5 Loans Outstanding for Production and Household Consumption1/
 
 
Philippine Banking System 
as of periods indicated
in billion pesos
 
 
  Jan-17 Feb-17 Mar-17p/ Apr-17p/  
           
Levels  
  I. Residents  
  A. For Production by Economic Activity2/ 5,915.718 5,958.834 6,060.848 6,098.705  
  Agriculture, Forestry and Fishing 230.886 230.600 222.857 222.433  
  Mining and Quarrying 33.343 34.178 49.973 49.204  
  Manufacturing 860.247 872.764 889.508 893.904  
  Electricity, Gas, Steam and Air-Conditioning Supply 671.421 662.159 688.576 721.627  
  Water supply, Sewerage, Waste management and Remediation Activities 62.003 62.974 62.594 64.023  
  Construction 176.456 184.184 187.425 184.300  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 946.987 911.183 924.154 922.378  
  Accommodation and Food Service Activities 134.465 134.299 135.165 135.985  
  Transportation and Storage 199.829 199.352 204.522 204.300  
  Information and Communication 187.747 223.256 225.474 236.347  
  Financial and Insurance Activities 528.639 538.769 530.208 505.813  
  Real Estate Activities 1,317.594 1,316.336 1,340.793 1,356.704  
  Professional, Scientific and Technical Activities 48.945 58.366 67.999 60.896  
  Administrative and Support Service Activities 55.841 55.653 56.100 60.505  
  Public Administration and Defense; Compulsory Social Security 102.995 104.398 102.897 103.126  
  Education 40.973 40.728 40.752 40.494  
  Human Health and Social Work Activities 56.656 56.996 57.368 56.533  
  Arts, Entertainment and Recreation 69.831 75.280 76.768 80.014  
  Other Service Activities 104.849 112.338 111.658 113.626  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 86.011 85.021 86.058 86.492  
  Activities of Extra-Territorial Organizations and Bodies 0.000 0.000 0.000 0.000  
   
  B. For Household Consumption 789.056 796.808 805.396 817.981  
  Credit Cards 198.509 198.588 197.601 203.262  
  Motor Vehicle Loans3/ 397.371 403.616 410.133 416.287  
  Auto Loans4/ 384.814 390.748 397.050 402.964  
  Motorcycle Loans4/ 12.557 12.868 13.083 13.323  
  Salary-Based General-Purpose Consumption Loans5/ 165.457 166.011 168.725 169.849  
  Others 27.719 28.593 28.938 28.583  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 300.262 304.568 246.202 177.871  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 7,005.035 7,060.210 7,112.447 7,094.557  
  Net of BSP RRP Agreements 6,704.774 6,755.642 6,866.245 6,916.686  
   
  II. Non-Residents 164.816 165.495 213.293 199.691  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 7,169.851 7,225.705 7,325.740 7,294.248  
  Net of BSP RRP Agreements 6,869.589 6,921.137 7,079.538 7,116.377  
   
  Memo Items:  
  a. Loans of domestic banks' foreign offices 34.920 41.063 35.345 36.442  
  b. Interbank Loans (inclusive of Loans to BSP) 246.853 219.748 199.543 226.521  
  c. Loans and Receivables Arising from Repurchase Agreements, Certificate of Assignment/Participation with Recourse, Securities Lending and Borrowing Transactions6/ 82.122 97.567 110.323 102.567  
   
  Total Loans Outstanding (inclusive of memo items)7/ 7,533.747 7,584.083 7,670.951 7,659.778  
   
Percentage Distribution8/  
  I. Residents  
  A. For Production by Economic Activity2/ 82.51% 82.47% 82.73% 83.61%  
  Agriculture, Forestry and Fishing 3.22% 3.19% 3.04% 3.05%  
  Mining and Quarrying 0.47% 0.47% 0.68% 0.67%  
  Manufacturing 12.00% 12.08% 12.14% 12.25%  
  Electricity, Gas, Steam and Air-Conditioning Supply 9.36% 9.16% 9.40% 9.89%  
  Water supply, Sewerage, Waste management and Remediation Activities 0.86% 0.87% 0.85% 0.88%  
  Construction 2.46% 2.55% 2.56% 2.53%  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 13.21% 12.61% 12.62% 12.65%  
  Accommodation and Food Service Activities 1.88% 1.86% 1.85% 1.86%  
  Transportation and Storage 2.79% 2.76% 2.79% 2.80%  
  Information and Communication 2.62% 3.09% 3.08% 3.24%  
  Financial and Insurance Activities 7.37% 7.46% 7.24% 6.93%  
  Real Estate Activities 18.38% 18.22% 18.30% 18.60%  
  Professional, Scientific and Technical Activities 0.68% 0.81% 0.93% 0.83%  
  Administrative and Support Service Activities 0.78% 0.77% 0.77% 0.83%  
  Public Administration and Defense; Compulsory Social Security 1.44% 1.44% 1.40% 1.41%  
  Education 0.57% 0.56% 0.56% 0.56%  
  Human Health and Social Work Activities 0.79% 0.79% 0.78% 0.78%  
  Arts, Entertainment and Recreation 0.97% 1.04% 1.05% 1.10%  
  Other Service Activities 1.46% 1.55% 1.52% 1.56%  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 1.20% 1.18% 1.17% 1.19%  
  Activities of Extra-Territorial Organizations and Bodies 0.00% 0.00% 0.00% 0.00%  
   
  B. For Household Consumption 11.01% 11.03% 10.99% 11.21%  
  Credit Cards 2.77% 2.75% 2.70% 2.79%  
  Motor Vehicle Loans3/ 5.54% 5.59% 5.60% 5.71%  
  Auto Loans4/ 5.37% 5.41% 5.42% 5.52%  
  Motorcycle Loans4/ 0.18% 0.18% 0.18% 0.18%  
  Salary-Based General-Purpose Consumption Loans5/ 2.31% 2.30% 2.30% 2.33%  
  Others 0.39% 0.40% 0.40% 0.39%  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 4.19% 4.22% 3.36% 2.44%  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 97.70% 97.71% 97.09% 97.26%  
  Net of BSP RRP Agreements 93.51% 93.49% 93.73% 94.82%  
   
  II. Non-Residents 2.30% 2.29% 2.91% 2.74%  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 100.00% 100.00% 100.00% 100.00%  
                     
                     
1/ net of amortization
2/ per 2009 Philippine Standard Industrial Classification (PSIC) (effective Jun-2014)
3/ renamed effective Sep-2015 (formerly Auto Loans)
4/ effective Sep-2015
5/ renamed effective Sep-2015 (formerly Salary Loans)
6/ excludes BSP RRP Agreements
7/ sum of Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreement) and all Memo Items
8/ as to Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreements)
p/Preliminary
Note: Details may not add up to totals due to rounding-off
Source : Supervisory Data Center, Supervision and Examination Sector
Updated as of 7 June 2017