41 Loans Outstanding for Production and Household Consumption1/
 
 
Thrift Banking System 
as of periods indicated
in billion pesos
 
 
  Jan-20 Feb-20 Mar-20  
         
Levels  
  I. Residents  
  A. For Production by Economic Activity2/ 515.118 513.908 462.691  
  Agriculture, Forestry and Fishing 20.178 20.006 19.552  
  Mining and Quarrying 0.763 0.733 0.621  
  Manufacturing 23.711 23.682 22.045  
  Electricity, Gas, Steam and Air-Conditioning Supply 11.194 11.182 8.646  
  Water supply, Sewerage, Waste management and Remediation Activities 2.899 3.472 3.362  
  Construction 13.300 13.623 13.044  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 79.657 79.554 73.012  
  Accommodation and Food Service Activities 8.437 8.503 7.383  
  Transportation and Storage 16.493 16.634 13.908  
  Information and Communication 4.729 4.751 3.084  
  Financial and Insurance Activities 12.338 11.802 10.361  
  Real Estate Activities 260.207 259.482 250.448  
  Professional, Scientific and Technical Activities 3.966 4.052 3.204  
  Administrative and Support Service Activities 4.117 4.135 2.296  
  Public Administration and Defense; Compulsory Social Security 0.006 0.006 0.007  
  Education 4.186 4.151 3.399  
  Human Health and Social Work Activities 5.092 5.183 3.178  
  Arts, Entertainment and Recreation 1.487 1.491 0.457  
  Other Service Activities 23.329 22.610 23.282  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 19.028 18.855 1.402  
  Activities of Extra-Territorial Organizations and Bodies 0.000 0.000 0.000  
   
  B. For Household Consumption 304.363 304.057 303.883  
  Credit Cards 2.240 2.299 2.303  
  Motor Vehicle Loans3/ 207.435 207.711 207.529  
  Auto Loans4/ 183.114 182.940 182.268  
  Motorcycle Loans4/ 24.322 24.770 25.262  
  Salary-Based General-Purpose Consumption Loans5/ 81.665 81.401 81.271  
  Others 13.023 12.646 12.780  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 43.806 65.439 34.999  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 863.288 883.404 801.573  
  Net of BSP RRP Agreements 819.482 817.965 766.574  
   
  II. Non-Residents 0.023 0.023 0.025  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 863.311 883.427 801.598  
  Net of BSP RRP Agreements 819.505 817.988 766.599  
   
  Memo Items:  
  a. Loans of domestic banks' foreign offices  
  b. Interbank Loans (inclusive of Loans to BSP) 0.821 4.106 1.998  
  c. Loans and Receivables Arising from Repurchase Agreements, Certificate of Assignment/Participation with Recourse, Securities Lending and Borrowing Transactions6/ 0.000 0.000 0.000  
   
  Total Loans Outstanding (inclusive of memo items)7/ 864.132 887.533 803.596  
   
Percentage Distribution8/  
  I. Residents  
  A. For Production by Economic Activity2/ 59.67% 58.17% 57.72%  
  Agriculture, Forestry and Fishing 2.34% 2.26% 2.44%  
  Mining and Quarrying 0.09% 0.08% 0.08%  
  Manufacturing 2.75% 2.68% 2.75%  
  Electricity, Gas, Steam and Air-Conditioning Supply 1.30% 1.27% 1.08%  
  Water supply, Sewerage, Waste management and Remediation Activities 0.34% 0.39% 0.42%  
  Construction 1.54% 1.54% 1.63%  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 9.23% 9.01% 9.11%  
  Accommodation and Food Service Activities 0.98% 0.96% 0.92%  
  Transportation and Storage 1.91% 1.88% 1.73%  
  Information and Communication 0.55% 0.54% 0.38%  
  Financial and Insurance Activities 1.43% 1.34% 1.29%  
  Real Estate Activities 30.14% 29.37% 31.24%  
  Professional, Scientific and Technical Activities 0.46% 0.46% 0.40%  
  Administrative and Support Service Activities 0.48% 0.47% 0.29%  
  Public Administration and Defense; Compulsory Social Security 0.00% 0.00% 0.00%  
  Education 0.48% 0.47% 0.42%  
  Human Health and Social Work Activities 0.59% 0.59% 0.40%  
  Arts, Entertainment and Recreation 0.17% 0.17% 0.06%  
  Other Service Activities 2.70% 2.56% 2.90%  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 2.20% 2.13% 0.17%  
  Activities of Extra-Territorial Organizations and Bodies 0.00% 0.00% 0.00%  
   
  B. For Household Consumption 35.26% 34.42% 37.91%  
  Credit Cards 0.26% 0.26% 0.29%  
  Motor Vehicle Loans3/ 24.03% 23.51% 25.89%  
  Auto Loans4/ 21.21% 20.71% 22.74%  
  Motorcycle Loans4/ 2.82% 2.80% 3.15%  
  Salary-Based General-Purpose Consumption Loans5/ 9.46% 9.21% 10.14%  
  Others 1.51% 1.43% 1.59%  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 5.07% 7.41% 4.37%  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 100.00% 100.00% 100.00%  
  Net of BSP RRP Agreements 94.92% 92.59% 95.63%  
   
  II. Non-Residents 0.00% 0.00% 0.00%  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 100.00% 100.00% 100.00%  
                   
                   
1/ net of amortization
2/ per 2009 Philippine Standard Industrial Classification (PSIC) (effective Jun-2014)
3/ renamed effective Sep-2015 (formerly Auto Loans)
4/ effective Sep-2015
5/ renamed effective Sep-2015 (formerly Salary Loans)
6/ excludes BSP RRP Agreements
7/ sum of Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreement) and all Memo Items
8/ as to Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreements)
Note: Details may not add up to totals due to rounding-off
Source : Department of Supervisory Analytics, Financial Supervision Sector, Bangko Sentral ng Pilipinas
Updated as of 28 May 2020