19 CREDIT CARD RECEIVABLES
 
 
Universal and Commercial Banking System 
as of end of periods indicated
in billion pesos
 
           
  Mar-17 Jun-17 Sep-17 Dec-17  
           
  Credit Card Receivables (CCR)               247.464               263.998               272.234               299.062  
  Performing               234.833               250.893               258.695               284.832  
  Non-Performing                  12.630                  13.106                  13.539                  14.231  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL)           7,327.883           7,643.608           7,975.226           8,447.541  
  Total Non-Performing Loans (NPL)               132.355               133.773               138.746               132.031  
  CCR to TLP (%)                        3.38                        3.45                        3.41                        3.54  
  Non-Performing CCR to Total NPL (%)                        9.54                        9.80                        9.76                     10.78  
  Non-Performing CCR to TLP (%)                        0.17                        0.17                        0.17                        0.17  
  Non-Performing CCR to CCR (%)                        5.10                        4.96                        4.97                        4.76  
   
  Bank Proper  
  Credit Card Receivables (CCR)               196.597               208.885               215.328               237.137  
  Performing               184.926               196.767               202.781               224.055  
  Non-Performing                  11.671                  12.118                  12.547                  13.082  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL)           6,554.147           6,861.664           7,182.283           7,617.114  
  Total Non-Performing Loans (NPL)                  99.712               101.006               105.360                  97.531  
  CCR to TLP (%)                        3.00                        3.04                        3.00                        3.11  
  Non-Performing CCR to Total NPL (%)                     11.70                     12.00                     11.91                     13.41  
  Non-Performing CCR to TLP (%)                        0.18                        0.18                        0.17                        0.17  
  Non-Performing CCR to CCR (%)                        5.94                        5.80                        5.83                        5.52  
   
  Subsidiaries 1/  
  Credit Card Receivables (CCR)                  50.867                  55.113                  56.906                  61.926  
  Performing                  49.908                  54.126                  55.914                  60.777  
  Non-Performing                     0.959                     0.988                     0.992                     1.149  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL)               773.736               781.945               792.943               830.426  
  Total Non-Performing Loans (NPL)                  32.642                  32.767                  33.386                  34.500  
  CCR to TLP (%)                        6.57                        7.05                        7.18                        7.46  
  Non-Performing CCR to Total NPL (%)                        2.94                        3.01                        2.97                        3.33  
  Non-Performing CCR to TLP (%)                        0.12                        0.13                        0.13                        0.14  
  Non-Performing CCR to CCR (%)                        1.89                        1.79                        1.74                        1.85  
                     
1/ Inclusive of thrift bank subsidiaries of universal and commercial banks
Source : Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas
Updated as of 7 March 2018