5 Loans Outstanding for Production and Household Consumption1/
 
 
Philippine Banking System 
as of periods indicated
in billion pesos
 
 
  Jan-18 Feb-18 Mar-18 Apr-18 May-18 Jun-18 Jul-18 Aug-18 Sep-18P Oct-18P  
                       
Levels  
  I. Residents  
  A. For Production by Economic Activity2/ 6,905.490 6,986.213 7,088.562 7,212.607 7,295.738 7,412.561 7,488.889 7,582.438 7,678.765 7,773.766  
  Agriculture, Forestry and Fishing 205.943 206.376 204.287 206.442 207.294 211.398 215.852 216.915 229.494 232.886  
  Mining and Quarrying 51.146 51.525 53.592 52.065 52.962 51.694 51.001 50.763 50.243 53.803  
  Manufacturing 958.359 962.512 987.607 1,017.523 1,020.920 1,042.330 1,049.038 1,064.904 1,075.073 1,079.363  
  Electricity, Gas, Steam and Air-Conditioning Supply 839.777 853.840 854.683 851.797 851.752 864.378 865.292 890.387 907.823 931.075  
  Water supply, Sewerage, Waste management and Remediation Activities 67.935 68.555 72.440 72.434 73.635 74.515 79.298 79.947 80.504 80.448  
  Construction 217.495 224.490 232.780 237.111 245.968 253.560 261.766 260.433 268.001 283.593  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 1,066.445 1,073.083 1,083.881 1,120.657 1,133.773 1,159.745 1,177.201 1,188.312 1,190.361 1,210.720  
  Accommodation and Food Service Activities 154.375 154.051 156.582 138.327 140.676 142.007 147.125 150.457 155.637 158.257  
  Transportation and Storage 246.599 254.564 257.241 265.195 273.339 277.521 272.966 274.798 278.108 279.761  
  Information and Communication 285.513 287.737 290.091 294.786 305.237 309.781 307.078 308.074 310.140 310.355  
  Financial and Insurance Activities 607.578 620.728 611.040 640.089 673.063 682.626 716.837 751.057 753.625 780.429  
  Real Estate Activities 1,527.165 1,525.647 1,553.561 1,545.720 1,555.739 1,587.945 1,601.288 1,614.894 1,631.360 1,652.346  
  Professional, Scientific and Technical Activities 80.269 86.684 81.679 95.690 87.990 78.658 77.525 82.333 88.721 68.957  
  Administrative and Support Service Activities 34.081 34.838 34.379 36.191 37.805 38.417 38.717 37.587 36.984 36.763  
  Public Administration and Defense; Compulsory Social Security 133.093 133.537 133.002 133.335 132.340 130.868 130.706 129.925 129.594 130.060  
  Education 39.983 40.929 41.321 42.239 42.852 42.342 43.041 43.316 43.840 45.490  
  Human Health and Social Work Activities 60.146 61.081 61.757 62.021 55.609 57.457 58.188 58.927 60.090 60.723  
  Arts, Entertainment and Recreation 93.273 93.525 95.729 114.083 123.969 124.028 123.437 120.159 122.074 122.258  
  Other Service Activities 134.164 152.340 180.367 183.779 179.244 178.263 167.044 153.128 160.146 149.213  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 102.151 100.172 102.543 103.122 101.571 105.027 105.488 106.121 106.947 107.263  
  Activities of Extra-Territorial Organizations and Bodies 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000  
   
