5 Loans Outstanding for Production and Household Consumption1/
 
 
Philippine Banking System 
as of periods indicated
in billion pesos
 
 
  Jan-18 Feb-18 Mar-18 Apr-18 May-18 Jun-18/p Jul-18/p  
                 
Levels  
  I. Residents  
  A. For Production by Economic Activity2/ 6,905.490 6,986.213 7,088.562 7,212.607 7,295.738 7,411.569 7,487.897  
  Agriculture, Forestry and Fishing 205.943 206.376 204.287 206.442 207.294 211.216 215.671  
  Mining and Quarrying 51.146 51.525 53.592 52.065 52.962 51.700 51.007  
  Manufacturing 958.359 962.512 987.607 1,017.523 1,020.920 1,042.325 1,049.034  
  Electricity, Gas, Steam and Air-Conditioning Supply 839.777 853.840 854.683 851.797 851.752 864.407 865.320  
  Water supply, Sewerage, Waste management and Remediation Activities 67.935 68.555 72.440 72.434 73.635 74.506 79.289  
  Construction 217.495 224.490 232.780 237.111 245.968 253.666 261.872  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 1,066.445 1,073.083 1,083.881 1,120.657 1,133.773 1,159.029 1,176.484  
  Accommodation and Food Service Activities 154.375 154.051 156.582 138.327 140.676 141.875 146.993  
  Transportation and Storage 246.599 254.564 257.241 265.195 273.339 277.627 273.072  
  Information and Communication 285.513 287.737 290.091 294.786 305.237 309.779 307.076  
  Financial and Insurance Activities 607.578 620.728 611.040 640.089 673.063 682.460 716.670  
  Real Estate Activities 1,527.165 1,525.647 1,553.561 1,545.720 1,555.739 1,587.799 1,601.141  
  Professional, Scientific and Technical Activities 80.269 86.684 81.679 95.690 87.990 78.604 77.470  
  Administrative and Support Service Activities 34.081 34.838 34.379 36.191 37.805 38.453 38.754  
  Public Administration and Defense; Compulsory Social Security 133.093 133.537 133.002 133.335 132.340 130.871 130.710  
  Education 39.983 40.929 41.321 42.239 42.852 42.973 43.672  
  Human Health and Social Work Activities 60.146 61.081 61.757 62.021 55.609 57.290 58.020  
  Arts, Entertainment and Recreation 93.273 93.525 95.729 114.083 123.969 124.019 123.428  
  Other Service Activities 134.164 152.340 180.367 183.779 179.244 177.977 166.759  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 102.151 100.172 102.543 103.122 101.571 104.992 105.453  
  Activities of Extra-Territorial Organizations and Bodies 0.000 0.000 0.000 0.000 0.000 0.000 0.000  
   
  B. For Household Consumption 944.281 950.366 955.094 962.341 968.835 973.061 979.655  
  Credit Cards 239.228 240.313 240.970 246.184 250.358 255.140 257.620  
  Motor Vehicle Loans3/ 488.224 493.716 500.589 501.944 505.087 504.821 508.242  
  Auto Loans4/ 470.311 475.296 481.538 482.568 485.656 486.453 489.584  
  Motorcycle Loans4/ 17.914 18.420 19.051 19.375 19.431 18.369 18.658  
  Salary-Based General-Purpose Consumption Loans5/ 188.113 187.557 184.337 184.155 183.870 184.079 184.333  
  Others 28.716 28.780 29.198 30.058 29.520 29.020 29.459  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 304.260 257.767 303.453 225.314 249.484 271.091 303.434  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 8,154.031 8,194.346 8,347.109 8,400.262 8,514.057 8,655.721 8,770.985  
  Net of BSP RRP Agreements 7,849.771 7,936.579 8,043.656 8,174.948 8,264.573 8,384.630 8,467.551  
   
  II. Non-Residents 242.011 248.028 261.833 260.653 258.556 264.655 269.696  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 8,396.041 8,442.374 8,608.942 8,660.915 8,772.613 8,920.376 9,040.681  
  Net of BSP RRP Agreements 8,091.782 8,184.607 8,305.489 8,435.601 8,523.129 8,649.285 8,737.248  
   
  Memo Items:  
  a. Loans of domestic banks' foreign offices 43.312 43.468 50.879 50.371 50.237 52.015 51.494  
  b. Interbank Loans (inclusive of Loans to BSP) 310.029 264.144 230.972 263.658 260.216 280.182 212.861  
  c. Loans and Receivables Arising from Repurchase Agreements, Certificate of Assignment/Participation with Recourse, Securities Lending and Borrowing Transactions6/ 76.226 68.475 106.310 92.766 78.616 99.471 85.264  
   
