39 Balance Sheet
	Thrift Bank Group
	as of end of periods indicated
	amounts in thousand Pesos
	Selected Accounts	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19
	TOTAL ASSETS	1,241,916,119.51	1,240,453,979.22	1,248,090,461.99	1,243,063,887.46	1,234,995,245.33	1,235,838,788.56	1,137,870,796.01	1,134,299,311.58
	CASH AND DUE FROM BANKS	139,650,222.70	143,994,535.31	139,831,738.52	116,537,195.71	130,305,532.01	122,073,626.97	128,439,419.80	112,237,372.83
	TLP (INCLUSIVE OF IBL AND RRPs) , NET	897,290,223.89	891,948,092.48	900,142,985.95	919,496,551.03	899,536,400.92	909,415,345.71	826,264,249.56	833,355,486.59
	Total Loan Portfolio (TLP), gross	923,519,570.64	916,853,861.01	925,944,105.11	945,567,906.93	925,669,226.28	935,266,880.00	850,579,953.28	858,196,944.87
	(a) Interbank Loans Receivable (IBL)	8,288,357.21	6,779,910.69	781,091.67	726,175.82	897,543.65	828,450.84	1,742,886.15	4,943,666.92
	(b) Total Reverse Repurchase (RRPs)	42,165,677.71	43,174,772.21	43,022,000.00	60,706,000.00	35,400,000.00	39,001,377.87	45,576,656.28	47,572,000.00
	of which:
	Reverse Repurchase (RRPs) with BSP	42,165,677.71	43,174,772.21	43,022,000.00	60,706,000.00	35,400,000.00	39,001,377.87	45,576,656.28	47,572,000.00
	Reverse Repurchase (RRPs) with Other Banks	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	(c) Loans and Receivable - Others, net of amortization	873,065,535.73	866,899,178.11	882,141,013.45	884,135,731.11	889,371,682.63	895,437,051.29	803,260,410.84	805,681,277.96
	Allowance for Credit Losses	26,229,346.76	24,905,768.54	25,801,119.16	26,071,355.91	26,132,825.36	25,851,534.29	24,315,703.72	24,841,458.29
	TLP, gross (exclusive of IBL)	915,231,213.43	910,073,950.32	925,163,013.45	944,841,731.11	924,771,682.63	934,438,429.17	848,837,067.13	853,253,277.96
	TLP, gross (exclusive of IBL and RRP with BSP and Other Banks)	873,065,535.73	866,899,178.11	882,141,013.45	884,135,731.11	889,371,682.63	895,437,051.29	803,260,410.84	805,681,277.96
	TOTAL INVESTMENTS, NET	132,055,423.44	132,873,869.88	129,677,972.97	127,705,158.27	127,164,439.87	124,288,555.68	110,650,219.84	114,261,719.96
	(A) Financial Assets, net (Portfolio Investments)	121,227,238.28	122,030,179.51	125,840,622.99	123,854,973.26	123,360,517.81	120,449,603.64	107,421,472.98	111,309,924.88
	Financial Assets, gross (net of amortization)	122,986,390.47	123,783,801.22	127,024,349.76	125,172,495.59	124,348,896.12	121,091,164.62	107,810,100.02	111,159,383.51
	(1) Financial Assets Held for Trading (HFT)	4,646,276.89	4,645,117.29	4,758,703.81	3,667,672.41	3,659,366.14	4,696,581.10	1,573,612.58	7,321,701.88
	(2) Financial Assets DFVPL	322.42	322.42	20,328.56	20,110.65	48,880.52	52,807.60	0.00	0.00
	(3) Available-for-Sale (AFS) Financial Assets	37,615,920.93	37,634,772.99	39,270,760.48	38,416,936.95	36,198,736.76	33,160,330.63	33,842,324.76	31,187,294.41
