41 Loans Outstanding for Production and Household Consumption1/
 
 
Thrift Banking System 
as of periods indicated
in billion pesos
 
 
  Jan-19 Feb-19 Mar-19  
         
Levels  
  I. Residents  
  A. For Production by Economic Activity2/ 543.742 541.618 550.326  
  Agriculture, Forestry and Fishing 18.543 17.134 18.564  
  Mining and Quarrying 0.900 1.686 1.299  
  Manufacturing 23.252 23.084 24.379  
  Electricity, Gas, Steam and Air-Conditioning Supply 11.365 11.088 10.963  
  Water supply, Sewerage, Waste management and Remediation Activities 0.977 0.988 1.077  
  Construction 11.404 11.483 12.229  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 77.212 77.012 77.354  
  Accommodation and Food Service Activities 7.319 7.731 7.762  
  Transportation and Storage 18.196 17.485 18.124  
  Information and Communication 4.635 4.523 4.612  
  Financial and Insurance Activities 12.999 12.382 11.972  
  Real Estate Activities 290.966 291.645 296.065  
  Professional, Scientific and Technical Activities 4.987 4.968 5.011  
  Administrative and Support Service Activities 4.205 4.276 4.221  
  Public Administration and Defense; Compulsory Social Security 0.313 0.308 0.304  
  Education 3.934 3.917 4.014  
  Human Health and Social Work Activities 4.308 4.305 4.470  
  Arts, Entertainment and Recreation 1.712 1.653 1.638  
  Other Service Activities 24.173 23.795 24.367  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 22.345 22.155 21.902  
  Activities of Extra-Territorial Organizations and Bodies 0.000 0.000 0.000  
   
  B. For Household Consumption 329.290 325.249 331.789  
  Credit Cards 1.613 1.743 1.771  
  Motor Vehicle Loans3/ 235.145 235.365 237.456  
  Auto Loans4/ 216.630 217.237 218.177  
  Motorcycle Loans4/ 18.515 18.128 19.278  
  Salary-Based General-Purpose Consumption Loans5/ 79.105 74.801 79.924  
  Others 13.427 13.340 12.639  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 42.166 43.175 43.022  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 915.198 910.041 925.138  
  Net of BSP RRP Agreements 873.033 866.866 882.116  
   
  II. Non-Residents 0.033 0.033 0.025  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 915.231 910.074 925.163  
  Net of BSP RRP Agreements 873.066 866.899 882.141  
   
  Memo Items:  
  a. Loans of domestic banks' foreign offices  
  b. Interbank Loans (inclusive of Loans to BSP) 8.288 6.780 0.781  
  c. Loans and Receivables Arising from Repurchase Agreements, Certificate of Assignment/Participation with Recourse, Securities Lending and Borrowing Transactions6/ 0.000 0.000 0.000  
   
  Total Loans Outstanding (inclusive of memo items)7/ 923.520 916.854 925.944  
   
Percentage Distribution8/  
  I. Residents  
  A. For Production by Economic Activity2/ 59.41% 59.51% 59.48%  
  Agriculture, Forestry and Fishing 2.03% 1.88% 2.01%  
  Mining and Quarrying 0.10% 0.19% 0.14%  
  Manufacturing 2.54% 2.54% 2.64%  
  Electricity, Gas, Steam and Air-Conditioning Supply 1.24% 1.22% 1.18%  
  Water supply, Sewerage, Waste management and Remediation Activities 0.11% 0.11% 0.12%  
  Construction 1.25% 1.26% 1.32%  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 8.44% 8.46% 8.36%  
  Accommodation and Food Service Activities 0.80% 0.85% 0.84%  
  Transportation and Storage 1.99% 1.92% 1.96%  
  Information and Communication 0.51% 0.50% 0.50%  
  Financial and Insurance Activities 1.42% 1.36% 1.29%  
  Real Estate Activities 31.79% 32.05% 32.00%  
  Professional, Scientific and Technical Activities 0.54% 0.55% 0.54%  
  Administrative and Support Service Activities 0.46% 0.47% 0.46%  
  Public Administration and Defense; Compulsory Social Security 0.03% 0.03% 0.03%  
  Education 0.43% 0.43% 0.43%  
  Human Health and Social Work Activities 0.47% 0.47% 0.48%  
  Arts, Entertainment and Recreation 0.19% 0.18% 0.18%  
  Other Service Activities 2.64% 2.61% 2.63%  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 2.44% 2.43% 2.37%  
  Activities of Extra-Territorial Organizations and Bodies 0.00% 0.00% 0.00%  
   
  B. For Household Consumption 35.98% 35.74% 35.86%  
  Credit Cards 0.18% 0.19% 0.19%  
  Motor Vehicle Loans3/ 25.69% 25.86% 25.67%  
  Auto Loans4/ 23.67% 23.87% 23.58%  
  Motorcycle Loans4/ 2.02% 1.99% 2.08%  
  Salary-Based General-Purpose Consumption Loans5/ 8.64% 8.22% 8.64%  
  Others 1.47% 1.47% 1.37%  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 4.61% 4.74% 4.65%  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 100.00% 100.00% 100.00%  
  Net of BSP RRP Agreements 95.39% 95.25% 95.35%  
   
  II. Non-Residents 0.00% 0.00% 0.00%  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 100.00% 100.00% 100.00%  
                   
                   
1/ net of amortization
2/ per 2009 Philippine Standard Industrial Classification (PSIC) (effective Jun-2014)
3/ renamed effective Sep-2015 (formerly Auto Loans)
4/ effective Sep-2015
5/ renamed effective Sep-2015 (formerly Salary Loans)
6/ excludes BSP RRP Agreements
7/ sum of Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreement) and all Memo Items
8/ as to Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreements)
Note: Details may not add up to totals due to rounding-off
Source : Supervisory Data Center, Financial Supervision Sector, Bangko Sentral ng Pilipinas
Updated as of 8 May 2019