42 CONSUMER LOANS 1/
 
 
Thrift Banking System 
as of end of periods indicated
in billion pesos
 
   
  Mar-19  
     
  Consumer Loans (CL) 570.061  
  Performing 542.041  
  Non-Performing 28.020  
  Loan Loss Reserves 11.910  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL) 925.163  
  Total Non-Performing Loans (NPL) 54.458  
  CL to TLP (%)                     61.62  
  Non-Performing CL to Total NPL (%)                     51.45  
  Non-Performing CL to TLP (%)                        3.03  
  Non-Performing CL to CL (%)                        4.92  
   
  Motor Vehicle Loans (MVL) 237.456  
  Performing 225.979  
  Non-Performing 11.477  
  Loan Loss Reserves 5.255  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL) 925.163  
  Total Non-Performing Loans (NPL) 54.458  
  MVL to TLP (%)                     25.67  
  Non-Performing MVL to Total NPL (%)                     21.07  
  Non-Performing MVL to TLP (%)                        1.24  
  Non-Performing MVL to MVL (%)                        4.83  
   
  Auto Loans (AL) 218.177  
  Performing 208.070  
  Non-Performing 10.107  
  Loan Loss Reserves 4.392  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL) 925.163  
  Total Non-Performing Loans (NPL) 54.458  
  AL to TLP (%)                     23.58  
  Non-Performing AL to Total NPL (%)                     18.56  
  Non-Performing AL to TLP (%)                        1.09  
  Non-Performing AL to AL (%)                        4.63  
   
  Motorcycle Loans (MCL) 19.278  
  Performing 17.909  
  Non-Performing 1.370  
  Loan Loss Reserves 0.863  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL) 925.163  
  Total Non-Performing Loans (NPL) 54.458  
  MCL to TLP (%)                        2.08  
  Non-Performing MCL to Total NPL (%)                        2.52  
  Non-Performing MCL to TLP (%)                        0.15  
  Non-Performing MCL to MCL (%)                        7.10  
   
  Credit Card Receivables (CCR) 1.771  
  Performing 1.667  
  Non-Performing 0.104  
  Loan Loss Reserves 0.081  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL) 925.163  
  Total Non-Performing Loans (NPL) 54.458  
  CCR to TLP (%)                        0.19  
  Non-Performing CCR to Total NPL (%)                        0.19  
  Non-Performing CCR to TLP (%)                        0.01  
  Non-Performing CCR to CCR (%)                        5.88  
   
  Salary-Based General-Purpose Consumption Loans (SBGPCL)                  79.924  
  Performing                  74.682  
  Non-Performing                     5.241  
  Loan Loss Reserves                     2.375  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL)               925.163  
  Total Non-Performing Loans (NPL)                  54.458  
  SBGPCL to TLP (%)                        8.64  
  Non-Performing SBGPCL to Total NPL (%)                        9.62  
  Non-Performing SBGPCL to TLP (%)                        0.57  
  Non-Performing SBGPCL to SBGPCL (%)                        6.56  
   
  Residential Real Estate Loans (RREL) 238.272  
  Performing 228.273  
  Non-Performing 10.000  
  Loan Loss Reserves 3.471  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL) 925.163  
  Total Non-Performing Loans (NPL) 54.458  
  RREL to TLP (%)                     25.75  
  Non-Performing RREL to Total NPL (%)                     18.36  
  Non-Performing RREL to TLP (%)                        1.08  
  Non-Performing RREL to RREL (%)                        4.20  
   
  Other Consumer Loans (OCL) 12.639  
  Performing 11.441  
  Non-Performing 1.198  
  Loan Loss Reserves 0.728  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL) 925.163  
  Total Non-Performing Loans (NPL) 54.458  
  OCL to TLP (%)                        1.37  
  Non-Performing OCL to Total NPL (%)                        2.20  
  Non-Performing OCL to TLP (%)                        0.13  
  Non-Performing OCL to OCL (%)                        9.48  
               
1/ Bank Proper only
Note: Details may not add up to totals due to rounding-off
Source : Supervisory Data Center, Financial Supervision Sector, Bangko Sentral ng Pilipinas
Updated as of 10 June 2019