6 CONSUMER LOANS 1/
 
 
Philippine Banking System 
as of end of periods indicated
in billion pesos
 
   
  Mar-17r/  
     
  Consumer Loans (CL) 1,306.992  
  Performing 1,254.692  
  Non-Performing 52.300  
  Loan Loss Reserves 35.550  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL) 7,345.134  
  Total Non-Performing Loans (NPL) 139.781  
  CL to TLP (%) 17.79  
  Non-Performing CL to Total NPL (%) 37.42  
  Non-Performing CL to TLP (%) 0.71  
  Non-Performing CL to CL (%) 4.00  
   
  Motor Vehicle Loans (MVL) 408.770  
  Performing 391.879  
  Non-Performing 16.891  
  Loan Loss Reserves 11.074  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL) 7,345.134  
  Total Non-Performing Loans (NPL) 139.781  
  MVL to TLP (%) 5.57  
  Non-Performing MVL to Total NPL (%) 12.08  
  Non-Performing MVL to TLP (%) 0.23  
  Non-Performing MVL to MVL (%) 4.13  
   
  Auto Loans (AL) 396.089  
  Performing 380.576  
  Non-Performing 15.512  
  Loan Loss Reserves 9.790  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL) 7,345.134  
  Total Non-Performing Loans (NPL) 139.781  
  AL to TLP (%) 5.39  
  Non-Performing AL to Total NPL (%) 11.10  
  Non-Performing AL to TLP (%) 0.21  
  Non-Performing AL to AL (%) 3.92  
   
  Motorcycle Loans (MCL) 12.681  
  Performing 11.302  
  Non-Performing 1.379  
  Loan Loss Reserves 1.283  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL) 7,345.134  
  Total Non-Performing Loans (NPL) 139.781  
  MCL to TLP (%) 0.17  
  Non-Performing MCL to Total NPL (%) 0.99  
  Non-Performing MCL to TLP (%) 0.02  
  Non-Performing MCL to MCL (%) 10.87  
   
  Credit Card Receivables (CCR) 197.601  
  Performing 185.823  
  Non-Performing 11.778  
  Loan Loss Reserves 10.814  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL) 7,345.134  
  Total Non-Performing Loans (NPL) 139.781  
  CCR to TLP (%) 2.69  
  Non-Performing CCR to Total NPL (%) 8.43  
  Non-Performing CCR to TLP (%) 0.16  
  Non-Performing CCR to CCR (%) 5.96  
   
  Salary-Based General-Purpose Consumption Loans (SBGPCL)               143.977  
  Performing               138.029  
  Non-Performing                     5.948  
  Loan Loss Reserves                     4.163  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL)           7,345.134  
  Total Non-Performing Loans (NPL)               139.781  
  SBGPCL to TLP (%)                        1.96  
  Non-Performing SBGPCL to Total NPL (%)                        4.26  
  Non-Performing SBGPCL to TLP (%)                        0.08  
  Non-Performing SBGPCL to SBGPCL (%)                        4.13  
   
  Residential Real Estate Loans (RREL) 530.680  
  Performing 515.336  
  Non-Performing 15.344  
  Loan Loss Reserves 7.550  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL) 7,345.134  
  Total Non-Performing Loans (NPL) 139.781  
  RREL to TLP (%) 7.22  
  Non-Performing RREL to Total NPL (%) 10.98  
  Non-Performing RREL to TLP (%) 0.21  
  Non-Performing RREL to RREL (%) 2.89  
   
  Other Consumer Loans (OCL) 25.964  
  Performing 23.626  
  Non-Performing 2.338  
  Loan Loss Reserves 1.950  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL) 7,345.134  
  Total Non-Performing Loans (NPL) 139.781  
  OCL to TLP (%) 0.35  
  Non-Performing OCL to Total NPL (%) 1.67  
  Non-Performing OCL to TLP (%) 0.03  
  Non-Performing OCL to OCL (%) 9.00  
               
1/ Bank Proper only
r/ Revised
Note: Details may not add up to totals due to rounding-off
Source : Supervisory Data Center, Supervision and Examination Sector, Bangko Sentral ng Pilipinas
Updated as of 7 July 2017