	(4) Held-to-Maturity (HTM) Financial Assets	80,723,870.22	81,503,588.52	82,974,556.91	83,067,775.57	84,441,912.70	83,181,445.29	72,394,162.68	72,650,387.22
	(5) Unquoted Debt Securities Classified as Loans	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	(6) Investments in Non-Marketable Equity Securities	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	Accumulated Market Gains/Losses	(1,415,925.19)	(1,378,661.23)	(804,320.98)	(929,692.91)	(596,841.02)	(246,544.79)	(120,650.84)	420,985.22
	Allowance for Credit Losses	343,227.00	374,960.48	379,405.79	387,829.41	391,537.29	395,016.18	267,976.20	270,443.84
	(B) Equity Investment in Subsidiaries/Associates/Joint Ventures, net (Direct Investments)	10,828,185.15	10,843,690.37	3,837,349.98	3,850,185.01	3,803,922.07	3,838,952.04	3,228,746.86	2,951,795.08
	ROPA, NET	20,710,620.61	20,278,894.96	20,794,013.07	20,779,100.48	20,720,089.27	20,658,535.58	18,128,101.96	18,342,509.91
	Real and Other Properties Acquired (ROPA), gross	25,949,111.10	25,428,857.36	26,183,701.85	26,187,048.09	26,170,076.33	26,105,674.43	22,903,431.07	23,150,332.56
	of which:
	(1) Sales Contract Receivables, Gross	4,005,542.92	3,803,938.28	3,939,914.77	3,873,125.95	3,830,745.44	3,814,106.74	2,975,021.62	3,050,596.01
	(a) Performing	3,318,842.42	3,101,114.68	3,290,144.54	3,201,362.84	2,691,756.57	2,649,225.00	1,969,623.83	2,043,085.98
	(b) Non-Performing	686,700.51	702,823.60	649,770.23	671,763.11	1,138,988.87	1,164,881.74	1,005,397.80	1,007,510.03
	Sales Contract Receivables, Net	3,622,546.20	3,455,360.34	3,581,670.85	3,535,780.27	3,481,210.12	3,466,891.35	2,632,360.16	2,706,695.52
	(2) Non-Current Assets Held for Sale, Gross	2,381,604.51	2,404,781.33	2,327,851.72	2,424,458.88	2,406,650.65	2,249,257.42	1,895,350.01	1,999,972.57
	Non-Current Assets Held for Sale, net	1,878,338.45	1,849,997.08	1,857,489.10	1,963,595.55	1,921,552.90	1,799,850.03	1,501,947.46	1,611,514.67
	Unamortized Discount and Other Deferred Credits	135,904.18	154,878.73	162,831.32	164,063.93	169,994.89	171,991.93	177,331.03	181,169.47
	Accummulated Depreciation	3,106,086.67	3,075,046.26	3,117,237.44	3,136,610.42	3,190,106.75	3,291,694.03	2,975,310.70	3,017,376.59
	Allowance for Losses	1,996,499.64	1,920,037.41	2,109,620.01	2,107,273.26	2,089,885.41	1,983,452.89	1,622,687.37	1,609,276.60
	OTHER ASSETS	52,209,628.87	51,358,586.60	57,643,751.47	58,545,881.97	57,268,783.25	59,402,724.62	54,388,804.85	56,102,222.29
	LIABILITIES AND CAPITAL
	LIABILITIES	1,069,837,118.04	1,069,247,537.24	1,074,988,850.26	1,069,686,935.70	1,060,847,298.95	1,059,502,439.02	974,367,994.24	972,697,037.82
	FINANCIAL LIABILITIES HFT	0.00	0.00	10,743.24	1,422.47	1,289.03	5,227.50	84.00	7,936.80
	FINANCIAL LIABILITIES DFVPL	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	DEPOSIT LIABILITIES	982,638,255.05	983,086,693.95	986,897,107.08	983,957,438.32	976,772,366.27	973,570,123.66	888,473,381.25	887,436,986.00
