41 Loans Outstanding for Production and Household Consumption1/
 
 
Thrift Banking System 
as of periods indicated
in billion pesos
 
 
  Jan-19 Feb-19 Mar-19 Apr-19 May-19  
             
Levels  
  I. Residents  
  A. For Production by Economic Activity2/ 543.742 541.618 550.326 550.762 554.019  
  Agriculture, Forestry and Fishing 18.543 17.134 18.564 18.731 19.054  
  Mining and Quarrying 0.900 1.686 1.299 0.899 0.882  
  Manufacturing 23.252 23.084 24.379 24.585 24.478  
  Electricity, Gas, Steam and Air-Conditioning Supply 11.365 11.088 10.963 10.933 10.651  
  Water supply, Sewerage, Waste management and Remediation Activities 0.977 0.988 1.077 1.098 1.558  
  Construction 11.404 11.483 12.229 12.321 12.285  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 77.212 77.012 77.354 78.856 79.004  
  Accommodation and Food Service Activities 7.319 7.731 7.762 7.904 7.928  
  Transportation and Storage 18.196 17.485 18.124 18.047 18.130  
  Information and Communication 4.635 4.523 4.612 4.502 4.543  
  Financial and Insurance Activities 12.999 12.382 11.972 11.837 12.223  
  Real Estate Activities 290.966 291.645 296.065 296.340 297.784  
  Professional, Scientific and Technical Activities 4.987 4.968 5.011 4.505 4.483  
  Administrative and Support Service Activities 4.205 4.276 4.221 4.315 4.272  
  Public Administration and Defense; Compulsory Social Security 0.313 0.308 0.304 0.298 0.294  
  Education 3.934 3.917 4.014 4.018 4.132  
  Human Health and Social Work Activities 4.308 4.305 4.470 4.325 4.897  
  Arts, Entertainment and Recreation 1.712 1.653 1.638 1.664 1.572  
  Other Service Activities 24.173 23.795 24.367 23.813 24.365  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 22.345 22.155 21.902 21.768 21.485  
  Activities of Extra-Territorial Organizations and Bodies 0.000 0.000 0.000 0.000 0.000  
   
  B. For Household Consumption 329.290 325.249 331.789 333.349 335.327  
  Credit Cards 1.613 1.743 1.771 1.776 1.852  
  Motor Vehicle Loans3/ 235.145 235.365 237.456 238.142 240.081  
  Auto Loans4/ 216.630 217.237 218.177 218.526 220.154  
  Motorcycle Loans4/ 18.515 18.128 19.278 19.615 19.927  
  Salary-Based General-Purpose Consumption Loans5/ 79.105 74.801 79.924 80.369 80.075  
  Others 13.427 13.340 12.639 13.062 13.320  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 42.166 43.175 43.022 60.706 35.400  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 915.198 910.041 925.138 944.816 924.747  
  Net of BSP RRP Agreements 873.033 866.866 882.116 884.110 889.347  
   
  II. Non-Residents 0.033 0.033 0.025 0.025 0.025  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 915.231 910.074 925.163 944.842 924.772  
  Net of BSP RRP Agreements 873.066 866.899 882.141 884.136 889.372  
   
  Memo Items:  
  a. Loans of domestic banks' foreign offices  
  b. Interbank Loans (inclusive of Loans to BSP) 8.288 6.780 0.781 0.726 0.898  
  c. Loans and Receivables Arising from Repurchase Agreements, Certificate of Assignment/Participation with Recourse, Securities Lending and Borrowing Transactions6/ 0.000 0.000 0.000 0.000 0.000  
   
  Total Loans Outstanding (inclusive of memo items)7/ 923.520 916.854 925.944 945.568 925.669  
   
Percentage Distribution8/  
  I. Residents  
  A. For Production by Economic Activity2/ 59.41% 59.51% 59.48% 58.29% 59.91%  
  Agriculture, Forestry and Fishing 2.03% 1.88% 2.01% 1.98% 2.06%  
  Mining and Quarrying 0.10% 0.19% 0.14% 0.10% 0.10%  
  Manufacturing 2.54% 2.54% 2.64% 2.60% 2.65%  
  Electricity, Gas, Steam and Air-Conditioning Supply 1.24% 1.22% 1.18% 1.16% 1.15%  
  Water supply, Sewerage, Waste management and Remediation Activities 0.11% 0.11% 0.12% 0.12% 0.17%  
  Construction 1.25% 1.26% 1.32% 1.30% 1.33%  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 8.44% 8.46% 8.36% 8.35% 8.54%  
  Accommodation and Food Service Activities 0.80% 0.85% 0.84% 0.84% 0.86%  
  Transportation and Storage 1.99% 1.92% 1.96% 1.91% 1.96%  
  Information and Communication 0.51% 0.50% 0.50% 0.48% 0.49%  
  Financial and Insurance Activities 1.42% 1.36% 1.29% 1.25% 1.32%  
  Real Estate Activities 31.79% 32.05% 32.00% 31.36% 32.20%  
  Professional, Scientific and Technical Activities 0.54% 0.55% 0.54% 0.48% 0.48%  
  Administrative and Support Service Activities 0.46% 0.47% 0.46% 0.46% 0.46%  
  Public Administration and Defense; Compulsory Social Security 0.03% 0.03% 0.03% 0.03% 0.03%  
  Education 0.43% 0.43% 0.43% 0.43% 0.45%  
  Human Health and Social Work Activities 0.47% 0.47% 0.48% 0.46% 0.53%  
  Arts, Entertainment and Recreation 0.19% 0.18% 0.18% 0.18% 0.17%  
  Other Service Activities 2.64% 2.61% 2.63% 2.52% 2.63%  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 2.44% 2.43% 2.37% 2.30% 2.32%  
  Activities of Extra-Territorial Organizations and Bodies 0.00% 0.00% 0.00% 0.00% 0.00%  
   
  B. For Household Consumption 35.98% 35.74% 35.86% 35.28% 36.26%  
  Credit Cards 0.18% 0.19% 0.19% 0.19% 0.20%  
  Motor Vehicle Loans3/ 25.69% 25.86% 25.67% 25.20% 25.96%  
  Auto Loans4/ 23.67% 23.87% 23.58% 23.13% 23.81%  
  Motorcycle Loans4/ 2.02% 1.99% 2.08% 2.08% 2.15%  
  Salary-Based General-Purpose Consumption Loans5/ 8.64% 8.22% 8.64% 8.51% 8.66%  
  Others 1.47% 1.47% 1.37% 1.38% 1.44%  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 4.61% 4.74% 4.65% 6.42% 3.83%  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 100.00% 100.00% 100.00% 100.00% 100.00%  
  Net of BSP RRP Agreements 95.39% 95.25% 95.35% 93.57% 96.17%  
   
  II. Non-Residents 0.00% 0.00% 0.00% 0.00% 0.00%  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 100.00% 100.00% 100.00% 100.00% 100.00%  
                       
                       
1/ net of amortization
2/ per 2009 Philippine Standard Industrial Classification (PSIC) (effective Jun-2014)
3/ renamed effective Sep-2015 (formerly Auto Loans)
4/ effective Sep-2015
5/ renamed effective Sep-2015 (formerly Salary Loans)
6/ excludes BSP RRP Agreements
7/ sum of Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreement) and all Memo Items
8/ as to Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreements)
Note: Details may not add up to totals due to rounding-off
Source : Supervisory Data Center, Financial Supervision Sector, Bangko Sentral ng Pilipinas
Updated as of 8 July 2019