39 Balance Sheet
	Thrift Bank Group
	as of end of periods indicated
	amounts in thousand Pesos
	Selected Accounts	Jan-18	Feb-18	Mar-18	Apr-18	May-18	Jun-18	Jul-18	Aug-18	Sep-18	Oct-18
	TOTAL ASSETS	1,162,085,740.91	1,164,098,723.08	1,168,004,420.39	1,169,923,235.62	1,175,135,344.87	1,187,763,904.68	1,194,314,008.49	1,197,089,590.73	1,205,767,381.49	1,204,098,239.52
	CASH AND DUE FROM BANKS	147,146,733.96	128,474,101.62	141,213,301.85	129,254,393.29	135,933,255.15	138,172,999.28	129,562,673.60	138,851,508.54	132,643,928.83	136,364,284.44
	TLP (INCLUSIVE OF IBL AND RRPs) , NET	832,966,059.93	846,807,849.61	838,829,492.63	852,117,956.12	851,504,149.01	857,389,544.27	873,742,334.78	864,896,047.94	879,969,031.78	873,956,635.82
	Total Loan Portfolio (TLP), gross	860,143,703.51	874,230,333.60	865,483,662.07	878,817,140.15	879,414,603.34	885,384,706.98	901,980,495.17	893,580,263.67	907,083,378.91	900,216,791.69
	(a) Interbank Loans Receivable (IBL)	5,892,033.10	2,189,117.35	1,071,144.79	3,232,977.53	6,506,744.37	3,124,551.26	1,493,993.65	4,942,684.73	1,295,504.58	3,289,153.75
	(b) Total Reverse Repurchase (RRPs)	27,334,156.10	43,049,000.00	24,928,216.56	34,136,000.00	28,031,000.00	31,687,000.00	45,872,680.24	30,273,124.20	42,607,000.00	30,142,000.00
	of which:
	Reverse Repurchase (RRPs) with BSP	27,334,156.10	43,049,000.00	24,928,216.56	34,136,000.00	28,031,000.00	31,687,000.00	45,872,680.24	30,273,124.20	42,607,000.00	30,142,000.00
	Reverse Repurchase (RRPs) with Other Banks	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	(c) Loans and Receivable - Others, net of amortization	826,917,514.31	828,992,216.25	839,484,300.72	841,448,162.62	844,876,858.96	850,573,155.72	854,613,821.28	858,364,454.74	863,180,874.33	866,785,637.95
	Allowance for Credit Losses	27,177,643.58	27,422,483.99	26,654,169.44	26,699,184.03	27,910,454.33	27,995,162.71	28,238,160.38	28,684,215.73	27,114,347.12	26,260,155.87
	TLP, gross (exclusive of IBL)	854,251,670.41	872,041,216.25	864,412,517.28	875,584,162.62	872,907,858.96	882,260,155.72	900,486,501.52	888,637,578.94	905,787,874.33	896,927,637.95
	TLP, gross (exclusive of IBL and RRP with BSP and Other Banks)	826,917,514.31	828,992,216.25	839,484,300.72	841,448,162.62	844,876,858.96	850,573,155.72	854,613,821.28	858,364,454.74	863,180,874.33	866,785,637.95
	TOTAL INVESTMENTS, NET	116,003,375.43	116,226,633.45	115,098,718.71	115,589,043.68	114,677,546.11	123,995,218.89	122,364,086.28	123,987,477.51	123,138,114.25	123,476,354.95
	(A) Financial Assets, net (Portfolio Investments)	113,575,667.15	113,931,304.66	112,874,850.30	113,111,851.28	112,106,691.08	114,415,569.96	112,765,687.71	114,357,202.91	113,491,202.91	113,761,325.02
	Financial Assets, gross (net of amortization)	114,566,567.10	115,514,616.28	114,344,525.36	114,852,880.33	114,021,993.78	116,514,020.00	114,752,706.96	116,300,348.10	115,716,120.69	116,363,719.00
	(1) Financial Assets Held for Trading (HFT)	2,602,219.40	2,445,351.31	2,649,748.34	2,634,813.58	3,304,227.09	3,492,562.82	2,150,876.03	4,101,771.20	4,106,167.67	3,998,105.29
	(2) Financial Assets DFVPL	1,096,238.15	1,485,478.11	1,295,257.94	1,370,763.23	1,341,235.88	1,475,408.84	1,349,773.44	6,704.70	6,878.57	6,863.90
	(3) Available-for-Sale (AFS) Financial Assets	35,724,946.16	35,414,481.97	33,800,942.53	34,630,067.65	34,402,877.87	35,164,718.99	34,803,609.32	35,120,972.54	33,449,072.84	32,961,879.18
