19 CREDIT CARD RECEIVABLES
 
 
Universal and Commercial Banking System 
as of end of periods indicated
in billion pesos
 
           
  Mar-18 Jun-18 Sep-18  
         
  Credit Card Receivables (CCR)               302.291               318.955               329.440  
  Performing               287.326               303.453               314.122  
  Non-Performing                  14.965                  15.502                  15.318  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL)           8,601.216           8,912.878           9,253.792  
  Total Non-Performing Loans (NPL)               143.170               152.817               155.322  
  CCR to TLP (%)                        3.51                        3.58                        3.56  
  Non-Performing CCR to Total NPL (%)                     10.45                     10.14                        9.86  
  Non-Performing CCR to TLP (%)                        0.17                        0.17                        0.17  
  Non-Performing CCR to CCR (%)                        4.95                        4.86                        4.65  
   
  Bank Proper  
  Credit Card Receivables (CCR)               239.606               253.682               263.110  
  Performing               225.732               239.308               248.934  
  Non-Performing                  13.873                  14.374                  14.176  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL)           7,766.420           8,054.303           8,377.954  
  Total Non-Performing Loans (NPL)               104.400               110.606               112.762  
  CCR to TLP (%)                        3.09                        3.15                        3.14  
  Non-Performing CCR to Total NPL (%)                     13.29                     13.00                     12.57  
  Non-Performing CCR to TLP (%)                        0.18                        0.18                        0.17  
  Non-Performing CCR to CCR (%)                        5.79                        5.67                        5.39  
   
  Subsidiaries 1/  
  Credit Card Receivables (CCR)                  62.685                  65.274                  66.330  
  Performing                  61.594                  64.145                  65.188  
  Non-Performing                     1.091                     1.129                     1.142  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL)               834.796               858.575               875.838  
  Total Non-Performing Loans (NPL)                  38.770                  42.211                  42.560  
  CCR to TLP (%)                        7.51                        7.60                        7.57  
  Non-Performing CCR to Total NPL (%)                        2.82                        2.67                        2.68  
  Non-Performing CCR to TLP (%)                        0.13                        0.13                        0.13  
  Non-Performing CCR to CCR (%)                        1.74                        1.73                        1.72  
                   
1/ Inclusive of thrift bank subsidiaries of universal and commercial banks
Source : Supervisory Data Center, Financial Supervision Sector, Bangko Sentral ng Pilipinas
Updated as of 7 December 2018