35 REAL ESTATE LOANS
Commercial Banking System
as of end of periods indicated
in billion pesos
PARTICULARS		Mar-11	Jun-11	Sep-11
Levels
A. Real Estate Loans (RELs)		23.226	27.620	27.428
	Residential	8.204	11.116	11.371
	Commercial	15.021	16.503	16.057
Current		20.711	24.956	24.115
	Residential	7.940	10.727	10.893
	Commercial	12.770	14.229	13.222
Past Due (PDRELs) (Past Due + ITL)		2.515	2.663	3.313
	Residential	0.264	0.389	0.478
	Commercial	2.251	2.274	2.835
Non-Performing (NPRELs)		2.425	2.591	3.124
	Residential	0.219	0.346	0.349
	Commercial	2.207	2.245	2.774
Ratios (%)
RELs / TLP (w/o IBL)		6.41	13.69	7.16
Residential / RELs		35.32	40.25	41.46
Commercial / RELs		64.68	59.75	58.54
PDRELs / RELs		10.83	9.64	12.08
PD Residential / Residential		3.22	3.50	4.21
PD Commercial / Commercial		14.99	13.78	17.65
NPRELs / RELs		10.44	9.38	11.39
NP Residential / Residential		2.67	3.12	3.07
NP Commercial / Commercial		14.69	13.60	17.28
PDRELs / TLP (w/o IBL)		0.69	1.32	0.87
NPRELs / TLP (w/o IBL)		0.67	1.28	0.82
Note: Details may not add up to totals due to rounding-off
Source: Supervisory Data Center, Supervision and Examination Sector
Updated as of 18 November 2011