5 Loans Outstanding for Production and Household Consumption1/
 
 
Philippine Banking System 
as of periods indicated
in billion pesos
 
 
  Jan-19 Feb-19 Mar-19 /p Apr-19/p  
           
Levels  
  I. Residents  
  A. For Production by Economic Activity2/ 7,923.370 7,892.862 7,957.586 8,066.992  
  Agriculture, Forestry and Fishing 236.164 237.156 241.318 245.892  
  Mining and Quarrying 55.046 55.615 52.551 54.195  
  Manufacturing 1,101.161 1,090.854 1,090.802 1,124.982  
  Electricity, Gas, Steam and Air-Conditioning Supply 938.989 933.454 948.662 945.675  
  Water supply, Sewerage, Waste management and Remediation Activities 84.939 85.311 86.437 86.528  
  Construction 310.664 317.426 327.652 345.932  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 1,233.728 1,225.703 1,228.073 1,252.851  
  Accommodation and Food Service Activities 161.186 161.201 162.697 153.506  
  Transportation and Storage 292.192 288.125 285.203 284.874  
  Information and Communication 316.331 307.143 314.399 314.282  
  Financial and Insurance Activities 761.660 752.074 808.833 817.737  
  Real Estate Activities 1,685.083 1,701.024 1,716.359 1,743.567  
  Professional, Scientific and Technical Activities 70.195 65.991 67.336 65.447  
  Administrative and Support Service Activities 37.715 41.237 41.740 41.192  
  Public Administration and Defense; Compulsory Social Security 136.518 135.410 140.152 140.923  
  Education 45.978 46.128 46.440 46.394  
  Human Health and Social Work Activities 61.672 62.818 61.670 61.777  
  Arts, Entertainment and Recreation 131.081 129.458 131.604 141.572  
  Other Service Activities 153.545 147.953 99.253 98.284  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 109.522 108.783 106.402 101.382  
  Activities of Extra-Territorial Organizations and Bodies 0.000 0.000 0.000 0.000  
   
  B. For Household Consumption 1,032.935 1,044.088 1,056.788 1,066.892  
  Credit Cards 288.302 299.220 302.441 309.523  
  Motor Vehicle Loans3/ 528.786 530.546 535.743 538.597  
  Auto Loans4/ 507.029 509.090 513.058 515.453  
  Motorcycle Loans4/ 21.757 21.456 22.685 23.144  
  Salary-Based General-Purpose Consumption Loans5/ 185.302 182.437 187.423 186.899  
  Others 30.545 31.884 31.181 31.872  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 302.507 303.524 249.907 283.141  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 9,258.812 9,240.474 9,264.281 9,417.025  
  Net of BSP RRP Agreements 8,956.305 8,936.950 9,014.374 9,133.884  
   
  II. Non-Residents 278.869 278.137 287.752 300.880  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 9,537.681 9,518.611 9,552.034 9,717.905  
  Net of BSP RRP Agreements 9,235.174 9,215.087 9,302.127 9,434.764  
   
  Memo Items:  
  a. Loans of domestic banks' foreign offices 55.152 53.619 51.062 53.911  
  b. Interbank Loans (inclusive of Loans to BSP) 241.240 261.836 258.607 294.463  
  c. Loans and Receivables Arising from Repurchase Agreements, Certificate of Assignment/Participation with Recourse, Securities Lending and Borrowing Transactions6/ 85.206 70.836 126.038 109.179  
   
  Total Loans Outstanding (inclusive of memo items)7/ 9,919.279 9,904.903 9,987.741 10,175.458  
   
Percentage Distribution8/  
  I. Residents  
  A. For Production by Economic Activity2/ 83.07% 82.92% 83.31% 83.01%  
  Agriculture, Forestry and Fishing 2.48% 2.49% 2.53% 2.53%  
  Mining and Quarrying 0.58% 0.58% 0.55% 0.56%  
  Manufacturing 11.55% 11.46% 11.42% 11.58%  
  Electricity, Gas, Steam and Air-Conditioning Supply 9.85% 9.81% 9.93% 9.73%  
  Water supply, Sewerage, Waste management and Remediation Activities 0.89% 0.90% 0.90% 0.89%  
  Construction 3.26% 3.33% 3.43% 3.56%  
  Wholesale and Retail Trade, Repair of Motor Vehicles, Motorcycles 12.94% 12.88% 12.86% 12.89%  
  Accommodation and Food Service Activities 1.69% 1.69% 1.70% 1.58%  
  Transportation and Storage 3.06% 3.03% 2.99% 2.93%  
  Information and Communication 3.32% 3.23% 3.29% 3.23%  
  Financial and Insurance Activities 7.99% 7.90% 8.47% 8.41%  
  Real Estate Activities 17.67% 17.87% 17.97% 17.94%  
  Professional, Scientific and Technical Activities 0.74% 0.69% 0.70% 0.67%  
  Administrative and Support Service Activities 0.40% 0.43% 0.44% 0.42%  
  Public Administration and Defense; Compulsory Social Security 1.43% 1.42% 1.47% 1.45%  
  Education 0.48% 0.48% 0.49% 0.48%  
  Human Health and Social Work Activities 0.65% 0.66% 0.65% 0.64%  
  Arts, Entertainment and Recreation 1.37% 1.36% 1.38% 1.46%  
  Other Service Activities 1.61% 1.55% 1.04% 1.01%  
  Activities of Households as Employers and Undifferentiated Goods-and-Services-Producing Activities of Households for Own Use 1.15% 1.14% 1.11% 1.04%  
  Activities of Extra-Territorial Organizations and Bodies 0.00% 0.00% 0.00% 0.00%  
   
  B. For Household Consumption 10.83% 10.97% 11.06% 10.98%  
  Credit Cards 3.02% 3.14% 3.17% 3.19%  
  Motor Vehicle Loans3/ 5.54% 5.57% 5.61% 5.54%  
  Auto Loans4/ 5.32% 5.35% 5.37% 5.30%  
  Motorcycle Loans4/ 0.23% 0.23% 0.24% 0.24%  
  Salary-Based General-Purpose Consumption Loans5/ 1.94% 1.92% 1.96% 1.92%  
  Others 0.32% 0.33% 0.33% 0.33%  
   
  C. Under BSP Reverse Repurchase (RRP) Agreements 3.17% 3.19% 2.62% 2.91%  
   
  Total Outstanding Loans to Residents  
  Gross of BSP RRP Agreements 97.08% 97.08% 96.99% 96.90%  
  Net of BSP RRP Agreements 93.90% 93.89% 94.37% 93.99%  
   
  II. Non-Residents 2.92% 2.92% 3.01% 3.10%  
   
  III. Total Loans Outstanding to Residents and Non-Residents  
  Gross of BSP RRP Agreements 100.00% 100.00% 100.00% 100.00%  
                     
                     
1/ net of amortization
2/ per 2009 Philippine Standard Industrial Classification (PSIC) (effective Jun-2014)
3/ renamed effective Sep-2015 (formerly Auto Loans)
4/ effective Sep-2015
5/ renamed effective Sep-2015 (formerly Salary Loans)
6/ excludes BSP RRP Agreements
7/ sum of Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreement) and all Memo Items
8/ as to Total Loans Outstanding to Residents and Non-Residents (Gross of BSP RRP Agreements)
p Preliminary
Note: Details may not add up to totals due to rounding-off
Source : Supervisory Data Center, Financial Supervision Sector, Bangko Sentral ng Pilipinas
Updated as of 7 June 2019