27   AUTOLOANS         
           Universal Banking System         
           as of end of periods indicated        
           in billion pesos        
PARTICULARS March-09 June-09 September-09 December-09
   
Total Universal Banks  
     TOTAL AUTO LOANS 68.424 74.384 78.011 82.017
           PERFORMING 65.071 70.806 74.328 78.198
           NON-PERFORMING 3.352 3.578 3.683 3.819
     TOTAL LOAN PORTFOLIO (net of IBL) 2,115.650 2,123.630 2,084.271 2,285.209
     NON-PERFORMING LOANS  104.450 104.092 103.899 99.848
     Total ALs to TLP(%)                                             3.23                                                      3.50                                                      3.74                                                      3.59
     Non-Performing ALs to total NPLs (%)                                             3.21                                                      3.44                                                      3.54                                                      3.83
     Non-Performing ALs to TLP (%)                                             0.16                                                      0.17                                                      0.18                                                      0.17
     Non-Performing ALs to total ALs (%)                                             4.90                                                      4.81                                                      4.72                                                      4.66
   
Bank Proper  
     TOTAL AUTO LOANS 30.551 32.724 34.771 37.153
           PERFORMING 28.814 30.870 32.939 35.156
           NON-PERFORMING 1.737 1.854 1.832 1.998
     TOTAL LOAN PORTFOLIO (net of IBL) 1,920.836 1,924.579 1,876.847 2,050.878
     NON-PERFORMING LOANS  92.149 91.486 88.734 86.254
     Total ALs to TLP(%)                                             1.59                                                      1.70                                                      1.85                                                      1.81
     Non-Performing ALs to total NPLs (%)                                             1.89                                                      2.03                                                      2.06                                                      2.32
     Non-Performing ALs to TLP (%)                                             0.09                                                      0.10                                                      0.10                                                      0.10
     Non-Performing ALs to total ALs (%)                                             5.69                                                      5.67                                                      5.27                                                      5.38
   
Subsidiary  
     TOTAL AUTO LOANS 37.873 41.659 43.240 44.864
           PERFORMING 36.257 39.936 41.389 43.042
           NON-PERFORMING 1.615 1.723 1.851 1.822
     TOTAL LOAN PORTFOLIO (net of IBL) 194.814 199.051 207.423 234.331
     NON-PERFORMING LOANS  12.301 12.606 15.165 13.595
     Total ALs to TLP(%)                                           19.44                                                    20.93                                                    20.85                                                    19.15
     Non-Performing ALs to total NPLs (%)                                           13.13                                                    13.67                                                    12.21                                                    13.40
     Non-Performing ALs to TLP (%)                                             0.83                                                      0.87                                                      0.89                                                      0.78
     Non-Performing ALs to total ALs (%)                                             4.26                                                      4.14                                                      4.28                                                      4.06
   
         
   
   
Source : Supervisory Data Center, Supervision and Examination Sector        
Updated as of 09 March 2010