28 CREDIT CARD RECEIVABLES
 
 
Universal Banking System 
as of end of periods indicated
in billion pesos
 
           
  Mar-18 Jun-18 Sep-18 Dec-18  
           
  Credit Card Receivables (CCR)               253.656               268.295               279.097               306.295  
  Performing               239.696               253.835               264.886               290.832  
  Non-Performing                  13.960                  14.460                  14.211                  15.463  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL)           8,014.828           8,297.806           8,568.167           9,001.810  
  Total Non-Performing Loans (NPL)               132.197               143.786               146.566               148.412  
  CCR to TLP (%)                        3.16                        3.23                        3.26                        3.40  
  Non-Performing CCR to Total NPL (%)                     10.56                     10.06                        9.70                     10.42  
  Non-Performing CCR to TLP (%)                        0.17                        0.17                        0.17                        0.17  
  Non-Performing CCR to CCR (%)                        5.50                        5.39                        5.09                        5.05  
   
  Bank Proper  
  Credit Card Receivables (CCR)               190.970               203.021               212.767               234.280  
  Performing               178.102               189.690               199.698               220.101  
  Non-Performing                  12.868                  13.331                  13.069                  14.179  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL)           7,177.017           7,431.354           7,685.001           8,095.695  
  Total Non-Performing Loans (NPL)                  94.214               100.011               102.459               102.821  
  CCR to TLP (%)                        2.66                        2.73                        2.77                        2.89  
  Non-Performing CCR to Total NPL (%)                     13.66                     13.33                     12.76                     13.79  
  Non-Performing CCR to TLP (%)                        0.18                        0.18                        0.17                        0.18  
  Non-Performing CCR to CCR (%)                        6.74                        6.57                        6.14                        6.05  
   
  Subsidiaries 1/  
  Credit Card Receivables (CCR)                  62.685                  65.274                  66.330                  72.015  
  Performing                  61.594                  64.145                  65.188                  70.730  
  Non-Performing                     1.091                     1.129                     1.142                     1.284  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL)               837.811               866.452               883.166               906.115  
  Total Non-Performing Loans (NPL)                  37.983                  43.775                  44.107                  45.591  
  CCR to TLP (%)                        7.48                        7.53                        7.51                        7.95  
  Non-Performing CCR to Total NPL (%)                        2.87                        2.58                        2.59                        2.82  
  Non-Performing CCR to TLP (%)                        0.13                        0.13                        0.13                        0.14  
  Non-Performing CCR to CCR (%)                        1.74                        1.73                        1.72                        1.78  
                     
1/ Inclusive of thrift bank subsidiaries of universal banks
Source : Supervisory Data Center, Financial Supervision Sector, Bangko Sentral ng Pilipinas
Updated as of 7 March 2019
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