	(4) Held-to-Maturity (HTM) Financial Assets	71,496,711.68	73,513,578.52	73,947,859.82	73,578,556.06	72,308,748.77	73,831,066.10	73,884,359.67	74,511,645.78	78,124,001.61	79,396,870.64
	(5) Unquoted Debt Securities Classified as Loans	3,574,527.49	2,583,802.13	2,578,792.50	2,566,755.58	2,592,979.94	2,478,339.02	2,492,164.28	2,488,829.66	30,000.00	0.00
	(6) Investments in Non-Marketable Equity Securities	71,924.23	71,924.23	71,924.23	71,924.23	71,924.23	71,924.23	71,924.23	70,424.23	0.00	0.00
	Accumulated Market Gains/Losses	(500,507.22)	(1,088,761.58)	(958,746.75)	(1,225,489.13)	(1,373,890.93)	(1,554,876.72)	(1,439,241.55)	(1,391,186.97)	(1,868,243.42)	(2,271,504.33)
	Allowance for Credit Losses	490,392.73	494,550.04	510,928.30	515,539.92	541,411.77	543,573.31	547,777.70	551,958.21	356,674.36	330,889.66
	(B) Equity Investment in Subsidiaries/Associates/Joint Ventures, net (Direct Investments)	2,427,708.28	2,295,328.79	2,223,868.41	2,477,192.40	2,570,855.03	9,579,648.92	9,598,398.57	9,630,274.60	9,646,911.33	9,715,029.94
	ROPA, NET	20,131,456.50	20,270,092.96	20,333,707.70	20,395,425.91	20,464,041.73	20,576,920.57	20,560,518.61	20,757,647.12	20,868,533.71	20,855,743.29
	Real and Other Properties Acquired (ROPA), gross	25,018,430.18	25,093,143.40	25,172,486.73	25,304,443.82	25,430,081.52	25,604,008.48	25,526,528.73	25,777,664.64	25,878,374.35	25,915,073.15
	of which:
	(1) Sales Contract Receivables, Gross	3,535,697.76	3,542,925.28	3,662,363.97	3,574,768.01	3,552,703.57	3,522,682.63	3,529,194.72	3,541,096.89	3,521,570.95	3,475,274.60
	(a) Performing	2,778,027.84	2,797,018.99	2,970,466.94	2,893,945.80	2,830,290.00	2,775,159.59	2,668,169.23	2,813,865.93	2,808,031.16	2,742,644.66
	(b) Non-Performing	757,669.92	745,906.28	691,897.04	680,822.21	722,413.57	747,523.04	861,025.49	727,230.96	713,539.79	732,629.94
	Sales Contract Receivables, Net	3,235,768.90	3,240,148.33	3,348,623.26	3,251,588.92	3,237,734.87	3,193,915.11	3,197,356.50	3,203,767.26	3,173,022.53	3,135,970.69
	(2) Non-Current Assets Held for Sale, Gross	2,414,545.95	2,341,221.15	2,452,032.17	2,600,154.99	2,517,222.32	2,531,004.50	2,682,977.82	2,858,559.11	2,922,734.11	2,977,020.89
	Non-Current Assets Held for Sale, net	1,873,238.27	1,866,128.07	1,939,452.46	2,092,621.16	1,996,139.99	2,005,148.22	2,171,471.79	2,301,502.97	2,364,661.69	2,443,577.62
	Unamortized Discount and Other Deferred Credits	90,326.72	90,896.62	92,171.92	93,146.72	92,102.95	97,507.33	97,920.32	97,521.20	108,988.76	106,994.10
	Accummulated Depreciation	2,812,143.20	2,833,661.16	2,831,293.46	2,862,844.03	2,915,086.63	2,959,770.38	2,898,101.36	2,920,260.95	2,905,894.84	2,960,242.50
	Allowance for Losses	1,984,503.75	1,898,492.66	1,915,313.64	1,953,027.16	1,958,850.20	1,969,810.19	1,969,988.44	2,002,235.37	1,994,957.05	1,992,093.26
	OTHER ASSETS	45,838,115.08	52,320,045.43	52,529,199.50	52,566,416.62	52,556,352.88	47,629,221.67	48,084,395.21	48,596,909.62	49,147,772.92	49,445,221.01
	LIABILITIES AND CAPITAL
	LIABILITIES	1,014,122,778.49	1,015,507,026.41	1,017,383,289.38	1,018,269,564.76	1,023,367,744.79	1,034,066,419.47	1,039,009,507.89	1,040,220,977.43	1,047,488,172.71	1,043,994,336.95
	FINANCIAL LIABILITIES HFT	22,467.66	43,619.83	38,612.82	20,693.02	36,030.65	42,315.43	19,775.49	26,613.09	29,639.91	21,719.42
	FINANCIAL LIABILITIES DFVPL	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	DEPOSIT LIABILITIES	934,546,760.37	936,664,048.40	935,517,106.66	942,324,804.71	954,070,037.45	963,758,347.11	968,335,940.56	967,949,735.53	970,314,550.45	961,548,159.21
