14 Loans Outstanding for Production and Household Consumption1/
 
 
Universal and Commercial Banking System 
as of periods indicated
in billion pesos
 
 
  Jan-19 Feb-19  
       
Levels  
  I. Residents  
  A. For Production by Economic Activity2/ 7,279.921 7,251.538  
  Agriculture, Forestry and Fishing 192.153 194.555  
  Mining and Quarrying 53.725 53.507  
  Manufacturing 1,075.630 1,065.489  
  Electricity, Gas, Steam and Air-Conditioning Supply 927.434 922.175  
  Water supply, Sewerage, Waste management and Remediation Activities 83.783 84.143  
  Construction 294.017 300.701  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 1,126.872 1,119.047  
  Accommodation and Food Service Activities 151.194 150.797  
  Transportation and Storage 271.050 267.694  
  Information and Communication 311.592 302.516  
  Financial and Insurance Activities 747.524 738.555  
  Real Estate Activities 1,381.695 1,396.957  
  Professional, Scientific and Technical Activities 65.029 60.843  
  Administrative and Support Service Activities 32.781 36.233  
  Public Administration and Defense; Compulsory Social Security 136.182 135.077  
  Education 39.691 39.858  
  Human Health and Social Work Activities 56.170 57.320  
  Arts, Entertainment and Recreation 129.250 127.685  
  Other Service Activities 119.406 114.192  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 84.743 84.194  
  Activities of Extra-Territorial Organizations and Bodies 0.000 0.000  
   
  B. For Household Consumption 660.082 675.276  
  Credit Cards 286.689 297.478  
  Motor Vehicle Loans3/ 291.244 292.784  
  Auto Loans4/ 288.632 290.085  
  Motorcycle Loans4/ 2.612 2.698  
  Salary-Based General-Purpose Consumption Loans5/ 69.431 70.870  
  Others 12.718 14.144  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 260.341 260.349  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 8,200.344 8,187.163  
  Net of BSP RRP Agreements 7,940.003 7,926.813  
   
  II. Non-Residents 278.836 278.104  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 8,479.180 8,465.267  
  Net of BSP RRP Agreements 8,218.839 8,204.918  
   
  Memo Items:  
  a. Loans of domestic banks' foreign offices 55.152 53.619  
  b. Interbank Loans (inclusive of Loans to BSP) 232.951 255.056  
  c. Loans and Receivables Arising from Repurchase Agreements, Certificate of Assignment/Participation with Recourse, Securities Lending and Borrowing Transactions6/ 85.201 70.831  
   
  Total Loans Outstanding (inclusive of memo items)7/ 8,852.484 8,844.774  
   
Percentage Distribution8/  
  I. Residents  
  A. For Production by Economic Activity2/ 85.86% 85.66%  
  Agriculture, Forestry and Fishing 2.27% 2.30%  
  Mining and Quarrying 0.63% 0.63%  
  Manufacturing 12.69% 12.59%  
  Electricity, Gas, Steam and Air-Conditioning Supply 10.94% 10.89%  
  Water supply, Sewerage, Waste management and Remediation Activities 0.99% 0.99%  
  Construction 3.47% 3.55%  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 13.29% 13.22%  
  Accommodation and Food Service Activities 1.78% 1.78%  
  Transportation and Storage 3.20% 3.16%  
  Information and Communication 3.67% 3.57%  
  Financial and Insurance Activities 8.82% 8.72%  
  Real Estate Activities 16.30% 16.50%  
  Professional, Scientific and Technical Activities 0.77% 0.72%  
  Administrative and Support Service Activities 0.39% 0.43%  
  Public Administration and Defense; Compulsory Social Security 1.61% 1.60%  
  Education 0.47% 0.47%  
  Human Health and Social Work Activities 0.66% 0.68%  
  Arts, Entertainment and Recreation 1.52% 1.51%  
  Other Service Activities 1.41% 1.35%  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 1.00% 0.99%  
  Activities of Extra-Territorial Organizations and Bodies 0.00% 0.00%  
   
  B. For Household Consumption 7.78% 7.98%  
  Credit Cards 3.38% 3.51%  
  Motor Vehicle Loans3/ 3.43% 3.46%  
  Auto Loans4/ 3.40% 3.43%  
  Motorcycle Loans4/ 0.03% 0.03%  
  Salary-Based General-Purpose Consumption Loans5/ 0.82% 0.84%  
  Others 0.15% 0.17%  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 3.07% 3.08%  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 96.71% 96.71%  
  Net of BSP RRP Agreements 93.64% 93.64%  
   
  II. Non-Residents 3.29% 3.29%  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 100.00% 100.00%  
                 
                 
1/ net of amortization
2/ per 2009 Philippine Standard Industrial Classification (PSIC) (effective Jun-2014)
3/ renamed effective Sep-2015 (formerly Auto Loans)
4/ effective Sep-2015
5/ renamed effective Sep-2015 (formerly Salary Loans)
6/ excludes BSP RRP Agreements
7/ sum of Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreement) and all Memo Items
8/ as to Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreements)
Note: Details may not add up to totals due to rounding-off
Source : Supervisory Data Center, Supervision and Examination Sector
Updated as of 4 April 2019