19 CREDIT CARD RECEIVABLES
 
 
Universal and Commercial Banking System 
as of end of periods indicated
in billion pesos
 
           
  Mar-16 Jun-16 Sep-16 Dec-16  
           
  Credit Card Receivables (CCR)               216.253               224.379               229.065               248.097  
  Performing               201.996               211.265               216.750               235.432  
  Non-Performing                  14.258                  13.113                  12.315                  12.665  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL)           6,152.051           6,432.054           6,636.496           7,198.919  
  Total Non-Performing Loans (NPL)               124.685               127.019               128.364               123.910  
  CCR to TLP (%)                        3.52                        3.49                        3.45                        3.45  
  Non-Performing CCR to Total NPL (%)                     11.43                     10.32                        9.59                     10.22  
  Non-Performing CCR to TLP (%)                        0.23                        0.20                        0.19                        0.18  
  Non-Performing CCR to CCR (%)                        6.59                        5.84                        5.38                        5.10  
   
  Bank Proper  
  Credit Card Receivables (CCR)               174.062               178.580               182.187               196.662  
  Performing               161.305               167.152               170.879               185.085  
  Non-Performing                  12.757                  11.428                  11.308                  11.578  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL)           5,463.983           5,735.154           5,928.827           6,440.846  
  Total Non-Performing Loans (NPL)                  97.112                  98.198                  98.398                  93.801  
  CCR to TLP (%)                        3.19                        3.11                        3.07                        3.05  
  Non-Performing CCR to Total NPL (%)                     13.14                     11.64                     11.49                     12.34  
  Non-Performing CCR to TLP (%)                        0.23                        0.20                        0.19                        0.18  
  Non-Performing CCR to CCR (%)                        7.33                        6.40                        6.21                        5.89  
   
  Subsidiaries 1/  
  Credit Card Receivables (CCR)                  42.192                  45.799                  46.878                  51.434  
  Performing                  40.691                  44.113                  45.871                  50.347  
  Non-Performing                     1.501                     1.686                     1.007                     1.087  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL)               688.069               696.900               707.668               758.073  
  Total Non-Performing Loans (NPL)                  27.572                  28.821                  29.965                  30.109  
  CCR to TLP (%)                        6.13                        6.57                        6.62                        6.78  
  Non-Performing CCR to Total NPL (%)                        5.44                        5.85                        3.36                        3.61  
  Non-Performing CCR to TLP (%)                        0.22                        0.24                        0.14                        0.14  
  Non-Performing CCR to CCR (%)                        3.56                        3.68                        2.15                        2.11  
                     
1/ Inclusive of thrift bank subsidiaries of universal and commercial banks
Source : Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas
Updated as of 7 March 2017