  Total Loans Outstanding (inclusive of memo items)7/ 8,825.609 8,818.462 8,997.103 9,067.710 9,161.682 9,352.044 9,390.300  
   
Percentage Distribution8/  
  I. Residents  
  A. For Production by Economic Activity2/ 82.25% 82.75% 82.34% 83.28% 83.16% 83.09% 82.82%  
  Agriculture, Forestry and Fishing 2.45% 2.44% 2.37% 2.38% 2.36% 2.37% 2.39%  
  Mining and Quarrying 0.61% 0.61% 0.62% 0.60% 0.60% 0.58% 0.56%  
  Manufacturing 11.41% 11.40% 11.47% 11.75% 11.64% 11.68% 11.60%  
  Electricity, Gas, Steam and Air-Conditioning Supply 10.00% 10.11% 9.93% 9.83% 9.71% 9.69% 9.57%  
  Water supply, Sewerage, Waste management and Remediation Activities 0.81% 0.81% 0.84% 0.84% 0.84% 0.84% 0.88%  
  Construction 2.59% 2.66% 2.70% 2.74% 2.80% 2.84% 2.90%  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 12.70% 12.71% 12.59% 12.94% 12.92% 12.99% 13.01%  
  Accommodation and Food Service Activities 1.84% 1.82% 1.82% 1.60% 1.60% 1.59% 1.63%  
  Transportation and Storage 2.94% 3.02% 2.99% 3.06% 3.12% 3.11% 3.02%  
  Information and Communication 3.40% 3.41% 3.37% 3.40% 3.48% 3.47% 3.40%  
  Financial and Insurance Activities 7.24% 7.35% 7.10% 7.39% 7.67% 7.65% 7.93%  
  Real Estate Activities 18.19% 18.07% 18.05% 17.85% 17.73% 17.80% 17.71%  
  Professional, Scientific and Technical Activities 0.96% 1.03% 0.95% 1.10% 1.00% 0.88% 0.86%  
  Administrative and Support Service Activities 0.41% 0.41% 0.40% 0.42% 0.43% 0.43% 0.43%  
  Public Administration and Defense; Compulsory Social Security 1.59% 1.58% 1.54% 1.54% 1.51% 1.47% 1.45%  
  Education 0.48% 0.48% 0.48% 0.49% 0.49% 0.48% 0.48%  
  Human Health and Social Work Activities 0.72% 0.72% 0.72% 0.72% 0.63% 0.64% 0.64%  
  Arts, Entertainment and Recreation 1.11% 1.11% 1.11% 1.32% 1.41% 1.39% 1.37%  
  Other Service Activities 1.60% 1.80% 2.10% 2.12% 2.04% 2.00% 1.84%  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 1.22% 1.19% 1.19% 1.19% 1.16% 1.18% 1.17%  
  Activities of Extra-Territorial Organizations and Bodies 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%  
   
  B. For Household Consumption 11.25% 11.26% 11.09% 11.11% 11.04% 10.91% 10.84%  
  Credit Cards 2.85% 2.85% 2.80% 2.84% 2.85% 2.86% 2.85%  
  Motor Vehicle Loans3/ 5.81% 5.85% 5.81% 5.80% 5.76% 5.66% 5.62%  
  Auto Loans4/ 5.60% 5.63% 5.59% 5.57% 5.54% 5.45% 5.42%  
  Motorcycle Loans4/ 0.21% 0.22% 0.22% 0.22% 0.22% 0.21% 0.21%  
  Salary-Based General-Purpose Consumption Loans5/ 2.24% 2.22% 2.14% 2.13% 2.10% 2.06% 2.04%  
  Others 0.34% 0.34% 0.34% 0.35% 0.34% 0.33% 0.33%  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 3.62% 3.05% 3.52% 2.60% 2.84% 3.04% 3.36%  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 97.12% 97.06% 96.96% 96.99% 97.05% 97.03% 97.02%  
  Net of BSP RRP Agreements 93.49% 94.01% 93.43% 94.39% 94.21% 93.99% 93.66%  
   
  II. Non-Residents 2.88% 2.94% 3.04% 3.01% 2.95% 2.97% 2.98%  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%  
                           
                           
1/ net of amortization
2/ per 2009 Philippine Standard Industrial Classification (PSIC) (effective Jun-2014)
3/ renamed effective Sep-2015 (formerly Auto Loans)
4/ effective Sep-2015
5/ renamed effective Sep-2015 (formerly Salary Loans)
6/ excludes BSP RRP Agreements
7/ sum of Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreement) and all Memo Items
8/ as to Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreements)
p/ Preliminary
Note: Details may not add up to totals due to rounding-off
Source : Supervisory Data Center, Financial Supervision Sector, Bangko Sentral ng Pilipinas
Updated as of 7 September 2018