	Peso Liabilities	872,749,826.78	875,286,193.16	877,099,913.71	885,547,235.59	894,881,071.77	902,689,931.59	907,165,664.61	905,564,650.82	907,908,815.76	899,298,563.49
	Demand and NOW	89,388,656.71	89,615,270.39	90,521,448.90	91,236,920.83	91,954,281.91	93,649,737.76	93,618,984.06	92,434,398.38	92,350,010.29	93,075,351.00
	Savings	266,065,172.04	265,598,408.39	266,849,537.91	268,279,310.15	269,361,721.56	269,535,695.91	268,248,783.99	266,757,791.35	266,449,847.24	266,285,050.55
	Time	513,920,998.03	516,697,514.38	516,353,926.90	522,656,004.61	530,190,068.30	536,129,497.92	541,922,896.56	537,912,961.09	540,649,458.24	531,478,661.94
	LTNCD	3,375,000.00	3,375,000.00	3,375,000.00	3,375,000.00	3,375,000.00	3,375,000.00	3,375,000.00	8,459,500.00	8,459,500.00	8,459,500.00
	Foreign Currency	61,796,933.58	61,377,855.24	58,417,192.95	56,777,569.12	59,188,965.68	61,068,415.52	61,170,275.94	62,385,084.71	62,405,734.69	62,249,595.73
	Demand and NOW	78,721.33	68,216.52	73,531.33	65,978.76	62,857.68	61,844.17	66,010.92	63,985.85	68,334.33	65,339.47
	Savings	27,329,080.89	27,191,218.97	26,998,926.13	26,904,978.49	27,253,707.05	27,722,469.50	27,821,468.77	28,321,952.22	28,360,155.72	28,179,371.03
	Time	34,389,131.37	34,118,419.74	31,344,735.49	29,806,611.87	31,872,400.96	33,284,101.84	33,282,796.26	33,999,146.65	33,977,244.64	34,004,885.22
	LTNCD	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	DUE TO BANKS/OTHERS	233,999.59	311,465.46	398,268.80	384,218.62	451,180.12	519,323.93	198,271.74	275,217.44	342,062.95	411,958.71
	BILLS PAYABLE	37,853,335.13	37,165,585.98	35,226,151.11	34,461,556.61	30,531,438.62	29,348,906.61	27,972,029.58	31,699,786.28	35,805,943.12	40,139,444.54
	BONDS PAYABLE	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	UNSECURED SUBORDINATED DEBT, NET	4,129,231.99	4,129,480.29	4,129,652.67	4,029,890.02	4,030,141.39	4,030,316.85	4,030,557.30	4,030,811.79	4,030,990.38	4,031,233.97
	REDEEMABLE PREFERRED SHARES	764,141.10	764,141.10	764,141.10	763,997.70	763,997.70	763,997.70	763,997.70	763,997.70	763,997.70	763,997.70
	DERIVATIVES WITH NEGATIVE FAIR VALUE HELD FOR HEDGING	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	OTHER LIABILITIES	36,572,842.67	36,428,685.36	41,309,356.22	36,284,404.07	33,484,918.85	35,603,211.84	37,688,935.53	35,474,815.60	36,200,988.20	37,077,823.40
	TOTAL CAPITAL ACCOUNTS	147,962,962.41	148,591,696.67	150,621,131.02	151,653,670.87	151,767,600.08	153,697,485.21	155,304,500.60	156,868,613.30	158,279,208.79	160,103,902.57
	Capital Stock	71,554,401.71	71,554,564.22	71,766,710.86	71,792,565.79	71,865,570.16	72,642,607.46	72,646,711.06	73,399,123.15	72,970,347.46	73,399,557.47
	Retained Earnings & Undivided Profits	77,525,069.08	78,648,637.31	80,429,385.89	81,575,205.65	81,761,933.87	83,142,643.92	84,663,123.30	85,560,467.47	87,782,189.59	89,620,595.36
	Other Comprehensive Income	(1,691,680.80)	(2,186,677.27)	(2,041,864.59)	(2,180,999.43)	(2,326,802.81)	(2,554,665.03)	(2,472,232.63)	(2,561,076.18)	(2,943,427.12)	(3,386,349.12)
	Appraisal Increment Reserves	124,467.16	124,467.16	122,691.16	122,691.16	122,691.16	122,691.16	122,691.16	122,691.16	122,691.16	122,691.16
	Other Capital	450,705.25	450,705.25	344,207.70	344,207.70	344,207.70	344,207.70	344,207.70	347,407.70	347,407.70	347,407.70
	Source : Supervisory Data Center, Financial Supervision Sector, Bangko Sentral ng Pilipinas
	Updated as of 7 December 2018