3 Balance Sheet                      
                         
                         
  Philippine Banking System                      
  as of end of periods indicated                      
  amounts in thousand Pesos                      
                         
   
  Selected Accounts Jan-18 Feb-18 Mar-18 Apr-18 May-18 Jun-18 Jul-18 Aug-18 Sep-18 Oct-18  
   
  TOTAL ASSETS  15,079,920,827.09 15,167,240,819.67 15,333,441,648.79 15,372,107,253.21 15,561,789,235.86 15,706,437,837.57 15,754,477,426.83 15,922,405,686.22 16,117,725,652.44 16,239,287,157.37  
  CASH AND DUE FROM BANKS 2,603,978,351.83 2,558,368,913.55 2,517,555,391.74 2,487,946,374.15 2,523,423,958.53 2,409,176,747.69 2,419,422,391.83 2,481,559,316.30 2,401,075,659.70 2,449,779,892.95  
  TLP (INCLUSIVE OF IBL AND RRPs) , NET  8,637,967,451.09 8,624,937,255.67 8,798,627,475.73 8,867,902,266.45 8,963,068,527.51 9,153,180,647.71 9,189,340,598.35 9,232,559,193.84 9,506,115,128.90 9,561,043,469.87  
  Total Loan Portfolio (TLP), gross  8,825,609,353.62 8,818,461,678.71 8,997,102,965.97 9,067,710,475.12 9,161,681,678.68 9,352,689,176.79 9,390,945,489.63 9,435,212,044.74 9,701,801,413.39 9,757,578,722.40  
  (a) Interbank Loans Receivable (IBL) 310,029,247.72 264,144,156.84 230,972,106.84 263,658,081.22 260,215,776.42 280,181,990.26 212,861,043.53 224,711,259.58 282,115,666.33 271,535,156.20  
  (b) Total Reverse Repurchase (RRPs) 380,486,136.88 326,242,450.91 409,762,888.61 318,080,050.59 328,100,384.86 370,572,728.96 388,707,993.79 318,030,166.81 418,089,222.99 381,775,781.12  
  of which:  
  Reverse Repurchase (RRPs) with BSP 304,259,661.92 257,767,000.00 303,453,134.79 225,314,000.00 249,484,000.00 271,091,000.00 303,433,809.37 223,792,556.22 296,571,000.00 260,567,000.00  
  Reverse Repurchase (RRPs) with Other Banks 35,978,824.51 44,337,041.11 49,851,412.33 69,224,031.84 51,126,078.10 74,357,372.99 59,260,141.53 50,250,648.43 63,830,154.31 65,203,094.09  
  (c) Loans and Receivable - Others, net of amortization 8,135,093,969.02 8,228,075,070.97 8,356,367,970.52 8,485,972,343.31 8,573,365,517.40 8,701,934,457.56 8,789,376,452.31 8,892,470,618.34 9,001,596,524.07 9,104,267,785.09  
  Allowance for Credit Losses  187,641,902.53 193,524,423.04 198,475,490.23 199,808,208.67 198,613,151.18 199,508,529.07 201,604,891.28 202,652,850.90 195,686,284.49 196,535,252.53  
  TLP, gross (exclusive of IBL) 8,515,580,105.89 8,554,317,521.88 8,766,130,859.13 8,804,052,393.90 8,901,465,902.26 9,072,507,186.53 9,178,084,446.10 9,210,500,785.16 9,419,685,747.06 9,486,043,566.20  
  TLP, gross (exclusive of IBL and RRP with BSP and Other Banks) 8,175,341,619.47 8,252,213,480.76 8,412,826,312.01 8,509,514,362.06 8,600,855,824.16 8,727,058,813.54 8,815,390,495.21 8,936,457,580.51 9,059,284,592.75 9,160,273,472.12  
  TOTAL INVESTMENTS, NET 3,215,958,282.04 3,346,607,123.50 3,365,417,647.77 3,370,578,704.89 3,412,821,133.63 3,480,066,384.01 3,490,228,574.08 3,537,699,356.03 3,555,299,178.23 3,565,819,903.47  
