37   CREDIT CARD RECEIVABLES     
           Commercial Banking System     
           as of end of periods indicated    
           in billion pesos    
PARTICULARS March-11 June-11
   
Total Commercial Banks  
     TOTAL CREDIT CARD RECEIVABLES 41.671 40.563
           PERFORMING 39.141 38.385
           NON-PERFORMING 2.530 2.178
     TOTAL LOAN PORTFOLIO (Net of IBL) 385.025 367.712
     NON-PERFORMING LOANS 18.735 18.906
     TOTAL CCRs TO TLP (%)                                 10.82                                 11.03
     Non-Performing CCRs to total NPLs (%)                                 13.51                                 11.52
     Non-Performing CCRs to TLP (%)                                   0.66                                   0.59
     Non-Performing CCRs to total CCRs (%)                                   6.07                                   5.37
   
Bank Proper  
     TOTAL CREDIT CARD RECEIVABLES                               41.428                               40.313
           PERFORMING                               38.954                               38.184
           NON-PERFORMING                                 2.474                                 2.129
     TOTAL LOAN PORTFOLIO (Net of IBL)                             362.145                             356.686
     NON-PERFORMING LOANS                               15.532                               16.129
     TOTAL CCRs TO TLP (%)                                 11.44                                 11.30
     Non-Performing CCRs to total NPLs (%)                                 15.93                                 13.20
     Non-Performing CCRs to TLP (%)                                   0.68                                   0.60
     Non-Performing CCRs to total CCRs (%)                                   5.97                                   5.28
   
Subsidiary and Affiliates  
     TOTAL CREDIT CARD RECEIVABLES 0.243 0.250
           PERFORMING 0.187 0.201
           NON-PERFORMING 0.056 0.049
     TOTAL LOAN PORTFOLIO (Net of IBL) 22.881 11.026
     NON-PERFORMING LOANS 3.203 2.777
     TOTAL CCRs TO TLP (%) 1.06 2.27
     Non-Performing CCRs to total NPLs (%) 1.76 1.78
     Non-Performing CCRs to TLP (%) 0.00 0.00
     Non-Performing CCRs to total CCRs (%) 0.00 0.00
     
   
   
Source : Supervisory Data Center, Supervision and Examination Sector    
Updated as of 18 November 2011