48 Balance Sheet      
         
         
  Rural and Cooperative Bank Group      
  as of end of periods indicated      
  amounts in thousand Pesos      
         
   
  Selected Accounts Mar-18  Jun-18   
   
  TOTAL ASSETS  235,981,377.73 238,034,609.47  
  CASH AND DUE FROM BANKS 56,313,710.62 57,637,110.93  
  TLP (INCLUSIVE OF IBL AND RRPs) , NET  123,074,160.01 123,276,254.18  
  Total Loan Portfolio (TLP), gross  135,298,796.43 135,943,845.85  
  (a) Interbank Loans Receivable (IBL) 0.00 0.00  
  (b) Total Reverse Repurchase (RRPs) 39,540.00 50,040.00  
  of which:  
  Reverse Repurchase (RRPs) with BSP 0.00 0.00  
  Reverse Repurchase (RRPs) with Other Banks 39,540.00 50,040.00  
  (c) Loans and Receivable - Others, net of amortization 135,259,256.43 135,893,805.85  
  Allowance for Credit Losses  12,224,636.41 12,667,591.67  
  TLP, gross (exclusive of IBL) 135,298,796.43 135,943,845.85  
  TLP, gross (exclusive of IBL and RRP with BSP and Other Banks) 135,259,256.43 135,893,805.85  
  TOTAL INVESTMENTS, NET 29,461,985.59 30,619,590.10  
  (A) Financial Assets, net (Portfolio Investments) 29,143,798.19 30,264,185.26  
  Financial Assets, gross (net of amortization) 29,294,267.83 30,430,543.83  
  (1) Financial Assets Held for Trading (HFT) 0.00 0.00  
  (2) Financial Assets DFVPL 12,215,322.12 11,382,642.03  
  (3) Available-for-Sale (AFS) Financial Assets 2,504,971.08 3,362,692.83  
  (4) Held-to-Maturity (HTM) Financial Assets 13,349,429.16 14,446,181.29  
  (5) Unquoted Debt Securities Classified as Loans 1,007,517.40 1,058,245.98  
  (6) Investments in Non-Marketable Equity Securities 217,028.07 180,781.71  
  Accumulated Market Gains/Losses  (19,992.94) (34,064.67)  
  Allowance for Credit Losses  130,476.70 132,293.90  
  (B) Equity Investment in Subsidiaries/Associates/Joint Ventures, net (Direct Investments) 318,187.40 355,404.84  
  ROPA, NET 9,870,713.67 9,770,668.02  
  Real and Other Properties Acquired (ROPA), gross 11,212,619.11 11,130,111.57  
  of which:  
  (1) Sales Contract Receivables, Gross 2,279,038.19 2,212,845.50  
  (a) Performing 1,474,110.00 1,440,897.90  
  (b) Non-Performing 804,928.19 771,947.59  
  Sales Contract Receivables, Net 1,947,672.83 1,885,363.80  
  (2) Non-Current Assets Held for Sale, Gross 212,825.95 192,108.38  
  Non-Current Assets Held for Sale, net 204,198.96 178,070.13  
  Unamortized Discount and Other Deferred Credits 180,349.39 195,230.71  
  Accummulated Depreciation 567,143.45 582,537.86  
  Allowance for Losses 594,412.61 581,674.98  
  OTHER ASSETS 17,260,807.85 16,730,986.24  
  LIABILITIES AND CAPITAL  
  LIABILITIES 189,664,873.09 191,085,573.43  
  FINANCIAL LIABILITIES HFT 0.00 0.00  
  FINANCIAL LIABILITIES DFVPL 0.00 0.00  
  DEPOSIT LIABILITIES 166,794,525.92 169,602,294.97  
  Peso Liabilities 166,655,553.69 169,470,400.17  
  Demand and NOW 4,371,112.47 4,728,552.13  
  Savings 123,570,326.41 126,172,878.18  
  Time 38,714,114.81 38,568,969.85  
  LTNCD 0.00 0.00  
  Foreign Currency 138,972.12 131,894.98  
  Demand and NOW 0.00 0.00  
  Savings 118,554.74 112,543.02  
  Time 20,417.38 19,351.97  
  LTNCD 0.00 0.00  
  DUE TO BANKS/OTHERS 69,375.52 72,932.01  
  BILLS PAYABLE 11,723,143.54 10,605,655.45  
  BONDS PAYABLE 0.00 0.00  
  UNSECURED SUBORDINATED DEBT, NET 1,375,761.08 1,370,239.67  
  REDEEMABLE PREFERRED SHARES 114,315.90 114,650.20  
  DERIVATIVES WITH NEGATIVE FAIR VALUE HELD FOR HEDGING 0.00 0.00  
  OTHER LIABILITIES 9,587,751.15 9,319,801.14  
  TOTAL CAPITAL ACCOUNTS  46,316,504.64 46,949,036.04  
  Capital Stock 31,413,160.49 31,777,892.13  
  Retained Earnings & Undivided Profits 13,986,578.26 14,235,824.70  
  Other Comprehensive Income (78,729.55) (65,453.43)  
  Appraisal Increment Reserves 94,315.00 90,996.93  
  Other Capital 901,180.44 909,775.71  
         
Source : Supervisory Data Center, Financial Supervision Sector, Bangko Sentral ng Pilipinas
Updated as of 28 September 2018