65 -16,366,386.68 -26,146,114.85  
  Appraisal Increment Reserves 2,724,495.81 2,716,008.50 2,723,310.52  
  Other Capital 210,905,623.91 212,383,588.84 210,539,183.30  
           
/p Preliminary
Source : Department of Supervisory Analytics, Financial Supervision Sector, Bangko Sentral ng Pilipinas
Updated as of 7 May 2020