21 Balance Sheet      
         
         
  Universal Bank Group      
  as of end of periods indicated      
  amounts in thousand Pesos      
         
   
  Selected Accounts Jan-19 Feb-19  
   
  TOTAL ASSETS  13,874,108,837.88 13,977,272,235.43  
  CASH AND DUE FROM BANKS 1,979,558,351.18 2,053,774,565.73  
  TLP (INCLUSIVE OF IBL AND RRPs) , NET  7,988,880,372.54 8,011,958,730.75  
  Total Loan Portfolio (TLP), gross  8,125,167,280.49 8,151,928,059.26  
  (a) Interbank Loans Receivable (IBL) 185,695,835.58 205,454,401.52  
  (b) Total Reverse Repurchase (RRPs) 211,228,785.12 228,554,098.17  
  of which:  
  Reverse Repurchase (RRPs) with BSP 184,283,469.10 214,043,605.24  
  Reverse Repurchase (RRPs) with Other Banks 26,115,614.28 13,163,953.13  
  (c) Loans and Receivable - Others, net of amortization 7,728,242,659.79 7,717,919,559.57  
  Allowance for Credit Losses  136,286,907.94 139,969,328.52  
  TLP, gross (exclusive of IBL) 7,939,471,444.91 7,946,473,657.74  
  TLP, gross (exclusive of IBL and RRP with BSP and Other Banks) 7,729,072,361.53 7,719,266,099.38  
  TOTAL INVESTMENTS, NET 3,369,013,237.87 3,381,776,562.39  
  (A) Financial Assets, net (Portfolio Investments) 3,074,646,717.49 3,085,629,074.22  
  Financial Assets, gross (net of amortization) 3,090,369,389.51 3,100,273,205.71  
  (1) Financial Assets Held for Trading (HFT) 162,748,238.39 166,269,275.64  
  (2) Financial Assets DFVPL 2,979,026.21 2,946,883.46  
  (3) Available-for-Sale (AFS) Financial Assets 678,383,839.42 684,123,316.25  
  (4) Held-to-Maturity (HTM) Financial Assets 2,246,258,285.49 2,246,933,730.35  
  (5) Unquoted Debt Securities Classified as Loans 0.00 0.00  
  (6) Investments in Non-Marketable Equity Securities 0.00 0.00  
  Accumulated Market Gains/Losses  1,136,699.20 2,203,184.93  
  Allowance for Credit Losses  16,859,371.21 16,847,316.42  
  (B) Equity Investment in Subsidiaries/Associates/Joint Ventures, net (Direct Investments) 294,366,520.38 296,147,488.17  
  ROPA, NET 59,343,605.22 59,254,081.45  
  Real and Other Properties Acquired (ROPA), gross 79,871,530.49 79,993,630.49  
  of which:  
  (1) Sales Contract Receivables, Gross 15,798,641.31 15,707,402.41  
  (a) Performing 12,788,031.91 12,812,639.77  
  (b) Non-Performing 3,010,609.39 2,894,762.64  
  Sales Contract Receivables, Net 15,085,334.35 15,112,493.30  
  (2) Non-Current Assets Held for Sale, Gross 2,146,192.68 2,125,022.99  
  Non-Current Assets Held for Sale, net 1,670,391.84 1,667,752.50  
  Unamortized Discount and Other Deferred Credits 41,241.72 41,413.03  
  Accummulated Depreciation 11,105,306.90 11,205,796.83  
  Allowance for Losses 9,381,376.64 9,492,339.18  
  OTHER ASSETS 477,313,271.06 470,508,295.11  
  LIABILITIES AND CAPITAL  
  LIABILITIES 12,167,829,907.46 12,265,161,909.40  
  FINANCIAL LIABILITIES HFT 28,846,929.82 29,455,056.54  
  FINANCIAL LIABILITIES DFVPL 0.00 0.00  
  DEPOSIT LIABILITIES 10,529,561,318.51 10,585,617,018.02  
  Peso Liabilities 8,725,649,089.31 8,770,889,357.06  
  Demand and NOW 2,497,106,059.18 2,546,335,654.68  
  Savings 4,248,082,810.25 4,232,285,342.79  
  Time 1,761,724,257.29 1,775,371,093.44  
  LTNCD 218,735,962.58 216,897,266.15  
  Foreign Currency 1,803,912,229.20 1,814,727,660.96  
  Demand and NOW 14,578,704.72 14,213,207.77  
  Savings 857,136,532.50 870,283,152.09  
  Time 932,196,991.98 930,231,301.10  
  LTNCD 0.00 0.00  
  DUE TO BANKS/OTHERS 106,535,414.11 100,212,415.82  
  BILLS PAYABLE 724,358,751.26 713,791,357.23  
  BONDS PAYABLE 268,291,813.76 316,672,048.58  
  UNSECURED SUBORDINATED DEBT, NET 79,563,831.27 79,569,213.71  
  REDEEMABLE PREFERRED SHARES 100.00 100.00  
  DERIVATIVES WITH NEGATIVE FAIR VALUE HELD FOR HEDGING 2,018,559.66 2,058,022.40  
  OTHER LIABILITIES 428,653,189.07 437,786,677.11  
  TOTAL CAPITAL ACCOUNTS  1,706,278,930.42 1,712,110,326.03  
  Capital Stock 796,916,346.13 796,947,909.77  
  Retained Earnings & Undivided Profits 851,490,495.53 856,026,049.49  
  Other Comprehensive Income (16,359,429.48) (15,055,550.60)  
  Appraisal Increment Reserves 1,141,587.97 1,141,587.97  
  Other Capital 73,089,930.28 73,050,329.39  
         
Source : Supervisory Data Center, Financial Supervision Sector, Bangko Sentral ng Pilipinas
Updated as of 4 April 2019