5 Loans Outstanding for Production and Household Consumption1/
 
 
Philippine Banking System 
as of periods indicated
in billion pesos
 
 
  Jan-20  
     
Levels  
  I. Residents  
  A. For Production by Economic Activity2/ 8,540.685  
  Agriculture, Forestry and Fishing 261.655  
  Mining and Quarrying 48.654  
  Manufacturing 1,070.485  
  Electricity, Gas, Steam and Air-Conditioning Supply 1,015.121  
  Water supply, Sewerage, Waste management and Remediation Activities 112.552  
  Construction 357.898  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 1,249.747  
  Accommodation and Food Service Activities 163.546  
  Transportation and Storage 297.573  
  Information and Communication 374.512  
  Financial and Insurance Activities 882.636  
  Real Estate Activities 1,939.068  
  Professional, Scientific and Technical Activities 90.789  
  Administrative and Support Service Activities 45.066  
  Public Administration and Defense; Compulsory Social Security 141.880  
  Education 47.049  
  Human Health and Social Work Activities 85.690  
  Arts, Entertainment and Recreation 145.926  
  Other Service Activities 111.319  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 99.518  
  Activities of Extra-Territorial Organizations and Bodies 0.000  
   
  B. For Household Consumption 1,275.800  
  Credit Cards 452.461  
  Motor Vehicle Loans3/ 593.151  
  Auto Loans4/ 564.035  
  Motorcycle Loans4/ 29.116  
  Salary-Based General-Purpose Consumption Loans5/ 197.175  
  Others 33.013  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 298.024  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 10,114.510  
  Net of BSP RRP Agreements 9,816.486  
   
  II. Non-Residents 330.370  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 10,444.880  
  Net of BSP RRP Agreements 10,146.856  
   
  Memo Items:  
  a. Loans of domestic banks' foreign offices 69.438  
  b. Interbank Loans (inclusive of Loans to BSP) 288.209  
  c. Loans and Receivables Arising from Repurchase Agreements, Certificate of Assignment/Participation with Recourse, Securities Lending and Borrowing Transactions6/ 86.385  
   
  Total Loans Outstanding (inclusive of memo items)7/ 10,888.911  
   
Percentage Distribution8/  
  I. Residents  
  A. For Production by Economic Activity2/ 81.77%  
  Agriculture, Forestry and Fishing 2.51%  
  Mining and Quarrying 0.47%  
  Manufacturing 10.25%  
  Electricity, Gas, Steam and Air-Conditioning Supply 9.72%  
  Water supply, Sewerage, Waste management and Remediation Activities 1.08%  
  Construction 3.43%  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 11.97%  
  Accommodation and Food Service Activities 1.57%  
  Transportation and Storage 2.85%  
  Information and Communication 3.59%  
  Financial and Insurance Activities 8.45%  
  Real Estate Activities 18.56%  
  Professional, Scientific and Technical Activities 0.87%  
  Administrative and Support Service Activities 0.43%  
  Public Administration and Defense; Compulsory Social Security 1.36%  
  Education 0.45%  
  Human Health and Social Work Activities 0.82%  
  Arts, Entertainment and Recreation 1.40%  
  Other Service Activities 1.07%  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 0.95%  
  Activities of Extra-Territorial Organizations and Bodies 0.00%  
   
  B. For Household Consumption 12.21%  
  Credit Cards 4.33%  
  Motor Vehicle Loans3/ 5.68%  
  Auto Loans4/ 5.40%  
  Motorcycle Loans4/ 0.28%  
  Salary-Based General-Purpose Consumption Loans5/ 1.89%  
  Others 0.32%  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 2.85%  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 96.84%  
  Net of BSP RRP Agreements 93.98%  
   
  II. Non-Residents 3.16%  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 100.00%  
               
               
1/ net of amortization
2/ per 2009 Philippine Standard Industrial Classification (PSIC) (effective Jun-2014)
3/ renamed effective Sep-2015 (formerly Auto Loans)
4/ effective Sep-2015
5/ renamed effective Sep-2015 (formerly Salary Loans)
6/ excludes BSP RRP Agreements
7/ sum of Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreement) and all Memo Items
8/ as to Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreements)
Note: Details may not add up to totals due to rounding-off
Source : Department of Supervisory Analytics, Financial Supervision Sector, Bangko Sentral ng Pilipinas
Updated as of 31 March 2020