44 REAL ESTATE LOANS
             Thrift Banking System
             as of end of periods indicated
             in billion pesos
         
PARTICULARS Mar-11 Jun-11 Sep-11  
   
Levels
A. Real Estate Loans (RELs) 114.212 112.376 116.256  
  Residential 95.184 94.727 96.859  
  Commercial 19.028 17.649 19.397  
Current 107.518 105.670 110.039  
  Residential 90.569 90.208 92.618  
  Commercial 16.950 15.462 17.421  
Past Due (PDRELs) (Past Due + ITL) 6.694 6.706 6.217  
  Residential 4.616 4.519 4.241  
  Commercial 2.079 2.187 1.976  
Non-Performing (NPRELs) 6.423 6.443 5.961  
  Residential 4.450 4.358 4.085  
  Commercial 1.973 2.084 1.876  
   
   
Ratios (%)  
RELs / TLP (w/o IBL) 32.75 30.97 32.02  
Residential / RELs 83.34 84.29 83.32  
Commercial / RELs 16.66 15.71 16.68  
PDRELs / RELs 5.86 5.97 5.35  
PD Residential / Residential 4.85 4.77 4.38  
PD Commercial / Commercial 10.92 12.39 10.18  
NPRELs / RELs 5.62 5.73 5.13  
NP Residential / Residential 4.68 4.60 4.22  
NP Commercial / Commercial 10.37 11.81 9.67  
PDRELs / TLP (w/o IBL) 1.92 1.85 1.71  
NPRELs / TLP (w/o IBL) 1.84 1.78 1.64  
   
   
Note: Details may not add up to totals due to rounding-off
Source: Supervisory Data Center, Supervision and Examination Sector    
Updated as of 18 November 2011