44 REAL ESTATE LOANS
             Thrift Banking System
             as of end of periods indicated
             in billion pesos
           
PARTICULARS  Mar - 09  Jun-09 Sep-09 Dec-09  
             
Levels
A. Real Estate Loans (RELs) 101.963 104.359 106.844 107.969  
  Residential 85.503 89.299 91.226 90.003  
  Commercial 16.460 15.060 15.618 17.967  
Current 92.863 95.346 96.308 98.506  
  Residential 78.165 81.902 82.482 82.342  
  Commercial 14.698 13.444 13.827 16.164  
Past Due (PDRELs) (Past Due + ITL) 9.100 9.012 10.536 9.463  
  Residential 7.338 7.397 8.744 7.661  
  Commercial 1.762 1.616 1.791 1.802  
Non-Performing (NPRELs) 8.516 8.447 9.928 8.863  
  Residential 6.859 6.934 8.310 7.175  
  Commercial 1.657 1.512 1.618 1.688  
   
   
Ratios (%)  
RELs / TLP (w/o IBL) 34.52 33.90 36.19 33.92  
Residential / RELs 83.86 85.57 85.38 83.36  
Commercial / RELs 16.14 14.43 14.62 16.64  
PDRELs / RELs 8.93 8.64 9.86 8.76  
PD Residential / Residential 8.58 8.28 9.59 8.51  
PD Commercial / Commercial 10.71 10.73 11.47 10.03  
NPRELs / RELs 8.35 8.09 9.29 8.21  
NP Residential / Residential 8.02 7.77 9.11 7.97  
NP Commercial / Commercial 10.06 10.04 10.36 9.39  
PDRELs / TLP (w/o IBL) 3.08 2.93 3.57 2.97  
NPRELs / TLP (w/o IBL) 2.88 2.74 3.36 2.78  
             
   
Note: Details may not add up to totals due to rounding-off
Source: Supervisory Data Center, Supervision and Examination Sector      
Updated as of 09 March 2010