26   REAL ESTATE LOANS
             Universal Banking System 
             as of end of periods indicated
             in billion pesos
         
PARTICULARS Mar-11 Jun-11 Sep-11  
   
Levels
A. Real Estate Loans (RELs) 295.612 319.871 328.095  
  Residential 88.677 92.533 99.169  
  Commercial 206.935 227.338 228.926  
Current 277.399 302.016 309.455  
  Residential 82.987 86.625 93.133  
  Commercial 194.412 215.391 216.322  
Past Due (PDRELs) (Past Due + ITL) 18.213 17.855 18.640  
  Residential 5.689 5.908 6.035  
  Commercial 12.524 11.947 12.605  
Non-Performing (NPRELs) 17.362 16.886 16.888  
  Residential 5.025 5.335 5.399  
  Commercial 12.337 11.551 11.489  
   
   
Ratios (%)  
RELs / TLP (w/o IBL) 13.27 12.79 13.20  
Residential / RELs 30.00 28.93 30.23  
Commercial / RELs 70.00 71.07 69.77  
PDRELs / RELs 6.16 5.58 5.68  
PD Residential / Residential 6.42 6.38 6.09  
PD Commercial / Commercial 6.05 5.26 5.51  
NPRELs / RELs 5.87 5.28 5.15  
NP Residential / Residential 5.67 5.77 5.44  
NP Commercial / Commercial 5.96 5.08 5.02  
PDRELs / TLP (w/o IBL) 0.82 0.71 0.75  
NPRELs / TLP (w/o IBL) 0.78 0.67 0.68  
           
Note: Details may not add up to totals due to rounding-off
Source: Supervisory Data Center, Supervision and Examination Sector      
Updated as of 18 November 2011