  B. For Household Consumption 944.281 950.366 955.094 962.341 968.835 972.703 979.297 985.811 994.662 1,004.934  
  Credit Cards 239.228 240.313 240.970 246.184 250.358 255.140 257.620 259.981 264.632 271.241  
  Motor Vehicle Loans3/ 488.224 493.716 500.589 501.944 505.087 504.988 508.408 510.753 513.962 517.233  
  Auto Loans4/ 470.311 475.296 481.538 482.568 485.656 486.541 489.672 491.633 494.619 497.274  
  Motorcycle Loans4/ 17.914 18.420 19.051 19.375 19.431 18.447 18.737 19.120 19.343 19.959  
  Salary-Based General-Purpose Consumption Loans5/ 188.113 187.557 184.337 184.155 183.870 184.011 184.265 186.068 187.400 187.372  
  Others 28.716 28.780 29.198 30.058 29.520 28.564 29.003 29.009 28.669 29.088  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 304.260 257.767 303.453 225.314 249.484 271.091 303.434 223.793 296.571 260.567  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 8,154.031 8,194.346 8,347.109 8,400.262 8,514.057 8,656.355 8,771.620 8,792.041 8,969.999 9,039.267  
  Net of BSP RRP Agreements 7,849.771 7,936.579 8,043.656 8,174.948 8,264.573 8,385.264 8,468.186 8,568.248 8,673.428 8,778.700  
   
  II. Non-Residents 242.011 248.028 261.833 260.653 258.556 264.655 269.696 270.828 274.743 272.319  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 8,396.041 8,442.374 8,608.942 8,660.915 8,772.613 8,921.010 9,041.316 9,062.869 9,244.742 9,311.586  
  Net of BSP RRP Agreements 8,091.782 8,184.607 8,305.489 8,435.601 8,523.129 8,649.919 8,737.882 8,839.077 8,948.171 9,051.019  
   
  Memo Items:  
  a. Loans of domestic banks' foreign offices 43.312 43.468 50.879 50.371 50.237 52.015 51.494 53.394 53.426 53.249  
  b. Interbank Loans (inclusive of Loans to BSP) 310.029 264.144 230.972 263.658 260.216 280.182 212.861 224.711 282.116 271.535  
  c. Loans and Receivables Arising from Repurchase Agreements, Certificate of Assignment/Participation with Recourse, Securities Lending and Borrowing Transactions6/ 76.226 68.475 106.310 92.766 78.616 99.482 85.274 94.238 121.518 121.209  
   
  Total Loans Outstanding (inclusive of memo items)7/ 8,825.609 8,818.462 8,997.103 9,067.710 9,161.682 9,352.689 9,390.945 9,435.212 9,701.801 9,757.579  
   
Percentage Distribution8/  
  I. Residents  
  A. For Production by Economic Activity2/ 82.25% 82.75% 82.34% 83.28% 83.16% 83.09% 82.83% 83.66% 83.06% 83.48%  
  Agriculture, Forestry and Fishing 2.45% 2.44% 2.37% 2.38% 2.36% 2.37% 2.39% 2.39% 2.48% 2.50%  
  Mining and Quarrying 0.61% 0.61% 0.62% 0.60% 0.60% 0.58% 0.56% 0.56% 0.54% 0.58%  
  Manufacturing 11.41% 11.40% 11.47% 11.75% 11.64% 11.68% 11.60% 11.75% 11.63% 11.59%  
  Electricity, Gas, Steam and Air-Conditioning Supply 10.00% 10.11% 9.93% 9.83% 9.71% 9.69% 9.57% 9.82% 9.82% 10.00%  
  Water supply, Sewerage, Waste management and Remediation Activities 0.81% 0.81% 0.84% 0.84% 0.84% 0.84% 0.88% 0.88% 0.87% 0.86%  
  Construction 2.59% 2.66% 2.70% 2.74% 2.80% 2.84% 2.90% 2.87% 2.90% 3.05%  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 12.70% 12.71% 12.59% 12.94% 12.92% 13.00% 13.02% 13.11% 12.88% 13.00%  
  Accommodation and Food Service Activities 1.84% 1.82% 1.82% 1.60% 1.60% 1.59% 1.63% 1.66% 1.68% 1.70%  
  Transportation and Storage 2.94% 3.02% 2.99% 3.06% 3.12% 3.11% 3.02% 3.03% 3.01% 3.00%  
  Information and Communication 3.40% 3.41% 3.37% 3.40% 3.48% 3.47% 3.40% 3.40% 3.35% 3.33%  
  Financial and Insurance Activities 7.24% 7.35% 7.10% 7.39% 7.67% 7.65% 7.93% 8.29% 8.15% 8.38%  
  Real Estate Activities 18.19% 18.07% 18.05% 17.85% 17.73% 17.80% 17.71% 17.82% 17.65% 17.75%  
  Professional, Scientific and Technical Activities 0.96% 1.03% 0.95% 1.10% 1.00% 0.88% 0.86% 0.91% 0.96% 0.74%  
  Administrative and Support Service Activities 0.41% 0.41% 0.40% 0.42% 0.43% 0.43% 0.43% 0.41% 0.40% 0.39%  
  Public Administration and Defense; Compulsory Social Security 1.59% 1.58% 1.54% 1.54% 1.51% 1.47% 1.45% 1.43% 1.40% 1.40%  
  Education 0.48% 0.48% 0.48% 0.49% 0.49% 0.47% 0.48% 0.48% 0.47% 0.49%  
  Human Health and Social Work Activities 0.72% 0.72% 0.72% 0.72% 0.63% 0.64% 0.64% 0.65% 0.65% 0.65%  
  Arts, Entertainment and Recreation 1.11% 1.11% 1.11% 1.32% 1.41% 1.39% 1.37% 1.33% 1.32% 1.31%  
  Other Service Activities 1.60% 1.80% 2.10% 2.12% 2.04% 2.00% 1.85% 1.69% 1.73% 1.60%  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 1.22% 1.19% 1.19% 1.19% 1.16% 1.18% 1.17% 1.17% 1.16% 1.15%  
  Activities of Extra-Territorial Organizations and Bodies 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%  
   
