35 REAL ESTATE EXPOSURE
 
 
Commercial Banking System
as of end of periods indicated
in billion pesos
 
          Bank Proper and Trust Department Bank Proper Trust Department
  Mar-14 Mar-14 Mar-14  
         
  Levels/1
  Real Estate Loans (REL) 22.132 22.128 0.003  
  Residential REL 8.476 8.473 0.003  
  Commercial REL 13.655 13.655 0.000  
  Current 20.408 20.408 0.000  
  Residential REL 8.064 8.064 0.000  
  Commercial REL 12.345 12.345 0.000  
  Past Due (PD) REL 1.723 1.720 0.003  
  Residential REL 0.413 0.409 0.003  
  Commercial REL 1.310 1.310 0.000  
  Gross Non-Performing (NP) REL 1.697 1.693 0.003  
  Residential REL 0.389 0.385 0.003  
  Commercial REL 1.308 1.308 0.000  
  Real Estate Investment (REI) 2.657 1.212 1.445  
  Debt Securities 2.612 1.212 1.400  
  Equity Securities 0.045 0.000 0.045  
  Past Due (PD) REI 0.000 0.000 0.000  
  Debt Securities 0.000 0.000 0.000  
  Equity Securities 0.000 0.000 0.000  
   
  Ratios (%)  
  Real Estate Loans (REL)  
  RELs/TLP (exclusive of IBL) 6.11 6.35 0.02  
  Residential REL / REL 38.30 38.29 100.00  
  Commercial REL/ REL 61.70 61.71 0.00  
  PDREL / REL 7.79 7.77 100.00  
  PD Residential REL / Residential REL 4.87 4.83 100.00  
  PD Commercial REL / Commercial REL 9.60 9.60 0.00  
  Gross NPREL / REL 7.67 7.65 100.00  
  Gross NP Residential REL / Residential REL 4.59 4.55 100.00  
  Gross NP Commercial REL/ Commercial REL 9.58 9.58 0.00  
  Real Estate Investment (REI)  
  PDREI / REI 0.00 0.00 0.00  
  PD Debt Securities REI / Debt Securities REI 0.00 0.00 0.00  
  PD Equity Securities REI / Equity Securities REI 0.00 0.00 0.00  
                       
   
  Note: Details may not add up to totals due to rounding-off  
  1/Inclusive of Subsidiaries  
   
  Source: Supervisory Data Center, Supervision and Examination Sector  
  Updated as of 19 June 2014