  (A) Financial Assets, net (Portfolio Investments) 2,953,186,733.17 3,079,069,699.58 3,098,751,914.97 3,100,692,701.30 3,142,761,411.06 3,201,950,066.69 3,208,469,213.12 3,255,566,669.34 3,263,147,832.61 3,272,708,502.70  
  Financial Assets, gross (net of amortization) 2,967,226,938.19 3,106,531,519.61 3,122,686,302.79 3,131,330,551.51 3,175,035,621.54 3,238,204,441.19 3,242,768,563.54 3,288,153,223.03 3,296,657,379.18 3,310,366,508.56  
  (1) Financial Assets Held for Trading (HFT) 225,799,107.62 257,825,821.12 241,555,740.50 227,218,701.44 219,594,419.01 202,446,903.02 211,269,322.04 224,748,316.98 197,557,162.33 195,259,719.83  
  (2) Financial Assets DFVPL 20,435,247.45 17,942,900.05 17,182,626.75 16,910,353.61 15,473,600.35 14,826,259.59 14,756,985.55 13,354,565.63 13,127,638.53 13,987,794.36  
  (3) Available-for-Sale (AFS) Financial Assets 824,529,477.57 860,046,912.03 846,267,132.40 854,752,297.60 859,044,185.86 877,807,342.59 864,979,374.60 874,346,181.76 745,816,894.21 750,830,580.92  
  (4) Held-to-Maturity (HTM) Financial Assets 1,834,555,585.84 1,924,248,104.21 1,960,719,515.47 1,973,815,504.32 2,021,535,893.64 2,079,522,599.14 2,081,354,991.17 2,107,495,365.87 2,338,886,656.42 2,349,049,385.76  
  (5) Unquoted Debt Securities Classified as Loans 57,436,995.88 42,002,620.43 54,452,170.06 56,125,387.92 56,840,319.49 61,081,088.40 67,887,842.99 65,690,036.98 1,088,245.98 1,058,245.98  
  (6) Investments in Non-Marketable Equity Securities 4,470,523.83 4,465,161.77 2,509,117.60 2,508,306.61 2,547,203.19 2,520,248.44 2,520,047.21 2,518,755.81 180,781.71 180,781.71  
  Accumulated Market Gains/Losses  5,899,195.98 (7,353,111.72) (4,866,561.16) (8,314,752.48) (9,806,646.38) (13,716,003.48) (11,715,852.36) (9,962,165.35) (15,471,376.82) (19,660,260.74)  
  Allowance for Credit Losses  19,939,401.00 20,108,708.31 19,067,826.65 22,323,097.73 22,467,564.10 22,538,371.03 22,583,498.06 22,624,388.34 18,038,169.74 17,997,745.13  
  (B) Equity Investment in Subsidiaries/Associates/Joint Ventures, net (Direct Investments) 262,771,548.87 267,537,423.92 266,665,732.80 269,886,003.59 270,059,722.57 278,116,317.32 281,759,360.96 282,132,686.69 292,151,345.62 293,111,400.77  
  ROPA, NET 92,134,399.50 91,773,928.38 92,165,561.86 91,891,605.61 91,921,181.37 95,896,106.62 95,723,410.52 95,856,299.08 95,977,795.92 96,406,582.03  
  Real and Other Properties Acquired (ROPA), gross 122,027,908.52 121,793,433.87 122,095,292.15 121,944,112.20 121,875,982.14 125,460,818.40 125,407,914.31 124,978,313.14 124,976,030.16 125,573,303.98  
  of which:  
  (1) Sales Contract Receivables, Gross 18,419,867.59 18,306,492.30 18,802,778.04 18,164,091.05 17,995,282.72 22,276,264.55 22,136,500.00 22,104,696.73 21,921,979.25 21,740,873.03  
  (a) Performing 12,643,857.60 12,847,026.35 13,495,757.21 13,020,958.63 12,881,377.55 17,225,250.74 17,068,913.58 17,205,232.10 16,978,435.46 16,406,718.78  
