19   CREDIT CARD RECEIVABLES
Universal and Commercial Banking System
as of end of periods indicated
in billion pesos
PARTICULARS	March-11	June-11
Total Universal and Commercial Banks
TOTAL CREDIT CARD RECEIVABLES	141.096	145.004
PERFORMING	122.474	126.328
NON-PERFORMING	18.622	18.676
TOTAL LOAN PORTFOLIO (Net of IBL)	2,856.166	3,140.176
NON-PERFORMING LOANS	123.110	120.689
TOTAL CCRs TO TLP (%)	4.94	4.62
Non-Performing CCRs to total NPLs (%)	15.13	15.47
Non-Performing CCRs to TLP (%)	0.65	0.59
Non-Performing CCRs to total CCRs (%)	13.20	12.88
Bank Proper
TOTAL CREDIT CARD RECEIVABLES	118.384	120.794
PERFORMING	103.093	105.398
NON-PERFORMING	15.291	15.396
TOTAL LOAN PORTFOLIO (Net of IBL)	2,590.549	2,858.448
NON-PERFORMING LOANS	105.285	103.341
TOTAL CCRs TO TLP (%)	4.57	4.23
Non-Performing CCRs to total NPLs (%)	14.52	14.90
Non-Performing CCRs to TLP (%)	0.59	0.54
Non-Performing CCRs to total CCRs (%)	12.92	12.75
Subsidiary 1/
TOTAL CREDIT CARD RECEIVABLES	22.712	24.210
PERFORMING	19.381	20.930
NON-PERFORMING	3.331	3.280
TOTAL LOAN PORTFOLIO (Net of IBL)	265.616	281.728
NON-PERFORMING LOANS	17.825	17.348
TOTAL CCRs TO TLP (%)	8.55	8.59
Non-Performing CCRs to total NPLs (%)	18.69	18.91
Non-Performing CCRs to TLP (%)	1.25	1.16
Non-Performing CCRs to total CCRs (%)	14.67	13.55
1/ Inclusive of thrift bank subsidiaries of commercial banks
Source : Supervisory Data Center, Supervision and Examination Sector
Updated as of 18 November 2011