32 Loans Outstanding for Production and Household Consumption1/
 
 
Commercial Banking System 
as of periods indicated
in billion pesos
 
 
  Jan-19 Feb-19 Mar-19 Apr-19  
           
Levels  
  I. Residents  
  A. For Production by Economic Activity2/ 415.579 397.975 389.220 405.145  
  Agriculture, Forestry and Fishing 10.155 12.561 12.952 13.491  
  Mining and Quarrying 0.542 0.525 0.512 0.505  
  Manufacturing 117.150 110.231 102.636 115.992  
  Electricity, Gas, Steam and Air-Conditioning Supply 40.329 42.660 42.535 38.417  
  Water supply, Sewerage, Waste management and Remediation Activities 3.108 3.108 3.420 3.434  
  Construction 18.351 18.798 18.613 18.775  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 55.890 53.257 52.681 55.271  
  Accommodation and Food Service Activities 8.567 8.481 8.364 8.281  
  Transportation and Storage 16.796 16.798 16.373 16.275  
  Information and Communication 5.725 4.968 5.060 5.105  
  Financial and Insurance Activities 35.963 34.230 33.375 33.944  
  Real Estate Activities 72.150 72.578 73.191 75.516  
  Professional, Scientific and Technical Activities 1.641 1.506 1.487 1.397  
  Administrative and Support Service Activities 2.765 2.611 2.390 2.291  
  Public Administration and Defense; Compulsory Social Security 2.635 2.768 2.846 2.811  
  Education 2.022 2.105 2.138 2.111  
  Human Health and Social Work Activities 0.468 0.479 0.459 0.469  
  Arts, Entertainment and Recreation 6.303 6.295 6.186 7.132  
  Other Service Activities 13.871 2.756 2.732 2.649  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 1.146 1.260 1.270 1.279  
  Activities of Extra-Territorial Organizations and Bodies 0.000 0.000 0.000 0.000  
   
  B. For Household Consumption 116.523 129.226 129.222 130.780  
  Credit Cards 52.362 62.629 62.361 63.783  
  Motor Vehicle Loans3/ 45.597 45.455 45.499 45.518  
  Auto Loans4/ 43.180 42.958 42.929 42.849  
  Motorcycle Loans4/ 2.416 2.497 2.569 2.669  
  Salary-Based General-Purpose Consumption Loans5/ 16.913 18.182 18.453 18.568  
  Others 1.651 2.960 2.910 2.912  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 76.058 46.306 43.655 58.690  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 608.160 573.507 562.097 594.615  
  Net of BSP RRP Agreements 532.102 527.201 518.442 535.925  
   
  II. Non-Residents 13.646 13.416 12.914 13.134  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 621.805 586.923 575.011 607.748  
  Net of BSP RRP Agreements 545.748 540.617 531.356 549.058  
   
  Memo Items:  
  a. Loans of domestic banks' foreign offices 0.000 0.000 0.000 0.000  
  b. Interbank Loans (inclusive of Loans to BSP) 47.255 49.602 39.050 56.729  
  c. Loans and Receivables Arising from Repurchase Agreements, Certificate of Assignment/Participation with Recourse, Securities Lending and Borrowing Transactions6/ 58.256 56.321 95.201 83.562  
   
  Total Loans Outstanding (inclusive of memo items)7/ 727.316 692.846 709.262 748.040  
   
Percentage Distribution8/  
  I. Residents  
  A. For Production by Economic Activity2/ 66.83% 67.81% 67.69% 66.66%  
  Agriculture, Forestry and Fishing 1.63% 2.14% 2.25% 2.22%  
  Mining and Quarrying 0.09% 0.09% 0.09% 0.08%  
  Manufacturing 18.84% 18.78% 17.85% 19.09%  
  Electricity, Gas, Steam and Air-Conditioning Supply 6.49% 7.27% 7.40% 6.32%  
  Water supply, Sewerage, Waste management and Remediation Activities 0.50% 0.53% 0.59% 0.57%  
  Construction 2.95% 3.20% 3.24% 3.09%  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 8.99% 9.07% 9.16% 9.09%  
  Accommodation and Food Service Activities 1.38% 1.44% 1.45% 1.36%  
  Transportation and Storage 2.70% 2.86% 2.85% 2.68%  
  Information and Communication 0.92% 0.85% 0.88% 0.84%  
  Financial and Insurance Activities 5.78% 5.83% 5.80% 5.59%  
  Real Estate Activities 11.60% 12.37% 12.73% 12.43%  
  Professional, Scientific and Technical Activities 0.26% 0.26% 0.26% 0.23%  
  Administrative and Support Service Activities 0.44% 0.44% 0.42% 0.38%  
  Public Administration and Defense; Compulsory Social Security 0.42% 0.47% 0.50% 0.46%  
  Education 0.33% 0.36% 0.37% 0.35%  
  Human Health and Social Work Activities 0.08% 0.08% 0.08% 0.08%  
  Arts, Entertainment and Recreation 1.01% 1.07% 1.08% 1.17%  
  Other Service Activities 2.23% 0.47% 0.48% 0.44%  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 0.18% 0.21% 0.22% 0.21%  
  Activities of Extra-Territorial Organizations and Bodies 0.00% 0.00% 0.00% 0.00%  
   
  B. For Household Consumption 18.74% 22.02% 22.47% 21.52%  
  Credit Cards 8.42% 10.67% 10.85% 10.49%  
  Motor Vehicle Loans3/ 7.33% 7.74% 7.91% 7.49%  
  Auto Loans4/ 6.94% 7.32% 7.47% 7.05%  
  Motorcycle Loans4/ 0.39% 0.43% 0.45% 0.44%  
  Salary-Based General-Purpose Consumption Loans5/ 2.72% 3.10% 3.21% 3.06%  
  Others 0.27% 0.50% 0.51% 0.48%  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 12.23% 7.89% 7.59% 9.66%  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 97.81% 97.71% 97.75% 97.84%  
  Net of BSP RRP Agreements 85.57% 89.82% 90.16% 88.18%  
   
  II. Non-Residents 2.19% 2.29% 2.25% 2.16%  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 100.00% 100.00% 100.00% 100.00%  
                     
                     
*Inclusive of branches/subsidiaries of foreign banks with commercial banking license
1/ net of amortization
2/ per 2009 Philippine Standard Industrial Classification (PSIC) (effective Jun-2014)
3/ renamed effective Sep-2015 (formerly Auto Loans)
4/ effective Sep-2015
5/ renamed effective Sep-2015 (formerly Salary Loans)
6/ excludes BSP RRP Agreements
7/ sum of Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreement) and all Memo Items
8/ as to Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreements)
Note: Details may not add up to totals due to rounding-off
Source : Supervisory Data Center, Financial Supervision Sector, Bangko Sentral ng Pilipinas
Updated as of 7 June 2019