  (b) Non-Performing 5,776,009.99 5,459,465.96 5,307,020.82 5,143,132.42 5,113,905.16 5,051,013.81 5,067,586.42 4,899,464.63 4,943,543.79 5,334,154.25  
  Sales Contract Receivables, Net 17,179,287.57 17,047,968.11 17,500,501.36 16,810,701.18 16,651,728.47 20,943,008.99 20,812,976.76 20,781,994.21 20,594,582.96 20,449,239.59  
  (2) Non-Current Assets Held for Sale, Gross 4,555,922.66 4,377,507.58 4,480,024.98 4,657,977.70 4,550,768.10 4,487,478.69 4,730,448.25 4,874,664.71 5,101,952.37 5,312,750.88  
  Non-Current Assets Held for Sale, net 3,631,509.35 3,354,148.79 3,445,637.15 3,638,151.89 3,509,269.18 3,448,303.04 3,669,674.89 3,791,625.54 4,018,572.37 4,179,055.12  
  Unamortized Discount and Other Deferred Credits 305,148.68 305,031.98 300,785.17 302,734.64 300,957.94 319,854.93 319,845.25 315,953.62 326,808.07 324,053.88  
  Accummulated Depreciation 15,866,031.15 15,931,959.12 15,989,700.90 16,087,437.95 15,996,519.86 15,794,950.65 15,960,088.47 15,649,198.82 15,606,169.48 15,790,515.33  
  Allowance for Losses 13,722,329.19 13,782,514.40 13,639,244.23 13,662,334.00 13,657,322.96 13,449,906.21 13,404,570.07 13,156,861.61 13,065,256.68 13,052,152.74  
  OTHER ASSETS 529,882,342.62 545,553,598.57 559,675,571.69 553,788,302.11 570,554,434.81 568,117,951.54 559,762,452.06 574,731,520.96 559,257,889.69 566,237,309.04  
  LIABILITIES AND CAPITAL  
  LIABILITIES 13,283,540,178.10 13,378,389,407.37 13,536,202,521.60 13,509,990,090.82 13,638,711,394.36 13,766,452,920.09 13,785,490,332.89 13,934,876,687.80 14,104,670,517.52 14,218,750,887.46  
  FINANCIAL LIABILITIES HFT 34,630,796.97 40,727,065.79 38,896,083.09 37,800,837.09 36,711,209.92 44,530,773.31 41,514,505.84 39,286,168.26 45,262,111.50 44,102,273.65  
  FINANCIAL LIABILITIES DFVPL 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00  
  DEPOSIT LIABILITIES 11,736,902,681.21 11,841,498,312.59 11,963,273,728.59 11,948,937,504.49 12,041,599,217.61 12,152,245,862.69 12,214,714,233.87 12,281,565,039.79 12,404,422,544.89 12,440,961,216.55  
  Peso Liabilities 9,684,592,661.27 9,781,051,913.92 9,942,058,035.52 9,921,751,853.23 9,999,664,527.37 10,109,451,278.91 10,129,110,571.32 10,204,246,950.21 10,289,902,076.73 10,303,237,029.68  
  Demand and NOW 2,669,458,651.82 2,698,422,104.89 2,717,844,965.46 2,801,040,971.96 2,787,530,545.61 2,808,032,691.40 2,838,019,862.86 2,817,079,100.96 2,826,719,415.42 2,823,356,000.04  
  Savings 4,517,794,831.62 4,548,701,906.31 4,632,711,028.70 4,558,736,124.88 4,679,244,960.46 4,744,609,813.13 4,737,926,632.40 4,819,434,919.92 4,898,396,387.41 4,913,532,765.13  
  Time 2,303,287,741.86 2,336,866,807.72 2,394,459,590.30 2,364,921,736.34 2,326,494,004.58 2,348,073,061.48 2,332,489,337.33 2,341,958,489.70 2,340,415,919.37 2,330,379,011.69  
  LTNCD 194,051,435.97 197,061,095.01 197,042,451.06 197,053,020.05 206,395,016.72 208,735,712.89 220,674,738.72 225,774,439.63 224,370,354.53 235,969,252.83  
  Foreign Currency 2,052,310,020.23 2,060,446,398.96 2,021,215,692.96 2,027,185,651.15 2,041,934,690.23 2,042,794,583.95 2,085,603,662.73 2,077,318,089.76 2,114,520,468.33 2,137,724,187.05  
