5 Loans Outstanding for Production and Household Consumption1/
 
 
Philippine Banking System 
as of periods indicated
in billion pesos
 
 
  Jan-20 Feb-20 Mar-20/P Apr-20/P May-20/P  
             
Levels  
  I. Residents  
  A. For Production by Economic Activity2/ 8,540.685 8,553.888 8,719.133 8,806.400 8,741.123  
  Agriculture, Forestry and Fishing 261.655 259.053 263.132 261.778 254.348  
  Mining and Quarrying 48.654 49.173 51.175 51.070 50.775  
  Manufacturing 1,070.485 1,058.848 1,067.346 1,107.878 1,099.597  
  Electricity, Gas, Steam and Air-Conditioning Supply 1,015.121 1,022.112 1,031.316 1,048.946 1,042.461  
  Water supply, Sewerage, Waste management and Remediation Activities 112.552 113.220 107.254 110.186 108.505  
  Construction 357.898 367.913 374.893 374.537 371.781  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 1,249.747 1,237.444 1,254.247 1,280.769 1,269.752  
  Accommodation and Food Service Activities 163.546 163.511 162.915 174.357 173.568  
  Transportation and Storage 297.573 301.397 326.880 335.313 335.632  
  Information and Communication 374.512 375.499 392.561 403.556 398.633  
  Financial and Insurance Activities 882.636 891.655 909.067 927.546 919.239  
  Real Estate Activities 1,939.068 1,956.672 1,987.573 2,000.037 1,990.141  
  Professional, Scientific and Technical Activities 90.789 83.953 109.935 52.983 51.888  
  Administrative and Support Service Activities 45.066 45.770 44.319 43.748 43.948  
  Public Administration and Defense; Compulsory Social Security 141.880 143.117 144.146 145.571 144.762  
  Education 47.049 46.789 46.134 47.050 47.266  
  Human Health and Social Work Activities 85.690 85.287 85.197 87.783 87.728  
  Arts, Entertainment and Recreation 145.926 145.970 144.690 144.187 151.210  
  Other Service Activities 111.319 107.331 117.830 110.877 102.405  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 99.518 99.174 98.524 98.228 97.486  
  Activities of Extra-Territorial Organizations and Bodies 0.000 0.000 0.000 0.000 0.000  
   
  B. For Household Consumption 1,275.800 1,280.371 1,281.539 1,271.184 1,256.286  
  Credit Cards 452.461 451.292 446.495 436.469 421.092  
  Motor Vehicle Loans3/ 593.151 598.325 599.184 599.482 598.374  
  Auto Loans4/ 564.035 568.651 568.954 569.230 568.204  
  Motorcycle Loans4/ 29.116 29.674 30.230 30.252 30.169  
  Salary-Based General-Purpose Consumption Loans5/ 197.175 198.041 202.923 202.820 204.124  
  Others 33.013 32.714 32.936 32.414 32.697  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 298.024 303.344 301.548 118.231 94.941  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 10,114.510 10,137.604 10,302.220 10,195.816 10,092.350  
  Net of BSP RRP Agreements 9,816.486 9,834.260 10,000.672 10,077.584 9,997.409  
   
  II. Non-Residents 330.370 322.902 318.537 313.897 310.489  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 10,444.880 10,460.505 10,620.757 10,509.713 10,402.839  
  Net of BSP RRP Agreements 10,146.856 10,157.162 10,319.209 10,391.481 10,307.898  
   
  Memo Items:  
  a. Loans of domestic banks' foreign offices 69.438 67.582 67.859 66.248 63.838  
  b. Interbank Loans (inclusive of Loans to BSP) 288.209 307.020 307.104 303.975 280.150  
  c. Loans and Receivables Arising from Repurchase Agreements, Certificate of Assignment/Participation with Recourse, Securities Lending and Borrowing Transactions6/ 86.385 75.809 97.141 91.222 69.560  
   
  Total Loans Outstanding (inclusive of memo items)7/ 10,888.911 10,910.916 11,092.861 10,971.157 10,816.387  
   