  B. For Household Consumption 11.25% 11.26% 11.09% 11.11% 11.04% 10.90% 10.83% 10.88% 10.76% 10.79%  
  Credit Cards 2.85% 2.85% 2.80% 2.84% 2.85% 2.86% 2.85% 2.87% 2.86% 2.91%  
  Motor Vehicle Loans3/ 5.81% 5.85% 5.81% 5.80% 5.76% 5.66% 5.62% 5.64% 5.56% 5.55%  
  Auto Loans4/ 5.60% 5.63% 5.59% 5.57% 5.54% 5.45% 5.42% 5.42% 5.35% 5.34%  
  Motorcycle Loans4/ 0.21% 0.22% 0.22% 0.22% 0.22% 0.21% 0.21% 0.21% 0.21% 0.21%  
  Salary-Based General-Purpose Consumption Loans5/ 2.24% 2.22% 2.14% 2.13% 2.10% 2.06% 2.04% 2.05% 2.03% 2.01%  
  Others 0.34% 0.34% 0.34% 0.35% 0.34% 0.32% 0.32% 0.32% 0.31% 0.31%  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 3.62% 3.05% 3.52% 2.60% 2.84% 3.04% 3.36% 2.47% 3.21% 2.80%  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 97.12% 97.06% 96.96% 96.99% 97.05% 97.03% 97.02% 97.01% 97.03% 97.08%  
  Net of BSP RRP Agreements 93.49% 94.01% 93.43% 94.39% 94.21% 93.99% 93.66% 94.54% 93.82% 94.28%  
   
  II. Non-Residents 2.88% 2.94% 3.04% 3.01% 2.95% 2.97% 2.98% 2.99% 2.97% 2.92%  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%  
                                 
                                 
1/ net of amortization
2/ per 2009 Philippine Standard Industrial Classification (PSIC) (effective Jun-2014)
3/ renamed effective Sep-2015 (formerly Auto Loans)
4/ effective Sep-2015
5/ renamed effective Sep-2015 (formerly Salary Loans)
6/ excludes BSP RRP Agreements
7/ sum of Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreement) and all Memo Items
8/ as to Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreements)
p/ Preliminary
Note: Details may not add up to totals due to rounding-off
Source : Supervisory Data Center, Financial Supervision Sector, Bangko Sentral ng Pilipinas
Updated as of 7 December 2018