	Peso Liabilities	920,833,384.88	922,373,029.45	926,979,528.57	923,953,398.01	917,341,827.89	914,884,652.85	836,807,289.79	834,672,992.04
	Demand and NOW	92,753,779.07	93,097,902.99	95,089,288.83	95,949,989.63	99,695,350.49	100,611,731.86	81,793,712.91	84,109,200.17
	Savings	267,660,077.69	264,894,658.49	268,669,772.16	266,375,454.12	268,291,082.64	269,253,302.24	249,512,353.49	250,443,373.67
	Time	551,960,028.12	555,920,967.97	554,760,967.58	553,168,454.26	540,895,894.76	536,560,118.75	497,041,723.39	491,660,918.21
	LTNCD	8,459,500.00	8,459,500.00	8,459,500.00	8,459,500.00	8,459,500.00	8,459,500.00	8,459,500.00	8,459,500.00
	Foreign Currency	61,804,870.17	60,713,664.50	59,917,578.51	60,004,040.31	59,430,538.39	58,685,469.16	51,666,091.46	52,763,993.95
	Demand and NOW	59,450.78	57,244.19	66,235.04	48,456.68	38,739.07	36,977.98	46,640.11	47,592.28
	Savings	29,938,850.90	28,841,358.01	28,805,501.74	29,105,244.70	28,444,830.44	28,420,229.54	25,897,880.94	26,870,901.83
	Time	31,806,568.49	31,815,062.29	31,045,841.73	30,850,338.94	30,946,968.88	30,228,261.65	25,721,570.40	25,845,499.84
	LTNCD	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	DUE TO BANKS/OTHERS	293,662.19	409,107.14	508,372.96	597,130.70	549,586.38	614,828.17	250,186.35	293,200.75
	BILLS PAYABLE	43,658,651.63	41,070,174.07	43,508,303.16	39,248,891.46	39,980,092.98	39,076,538.96	33,900,856.24	36,483,219.24
	BONDS PAYABLE	0.00	0.00	0.00	0.00	0.00	0.00	9,300,000.00	9,300,000.00
	UNSECURED SUBORDINATED DEBT, NET	4,031,920.16	4,032,181.01	4,032,365.99	3,982,616.00	3,982,880.10	3,983,068.34	3,983,321.63	1,000,000.00
	REDEEMABLE PREFERRED SHARES	772,266.90	122,266.90	122,266.90	122,266.90	122,266.90	122,447.30	122,447.30	122,447.30
	DERIVATIVES WITH NEGATIVE FAIR VALUE HELD FOR HEDGING	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	OTHER LIABILITIES	38,442,362.11	40,527,114.18	39,909,690.92	41,777,169.84	39,438,817.28	42,130,205.09	38,337,717.48	38,053,247.74
	TOTAL CAPITAL ACCOUNTS	172,079,001.47	171,206,441.98	173,101,611.73	173,376,951.76	174,147,946.37	176,336,349.54	163,502,801.78	161,602,273.76
	Capital Stock	81,407,008.51	80,141,865.21	80,579,462.88	80,578,313.41	80,770,486.25	80,788,735.39	77,674,559.43	77,676,703.21
	Retained Earnings & Undivided Profits	91,912,294.40	92,244,242.37	93,393,338.51	93,670,740.03	93,809,361.13	95,650,455.43	85,864,120.31	83,402,340.06
	Other Comprehensive Income	(2,246,091.80)	(2,185,455.96)	(1,508,629.82)	(1,509,541.83)	(1,066,141.16)	(737,081.43)	(642,607.12)	(83,498.66)
	Appraisal Increment Reserves	106,729.16	106,729.16	106,729.16	106,729.16	106,729.16	106,729.16	106,729.16	106,729.16
	Other Capital	899,061.20	899,061.20	530,711.00	530,711.00	527,511.00	527,511.00	500,000.00	500,000.00
	Source : Department of Supervisory Analytics, Financial Supervision Sector, Bangko Sentral ng Pilipinas
	Updated as of 7 October 2019