Percentage Distribution8/  
  I. Residents  
  A. For Production by Economic Activity2/ 81.77% 81.77% 82.10% 83.79% 84.03%  
  Agriculture, Forestry and Fishing 2.51% 2.48% 2.48% 2.49% 2.44%  
  Mining and Quarrying 0.47% 0.47% 0.48% 0.49% 0.49%  
  Manufacturing 10.25% 10.12% 10.05% 10.54% 10.57%  
  Electricity, Gas, Steam and Air-Conditioning Supply 9.72% 9.77% 9.71% 9.98% 10.02%  
  Water supply, Sewerage, Waste management and Remediation Activities 1.08% 1.08% 1.01% 1.05% 1.04%  
  Construction 3.43% 3.52% 3.53% 3.56% 3.57%  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 11.97% 11.83% 11.81% 12.19% 12.21%  
  Accommodation and Food Service Activities 1.57% 1.56% 1.53% 1.66% 1.67%  
  Transportation and Storage 2.85% 2.88% 3.08% 3.19% 3.23%  
  Information and Communication 3.59% 3.59% 3.70% 3.84% 3.83%  
  Financial and Insurance Activities 8.45% 8.52% 8.56% 8.83% 8.84%  
  Real Estate Activities 18.56% 18.71% 18.71% 19.03% 19.13%  
  Professional, Scientific and Technical Activities 0.87% 0.80% 1.04% 0.50% 0.50%  
  Administrative and Support Service Activities 0.43% 0.44% 0.42% 0.42% 0.42%  
  Public Administration and Defense; Compulsory Social Security 1.36% 1.37% 1.36% 1.39% 1.39%  
  Education 0.45% 0.45% 0.43% 0.45% 0.45%  
  Human Health and Social Work Activities 0.82% 0.82% 0.80% 0.84% 0.84%  
  Arts, Entertainment and Recreation 1.40% 1.40% 1.36% 1.37% 1.45%  
  Other Service Activities 1.07% 1.03% 1.11% 1.05% 0.98%  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 0.95% 0.95% 0.93% 0.93% 0.94%  
  Activities of Extra-Territorial Organizations and Bodies 0.00% 0.00% 0.00% 0.00% 0.00%  
   
  B. For Household Consumption 12.21% 12.24% 12.07% 12.10% 12.08%  
  Credit Cards 4.33% 4.31% 4.20% 4.15% 4.05%  
  Motor Vehicle Loans3/ 5.68% 5.72% 5.64% 5.70% 5.75%  
  Auto Loans4/ 5.40% 5.44% 5.36% 5.42% 5.46%  
  Motorcycle Loans4/ 0.28% 0.28% 0.28% 0.29% 0.29%  
  Salary-Based General-Purpose Consumption Loans5/ 1.89% 1.89% 1.91% 1.93% 1.96%  
  Others 0.32% 0.31% 0.31% 0.31% 0.31%  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 2.85% 2.90% 2.84% 1.12% 0.91%  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 96.84% 96.91% 97.00% 97.01% 97.02%  
  Net of BSP RRP Agreements 93.98% 94.01% 94.16% 95.89% 96.10%  
   
  II. Non-Residents 3.16% 3.09% 3.00% 2.99% 2.98%  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 100.00% 100.00% 100.00% 100.00% 100.00%  
                       
                       
/p Preliminary
1/ net of amortization
2/ per 2009 Philippine Standard Industrial Classification (PSIC) (effective Jun-2014)
3/ renamed effective Sep-2015 (formerly Auto Loans)
4/ effective Sep-2015
5/ renamed effective Sep-2015 (formerly Salary Loans)
6/ excludes BSP RRP Agreements
7/ sum of Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreement) and all Memo Items
8/ as to Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreements)
Note: Details may not add up to totals due to rounding-off
Source : Department of Supervisory Analytics, Financial Supervision Sector, Bangko Sentral ng Pilipinas
Updated as of 7 July 2020