48 Balance Sheet        
           
           
  Rural and Cooperative Bank Group        
  as of end of periods indicated        
  amounts in thousand Pesos        
           
   
  Selected Accounts Mar-16 Jun-16 Sep-16  
   
  TOTAL ASSETS  202,522,436.73 205,907,880.53 206,539,724.20  
  CASH AND DUE FROM BANKS 52,136,632.60 53,504,700.31 52,136,931.09  
  TLP (INCLUSIVE OF IBL AND RRPs) , NET  112,969,357.08 115,909,925.59 117,513,191.01  
  Total Loan Portfolio (TLP), gross  122,707,863.69 126,087,943.66 128,011,851.42  
  (a) Interbank Loans Receivable (IBL) 0.00 0.00 0.00  
  (b) Total Reverse Repurchase (RRPs) 31,040.00 28,040.00 79,540.00  
  of which:  
  Reverse Repurchase (RRPs) with BSP 0.00 0.00 0.00  
  Reverse Repurchase (RRPs) with Other Banks 31,040.00 28,040.00 15,040.00  
  (c) Loans and Receivable - Others, net of amortization 122,676,823.69 126,059,903.66 127,932,311.42  
  Allowance for Credit Losses  9,738,506.62 10,178,018.06 10,498,660.41  
  TLP, gross (exclusive of IBL) 122,707,863.69 126,087,943.66 128,011,851.42  
  TLP, gross (exclusive of IBL and RRP with BSP and Other Banks) 122,676,823.69 126,059,903.66 127,996,811.42  
  TOTAL INVESTMENTS, NET 13,501,880.11 12,034,603.58 12,361,526.25  
  (A) Financial Assets, net (Portfolio Investments) 13,306,985.68 11,853,130.65 12,187,402.01  
  Financial Assets, gross (net of amortization) 13,501,156.06 12,025,564.88 12,346,879.67  
  (1) Financial Assets Held for Trading (HFT) 0.00 0.00 0.00  
  (2) Financial Assets DFVPL 3,185,004.56 1,102,999.40 780,339.21  
  (3) Available-for-Sale (AFS) Financial Assets 1,278,161.92 1,137,051.77 886,971.72  
  (4) Held-to-Maturity (HTM) Financial Assets 8,077,957.54 8,768,596.91 9,644,253.59  
  (5) Unquoted Debt Securities Classified as Loans 830,647.82 886,320.56 902,388.02  
  (6) Investments in Non-Marketable Equity Securities 129,384.22 130,596.22 132,927.13  
  Accumulated Market Gains/Losses  11,113.62 30,420.71 32,140.84  
  Allowance for Credit Losses  205,284.00 202,854.93 191,618.50  
  (B) Equity Investment in Subsidiaries/Associates/Joint Ventures, net (Direct Investments) 194,894.43 181,472.93 174,124.25  
  ROPA, NET 9,892,182.57 9,809,713.56 9,641,044.31  
  Real and Other Properties Acquired (ROPA), gross 11,107,047.00 11,077,790.07 10,911,925.14  
  of which:  
  (1) Sales Contract Receivables, Gross 2,205,253.22 2,201,939.07 2,125,593.38  
  (a) Performing 1,372,086.75 1,404,967.94 1,347,213.67  
  (b) Non-Performing 833,166.47 796,971.14 778,379.72  
  Sales Contract Receivables, Net 1,902,880.44 1,876,331.63 1,794,922.97  
  (2) Non-Current Assets Held for Sale, Gross 42,848.05 64,863.78 69,926.18  
  Non-Current Assets Held for Sale, net 42,848.05 64,863.78 67,368.29  
  Unamortized Discount and Other Deferred Credits 196,609.51 216,700.90 216,580.97  
  Accummulated Depreciation 456,172.60 474,189.58 473,821.71  
  Allowance for Losses 562,082.31 577,186.03 577,920.26  
  OTHER ASSETS 14,022,384.37 14,648,937.48 14,887,031.53  
  LIABILITIES AND CAPITAL  
  LIABILITIES 164,666,342.78 167,363,748.99 167,216,521.70  
  FINANCIAL LIABILITIES HFT 0.00 0.00 0.00  
  FINANCIAL LIABILITIES DFVPL 0.00 0.00 0.00  
  DEPOSIT LIABILITIES 143,418,409.17 148,572,796.08 148,311,783.31  
  Peso Liabilities 143,318,288.87 148,468,099.79 148,196,481.18  
  Demand and NOW 4,874,755.57 4,800,082.27 4,039,283.72  
  Savings 97,937,085.37 102,451,134.68 103,034,450.52  
  Time 40,505,947.92 41,216,382.84 41,122,246.94  
  LTNCD 500.00 500.00 500.00  
  Foreign Currency 100,120.43 104,696.74 115,302.13  
  Demand and NOW 0.00 0.00 0.00  
  Savings 77,353.67 80,567.33 92,132.86  
  Time 22,766.76 24,129.41 23,169.27  
  LTNCD 0.00 0.00 0.00  
  DUE TO BANKS/OTHERS 148,671.47 151,011.14 145,900.88  
  BILLS PAYABLE 12,756,228.01 11,294,331.65 11,742,017.10  
  BONDS PAYABLE 187.35 187.35 0.00  
  UNSECURED SUBORDINATED DEBT, NET 158,600.00 154,200.00 154,200.00  
  REDEEMABLE PREFERRED SHARES 151,175.04 151,055.97 150,887.44  
  DERIVATIVES WITH NEGATIVE FAIR VALUE HELD FOR HEDGING 0.00 0.00 0.00  
  OTHER LIABILITIES 8,033,071.74 7,040,165.81 6,711,732.97  
  TOTAL CAPITAL ACCOUNTS  37,856,093.95 38,544,131.54 39,323,202.50  
  Capital Stock 24,950,177.65 25,402,395.79 25,680,101.53  
  Retained Earnings & Undivided Profits 11,861,170.36 11,899,879.95 12,401,067.13  
  Other Comprehensive Income 11,004.50 52,854.83 65,681.08  
  Appraisal Increment Reserves 118,312.60 111,170.39 103,882.17  
  Other Capital 915,428.85 1,077,830.58 1,072,470.59  
           
Source : Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas
Updated as of 29 December 2016