6 CONSUMER LOANS 1/
 
 
Philippine Banking System 
as of end of periods indicated
in billion pesos
 
   
  Mar-19  
     
  Consumer Loans (CL) 1,704.104  
  Performing 1,636.176  
  Non-Performing 67.928  
  Loan Loss Reserves 37.236  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL) 9,585.859  
  Total Non-Performing Loans (NPL) 189.022  
  CL to TLP (%)                     17.78  
  Non-Performing CL to Total NPL (%)                     35.94  
  Non-Performing CL to TLP (%)                        0.71  
  Non-Performing CL to CL (%)                        3.99  
   
  Motor Vehicle Loans (MVL) 533.346  
  Performing 512.839  
  Non-Performing 20.507  
  Loan Loss Reserves 9.349  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL) 9,585.859  
  Total Non-Performing Loans (NPL) 189.022  
  MVL to TLP (%)                        5.56  
  Non-Performing MVL to Total NPL (%)                     10.85  
  Non-Performing MVL to TLP (%)                        0.21  
  Non-Performing MVL to MVL (%)                        3.84  
   
  Auto Loans (AL) 511.290  
  Performing 492.265  
  Non-Performing 19.025  
  Loan Loss Reserves 8.385  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL) 9,585.859  
  Total Non-Performing Loans (NPL) 189.022  
  AL to TLP (%)                        5.33  
  Non-Performing AL to Total NPL (%)                     10.07  
  Non-Performing AL to TLP (%)                        0.20  
  Non-Performing AL to AL (%)                        3.72  
   
  Motorcycle Loans (MCL) 22.055  
  Performing 20.574  
  Non-Performing 1.482  
  Loan Loss Reserves 0.964  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL) 9,585.859  
  Total Non-Performing Loans (NPL) 189.022  
  MCL to TLP (%)                        0.23  
  Non-Performing MCL to Total NPL (%)                        0.78  
  Non-Performing MCL to TLP (%)                        0.02  
  Non-Performing MCL to MCL (%)                        6.72  
   
  Credit Card Receivables (CCR) 302.441  
  Performing 285.927  
  Non-Performing 16.514  
  Loan Loss Reserves 16.329  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL) 9,585.859  
  Total Non-Performing Loans (NPL) 189.022  
  CCR to TLP (%)                        3.16  
  Non-Performing CCR to Total NPL (%)                        8.74  
  Non-Performing CCR to TLP (%)                        0.17  
  Non-Performing CCR to CCR (%)                        5.46  
   
  Salary-Based General-Purpose Consumption Loans (SBGPCL)               150.657  
  Performing               141.253  
  Non-Performing                     9.404  
  Loan Loss Reserves                     4.906  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL)           9,585.859  
  Total Non-Performing Loans (NPL)               189.022  
  SBGPCL to TLP (%)                        1.57  
  Non-Performing SBGPCL to Total NPL (%)                        4.98  
  Non-Performing SBGPCL to TLP (%)                        0.10  
  Non-Performing SBGPCL to SBGPCL (%)                        6.24  
   
  Residential Real Estate Loans (RREL) 690.878  
  Performing 671.267  
  Non-Performing 19.611  
  Loan Loss Reserves 5.210  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL) 9,585.859  
  Total Non-Performing Loans (NPL) 189.022  
  RREL to TLP (%)                        7.21  
  Non-Performing RREL to Total NPL (%)                     10.38  
  Non-Performing RREL to TLP (%)                        0.20  
  Non-Performing RREL to RREL (%)                        2.84  
   
  Other Consumer Loans (OCL) 26.782  
  Performing 24.890  
  Non-Performing 1.891  
  Loan Loss Reserves 1.443  
  Total Loan Portfolio (TLP), net of Interbank Loans (IBL) 9,585.859  
  Total Non-Performing Loans (NPL) 189.022  
  OCL to TLP (%)                        0.28  
  Non-Performing OCL to Total NPL (%)                        1.00  
  Non-Performing OCL to TLP (%)                        0.02  
  Non-Performing OCL to OCL (%)                        7.06  
               
1/ Universal, Commercial, and Thrift Banks (Bank Proper) only
Note: Details may not add up to totals due to rounding-off
Source : Supervisory Data Center, Financial Supervision Sector, Bangko Sentral ng Pilipinas
Updated as of 10 June 2019