18 MOTOR VEHICLE LOANS
 
 
Universal and Commercial Banking System 
as of end of periods indicated
in billion pesos
 
           
  Mar-19 Jun-19 Sep-19 Dec-19  
           
  Motor Vehicle Loans (MVL) 497.545 505.732 530.623 544.228  
  Performing 479.320 486.997 510.122 523.788  
  Non-Performing 18.225 18.735 20.502 20.440  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL) 9,563.922 9,805.469 10,065.535 10,549.126  
  Total Non-Performing Loans (NPL) 186.757 195.762 206.854 204.582  
  MVL to TLP (%)                        5.20                        5.16                        5.27                        5.16  
  Non-Performing MVL to Total NPL (%)                        9.76                        9.57                        9.91                        9.99  
  Non-Performing MVL to TLP (%)                        0.19                        0.19                        0.20                        0.19  
  Non-Performing MVL to MVL (%)                        3.66                        3.70                        3.86                        3.76  
   
  Bank Proper  
  Motor Vehicle Loans (MVL) 295.890 300.519 366.164 377.940  
  Performing 286.860 290.837 352.828 364.427  
  Non-Performing 9.030 9.682 13.336 13.513  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL) 8,660.696 8,922.132 9,233.092 9,728.056  
  Total Non-Performing Loans (NPL) 134.564 143.793 158.671 156.527  
  MVL to TLP (%)                        3.42                        3.37                        3.97                        3.89  
  Non-Performing MVL to Total NPL (%)                        6.71                        6.73                        8.40                        8.63  
  Non-Performing MVL to TLP (%)                        0.10                        0.11                        0.14                        0.14  
  Non-Performing MVL to MVL (%)                        3.05                        3.22                        3.64                        3.58  
   
  Subsidiaries 1/  
  Motor Vehicle Loans (MVL) 201.655 205.213 164.459 166.287  
  Performing 192.460 196.160 157.293 159.361  
  Non-Performing 9.195 9.053 7.166 6.926  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL) 903.226 883.338 832.443 821.070  
  Total Non-Performing Loans (NPL) 52.193 51.969 48.183 48.055  
  MVL to TLP (%)                     22.33                     23.23                     19.76                     20.25  
  Non-Performing MVL to Total NPL (%)                     17.62                     17.42                     14.87                     14.41  
  Non-Performing MVL to TLP (%)                        1.02                        1.02                        0.86                        0.84  
  Non-Performing MVL to MVL (%)                        4.56                        4.41                        4.36                        4.17  
                     
1/ Inclusive of thrift bank subsidiaries of universal and commercial banks
Source : Department of Supervisory Analytics, Financial Supervision Sector, Bangko Sentral ng Pilipinas
Updated as of 5 March 2020