23 Loans Outstanding for Production and Household Consumption1/
 
 
Universal Banking System*
as of periods indicated
in billion pesos
 
 
  Jan-19 Feb-19  
       
Levels  
  I. Residents  
  A. For Production by Economic Activity2/ 6,864.342 6,853.562  
  Agriculture, Forestry and Fishing 181.999 181.994  
  Mining and Quarrying 53.183 52.983  
  Manufacturing 958.480 955.258  
  Electricity, Gas, Steam and Air-Conditioning Supply 887.105 879.515  
  Water supply, Sewerage, Waste management and Remediation Activities 80.675 81.036  
  Construction 275.666 281.903  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 1,070.982 1,065.790  
  Accommodation and Food Service Activities 142.627 142.317  
  Transportation and Storage 254.255 250.896  
  Information and Communication 305.867 297.548  
  Financial and Insurance Activities 711.561 704.324  
  Real Estate Activities 1,309.545 1,324.379  
  Professional, Scientific and Technical Activities 63.388 59.337  
  Administrative and Support Service Activities 30.016 33.621  
  Public Administration and Defense; Compulsory Social Security 133.547 132.309  
  Education 37.669 37.753  
  Human Health and Social Work Activities 55.702 56.841  
  Arts, Entertainment and Recreation 122.946 121.390  
  Other Service Activities 105.535 111.436  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 83.596 82.934  
  Activities of Extra-Territorial Organizations and Bodies 0.000 0.000  
   
  B. For Household Consumption 543.559 546.050  
  Credit Cards 234.327 234.849  
  Motor Vehicle Loans3/ 245.647 247.329  
  Auto Loans4/ 245.451 247.127  
  Motorcycle Loans4/ 0.196 0.202  
  Salary-Based General-Purpose Consumption Loans5/ 52.518 52.688  
  Others 11.067 11.184  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 184.283 214.044  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 7,592.184 7,613.656  
  Net of BSP RRP Agreements 7,407.901 7,399.612  
   
  II. Non-Residents 265.190 264.688  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 7,857.374 7,878.344  
  Net of BSP RRP Agreements 7,673.091 7,664.301  
   
  Memo Items:  
  a. Loans of domestic banks' foreign offices 55.152 53.619  
  b. Interbank Loans (inclusive of Loans to BSP) 185.696 205.454  
  c. Loans and Receivables Arising from Repurchase Agreements, Certificate of Assignment/Participation with Recourse, Securities Lending and Borrowing Transactions6/ 26.945 14.510  
   
  Total Loans Outstanding (inclusive of memo items)7/ 8,125.167 8,151.928  
   
Percentage Distribution8/  
  I. Residents  
  A. For Production by Economic Activity2/ 87.36% 86.99%  
  Agriculture, Forestry and Fishing 2.32% 2.31%  
  Mining and Quarrying 0.68% 0.67%  
  Manufacturing 12.20% 12.13%  
  Electricity, Gas, Steam and Air-Conditioning Supply 11.29% 11.16%  
  Water supply, Sewerage, Waste management and Remediation Activities 1.03% 1.03%  
  Construction 3.51% 3.58%  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 13.63% 13.53%  
  Accommodation and Food Service Activities 1.82% 1.81%  
  Transportation and Storage 3.24% 3.18%  
  Information and Communication 3.89% 3.78%  
  Financial and Insurance Activities 9.06% 8.94%  
  Real Estate Activities 16.67% 16.81%  
  Professional, Scientific and Technical Activities 0.81% 0.75%  
  Administrative and Support Service Activities 0.38% 0.43%  
  Public Administration and Defense; Compulsory Social Security 1.70% 1.68%  
  Education 0.48% 0.48%  
  Human Health and Social Work Activities 0.71% 0.72%  
  Arts, Entertainment and Recreation 1.56% 1.54%  
  Other Service Activities 1.34% 1.41%  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 1.06% 1.05%  
  Activities of Extra-Territorial Organizations and Bodies 0.00% 0.00%  
   
  B. For Household Consumption 6.92% 6.93%  
  Credit Cards 2.98% 2.98%  
  Motor Vehicle Loans3/ 3.13% 3.14%  
  Auto Loans4/ 3.12% 3.14%  
  Motorcycle Loans4/ 0.00% 0.00%  
  Salary-Based General-Purpose Consumption Loans5/ 0.67% 0.67%  
  Others 0.14% 0.14%  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 2.35% 2.72%  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 96.62% 96.64%  
  Net of BSP RRP Agreements 94.28% 93.92%  
   
  II. Non-Residents 3.38% 3.36%  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 100.00% 100.00%  
                 
                 
*Inclusive of branches/subsidiaries of foreign banks and government banks with universal banking license
1/ net of amortization
2/ per 2009 Philippine Standard Industrial Classification (PSIC) (effective Jun-2014)
3/ renamed effective Sep-2015 (formerly Auto Loans)
4/ effective Sep-2015
5/ renamed effective Sep-2015 (formerly Salary Loans)
6/ excludes BSP RRP Agreements
7/ sum of Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreement) and all Memo Items
8/ as to Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreements)
Note: Details may not add up to totals due to rounding-off
Source : Supervisory Data Center, Financial Supervision Sector, Bangko Sentral ng Pilipinas
Updated as of 4 April 2019