  Demand and NOW 67,439,287.21 68,933,676.54 65,164,228.57 63,445,358.21 61,693,159.75 61,439,134.38 65,637,332.82 67,725,020.90 64,407,256.24 68,732,056.96  
  Savings 983,841,383.03 988,605,462.80 961,645,787.46 990,307,198.36 992,341,430.86 994,709,882.14 1,024,968,516.74 1,021,743,667.59 1,036,862,959.04 1,046,451,891.46  
  Time 1,001,029,349.99 1,002,907,259.62 994,405,676.93 973,433,094.58 987,900,099.62 986,645,567.44 994,997,813.17 987,849,401.27 1,013,250,253.05 1,022,540,238.62  
  LTNCD 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00  
  DUE TO BANKS/OTHERS 161,154,902.42 167,673,991.47 147,748,262.48 163,304,069.68 169,881,023.80 162,762,493.72 195,569,821.30 204,741,773.86 159,723,116.54 169,759,257.32  
  BILLS PAYABLE 652,027,251.15 616,050,425.34 659,884,300.77 611,942,220.29 614,424,657.33 659,906,856.95 575,280,910.77 648,463,089.19 685,990,768.54 738,553,276.00  
  BONDS PAYABLE 110,806,267.57 120,364,134.06 136,119,452.20 158,106,866.70 160,467,858.05 162,976,165.92 162,227,533.75 163,398,378.89 212,988,682.07 210,968,710.11  
  UNSECURED SUBORDINATED DEBT, NET 86,989,977.32 86,995,502.88 87,004,839.88 86,913,270.30 86,918,727.63 86,918,528.30 86,924,035.82 86,929,568.28 86,934,966.29 86,940,206.10  
  REDEEMABLE PREFERRED SHARES 887,775.21 887,775.21 878,556.99 878,413.59 878,413.60 878,747.90 878,747.90 878,747.90 878,747.90 878,747.90  
  DERIVATIVES WITH NEGATIVE FAIR VALUE HELD FOR HEDGING 54.12 54.25 114,095.77 2,114.45 94,124.43 53,254.66 1,214.92 116,820.64 0.00 0.00  
  OTHER LIABILITIES 500,140,472.14 504,192,145.78 502,283,201.85 502,104,794.23 527,736,162.00 496,180,236.64 508,379,328.72 509,497,100.99 508,469,579.79 526,587,199.83  
  TOTAL CAPITAL ACCOUNTS  1,796,380,648.98 1,788,851,412.30 1,797,239,127.18 1,862,117,162.40 1,923,077,841.49 1,939,984,917.48 1,968,987,093.94 1,987,528,998.42 2,013,055,134.93 2,020,536,269.91  
  Capital Stock 810,712,846.34 810,760,099.38 821,633,851.28 880,778,404.86 930,670,284.13 937,189,687.78 952,250,966.08 953,127,513.00 962,582,016.81 963,021,761.58  
  Retained Earnings & Undivided Profits 828,852,104.51 832,999,974.98 835,560,950.24 843,721,901.62 856,568,368.95 870,625,636.98 882,739,386.30 898,333,051.39 918,957,519.06 932,527,309.30  
  Other Comprehensive Income (14,145,377.27) (24,975,834.03) (23,437,083.79) (26,803,728.72) (28,937,221.27) (33,108,907.87) (30,794,820.12) (28,727,926.38) (33,358,694.28) (38,458,199.92)  
  Appraisal Increment Reserves 2,978,467.35 2,979,652.65 2,968,781.30 2,969,966.59 2,971,151.89 2,969,019.12 2,970,204.42 2,971,389.72 2,972,575.02 2,973,760.31  
  Other Capital 167,982,608.06 167,087,519.33 160,512,628.16 161,450,618.05 161,805,257.79 162,309,481.47 161,821,357.27 161,824,970.70 161,901,718.32 160,471,638.63  
                         
Source : Supervisory Data Center, Financial Supervision Sector, Bangko Sentral ng Pilipinas
Updated as of 7 December 2018